SchoolsFirst Credit Union Sacramento CA: Low Mortgage Rates & Rewards Cards

Introduction

Welcome to Schoolsfirst, your trusted financial partner in the heart of Sacramento! Located at 8848 Calvine Rd Ste 110, Sacramento, CA 95828, our branch has been serving the community since 1934. With a strong commitment to our members, we proudly support over 1.4 million individuals and families, making us one of the largest credit unions in the area. At Schoolsfirst, we believe in building strong relationships with our members. We offer a range of services tailored to meet your needs, from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. In total, we have more than $31 billion in assets and manage over $3 billion in deposits, reflecting our dedication to sound financial practices and member satisfaction. While you can visit us at our branch location, official correspondence should be directed to our mailing address: P.O. Box 11547, Santa Ana, CA 92711. Our dedicated team is here to assist you with any questions or financial needs you may have. Feel free to reach out by calling us at 800-462-8328. Our leadership team, led by CEO Bill Cheney and Board President Marc Ecker, ensures that Schoolsfirst operates with transparency and integrity. With a total of 2880 employees, we are committed to creating a positive impact in our community. Join us today and discover how Schoolsfirst can help you achieve your financial goals! Visit our website at https://www.schoolsfirstfcu.org or stop by for a warm welcome and personalized service. Your future starts here!

Branch History & Mission

At Schoolsfirst, we are proud to share our rich history and mission that has guided us since our inception. Established in 1934, our branch located at 8848 Calvine Rd Ste 110, Sacramento, CA 95828 has been a vital part of the community for nearly nine decades. Over the years, we have grown alongside our members, expanding our services and enhancing our commitment to their financial well-being. From humble beginnings, Schoolsfirst has evolved into a trusted institution with over 1.4 million members and total assets amounting to an impressive $31 billion. Our dedication to providing exceptional service is reflected in our operating hours: Monday to Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. We also offer convenient ATM services for easy access to your funds. Our mission is simple yet profound: we strive to empower our members by providing personalized financial solutions and support that foster growth and stability. We believe in building lasting relationships with our community through not just banking services but also active involvement in local outreach initiatives. Whether it's offering educational workshops or partnering with local organizations, Schoolsfirst is dedicated to making a positive impact on the lives of those we serve. While members can visit us at 8848 Calvine Rd Ste 110, official correspondence should be sent to P.O. Box 11547, Santa Ana, CA 92711. Our branch features modern advancements such as online banking and mobile payments, ensuring that our members have access to their accounts anytime and anywhere. As we continue this journey together, we invite you to join Schoolsfirst and experience firsthand the benefits of membership. With a focus on customer care and community service, we look forward to being your trusted financial partner for years to come.

Branch Location & Accessibility

Contact Us

If you have any questions or want more information about what we offer, please don't hesitate to give us a call at 800-462-8328. We look forward to seeing you soon at Schoolsfirst in Sacramento! Your financial success is important to us, and we're excited to be part of your journey.

Nearby Landmarks and Accessibility

Our branch is located near popular local spots, making it easy to fit your banking needs into your day. If you're out shopping or visiting a nearby park, swing by to see us! We offer ample parking for our members, along with features that ensure accessibility for everyone. Our facilities are ADA compliant and equipped with ramps for those who need them.

Operating Hours and Services Offered

We invite you to visit us during our friendly operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Whether you need assistance with personal banking services like checking and savings accounts or require help with auto loans and credit cards, our dedicated team is ready to assist you. For your convenience, we also have an ATM available for cash withdrawals and balance checks right on-site. While we don't offer drive-thru services at this branch, we are committed to providing a welcoming atmosphere inside.

Member Eligibility

Becoming a member of Schoolsfirst feels like joining a warm and welcoming family that prioritizes your financial well-being. If you're looking to enjoy the benefits of credit union membership, you'll be pleased to know that eligibility is quite accessible. At Schoolsfirst, individuals who live, work, or attend school in the local community are encouraged to join. This means that whether you're a student, an employee, or simply a resident in the area, you can take advantage of our services designed to support your financial journey. To dive deeper into the specific eligibility requirements and see if you qualify, feel free to visit our detailed guidelines at https://online.schoolsfirstfcu.org/membershipapplication/#!/resume. Once you're ready to become part of our community, opening an account is easy and straightforward. You can start this process by visiting us online at https://online.schoolsfirstfcu.org/gateway/schoolsfirstfcu/login?pageparam=clospersonal, or if you prefer speaking with someone directly, don't hesitate to call us at (800) 462-8328. We're here to help you every step of the way! Our branch located at 8848 Calvine Rd Ste 110 Sacramento Ca 95828 is also open for visits if you have any questions. Join us today and experience the advantages that come with being a member of Schoolsfirst!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $60 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,646, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine having the tools you need to accept payments easily and manage transactions seamlessly. Our merchant services offer practical solutions that can streamline your operations, making it easier for you to focus on what you do best running your business. Visit us at 8848 Calvine Rd Ste 110 Sacramento Ca 95828 in Sacramento, CA or call us at (800) 462-8328 to learn more about how we can help you grow your business today!

Comprehensive List Of Services

Business Banking Services

If you're running a business, our Business Banking offerings include essential tools like Merchant Services and Business Loans designed specifically for entrepreneurs. We understand that managing a business comes with unique challenges, and we aim to support you every step of the way.

Connect With Us

We invite you to explore how Schoolsfirst can help simplify your financial life today! For any inquiries or assistance, please don't hesitate to reach out at (800) 462-8328. Experience financial freedom with us your trusted partner in banking at 58 - Calvine Pointe! Visit us online at https://www.schoolsfirstfcu.org for more information or to start your membership journey today!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking options. You can manage your accounts from anywhere check balances, transfer funds, or pay bills all from the palm of your hand. Plus, with our ATM & Cash Withdrawal Services available at various locations including basic ATM access for withdrawals and balance checks, accessing your money has never been easier.

Financial Flexibility

Sometimes life throws unexpected expenses your way. Our Personal Loans & Debt Consolidation services provide the flexibility you need to manage those costs without feeling overwhelmed. Whether you're consolidating debt or making an important purchase, we are here to help you find the right solution. Additionally, our Credit Cards with Rewards give you more than just purchasing power; they reward you for using them! Enjoy perks that can make your everyday spending more rewarding and even earn cashback or travel points along the way.

Personal Banking Solutions

Managing your finances should be straightforward. That's why we offer Personal Banking services that include checking and savings accounts tailored to fit various lifestyles. Imagine easily accessing your funds while also earning interest on your savings! With our accounts, you can keep track of your money effortlessly. When it comes to purchasing a vehicle, our Auto Loans & Vehicle Financing make the process simple and stress-free. Picture yourself driving off in that new car you've been eyeing, all while enjoying competitive rates and flexible terms tailored just for you. For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing options are here to help you navigate the housing market with confidence. We understand that this is a significant step in your life, and we're committed to guiding you through every detail.

Digital & Online Banking

Key Features

Our online banking platform allows you to handle everything from checking your balance to transferring funds, all at the click of a button. You can enjoy the convenience of electronic signature authorization, making document signing quick and hassle-free. Plus, our e-statements feature allows you to view your statements digitally, reducing paper clutter while keeping your information safe. For those who love using their phones, our mobile application makes banking on-the-go a breeze. You can make mobile payments easily, ensuring that you're always ready to pay when you're out shopping or dining. Additionally, person-to-person transfers mean that sending money to friends or family is just as simple no more awkward cash exchanges!

Security and Accessibility

Your security is our top priority. Our online banking services are equipped with robust security measures to protect your personal information. You can manage your accounts in real-time, giving you full control over your finances without the stress of waiting for traditional banking hours. With the combination of user-friendly features and top-notch security, Schoolsfirst makes digital banking accessible for everyone. Whether you're checking balances or making payments, we're here to support you every step of the way!

Financial Strength

At Schoolsfirst, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining a robust financial foundation ensures that you can trust us with your hard-earned money. With a net worth of $3,111,512,312, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.00% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $9,012,819,714 in share certificates and $4,200,522,761 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to growth is further illustrated by having $2,721,881,223 in undivided earnings, which we reinvest into innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $196,498 in used auto loans and $19,809,905,938 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency shines through with a net income of $71,805,625, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,711 full-time employees and 169 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 3,655,716, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Schoolsfirst is your trusted partner. Visit us at 8848 Calvine Rd Ste 110 Sacramento Ca 95828 or call (800) 462-8328 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,218,406,840 in used vehicle loans and $2,807,469,311 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing your next vehicle straightforward and stress-free.

Business Loans

For business owners, our outstanding commercial loans totaling $8,646 provide the capital needed to grow and expand. If you're looking for funding to start or improve your business operations, our team is ready to assist you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,990,910,680, make buying or refinancing simple. Whether you are a first-time homebuyer or looking to refinance your current mortgage, we have options that can fit your budget.

Refinancing Options

If you already have a loan but want better terms, we offer refinancing options that could save you money over time. It's worth exploring how we can help lower your monthly payments or reduce interest rates based on your current financial situation. For more information on any of our loan products or to discuss eligibility options, please reach out to us at (800) 462-8328. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Schoolsfirst, we believe in empowering our members with financial tools that work for them. Let us help you find the right loan today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,321,159,802 in loans helping members manage their finances effectively. These cards come with various benefits designed to help you maximize your spending power while keeping costs manageable.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers when they compare loans. LendMesh stands out in several key areas: - Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in what is presented to users. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. This commitment to neutrality means you receive unbiased results tailored to your needs. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly access the information necessary to make sound financial choices.

User Trust and Testimonials

Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the effectiveness of the platform in helping individuals secure favorable lending terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SCHOOLSFIRST FEDERAL CREDIT UNION - Sacramento, CA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Sacramento, CA (95828)

Introduction

Branch History & Mission

Branch Location & Accessibility

Contact Us

Nearby Landmarks and Accessibility

Operating Hours and Services Offered

Member Eligibility

Business Banking & Commercial Services

Financing Your Growth

Merchant Services That Matter

Comprehensive List Of Services

Business Banking Services

Connect With Us

Digital Banking Convenience

Financial Flexibility

Personal Banking Solutions

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Ensuring Accurate Loan Comparisons

User Trust and Testimonials

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