SchoolsFirst Credit Union San Juan Capistrano CA: Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to Schoolsfirst, your trusted financial partner located at 33122 Valle Rd Ste C, San Juan Capistrano, CA 92675. Since our establishment in 1934, we have proudly served over 1.4 million members, building a strong community centered on trust and support. With total assets exceeding $31 billion, we provide a wide range of services tailored to meet your financial needs, from personal banking to business loans. Our dedicated team, led by CEO Bill Cheney and Board President Marc Ecker, is committed to helping you achieve your financial goals. Whether you're looking to open a checking account, finance a new vehicle with one of our competitive auto loans, or explore our diverse loan options totaling over 1,064,008, we've got you covered. While members can visit us at the branch for personalized service, official correspondence should be sent to our mailing address: P.O. Box 11547, Santa Ana, CA 92711. We invite you to experience the difference that comes with being part of Schoolsfirst where your success is our priority. For any inquiries or assistance, feel free to reach out at 800-462-8328 during our lobby hours on Monday, Wednesday, and Friday from 9 AM to 5 PM. Visit us online at Schoolsfirst and discover how we can help you thrive financially!

Branch History & Mission

Commitment to Innovation

We understand that as times change, so do the needs of our members. That's why Schoolsfirst embraces modern technology with services such as online banking and mobile payments. We ensure that all our digital platforms are user-friendly and ADA compliant so that everyone can access their accounts with ease. With ATM availability at our branch and various ways to manage your finances remotely, we strive to create a customer-centric experience tailored to your needs.

Community Engagement

Our commitment extends beyond banking; we actively participate in local events and initiatives aimed at improving the well-being of San Juan Capistrano residents. From educational workshops to community sponsorships, we believe in investing back into the neighborhoods where we live and work. As we look towards the future, we invite you to join Schoolsfirst. Experience firsthand the benefits of being part of a member-focused credit union that prioritizes your financial success while uplifting our community. Visit us today or explore more about membership opportunities through our website at Schoolsfirst. Your journey toward financial empowerment starts here!

Our Mission

At Schoolsfirst, our mission is clear: we aim to provide affordable financial solutions while supporting the communities we serve. We believe that everyone deserves access to quality banking services that help them achieve their financial goals. Our focus on community support drives us to engage in outreach efforts and partnerships that make a difference in the lives of those around us. While members can visit us at our main branch for personal banking needs from checking and savings accounts to auto loans and mortgage refinancing official correspondence should be sent to P.O. Box 11547, Santa Ana, CA 92711.

Branch Location & Accessibility

Accessibility and Features

At Schoolsfirst, we prioritize making banking easy for everyone. Our branch offers ample parking, ensuring you can find a spot without any hassle. For those with mobility challenges, our location is ADA compliant with accessible ramps and features designed to make your visit comfortable. While members can visit us at our physical address, please note that official correspondence should be sent to P.O. Box 11547, Santa Ana, CA 92711 if different from the branch address.

Operating Hours

We know your time is valuable! That's why we are open on Mondays, Wednesdays, and Fridays from 9 AM to 5 PM. This schedule allows you to plan your visit when it's most convenient for you. Whether you need assistance with personal banking, auto loans, or credit cards with rewards, our friendly staff is here to help!

Services Available

At Schoolsfirst, we provide a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, our ATM is available for quick cash withdrawals and balance checks whenever you need them. Feel free to give us a call at 800-462-8328 if you have any questions or need further assistance. We look forward to welcoming you to Schoolsfirst! Come visit us today and discover how we can help you achieve your financial goals.

Member Eligibility

Becoming a member of Schoolsfirst feels like joining a close-knit community where everyone supports each other. If you're looking to be part of something special, you'll be pleased to know that membership is open to a variety of individuals! To become eligible, you typically need to be connected to the educational sector in some way whether you're a student, an educator, or even a family member of someone in the field. This means many people can enjoy the benefits of being with us! For specific eligibility criteria, you can check out more details at https://online.schoolsfirstfcu.org/membershipapplication/#!/resume. Once you're ready to take the leap and open an account, the process is straightforward and welcoming. You can start your journey right away by visiting our account opening page at https://online.schoolsfirstfcu.org/gateway/schoolsfirstfcu/login?pageparam=clospersonal. If you have any questions or need assistance, feel free to reach out to us at (800) 462-8328. We're here to help you every step of the way! Join us at Schoolsfirst, located at 33122 Valle Rd Ste C San Juan Capistrano Ca 92675, and experience the advantages of being part of our family.

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine being able to accept payments easily, whether in-person or online. Our merchant services streamline transactions, ensuring that you get paid quickly and efficiently. This means more time focusing on what matters most growing your business. Located at 33122 Valle Rd Ste C San Juan Capistrano Ca 92675 in San Juan Capistrano, CA, we're here to provide personalized service. Reach out to us at (800) 462-8328 for more information on how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $60 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,646, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility and Convenience

At Schoolsfirst, we prioritize accessibility for all members. With ATM services available for cash withdrawals and balance checks, managing your money has never been easier. Plus, our digital banking features ensure that you can handle transactions on-the-go through our mobile application.

Business Banking

For entrepreneurs and business owners, we offer robust business banking solutions. Our merchant services can streamline payment processing, while our business loans provide the funding needed to grow your enterprise. We're committed to helping local businesses thrive.

Credit Cards

Don't forget about our credit cards with rewards! These cards not only give you purchasing power but also allow you to earn points on everyday purchases, making it easier for you to enjoy the things you love.

Get Started Today!

No matter what your financial goals are, we're here to help turn them into reality. If you're ready to explore how our services can benefit you, don't hesitate to reach out! Call us at (800) 462-8328 or visit us at 33122 Valle Rd Ste C San Juan Capistrano Ca 92675 in San Juan Capistrano, CA. We look forward to serving you at 24 - San Juan Capistrano District Service Center!

Loans and Financing

When it comes to loans, we have a variety of options to meet your needs. If you're considering buying a new car, our auto loans and vehicle financing can help you get behind the wheel without breaking the bank. For those looking to buy a home or refinance an existing mortgage, our mortgage loans provide competitive rates and flexible terms. Additionally, we offer personal loans for debt consolidation or unexpected expenses, giving you the support you need when life throws challenges your way.

Personal Banking

Starting with personal banking, we offer checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a vacation, managing monthly expenses, or just looking for a safe place to store your money, our accounts come with features that make banking simple and convenient. You can easily access your funds anytime through our online and mobile banking services, allowing you to manage your finances from anywhere.

Digital & Online Banking

Key Features

One of the standout features is our ability to provide electronic signature authorization. This means you can complete important transactions without needing to visit a branch. Additionally, opting for e-statements not only helps the environment but also gives you instant access to your financial records right from your device. If you're always on the go, our mobile application makes banking even more convenient. You can set up mobile payments, making it easy to pay friends or merchants directly from your phone. And with our person-to-person transfer feature, sending money has never been easier just a few taps and you're done! Security is a top priority for us at Schoolsfirst. We employ advanced security measures so you can bank confidently. With our digital services, rest assured that your information is safe while giving you the flexibility to manage your accounts in real-time. Join us at Schoolsfirst and experience the future of banking today!

Financial Strength

At Schoolsfirst, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's financial landscape, trust and reliability are paramount. That's why we are committed to maintaining a strong financial foundation. With a net worth of $3,111,512,312, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,000 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $9,012,819,714 in share certificates and $4,200,522,761 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This focus is evident with non-member deposits at $0, ensuring that our resources are dedicated to benefiting you through better loan rates, lower fees, and exclusive perks. With $2,721,881,223 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $196,498 in used auto loans and $19,809,905,938 in total loans and leases. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,711 full-time employees and 169 part-time employees ready to assist you with a knowledgeable team. Our net shares available for lending and investments stand at $0, further reinforcing our commitment to support your financial needs. With a total of 3,655,716 share accounts, it's clear that many members trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Schoolsfirst is your trusted partner. Visit us at 33122 Valle Rd Ste C San Juan Capistrano Ca 92675 or call (800) 462-8328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,218,406,840 in used vehicle loans and $2,807,469,311 in new vehicle loans already helping members get on the road. Whether you prefer a brand-new model or a reliable used vehicle, our financing options can make it happen.

Business Solutions

For business owners, our outstanding commercial loans totaling $8,646 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business, we have solutions tailored for you. At Schoolsfirst, we also offer refinancing options to help you reduce monthly payments or access cash from your existing equity. For eligibility details and more information on our loan products, feel free to contact us at (800) 462-8328 or visit us at our location: 33122 Valle Rd Ste C San Juan Capistrano Ca 92675 in San Juan Capistrano, CA. We encourage you to explore our offerings further and see how we can assist you in reaching your financial aspirations. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,990,910,680, make buying or refinancing simple. We're here to guide you through the process and offer competitive terms to fit your budget.

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our flexible terms on unsecured credit card loans, totaling $1,321,159,802. These options give you the freedom to cover unexpected costs while maintaining control over your finances.

Loan Aggregator

Benefits of Using LendMesh

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Schoolsfirst

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Commitment to Innovation

Community Engagement

Our Mission

Branch Location & Accessibility

Accessibility and Features

Operating Hours

Services Available

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make Sense

Tailored Loan Solutions

Comprehensive List Of Services

Accessibility and Convenience

Business Banking

Credit Cards

Get Started Today!

Loans and Financing

Personal Banking

Digital & Online Banking

Key Features

Financial Strength

Loan Offering

Auto Loans

Business Solutions

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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