SchoolsFirst Credit Union San Diego CA: Top Checking & Auto Loans

Introduction

Welcome to Schoolsfirst, your trusted financial partner since 1934! Located at 2431 Fenton Pkwy, San Diego, CA 92108, we pride ourselves on being more than just a credit union; we are a vibrant community dedicated to supporting our members' financial journeys. With over 1,435,595 members and total assets exceeding $31 billion, we strive to provide personalized services that help you achieve your financial goals. At Schoolsfirst, we understand the importance of community support and engagement. Our dedicated team of 2,880 employees, led by CEO Bill Cheney and Board President Marc Ecker, is committed to delivering exceptional service tailored to your needs. Whether you're seeking a new auto loan or looking to open a checking account, our range of services is designed to empower you. While members can visit us at our branch address for face-to-face assistance, official correspondence should be sent to our mailing address: P.O. Box 11547, Santa Ana, CA 92711. We are proud to hold a net worth of $3.11 billion and have total deposits amounting to $3.06 billion. With a strong cash position of $216 million in hand and a total loans portfolio reaching 1,064,008, we ensure that your finances are in safe hands. Explore our offerings today by visiting us online at Schoolsfirst or call us at 800-462-8328. Let us help you make the most of your financial journey!

Branch History & Mission

Welcome to Schoolsfirst, a proud part of the San Diego community since 1934. Our branch, located at 2431 Fenton Pkwy, San Diego, CA 92108, has been a cornerstone for financial support and community engagement for nearly nine decades. As we reflect on our journey, we celebrate not just our growth but also the countless lives we've touched along the way. From our humble beginnings, Schoolsfirst has evolved into a trusted partner for over 1.4 million members. Our commitment to providing exceptional financial services is evident in our impressive total assets of $31 billion. We have grown by staying true to our mission: to empower individuals and families through financial education, accessible banking solutions, and a genuine desire to uplift our community. At Schoolsfirst, we believe that banking should be more than just transactions; it should create opportunities. Our mission statement emphasizes this vision: "To serve and enrich the lives of our members while fostering a sense of belonging in the communities we serve." This means offering a wide range of services from personal banking and auto loans to business financing all designed with your needs in mind. While you can visit us at our branch location for all your banking needs, official correspondence should be directed to P.O. Box 11547, Santa Ana, CA 92711. We are here for you during convenient hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. We understand that accessibility is crucial in today's world. That's why we provide an ATM on-site and offer robust online and mobile banking options. Whether you need assistance with checking accounts or want to apply for loans conveniently from home, we're committed to making your experience smooth and straightforward. Community involvement is at the heart of what we do. Through various outreach programs and partnerships with local organizations, we actively contribute to improving lives beyond just financial transactions. We believe in building a stronger community together. As you explore what Schoolsfirst has to offer, we invite you to join our family and experience firsthand how our services can support your financial goals. Together, let's make a positive impact on the future of our community. For more information or if you have any questions, please don't hesitate to reach out at 800-462-8328. Join us at Schoolsfirst, where your success is our mission!

Branch Location & Accessibility

Call-to-Action

We would love for you to visit us at Schoolsfirst! For any questions or assistance before your visit, feel free to call us at (800) 462-8328. Join us today and discover how we can help you achieve your financial goals!

Nearby Landmarks and Accessibility

Situated near notable spots in the area, our branch is easy to find and access. If you're in the vicinity of popular destinations, you'll appreciate how close we are. Our location offers ample parking for your convenience, ensuring that you can visit us without any hassle. We also comply with ADA standards, so all members can access our facilities comfortably.

Operating Hours

We understand that life can be busy, which is why we strive to offer flexible banking hours to fit your schedule. Our lobby is open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. We invite you to drop by during these hours, where our friendly staff is ready to assist you.

Services Offered

At Schoolsfirst, we provide a range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got something for everyone. Need cash on the go? Our ATM is available for quick withdrawals and balance checks, making banking simple and efficient. While members can visit us at 2431 Fenton Pkwy San Diego Ca 92108, official correspondence should be sent to P.O. Box 11547, Santa Ana, CA 92711 if needed.

Member Eligibility

Becoming a member of Schoolsfirst is like joining a caring community that prioritizes your financial well-being. If you're looking to experience the benefits of credit union membership, you'll be pleased to know that eligibility is straightforward and welcoming. To qualify, you simply need to be associated with one of our member groups, which include employees or students of specific schools and educational institutions. Additionally, residents of certain communities are also invited to join. This means that many individuals can easily become part of our family! For detailed information on eligibility criteria, feel free to check out our resource at https://online.schoolsfirstfcu.org/membershipapplication/#!/resume. Once you're ready to take the next step, opening an account at Schoolsfirst is simple and convenient. Just visit us at our location on 2431 Fenton Pkwy San Diego Ca 92108, or give us a call at (800) 462-8328 for assistance. You can also explore the online account opening process by following this link: https://online.schoolsfirstfcu.org/gateway/schoolsfirstfcu/login?pageparam=clospersonal. We're excited to help you start your journey with us!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $60 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,646, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services tailored for your operations. Picture this: you're at a bustling trade show, and customers are eager to purchase your products. With our payment processing solutions, you can accept credit cards on the spot, making it easier for customers to buy from you right then and there. This not only boosts sales but also enhances customer satisfaction. At Schoolsfirst, located at 2431 Fenton Pkwy San Diego Ca 92108 in San Diego, CA, we are here to help you thrive. Reach out to us today at (800) 462-8328 and let's explore how we can empower your business together!

Comprehensive List Of Services

Business Banking Services

For those running their own businesses, we offer specialized services such as merchant services and business loans. We know how important it is for businesses to have access to reliable funding and efficient payment solutions.

Call Us Today!

We invite you to explore all the possibilities at Schoolsfirst. With our commitment to personalized service and a variety of financial products tailored just for you, we're here to help make your financial goals a reality. For more information or assistance with any of our services, feel free to give us a call at (800) 462-8328. Let us partner with you on this journey towards financial wellness!

Credit Cards & Rewards

Don't forget about our credit cards with rewards! Enjoy benefits like cash back on purchases or travel points that can make your spending work harder for you.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why Schoolsfirst provides comprehensive online and mobile banking features. You can manage your accounts anytime from anywhere with just a few taps on your smartphone. Whether it's checking balances, making transfers, or paying bills, our mobile app makes it easy for you to stay on top of your finances. If you prefer cash transactions, we also offer ATM services for easy cash withdrawals and balance checks without any hassle.

Personal Banking Solutions

When it comes to managing your day-to-day finances, our personal banking services have got you covered. We offer checking and savings accounts tailored to fit different lifestyles, making it easy for you to save for that dream vacation or manage everyday expenses. If you're considering purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms, ensuring that your new ride is within reach. Homeownership is a significant milestone, and our mortgage loans and refinancing services aim to make the process straightforward and stress-free. Whether you're buying your first home or looking to refinance an existing mortgage, our team is ready to assist you every step of the way. Additionally, if you're facing unexpected expenses or want to consolidate debt, our personal loans and debt consolidation options can provide the relief you need.

Digital & Online Banking

Key Services Available

Our online banking platform is user-friendly and accessible 24/7 through our website at https://www.schoolsfirstfcu.org. Whether you want to check your balance or make payments, everything is right at your fingertips. Plus, with our electronic signature authorization feature, signing documents has never been easier or more secure. For those who prefer going paperless, we offer e-statements that allow you to view your account activity without the clutter of paperwork. You'll receive timely updates directly in your email, making it easy to stay on top of your finances.

Mobile Banking Made Easy

With our mobile application available for download, managing your accounts on the go is a breeze. You can also take advantage of our mobile payments feature, which lets you pay for purchases directly from your smartphone. Plus, if you need to send money to friends or family quickly, our person-to-person transfer service has you covered.

Safe and Secure

At Schoolsfirst, we prioritize the security of your personal information. Our online banking services are designed with advanced security measures to keep your data safe while providing ease of access. You can manage your accounts confidently knowing that we're protecting what matters most to you. In today's fast-paced world, having control over your finances shouldn't be complicated. With our digital and online banking options, managing your money has never been simpler or more secure!

Financial Strength

At Schoolsfirst, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is essential for your peace of mind. With a net worth of $3,111,512,312, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1000% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $9,012,819,714 in share certificates and $4,200,522,761 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. Our resources are focused on benefiting you through better loan rates and exclusive perks. With $2,721,881,223 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is substantial with $196,498 in used auto loans and a total of $19,809,905,938 in loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 2,711 full-time employees and 169 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Total Share Accounts: 3,655,716, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Schoolsfirst is your trusted partner. Visit us at 2431 Fenton Pkwy San Diego Ca 92108 or call 800-462-8328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,218,406,840 in used vehicle loans and $2,807,469,311 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles with flexible terms that can be tailored to fit your budget. Plus, if you're considering refinancing an existing auto loan, we have competitive options available.

Business Loans

For business owners in our community, our outstanding commercial loans totaling $8,646 provide the capital needed to grow and expand your business ventures. Whether you're starting fresh or looking to scale up operations, we're here to support your entrepreneurial spirit. At Schoolsfirst in San Diego (2431 Fenton Pkwy), we strive to make lending straightforward and transparent. If you want more information on eligibility or need assistance with refinancing options tailored specifically for you, don't hesitate to reach out! Give us a call at 800-462-8328, or visit us online at Schoolsfirst. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Your journey towards financial empowerment begins here let's work together toward achieving your goals!

Credit Lines

In addition to traditional loans, we provide access to credit lines totaling $7,744,971,084. This option offers great flexibility for managing cash flow or covering unexpected expenses without the need for multiple applications.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,990,910,680, allowing you to take that important step toward owning your own home. Our team is here to guide you through the process and help you find the best solution for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,321,159,802 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards programs designed to maximize your benefits while keeping your spending manageable.

Loan Aggregator

Benefits of Using LendMesh

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Schoolsfirst

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Call-to-Action

Nearby Landmarks and Accessibility

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Services

Call Us Today!

Credit Cards & Rewards

Digital Banking Convenience

Personal Banking Solutions

Digital & Online Banking

Key Services Available

Mobile Banking Made Easy

Safe and Secure

Financial Strength

Loan Offering

Auto Loans

Business Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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