SchoolsFirst Credit Union Sacramento CA: Best Auto Loans & Rewards Cards

Introduction

Welcome to Schoolsfirst, your trusted financial partner located at 2051 Natomas Crossing Dr, Sacramento, CA 95834. Since our establishment in 1934, we have grown into a community cornerstone with a strong commitment to serving our members. With a total membership exceeding 1.4 million and assets of over $31 billion, we are dedicated to providing personalized financial solutions that meet the unique needs of our members. At Schoolsfirst, we understand that each member's financial journey is different. That's why we offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions tailored to help you achieve your financial goals. Our total deposits stand at an impressive $3.06 billion, ensuring that your funds are secure and accessible when you need them most. Led by our experienced CEO, Bill Cheney, and Board President, Marc Ecker, our team of nearly 2,900 employees is here to support you every step of the way. Whether you're looking for a new loan or need assistance managing your savings, our friendly staff is just a call away at 800-462-8328. While members can visit us at our branch location, official correspondence should be sent to: P.O. Box 11547, Santa Ana, CA 92711. We invite you to explore our website at Schoolsfirst for more information on how we can help you thrive financially. Join us today and experience the Schoolsfirst difference where your financial well-being is our top priority!

Branch History & Mission

Community Engagement

Schoolsfirst is deeply invested in community outreach efforts. We regularly partner with local organizations to provide resources and support that uplift those around us. Whether it's through financial literacy programs or educational initiatives for students and teachers alike, we strive to make a positive impact on everyone in our community. As we look towards the future, we invite you to join Schoolsfirst. Experience firsthand how we can help you achieve your financial goals while being part of a supportive network that truly cares about your well-being. Reach out today at 800-462-8328 or visit us online at schoolsfirstfcu.org to learn more about membership opportunities. Together, let's build a brighter financial future!

Our Mission

The mission of Schoolsfirst is simple yet profound: to empower our members through exceptional financial services while actively supporting the communities we serve. We believe that when our members succeed, so does our community. That's why we offer a range of services including checking and savings accounts, auto loans, mortgage options, personal loans, business banking solutions, and more all designed with you in mind. As part of our commitment to accessibility, we ensure that our branch is ADA compliant and equipped with modern digital tools like online banking and mobile payments. Members can enjoy convenient ATM access while being reassured by the dedication of our staff who prioritize your needs. While you can visit us at our Sacramento location for all your banking needs during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM official correspondence can be sent to P.O. Box 11547, Santa Ana, CA 92711 if needed.

Branch Location & Accessibility

Welcome to Schoolsfirst, your trusted credit union located at 2051 Natomas Crossing Dr in Sacramento, CA! Our branch is conveniently situated near popular landmarks like the Natomas Marketplace and the Sacramento River, making it easy for you to stop by and take care of your banking needs. At Schoolsfirst, we prioritize accessibility for all our members. Our branch is designed with ADA-compliant features, including ramps and ample parking spaces, ensuring a welcoming environment for everyone. Whether you're visiting us for personal banking, auto loans, or mortgage services, you can expect a friendly atmosphere where your financial goals are our top priority. Our lobby hours are tailored to fit your busy schedule: we're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. If you need assistance outside these hours, feel free to reach out to us at 800-462-8328. For those on the go, we offer ATM services right here at the branch. Please note that while we don't have drive-thru banking available, our team is always ready to assist you inside with a variety of services including checking and savings accounts, personal loans, and credit cards with rewards. While members can visit us at this address for all their banking needs, official correspondence should be sent to P.O. Box 11547 in Santa Ana if needed. We invite you to come visit us soon and discover how Schoolsfirst can help you achieve your financial dreams!

Member Eligibility

Becoming a member of Schoolsfirst is like stepping into a community where your financial needs are truly understood and supported. If you live, work, or attend school in the Sacramento area, you're likely eligible to join our family at Schoolsfirst. We welcome individuals who share our mission to empower one another through cooperative banking. Whether you're looking for savings accounts, loans, or personalized financial advice, we're here for you every step of the way. To learn more about the specific eligibility criteria, feel free to visit this page for detailed information. Opening an account is straightforward and inviting! You can start your journey with us by visiting this link to get started. If you have any questions or need assistance, don't hesitate to reach out at (800) 462-8328. We look forward to welcoming you to Schoolsfirst, located at 2051 Natomas Crossing Dr Sacramento Ca 95834, where together we can achieve your financial goals!

Business Banking & Commercial Services

Merchant Services That Matter

Alongside our loan offerings, we provide essential merchant services that simplify transactions. Imagine a smooth checkout experience for your customers with our payment processing solutions. This means faster sales, improved cash flow, and more time for you to focus on what really matters growing your business. Visit us at 2051 Natomas Crossing Dr Sacramento Ca 95834 in Sacramento, CA, or call us at (800) 462-8328 to learn more about how we can partner with you on your journey to success!

Tailored Loan Options

Imagine having the financial support to expand your operations or invest in new equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $60 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,646, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Services

With our ATM & cash withdrawal services, accessing your cash is never an issue. We provide basic ATM access for withdrawals and balance checks, making it easy for you to stay in control of your finances. For more information about any of these services or how we can assist you further, feel free to reach out at (800) 462-8328. We invite you to visit us at 65 - Natomas, where personalized service meets comprehensive financial solutions designed just for you!

Business Banking Solutions

For local businesses, we provide merchant services and business loans tailored to help you grow. Our experienced team understands the unique challenges of running a business and is here to support you every step of the way.

Credit Cards with Benefits

Explore our credit cards that not only offer rewards but also come with competitive interest rates. This makes them a smart choice for everyday purchases while allowing you to earn rewards along the way.

Embracing Digital Convenience

In today's fast-paced world, convenience matters. That's why Schoolsfirst offers robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. Whether it's checking your balance or transferring funds between accounts, our digital features make banking accessible right from your smartphone or computer.

Loans Made Easy

Looking to buy a car? Our auto loans and vehicle financing options make it simple for you to drive away in the car of your dreams. Plus, if you're considering home ownership, our mortgage loans and refinancing services provide competitive rates to help you secure the best deal possible. For those unexpected expenses or personal projects, our personal loans and debt consolidation solutions can help ease your financial burden.

Personal Banking

We understand that managing your finances is important, which is why we offer various checking and savings accounts tailored for your lifestyle. Whether you're saving for a special occasion or need daily access to funds, our accounts come with features that help you manage your money effectively.

Digital & Online Banking

Key Features

One of the standout features is our electronic signature authorization. This means you can sign documents digitally, saving time and hassle when dealing with paperwork. Plus, e-statements are available for those who prefer to go paperless it's not only eco-friendly but also keeps your information organized and accessible. If you're always on the move, our mobile application provides easy access to all your banking needs right from your smartphone. You can even make mobile payments effortlessly, letting you leave cash and cards behind while enjoying a smooth shopping experience. Need to send money to friends or family? Our person-to-person transfer feature makes it simple to send funds quickly without any fuss. At Schoolsfirst, security is our top priority. Our digital banking services are equipped with advanced security measures to protect your personal information and ensure safe transactions. With all these features combined, managing your finances has never been more accessible or efficient. So why wait? Embrace the ease of digital banking today with Schoolsfirst!

Financial Strength

Committed Team

We also take pride in having 2,711 full-time employees and 169 part-time employees who are dedicated to serving you with knowledgeable support every day. Our team is always ready to assist you with your banking needs.

Focused on Our Members

Unlike traditional banks, our focus is solely on you our members. With non-member deposits at $0, we ensure that our resources are directed toward benefiting you with competitive loan rates, lower fees, and exclusive perks tailored to enhance your banking experience.

Growing Membership Base

Total Share Accounts stand at an impressive 3,655,716, showcasing a strong and growing member base that trusts us with their finances. Your confidence inspires us to strive for excellence every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Schoolsfirst is your trusted partner. Visit us at 2051 Natomas Crossing Dr Sacramento Ca 95834 or call (800) 462-8328 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors. We currently hold $196,498 in used auto loans and a total of $19,809,905,938 in loans and leases available for your needs. This flexibility means that whether you're purchasing a vehicle or planning other significant investments, we've got you covered.

Member-Centric Savings Options

We understand that savings are crucial for our members' futures. That's why we secure your savings through $9,012,819,714 in share certificates and $4,200,522,761 in money market shares. These options provide stable and rewarding growth opportunities for your hard-earned money.

Operational Efficiency

Our ability to generate income reflects our operational efficiency, as shown by our $0. This efficiency enables us to continue offering competitive loan rates and solid financial products for all our members.

Reinvestment in Services

With $2,721,881,223 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to improvement ensures that you always have access to top-notch services and products.

Strong Financial Position

With a net worth of $3,111,512,312, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further highlighted by our net worth ratio of $1,000, demonstrating that we have a sturdy capital base to support our ongoing operations and member needs.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,218,406,840 in used vehicle loans and $2,807,469,311 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $8,646 provide the capital needed to grow and expand your business. We understand the challenges that come with running a business and are committed to supporting our local entrepreneurs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,990,910,680, make buying or refinancing simple. We provide competitive rates and flexible terms to ensure you find a solution that works for you.

Refinancing Options

If you're already holding a loan but want better terms or lower rates, we have refinancing options available. This allows you to adjust your current payments to better fit your budget while potentially saving money on interest. For more information about our loan offerings or if you have specific questions regarding eligibility, feel free to reach out by calling us at (800) 462-8328, or visit us at our branch located at 2051 Natomas Crossing Dr Sacramento Ca 95834 in Sacramento, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,321,159,802 in loans helping members manage their finances effectively. This can be a great option for those looking to consolidate debt or cover unexpected expenses without needing collateral.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help consumers navigate the often complex world of loans with ease and confidence. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified data guarantees that users receive fair and transparent offers. Each loan listing reflects real rates from legitimate financial institutions, allowing users to make informed choices without confusion or guesswork. One of the key advantages of using LendMesh is its commitment to transparency. The platform does not feature sponsored listings; lenders are not prioritized based on paid promotions. This means that all users receive unbiased results, ensuring that each option is presented fairly. Additionally, LendMesh provides real-time rate comparisons from multiple institutions, which helps users see current offers and better understand their options. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the tool's effectiveness and reliability in helping individuals achieve better financing outcomes. For those seeking to compare loan offers efficiently, LendMesh stands as a trusted resource. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Schoolsfirst

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Engagement

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Loan Options

Comprehensive List Of Services

ATM Services

Business Banking Solutions

Credit Cards with Benefits

Embracing Digital Convenience

Loans Made Easy

Personal Banking

Digital & Online Banking

Key Features

Financial Strength

Committed Team

Focused on Our Members

Growing Membership Base

Lending Capacity

Member-Centric Savings Options

Operational Efficiency

Reinvestment in Services

Strong Financial Position

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

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