SchoolsFirst Credit Union Sacramento CA: Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Schoolsfirst, your trusted partner in financial wellness, located at 1631 Claudia Dr, Sacramento, CA 95822. Since our establishment in 1934, we have been dedicated to serving our members and the community with integrity and commitment. With a strong membership base of over 1.4 million individuals, we take pride in being a reliable financial institution that understands your needs. At Schoolsfirst, we believe in empowering our members through access to a range of services designed to support personal and business financial goals. Our total assets exceed an impressive $31 billion, reflecting our stability and ability to serve you better. With total deposits around $3 billion and a net worth of $3.1 billion, you can trust that your money is in safe hands. Whether you're looking for auto loans, mortgage options, or business financing, our team is here to help you every step of the way. Under the leadership of our CEO, Bill Cheney, and Board President, Marc Ecker, we strive to create a positive impact within our community while ensuring that your banking experience is seamless and supportive. While members can visit us at 1631 Claudia Dr, official correspondence should be sent to our mailing address: P.O. Box 11547, Santa Ana, CA 92711. We are here for you during convenient hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. We invite you to explore how Schoolsfirst can make a difference in your financial journey. For more information or assistance, please call us at 800-462-8328 or visit our website at Schoolsfirst. Let's take the next steps toward achieving your financial goals together!

Branch History & Mission

Join Us

While you can visit us at 1631 Claudia Dr Sacramento Ca 95822 during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM we invite you to connect with us anytime by calling (800) 462-8328. For official correspondence, please send your mail to P.O. Box 11547, Santa Ana, CA 92711 if different from our branch address. If you're ready to experience all that Schoolsfirst has to offer or want more information about membership eligibility and benefits, visit us at https://www.schoolsfirstfcu.org. Join us today and become part of something special a community-focused credit union dedicated to your success!

Our Journey

Located at 1631 Claudia Dr Sacramento Ca 95822, just minutes away from local landmarks, our branch has become a cornerstone of the community. From our humble beginnings, we have grown significantly, now boasting total assets of $31,084,507,740. This growth reflects not only our commitment to sound financial practices but also the loyalty of our members who believe in our mission. As we progressed through the years, we embraced advancements in technology while maintaining our focus on personalized service. Today, we proudly offer online banking, mobile payments, and e-statements to make managing finances easier for our members. We strive to ensure that everyone can access their accounts conveniently while adhering to ADA compliance for inclusivity.

Our Mission

At Schoolsfirst, our mission is straightforward: to empower our members by providing exceptional financial services and support. We believe in helping individuals reach their goals whether it's purchasing a new home, financing a vehicle, or simply saving for the future. Our services include personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We also understand that being part of a community means giving back. That's why we actively participate in local outreach programs and partnerships aimed at enhancing the lives of those around us. Our dedication extends beyond just financial services; it encompasses a genuine commitment to improving the well-being of every member and family we serve.

Branch Location & Accessibility

Come Visit Us!

Whether you're already a member or considering joining our credit union family, we invite you to stop by our branch at 1631 Claudia Dr. Experience firsthand how Schoolsfirst is dedicated to helping you achieve your financial goals. We look forward to welcoming you soon!

Comprehensive Services Just For You

At Schoolsfirst, we aim to provide a full suite of banking services tailored to meet your needs. Whether you're interested in personal banking options like checking and savings accounts or looking for auto loans and mortgages, we've got you covered. Our drive-thru service makes quick transactions a breeze, allowing you to deposit or withdraw cash without leaving your car. For those who prefer self-service, we have an ATM available on-site for balance checks and withdrawals at any time. And if you ever have questions or need assistance, don't hesitate to reach out! You can contact us at 800-462-8328.

Convenient Access and Nearby Landmarks

Situated just a stone's throw away from key landmarks such as the beautiful Sacramento Zoo and the bustling Florin Towne Centre, our branch is easy to find. You can enjoy ample parking right outside our doors, making it simple for you to pop in whenever you need assistance. Plus, we prioritize accessibility with features like ADA-compliant ramps so that everyone can visit us without hassle.

Operating Hours That Fit Your Schedule

We understand that life can get busy, which is why we offer flexible operating hours to accommodate your schedule. Our lobby is open Monday through Thursday from 9 AM to 5 PM, on Friday from 9 AM to 6 PM, and even on Saturday from 9 AM to 2 PM. This way, you can come in when it's most convenient for you!

Member Eligibility

Becoming a member of Schoolsfirst is like joining a close-knit community that truly cares about your financial well-being. To qualify, you'll need to meet certain criteria which include being an employee or a family member of someone who works in the educational field in our community. This means that if you're part of a school district or related organization, you're likely already eligible! We believe that everyone should have access to friendly financial services, so we make the membership process simple and welcoming. To get started on your journey with us at Schoolsfirst, simply visit us at our branch located at 1631 Claudia Dr Sacramento Ca 95822 or give us a call at (800) 462-8328. For detailed eligibility requirements, feel free to check out this resource: https://online.schoolsfirstfcu.org/membershipapplication/#!/resume. When you're ready to open your account, you can find all the information you need right here: https://online.schoolsfirstfcu.org/gateway/schoolsfirstfcu/login?pageparam=clospersonal. We look forward to helping you thrive as part of our family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $60 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,646, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But it doesn't stop there! Our merchant services make daily transactions easier and more efficient. Picture this: you're serving customers who want to pay quickly using various methods. Our systems ensure you can accept payments seamlessly, whether they prefer credit cards or mobile payments. This not only enhances customer satisfaction but also streamlines your cash flow. With personalized service at our branch located at 1631 Claudia Dr Sacramento Ca 95822, Sacramento, CA, we're here to help you every step of the way. Reach out to us today at (800) 462-8328 and discover how we can partner in your success!

Comprehensive List Of Services

Business Banking Support

For our business members, we understand that managing a business is no small feat. That's why we offer comprehensive Business Banking solutions. Our services include Merchant Services & Business Loans, which can help streamline operations and provide the funding necessary for growth.

Credit Cards and Rewards

When it comes to everyday purchases, our Credit Cards with Rewards program offers benefits that make spending more rewarding. Earn points on each purchase that can be redeemed for various perks. It's just one way we strive to enhance your banking experience.

Digital Banking Features

In today's digital world, convenience is key. At Schoolsfirst, we offer robust Online & Mobile Banking features that allow you to access your accounts anytime, anywhere. You can easily check balances, transfer money, and even make payments right from your phone or computer. Plus, with our ATM services available for cash withdrawals and balance checks, managing your money has never been easier.

Drive-Thru and ATM Services

For those who prefer in-person transactions without leaving their vehicles, our Basic Drive-Thru Banking offers deposits, withdrawals, and simple transactions quickly and conveniently. We also have ATMs readily available for all your cash withdrawal needs.

Join Us Today!

We invite you to explore all these fantastic services at Schoolsfirst. With our commitment to serving you better every day and a team ready to assist at every turn, it's easy to see why so many people choose us as their trusted financial partner. For any inquiries or assistance, feel free to call us at (800) 462-8328 or visit us at our branch! Discover how we can help meet your financial goals today!

Personal Banking Solutions

Our personal banking services offer you the flexibility and convenience you need in today's fast-paced world. Start with our Checking & Savings Accounts, designed to help you save while providing easy access to your funds. If you're planning to purchase a vehicle, our Auto Loans & Vehicle Financing options can guide you through the process, ensuring you get the best rates available. Thinking about buying a home? Our Mortgage Loans & Refinancing services simplify home financing, making it easier for you to secure your dream house. Additionally, if you're facing financial challenges or want to consolidate debt, our Personal Loans & Debt Consolidation options provide a path toward greater financial stability.

Digital & Online Banking

Key Features

One of the standout features is our 24/7 online banking services. Whether you're at home or on the go, you can access your accounts, check balances, pay bills, and transfer funds whenever it suits you. We also offer e-statements, which allow you to view your financial statements electronically, saving you time and helping the environment. For added convenience, our mobile application lets you manage your accounts right from your smartphone. You can even make mobile payments, making transactions smoother than ever. Plus, our person-to-person transfers allow you to send money to friends and family quickly and easily.

Security & Accessibility

Your security is our priority. We use advanced encryption methods to keep your information safe while using our services. Additionally, with features like electronic signature authorization, signing documents is straightforward and secure. With all these tools at your fingertips, managing your finances has never been easier. The combination of accessibility, ease-of-use, and real-time account management means you can focus on what really matters your life. Join us at Schoolsfirst today to take advantage of these modern banking solutions!

Financial Strength

Commitment to Excellence

Our $71,805,625 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,711 full-time employees and 169 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Trust

Total Share and Deposit Accounts stand at 3,655,716, showing a strong and growing member base that trusts us with their finances. This community trust enables us to thrive as your financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Schoolsfirst is your trusted partner. Visit us at 1631 Claudia Dr Sacramento Ca 95822 or call (800) 462-8328 to learn more about how we can help you achieve your financial goals.

Reinvesting in Your Future

With $2,721,881,223 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $196,498 in used auto loans and $19,809,905,938 in total loans and leases, supporting members' financial goals across various sectors.

Secure Savings Opportunities

Members' savings are secured through $9,012,819,714 in share certificates and $4,200,522,761 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $3,111,512,312, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.00% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Schoolsfirst, we understand that every member has unique financial needs. Whether you're looking to buy a new car, purchase your dream home, or manage your finances with a credit card, our diverse loan products are designed to support you on your journey. With over 1,064,008 loans issued, we've helped thousands of members achieve their financial goals. Our commitment is reflected in the substantial amounts we've allocated towards various loan types. For instance, we have issued over $3,218,406,840 in used vehicle loans and $2,807,469,311 in new vehicle loans. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. These loans are tailored to make the buying process straightforward and affordable for you. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,990,910,680, making buying or refinancing simple. We believe that owning a home should be attainable for everyone. For those who want flexibility in managing expenses, we also provide unsecured credit card loans with a total of $1,321,159,802 available. This can help you handle daily purchases or unexpected costs without stressing your budget. Additionally, business owners can benefit from our commercial loans. With outstanding commercial loans totaling $8,646, we provide the capital needed to grow and expand your business. If you're considering refinancing any of your current loans or unsure about eligibility options for any of our products, our dedicated team is here to assist you. We encourage you to reach out at 800-462-8328 or visit us at 1631 Claudia Dr Sacramento Ca 95822 for personalized guidance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Schoolsfirst, we're committed to providing you with clear and accessible loan options so that you can make informed financial decisions.

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SCHOOLSFIRST FEDERAL CREDIT UNION - Sacramento, CA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

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