SchoolsFirst Credit Union Roseville CA: Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Schoolsfirst, your trusted partner in financial services located at 1601 Douglas Blvd, Roseville, CA 95661. Since our establishment in 1934, we have been dedicated to supporting our community with personalized banking solutions tailored for every member's unique needs. With over 1.4 million members and a robust asset base of $31,084,507,740, we pride ourselves on being a reliable choice for both individuals and businesses alike. At Schoolsfirst, we understand that financial security is paramount. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. Our total deposits stand at an impressive $3,063,823,932, ensuring that your funds are safe and sound. While members can visit us at our Roseville branch for face-to-face service, official correspondence should be directed to our mailing address: P.O. Box 11547, Santa Ana, CA 92711. We encourage you to reach out to us at 800-462-8328 for any inquiries or assistance. Our leadership team led by CEO Bill Cheney and Board President Marc Ecker is committed to fostering a welcoming environment where every member feels valued. With a dedicated workforce of 2,880 employees, we strive to provide exceptional service that reflects our commitment to you. Join us at Schoolsfirst as we continue to build strong financial futures together. Visit our website at schoolsfirstfcu.org or stop by our branch today!

Branch History & Mission

At Schoolsfirst, our journey began in 1934 in the heart of Roseville, CA. Over the years, we have grown from a small financial institution into a vibrant community partner, now serving over 1.4 million members with total assets exceeding $31 billion. Our branch is located at 1601 Douglas Blvd, Roseville, CA 95661, a convenient spot for both longtime residents and newcomers to our community. From our humble beginnings, we have remained steadfast in our mission: to provide exceptional financial services that empower our members and support the communities we serve. We believe that everyone deserves access to financial education and resources that can help them thrive. This commitment drives us to continually innovate and improve our offerings while maintaining strong relationships with our members. As we reflect on our history, we are proud of the milestones we've achieved. Our growth has allowed us to expand our services beyond traditional banking offering personal loans, auto financing, mortgage options, and business banking solutions. Each step of the way, we've prioritized member satisfaction and community involvement. Our team is dedicated to ensuring that every interaction is friendly and supportive. While members can visit us at our branch location, official correspondence should be sent to P.O. Box 11547, Santa Ana, CA 92711 if needed. We understand that accessibility is key; that's why we offer ATM services for easy cash withdrawals as well as online and mobile banking options so you can manage your finances anytime, anywhere. Our operating hours are designed with your schedule in mind: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Even without a drive-thru service at this branch, we're here ready to assist you in every way possible. Schoolsfirst actively engages in community outreach initiatives because we believe in giving back. Through partnerships with local organizations and schools, we aim to uplift those around us by providing scholarships, financial literacy programs, and other support systems tailored for individual needs. Join us today at Schoolsfirst! Experience firsthand how we can help you achieve your financial goals while making a positive impact on the community. Visit us or call us at 800-462-8328 we're excited to welcome you!

Branch Location & Accessibility

Nearby Landmarks and Access

Our location is just a short drive from the bustling Roseville Galleria, making it convenient for you to drop by while shopping or enjoying local eateries. We have ample parking available for our members, ensuring that your visit is as easy as possible. Plus, we've made sure that our branch is ADA compliant, featuring ramps and accessible entry points so everyone can bank with ease.

Operating Hours

We understand that life can get busy! That's why we offer flexible hours to accommodate your schedule. Visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Our dedicated team is here during these times to help you with everything from personal banking services to loans.

Services Offered

At Schoolsfirst, we take pride in offering a wide range of services tailored for our members. From checking and savings accounts to auto loans and mortgages, we are committed to helping you achieve your financial goals. Need cash? Our ATM services are available on-site for quick withdrawals and balance checks. While you're here, don't hesitate to reach out if you have any questions or need assistance; our friendly staff is always happy to help! If you're unable to visit us in person, feel free to give us a call at 800-462-8328 or check out our website at schoolsfirstfcu.org for more information about our services. Come visit Schoolsfirst today we look forward to welcoming you!

Member Eligibility

At Schoolsfirst, we believe that everyone deserves a chance to be part of a community that truly cares. Becoming a member is easy and welcoming! If you live, work, or attend school in the areas we serve, you are likely eligible to join us. This includes individuals associated with specific educational institutions as well as their families. We invite you to learn more about the eligibility criteria by visiting our detailed page at https://online.schoolsfirstfcu.org/membershipapplication/#!/resume. Joining Schoolsfirst opens doors to a world of benefits, from personalized banking services to competitive loan rates and financial education resources. To get started on your membership journey, simply reach out to us at (800) 462-8328 or visit our account opening page at https://online.schoolsfirstfcu.org/gateway/schoolsfirstfcu/login?pageparam=clospersonal. Our friendly team is here to help you every step of the way, ensuring that you feel right at home in our supportive community located at 1601 Douglas Blvd Roseville Ca 95661. We can't wait for you to join us!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer practical merchant services to streamline your daily operations. Imagine having a reliable payment processing system that allows you to accept payments effortlessly, whether online or in-store. Our solutions help you focus on what you do best running your business while we take care of the financial details. Join us at Schoolsfirst located at 1601 Douglas Blvd Roseville Ca 95661, and discover how our dedicated team can assist you in navigating the financial landscape of your business. Let's work together to turn your vision into reality! For more information, call us at (800) 462-8328 or visit our website here.

Tailored Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $60 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,646, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, we haven't forgotten about you! Our business banking services include essential tools like merchant services and accessible business loans tailored for your company's growth. We understand how crucial it is for businesses to have reliable financial support, and we're here to assist.

Digital Banking Convenience

In today's fast-paced world, convenience matters more than ever. That's why we provide robust online and mobile banking solutions. Manage your accounts from anywhere with features like mobile payments and person-to-person transfers. With easy access through our user-friendly app or website, banking has never been simpler. Additionally, our network of ATMs ensures that you can access cash easily, with basic ATM access for withdrawals and balance checks right at your fingertips.

Personal Banking

We offer various personal banking services to help you manage your money effortlessly. From checking and savings accounts designed to suit different lifestyles to auto loans and vehicle financing options that can get you on the road quickly, our offerings are tailored with you in mind. If you're planning to buy a home, our mortgage loans and refinancing options make it easier than ever to achieve your dream of homeownership. For those unexpected expenses or projects, consider our personal loans and debt consolidation services. We aim to simplify your borrowing experience while offering competitive rates. Plus, if you're looking for ways to earn rewards while spending, our credit cards with rewards can be an excellent choice.

Your Financial Partner

At Schoolsfirst, we take pride in being more than just a financial institution; we are your partners in achieving financial success. Our team is dedicated to supporting you every step of the way from opening an account to planning for retirement. If you have any questions or want more information about our services, don't hesitate to call us at (800) 462-8328. We're here to help! Explore all that we offer and see how we can assist you today by visiting us online at https://www.schoolsfirstfcu.org. Your journey toward financial wellness begins here!

Digital & Online Banking

Enhanced Convenience

Need to send money to a friend? Our person-to-person transfer feature makes it easy to send funds instantly. Just enter their details, and you're set! Additionally, if you like using mobile payments, you're in luck. Our system supports this feature too, allowing you to make purchases directly from your phone. With 24/7 online banking services available, you have complete control over your finances whenever it suits you. Whether it's late at night or early in the morning, your accounts are accessible whenever you need them. At Schoolsfirst, we prioritize both convenience and security so that you can bank with confidence. Join us today and experience how easy managing your finances can be!

Key Features

Our online banking services, available at https://www.schoolsfirstfcu.org, allow you to check balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the benefits of electronic signature authorization, making it simple to handle important documents without the hassle of printing or mailing. E-statements are available for those who prefer a paperless option. You'll receive your statements quickly and securely, right in your inbox. Plus, with our mobile application, you can take your banking on the go! Whether you're out shopping or relaxing at home, accessing your accounts is just a tap away.

Financial Strength

At Schoolsfirst, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built through transparency and reliability, which is why we want to share our strong financial standing with you. With a net worth of $3,111,512,312, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,000 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $9,012,819,714 in share certificates and $4,200,522,761 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,721,881,223 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $196,498 in used auto loans and $19,809,905,938 in total loans and leases. Our commitment to operational efficiency is reflected in our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,711 full-time employees and 169 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 3,655,716, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Schoolsfirst is your trusted partner. Visit us at 1601 Douglas Blvd Roseville Ca 95661 or call (800) 462-8328 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

At Schoolsfirst, we understand that financial needs can vary greatly, whether you're looking to buy a car, purchase a home, or consolidate debt. That's why we offer a diverse range of loan products designed to help you achieve your goals. Located at 1601 Douglas Blvd Roseville Ca 95661 in Roseville, CA, we're here to provide personalized service and expert guidance. With over 1,064,008 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular; if you're thinking about buying a new car, our offerings include over $3,218,406,840 in used vehicle loans and $2,807,469,311 in new vehicle loans. We pride ourselves on offering some of the lowest rates in the industry, ensuring you can get on the road without breaking the bank. For those considering homeownership, our mortgage options make it easier than ever. We have Junior Lien 1-4 Family Residential Properties loans totaling $1,990,910,680, simplifying both buying and refinancing processes. In addition to auto and mortgage loans, we also provide unsecured credit card loans with flexible terms. A total of $1,321,159,802 has been issued to help members manage their finances effectively. This flexibility allows you to make purchases while keeping your budget in check. For business owners seeking growth opportunities, our outstanding commercial loans totaling $8,646 can provide the necessary capital for expansion. We invite you to explore our refinancing options as well if you're looking to lower your monthly payments or access cash from your existing equity. You can reach us at (800) 462-8328 for more information or visit us during our lobby hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Choose Schoolsfirst for all your lending needs and experience a supportive community dedicated to your financial success.

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Schoolsfirst

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans