SchoolsFirst Credit Union Riverside CA: Low Mortgage Rates & Auto Loans

Introduction

Welcome to Schoolsfirst, where your financial well-being is our top priority! Located at 1209 University Ave, Riverside, CA 92507, our branch has been serving the community since 1934. With a membership base of over 1.4 million, we're proud to be a trusted partner in your journey toward financial success. At Schoolsfirst, we understand that every member's needs are unique. That's why we offer a wide range of services, from personal banking and auto loans to business banking solutions. With total assets of $31,084,507,740 and deposits exceeding $3,063,823,932, you can rest assured that your finances are secure with us. Our dedicated team is here to assist you every step of the way. Under the leadership of our CEO, Bill Cheney, and Board President, Marc Ecker, we strive to create a welcoming environment that fosters trust and support. We employ around 2,880 professionals who are committed to helping you achieve your financial goals. While members can visit us at our Riverside branch for personalized service, any official correspondence should be sent to our mailing address: P.O. Box 11547, Santa Ana, CA 92711. We invite you to explore what Schoolsfirst has to offer by visiting our website at schoolsfirstfcu.org or calling us at 800-462-8328. Join us today and experience the difference that comes from being part of a member-focused credit union!

Branch History & Mission

Join Us

As part of Schoolsfirst's family, you'll find not only financial support but also a community that cares about your success. With our total membership exceeding 1.4 million and a robust set of offerings tailored just for you, there's no better time to join us. Experience the difference today by visiting our website or calling us at 800-462-8328. Join Schoolsfirst today where your financial journey matters!

Our Journey

From our beginnings nearly 90 years ago, Schoolsfirst has evolved significantly. We started with a simple goal: to provide accessible financial services to those who needed them most. As we expanded, we embraced innovation while staying true to our roots in community support. Today, we offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. Our Riverside branch is not just about numbers; it's about people. We pride ourselves on creating strong relationships with our members and the community. Whether you need help with opening an account or exploring loan options, our friendly team is here for you.

Our Mission

At Schoolsfirst, our mission is clear: to improve the financial well-being of our members while enhancing the communities we serve. We believe that everyone deserves access to quality financial services and education. That's why we actively participate in local outreach programs and partnerships aimed at uplifting our community. We understand that financial decisions can be overwhelming. That's why we prioritize transparency and personalized service in everything we do. Our commitment extends beyond traditional banking; we also focus on digital advancements, ensuring that members can manage their finances easily through online banking and mobile applications.

Visit Us

While you can visit us at our Riverside location at 1209 University Ave, official correspondence should be sent to P.O. Box 11547 in Santa Ana, CA if necessary. We are open Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday until 2 PM for your convenience. With an ATM available on-site but no drive-thru service currently offered, we're focused on providing efficient and friendly customer interactions inside the branch.

Branch Location & Accessibility

Operating Hours

We're here for you during the week! Our lobby hours are as follows: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Whether you need help with personal banking or have questions about loans, our team is ready to assist you during these hours.

Services Offered

At Schoolsfirst, we offer a wide range of services tailored just for you. From checking and savings accounts to auto loans, mortgage options, and credit cards with rewards, we've got what you need. Plus, with our ATM available on-site, accessing cash has never been easier. Although we do not have drive-thru banking facilities at this branch, our friendly staff is always available inside to provide personalized service. We pride ourselves on being a hub for the community where members feel welcomed and valued. So why wait? Visit us at 1209 University Ave Riverside Ca 92507 or give us a call at (800) 462-8328 today! Let us help you achieve your financial goals with ease and convenience.

Member Eligibility

At Schoolsfirst, we believe that everyone deserves access to a supportive financial community. Becoming a member is easier than you might think! If you live, work, attend school, or worship in our service areas, you're likely eligible to join us. We welcome individuals and families who share our values and commitment to financial well-being. To find out all the specific details about eligibility, you can visit our website at https://online.schoolsfirstfcu.org/membershipapplication/#!/resume. Joining Schoolsfirst opens up a world of benefits, including personalized banking services, competitive rates on loans, and access to a variety of financial resources designed just for you. Ready to take the next step? Opening an account is simple! Just head over to https://online.schoolsfirstfcu.org/gateway/schoolsfirstfcu/login?pageparam=clospersonal or give us a call at (800) 462-8328 for any questions. We can't wait for you to join our community at 1209 University Ave Riverside Ca 92507!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $60 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,646, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine a bustling café in Riverside, CA where customers can easily pay with their cards or mobile wallets. Our point-of-sale systems make transactions quick and easy, letting you focus on what really matters your customers. Visit us at 1209 University Ave Riverside Ca 92507 or call us at (800) 462-8328 to discover how our business banking services can support your journey toward success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

When it comes to purchasing a vehicle, our auto loans and vehicle financing options make it easy to drive away in the car you want without breaking the bank. Our competitive rates and flexible terms ensure you get the best deal possible. Imagine cruising down the highway in your new car, all while knowing you've made a smart financial choice!

Business Banking

For our entrepreneurial members, we offer robust business banking services including merchant services and business loans. We're committed to supporting local businesses like yours by providing the tools necessary for success.

Credit Cards with Rewards

Enjoy shopping? Our credit cards with rewards allow you to earn points on everyday purchases! Use them wisely and watch those rewards add up for travel, cash back, or merchandise making every purchase feel rewarding.

Mortgage Loans & Refinancing

Thinking about buying a home? We offer mortgage loans and refinancing solutions tailored to your specific situation. From first-time buyers to seasoned homeowners looking to refinance, our team will guide you through the process. Picture yourself settling into a cozy new home or lowering your monthly payments let us help make that happen.

Online & Mobile Banking

In today's fast-paced world, convenience is key. With our online and mobile banking, managing your finances has never been easier. Check balances, transfer funds, or pay bills from anywhere at any time. You can even withdraw cash easily using our ATM services. At Schoolsfirst, we're not just about numbers; we're about relationships and community support. Explore how these services can enhance your financial well-being by visiting us online at https://www.schoolsfirstfcu.org or drop by our branch in Riverside. Ready to take the next step? Contact us today or visit our website for more information on how we can assist you in achieving your financial goals!

Personal Banking

We understand that managing your finances effectively is important. That's why we offer a variety of personal banking options, including checking and savings accounts that fit your lifestyle. Whether you're saving for a dream vacation or just need a safe place for your day-to-day funds, we have the right account for you.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans and debt consolidation services are designed to provide you with quick access to cash when you need it most. Whether it's for medical bills, home repairs, or consolidating existing debt into one manageable payment, we've got you covered.

Digital & Online Banking

Banking on Your Mobile Device

For those who prefer banking on the move, our mobile application is available for download. You can easily make mobile payments, transfer money person-to-person, and manage your accounts right from your smartphone. It's like having a bank branch in your pocket!

Convenient Online Access

With just a few clicks at https://www.schoolsfirstfcu.org, you can access your accounts anytime. Our user-friendly online platform allows you to check balances, pay bills, and transfer funds without any hassle. You can also sign documents electronically with ease thanks to our electronic signature authorization feature, making transactions quick and secure.

Go Paperless with E-Statements

Say goodbye to paper clutter! With our e-statements, you can view your account statements online whenever you need them. It's not only convenient but also helps the environment by reducing paper waste.

Security You Can Trust

We prioritize your security with advanced technology that keeps your information safe. Our online and mobile banking platforms are designed to protect you while giving you easy access to your finances. At Schoolsfirst, we believe in making banking accessible and straightforward. Our digital services are crafted to provide real-time account management so that you can focus more on what matters most your life!

Financial Strength

Commitment to Growth

With $2,721,881,223 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $196,498 in used auto loans and $19,809,905,938 in total loans and leases, supporting our members' financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts: 3,655,716, showing a strong and growing member base that trusts us with their finances. This growth is a testament to the value we bring to our community through reliable service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Schoolsfirst is your trusted partner. Visit us at 1209 University Ave Riverside Ca 92507 or call (800) 462-8328 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,711 full-time employees and 169 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $9,012,819,714 in share certificates and $4,200,522,761 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $3,111,512,312, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,000 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,218,406,840 in used vehicle loans and $2,807,469,311 in new vehicle loans already helping members get on the road. We also provide flexible refinancing options if you're considering adjusting your current auto loan.

Business Financing

For business owners, our outstanding commercial loans totaling $8,646 provide the capital needed to grow and expand. Whether you need funds for inventory, equipment, or other operational costs, we are here to support your business journey. At Schoolsfirst, we prioritize our members' financial health. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can assist you in achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,990,910,680, make buying or refinancing simple. We can help guide you through the process, ensuring you find the right fit for your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,321,159,802 in loans helping members manage their finances effectively. This option is great for those looking to build credit or cover unexpected expenses without putting their assets at risk.

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By partnering only with institutions that adhere to these strict guidelines, LendMesh guarantees accurate loan comparisons that you can trust.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, making it easier for users to find the best options available. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the effectiveness of LendMesh in facilitating sound financial decisions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Schoolsfirst

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us

Our Journey

Our Mission

Visit Us

Branch Location & Accessibility

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Commercial Loans

Merchant Services

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Online & Mobile Banking

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Banking on Your Mobile Device

Convenient Online Access

Go Paperless with E-Statements

Security You Can Trust

Financial Strength

Commitment to Growth

Growing Member Base

Operational Efficiency

Secure Savings Options

Solid Financial Health

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Accurate Comparisons

Benefits of Using LendMesh

Join Our Community