SchoolsFirst Credit Union San Bernardino CA: Low Mortgage Rates & Business Banking

Introduction

Welcome to Schoolsfirst, your trusted financial partner located at 161 E 40Th St, San Bernardino, CA 92404. Since our establishment in 1934, we have been dedicated to serving our members with a commitment to excellence and community support. Our branch, identified by site ID 24237, is more than just a place to manage your finances; it's a hub for building dreams and achieving goals. With a total membership of over 1.4 million, we pride ourselves on fostering strong relationships with our members. We understand the importance of trust in financial matters, which is why we offer personalized services tailored to your needs. Our assets total an impressive $31 billion, reflecting our stability and ability to support you through various financial journeys. At Schoolsfirst, we believe in empowering you with the right tools for success. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgage loans, or credit cards with rewards, we've got you covered. As of now, our total deposits stand at $3.06 billion, showcasing the confidence that our members place in us. Our leadership team is committed to guiding our vision forward. Under the stewardship of CEO Bill Cheney and Board President Marc Ecker, we continuously strive to enhance member experiences and community contributions. With a dedicated team of 2,880 employees, we're here to help you navigate your financial path every step of the way. For any official correspondence, please note that you can reach us at our mailing address: P.O. Box 11547, Santa Ana, CA 92711. We invite you to explore all that Schoolsfirst has to offer. Visit us in person or check out our website at schoolsfirstfcu.org for more information about our services and how we can assist you today! If you have any questions or need assistance, don't hesitate to call us at 800-462-8328. Join us in making your financial aspirations a reality!

Branch History & Mission

Community Commitment

Schoolsfirst believes in giving back. Our partnerships with educational institutions allow us to provide scholarships and support programs aimed at enhancing educational opportunities for local youth. We also promote financial literacy by hosting workshops that help individuals understand budgeting, saving, and investing. As we look ahead, we remain steadfast in our commitment to serving San Bernardino and surrounding areas. With operating hours that accommodate busy schedules Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday until 2 PM we're here when you need us.

Join Us

We invite you to become part of the Schoolsfirst family! Experience firsthand the benefits of membership whether you're looking for reliable banking services or seeking advice on your financial journey. Visit us today or explore more about what we offer at Schoolsfirst. Together, let's build a brighter future for our community!

Our Mission

At the heart of Schoolsfirst is a mission to empower individuals and families through accessible financial services. We strive to ensure that every member feels valued and supported on their journey towards financial stability. Our mission statement encapsulates this vision: "To enhance the lives of our members by providing personalized financial solutions." While members can visit us at 161 E 40th St, official correspondence should be sent to P.O. Box 11547, Santa Ana, CA 92711 if needed. We understand that modern banking requires innovation, which is why we offer a suite of digital tools designed for convenience. From online banking to mobile payments, we make managing finances easy and efficient. Our commitment to accessibility includes ensuring ADA compliance so that everyone can benefit from our services.

Our Story

Since our doors first opened, Schoolsfirst has focused on providing exceptional financial services with a personal touch. Over the years, we've expanded our offerings to include everything from checking and savings accounts to auto loans and mortgage financing. Each service is designed with our members in mind reflecting our dedication to supporting their financial wellness and goals. Our branch is not just about numbers; it's about people. We believe that strong communities are built on relationships, which is why we actively engage in outreach efforts throughout San Bernardino. Whether through partnerships with local schools or involvement in community events, our mission goes beyond banking; it's about uplifting those around us.

Branch Location & Accessibility

Welcome to Schoolsfirst, located at 161 E 40Th St in the heart of San Bernardino, CA! Our branch is designed with your convenience in mind, making it easy for you to access a range of banking services. Whether you're stopping by to open a new account or seeking assistance with a loan, our friendly team is here to help. While you can visit us at our San Bernardino location, please note that any official correspondence should be directed to our mailing address: P.O. Box 11547, Santa Ana, CA 92711. Situated near local landmarks and easily accessible from main roads, our branch is perfect for busy individuals. We offer ample parking right outside the building, ensuring that your visit is as hassle-free as possible. Our facility is ADA compliant, featuring ramps and other accessibility options for all members of the community. At Schoolsfirst, we pride ourselves on providing flexible banking hours to fit your schedule. Our lobby is open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. So whether you're an early bird or prefer to swing by after work or on weekends, we're here for you! We also have an ATM available for quick cash withdrawals and balance checks if you're in a hurry. Although we don't currently offer drive-thru banking services at this location, our team is always ready to assist you inside the branch. If you're looking for personal banking solutions like checking and savings accounts, auto loans, mortgage financing, or credit cards with rewards, you've come to the right place! For businesses, we provide merchant services and business loans too. Ready to discover how Schoolsfirst can support your financial journey? Stop by our branch today or give us a call at 800-462-8328. We can't wait to meet you!

Member Eligibility

At Schoolsfirst, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or attend school in the areas we serve, you're likely eligible to join us. We also invite family members of existing members to become part of our credit union family. To find out more about the specific eligibility criteria, check out our detailed guide at https://online.schoolsfirstfcu.org/membershipapplication/#!/resume. Joining Schoolsfirst means you'll have access to a range of benefits designed with your needs in mind, from competitive loan rates to personalized service. Opening an account is straightforward; just visit us online at https://online.schoolsfirstfcu.org/gateway/schoolsfirstfcu/login?pageparam=clospersonal or give us a call at (800) 462-8328 for assistance. Let us help you take the next step toward better financial wellness right here at our branch located at 161 E 40Th St San Bernardino Ca 92404!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer comprehensive merchant services that make transactions easier for your business. Imagine a busy day where your customers can pay seamlessly using various methods be it credit cards or mobile payments. Our merchant services ensure that you can focus on what matters most: running your business smoothly while enhancing customer satisfaction. Located at 161 E 40Th St San Bernardino Ca 92404 in San Bernardino, CA, we're here to partner with you every step of the way. Reach out at (800) 462-8328 to explore how we can assist you today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $60 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,646, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Services

Need cash? Our convenient ATM & Cash Withdrawal Services ensure you can access your funds whenever necessary. With basic ATM access available for withdrawals and balance checks, you won't have to worry about finding an ATM near you. At Schoolsfirst, we are committed to providing exceptional service and support for all your financial needs. If you're ready to take the next step towards securing your financial future or if you have any questions about our offerings, don't hesitate to reach out! Call us at (800) 462-8328 or visit us online at 23 - San Bernardino In-store to learn more about how we can assist you today!

Business Banking Solutions

For entrepreneurs and business owners, we also provide comprehensive Business Banking solutions, including essential Merchant Services & Business Loans. This ensures that you have the resources needed to grow and manage your business effectively.

Digital and Convenient Access

In today's fast-paced world, we understand the importance of being able to manage your finances anytime, anywhere. That's why we offer robust Online & Mobile Banking features that allow you to check balances, pay bills, and transfer funds with just a few taps on your device. Whether you're at home or on the go, our services are designed for ease and convenience.

Personal Banking Services

Whether you're opening your first checking account or looking to save for a big purchase, our Personal Banking options are designed with you in mind. From convenient Checking & Savings Accounts that fit your lifestyle to flexible Auto Loans & Vehicle Financing that make getting on the road easy, we have you covered. Imagine driving off in that new car you've been eyeing, all while knowing you're backed by competitive rates and friendly service. For those looking to invest in a home, our Mortgage Loans & Refinancing options can help turn your dream into reality. Plus, if you're managing debt, our Personal Loans & Debt Consolidation services offer a way to simplify payments and lower interest rates. And let's not forget about our attractive Credit Cards with Rewards, perfect for earning perks while making everyday purchases.

Digital & Online Banking

Go Green with E-Statements

Reduce paper clutter and stay organized with our e-statements feature. You can view your account statements online whenever you need them, helping you keep track of your finances effortlessly. This not only saves trees but also keeps your personal information secure.

Mobile Convenience at Your Fingertips

Our mobile application puts banking right in your pocket. With features like mobile payments and person-to-person transfers, sending money to friends or making purchases has never been easier. Just download the app and enjoy all the conveniences of banking on the go.

Online Banking Made Easy

With our robust online banking platform available at https://www.schoolsfirstfcu.org, you can check balances, pay bills, and transfer funds with just a few clicks. Our services are available 24/7, so you can handle your banking whenever it suits you. Plus, signing documents is a breeze with our electronic signature authorization feature, making it simple to complete transactions without the hassle of printing or mailing forms.

Security You Can Trust

We prioritize your security by using advanced technology to protect your personal information. From secure logins to real-time alerts for any suspicious activity, you can bank confidently knowing that we have measures in place to keep your data safe. In summary, Schoolsfirst offers modern digital banking solutions that make managing your money convenient and secure. Whether through our user-friendly website or mobile app, accessing your accounts has never been easier!

Financial Strength

Committed to Innovation and Service

With $2,721,881,223 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We also have $196,498 in used auto loans and $19,809,905,938 in total loans and leases available to support your financial goals across various sectors.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $71,805,625. This allows us to keep offering competitive loan rates and solid financial products for our members. We take pride in having 2,711 full-time employees and 169 part-time employees who are dedicated to serving you with knowledgeable support.

Secure Member Savings

Members' savings are secured through $9,012,819,714 in share certificates and $4,200,522,761 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Foundation

With a net worth of $3,111,512,312, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.00% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

With net shares amounting to $0, funds are always available for lending and investments. Our total share accounts stand at 3,655,716, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Schoolsfirst is your trusted partner. Visit us at 161 E 40Th St San Bernardino Ca 92404 or call (800) 462-8328 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,218,406,840 in used vehicle loans and $2,807,469,311 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have flexible terms to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $8,646 provide the capital needed to grow and expand. Whether you're looking to finance equipment or cover operational costs, we have solutions designed for small and medium-sized businesses. If you're interested in refinancing options or want to check your eligibility for any of our loan products, feel free to reach out. Our team at Schoolsfirst is here to assist you every step of the way. To learn more about our loan offerings or if you have questions about how we can support your financial journey, don't hesitate to contact us at (800) 462-8328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today at 161 E 40Th St San Bernardino Ca 92404 in San Bernardino, CA, and let's get started on achieving your financial goals together!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,990,910,680, make buying or refinancing simple. We provide personalized service to help guide you through the process, ensuring you find the right fit for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,321,159,802 in loans helping members manage their finances effectively. These cards come with various benefits to assist you in everyday purchases while maintaining control over your spending.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: All loan offers on LendMesh come from legitimate financial institutions. This means users can trust that the information they receive is reliable and accurate. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. This commitment to unbiased results helps users find the best options without any hidden agendas. Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, allowing them to make informed decisions based on current market conditions. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This type of feedback reflects LendMesh's effectiveness in helping consumers secure better financial products. If you're ready to explore your options, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

SCHOOLSFIRST FEDERAL CREDIT UNION - San Bernardino, CA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in San Bernardino, CA (92404)

Introduction

Branch History & Mission

Community Commitment

Join Us

Our Mission

Our Story

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Practical Merchant Services

Tailored Loan Options

Comprehensive List Of Services

ATM Services

Business Banking Solutions

Digital and Convenient Access

Personal Banking Services

Digital & Online Banking

Go Green with E-Statements

Mobile Convenience at Your Fingertips

Online Banking Made Easy

Security You Can Trust

Financial Strength

Committed to Innovation and Service

Operational Efficiency

Secure Member Savings

Strong Financial Foundation

Trustworthy Partnership

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Customers Also Interested In: