SchoolsFirst Credit Union Sacramento CA: Affordable Auto Loans & Rewards Cards

Introduction

Welcome to Schoolsfirst, your trusted partner in financial wellness, located at 8725 Folsom Blvd, Sacramento, CA 95826. Since our establishment in 1934, we have been dedicated to serving our community and supporting over 1.4 million members. With total assets of a remarkable $31,084,507,740, we are here to provide you with the tools and resources you need for your financial journey. At Schoolsfirst, we pride ourselves on offering a range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our commitment extends beyond just banking; we aim to foster strong relationships with our members while contributing positively to the communities we serve. While members can visit us at 8725 Folsom Blvd, official correspondence should be sent to our mailing address at P.O. Box 11547, Santa Ana, CA 92711. Under the leadership of CEO Bill Cheney and Board President Marc Ecker, our team of nearly 2,880 employees is passionate about helping you achieve your financial goals. With total deposits amounting to $3,063,823,932 and a net worth of $3,111,512,312, Schoolsfirst stands as a pillar of strength and reliability in the financial landscape. Ready to take the next step? Give us a call at 800-462-8328 or explore our website at Schoolsfirst to learn more about how we can assist you today!

Branch History & Mission

Commitment to Excellence

As technology advances, we remain committed to enhancing member experiences through digital banking solutions. Our online and mobile banking platforms are designed for convenience and ease of use while maintaining high standards for security and accessibility. Our operating hours reflect our dedication to being available for our members when they need us most: Monday to Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM.

Join Us

We invite you to become part of the Schoolsfirst family! Experience the difference that comes with being a member of a credit union that truly cares about your financial well-being and the health of your community. Visit us today or check out our website at Schoolsfirst for more information on membership opportunities and services. Together, let's build a brighter financial future!

Our Journey

Since opening our doors at 8725 Folsom Blvd, Sacramento, CA 95826, Schoolsfirst has embraced the mission of empowering individuals and families through accessible financial services. Our location is not just a branch; it's a hub for community engagement and support. We're conveniently situated near local schools and community centers, making it easy for our members to connect with us. While members can visit us at our branch address, official correspondence should be sent to P.O. Box 11547, Santa Ana, CA 92711.

Our Mission

Our mission is simple yet impactful: to provide excellent financial services while supporting the communities we serve. We believe that everyone deserves access to affordable banking options, which is why we offer a variety of personal banking products such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. We are dedicated to helping our members achieve their financial goals while also giving back through community outreach initiatives. Our partnerships with local organizations ensure that we not only meet the needs of our members but also contribute positively to the neighborhoods around us.

Branch Location & Accessibility

Banking Hours That Fit Your Schedule

We understand that your time is valuable. That's why our lobby hours are designed to accommodate your busy lifestyle. Visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, or Saturday from 9 AM to 2 PM. Our friendly team is ready to assist you during these times.

Comprehensive Services Right Here

At Schoolsfirst, we offer a wide array of services tailored just for you whether it's personal banking options like checking and savings accounts or loans for vehicles and mortgages. While we currently do not have ATM facilities or drive-thru banking at this location, our staff is here to help with all your banking needs inside the branch. We invite you to reach out with any questions or visit us today! Call us at 800-462-8328 or stop by and see how we can support your financial journey. At Schoolsfirst, you're not just a member; you're part of our community!

Convenient Access

At Schoolsfirst, we prioritize convenience. Our branch is situated close to several local hotspots and community centers, making it easy for members to pop in during their busy day. We are committed to providing accessible banking solutions for everyone, with features like ADA-compliant entrances and ample parking spaces available for all visitors. If you prefer to handle official correspondence, please note that our mailing address differs slightly: P.O. Box 11547, Santa Ana, CA 92711. This ensures your important documents reach us safely!

Member Eligibility

At Schoolsfirst, we believe that everyone deserves access to a supportive financial community. Becoming a member is simple and welcoming, designed for individuals who share our values and vision. If you live, work, or attend school in the areas we serve, you're likely eligible to join us! We also welcome family members of existing members, making it easy to include your loved ones in this enriching experience. For more detailed information on eligibility criteria, feel free to visit our membership eligibility page. Joining Schoolsfirst not only opens the door to a range of personalized banking services but also connects you with over a million members who enjoy benefits like competitive rates on loans and savings, as well as dedicated customer service. Ready to take the next step? Opening an account is just as easy check out our account opening guide or give us a call at (800) 462-8328 for any questions. Our friendly team is here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $60 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,646, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools you need to accept payments easily and manage transactions seamlessly. Our merchant services offer practical solutions that simplify payment processing, allowing you to focus on what matters most growing your business. From point-of-sale systems to online payment options, we make it easy for you to cater to your customers' needs. Visit us at 8725 Folsom Blvd Sacramento Ca 95826 in Sacramento, CA, or give us a call at (800) 462-8328 to learn more about how our business banking and commercial services can fuel your success!

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, we have you covered too! Our Business Banking services include merchant services and business loans that can help fuel your growth. We know how important it is for businesses to have access to capital and reliable banking solutions.

Convenience at Your Fingertips

Our commitment extends beyond traditional banking hours. With services like ATM and cash withdrawal options available at various locations (though we currently do not have ATMs at this branch), accessing your funds is simple and convenient. Plus, if you ever need assistance or have questions, don't hesitate to reach out by calling us at (800) 462-8328 during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. We invite you to explore all that Schoolsfirst has to offer. Whether you're starting a new account or seeking financing options, we're here for you every step of the way. Visit us today or check out our website at https://www.schoolsfirstfcu.org for more information on how we can help you achieve your financial goals!

Financing Your Dreams

If you're thinking about buying a new car or refinancing your current vehicle, our Auto Loans & Vehicle Financing services provide competitive rates and flexible terms to fit your budget. Picture driving away in that new car sooner than you thought possible! Additionally, for those considering homeownership or wanting to refinance an existing mortgage, our Mortgage Loans & Refinancing options are here to help make that dream a reality.

Personal Banking Made Easy

We understand that managing your personal finances can be challenging. That's why we offer Personal Banking options including checking and savings accounts tailored for every lifestyle. Imagine being able to easily access your funds whenever you need them, whether it's through our user-friendly Online & Mobile Banking platforms or with just a few taps on your smartphone using mobile payments. You can check balances, transfer money, and pay bills from the comfort of your home or on the go.

Support for Your Financial Goals

For unexpected expenses or consolidating debt, we offer Personal Loans & Debt Consolidation solutions that can ease your financial burden. Our team is ready to assist you in finding the right loan that suits your needs without overwhelming interest rates. Plus, don't forget about our Credit Cards with Rewards, which allow you to earn points on everyday purchases turning spending into savings.

Digital & Online Banking

Key Features for Your Convenience

With features like electronic signature authorization, signing documents has never been simpler. You can complete transactions quickly and securely without needing to print anything out. Plus, enjoy the ease of receiving e-statements, which are not only eco-friendly but also keep your financial records organized and accessible. Our mobile application takes convenience up a notch. It supports mobile payments, so you can make purchases using just your smartphone perfect for those on-the-go moments. Need to send money to a friend? Use our person-to-person transfer feature to send funds instantly without any hassle. Security is our top priority. We employ robust measures to protect your personal information while ensuring that navigating your accounts is straightforward and intuitive. Whether you're accessing your account from home or while out and about, you can rest assured that your data is safe with us. At Schoolsfirst, we believe banking should fit into your life seamlessly. With our digital and online banking services, managing your finances has never been easier! Explore everything we offer at https://www.schoolsfirstfcu.org today!

Financial Strength

At Schoolsfirst, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's economy, having a solid financial foundation is crucial for your peace of mind. With a net worth of $3,111,512,312, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust position is further highlighted by our net worth ratio of $1,000, which demonstrates a solid capital foundation. This ensures we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $9,012,819,714 in share certificates and $4,200,522,761 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our financial strength is also reflected in our $2,721,881,223 in undivided earnings. These funds allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $196,498 in used auto loans and $19,809,905,938 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our performance insights show a net income of $0, reflecting our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,711 full-time employees and 169 part-time employees. Our dedicated team is always ready to serve you with knowledge and commitment. The strength of our member base is clear with a total of 3,655,716 share accounts. This shows the trust that thousands place in us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Schoolsfirst is your trusted partner. Visit us at 8725 Folsom Blvd Sacramento Ca 95826 or call (800) 462-8328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,218,406,840 in used vehicle loans and $2,807,469,311 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or prefer a reliable used option, we have solutions that fit your budget.

Credit Lines

In addition to auto and mortgage loans, our total credit lines reach an impressive $7,744,971,084. This gives you access to funds when you need them most, whether for unexpected expenses or planned purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,990,910,680, make buying or refinancing simple. We offer competitive rates and flexible terms to make your path to owning a home smoother than ever.

Refinancing Options

If you're considering refinancing any existing loans, Schoolsfirst is here to assist. We offer various eligibility options that can help lower your monthly payments or reduce your interest rates on current loans. For more information about our loan offerings or assistance with applications, feel free to reach out to us at (800) 462-8328. Our friendly staff is ready to guide you through the process and help find the best financial solutions for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Schoolsfirst, we're dedicated to supporting our members every step of the way toward achieving financial well-being.

Unsecured Credit Card Loans

Managing expenses can be challenging at times. That's why we also offer flexible terms on unsecured credit card loans, with a total of $1,321,159,802 in loans helping members manage their finances effectively. With our credit cards, you can enjoy added convenience and peace of mind as you handle daily spending.

Loan Aggregator

Benefits of Using LendMesh

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Schoolsfirst

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Commitment to Excellence

Join Us

Our Journey

Our Mission

Branch Location & Accessibility

Banking Hours That Fit Your Schedule

Comprehensive Services Right Here

Convenient Access

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Solutions

Convenience at Your Fingertips

Financing Your Dreams

Personal Banking Made Easy

Support for Your Financial Goals

Digital & Online Banking

Key Features for Your Convenience

Financial Strength

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Join Our Community