SchoolsFirst Credit Union Palmdale CA: Affordable Auto Loans & Mortgage Rates

Introduction

Welcome to Schoolsfirst, your trusted partner in financial well-being, located at 1201 W Rancho Vista Blvd Ste A, Palmdale, CA 93551. Established in 1934, we have grown alongside our community, proudly serving over 1.4 million members with a commitment to personalized banking solutions tailored to meet your needs. Our total assets of $31,084,507,740 reflect the trust and support of our valued members. At Schoolsfirst, we understand that financial decisions can be overwhelming. That's why we're here to provide guidance and support every step of the way. Whether you're looking for auto loans, mortgage options, or business banking services, our dedicated team is ready to assist you. Under the leadership of our CEO Bill Cheney and Board President Marc Ecker, we strive to foster a welcoming environment where your financial goals are prioritized. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be directed to our mailing address: P.O. Box 11547, Santa Ana, CA 92711. With total loans exceeding 1,064,008, robust deposits of $3,063,823,932, and a solid net worth of $3,111,512,312, Schoolsfirst stands as a pillar of strength in the community. We also maintain significant cash reserves of $216,300,069 to ensure that we are always ready to serve our members effectively. We invite you to connect with us at 800-462-8328 or explore more on our website here. Experience the difference with Schoolsfirst where your financial future is bright!

Branch History & Mission

At Schoolsfirst, we take pride in our rich history and unwavering commitment to serving the community. Founded in 1934, our Palmdale branch has been a cornerstone for local families and businesses for nearly nine decades. Located at 1201 W Rancho Vista Blvd Ste A, Palmdale, CA 93551, we are easily accessible to all who seek financial guidance and support. Our branch is not just a place for transactions; it's a hub of community engagement and empowerment. Over the years, Schoolsfirst has grown significantly, now boasting over 1.4 million members and total assets exceeding $31 billion. This growth reflects our dedication to providing exceptional financial services that cater to the needs of our diverse community. As we evolve, we continue to embrace modern banking solutions while staying true to our core values of trust, integrity, and service. Our mission is clear: to enhance the financial well-being of our members and their communities. We strive to offer personalized banking experiences through various services, including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. We understand that financial literacy plays a crucial role in achieving this mission; therefore, we actively engage in community outreach programs designed to educate our members about smart financial practices. While members can visit us at our branch location, official correspondence should be sent to P.O. Box 11547, Santa Ana, CA 92711. We also ensure convenience through advanced digital banking options like online banking and mobile payments. Members can access their accounts anytime from anywhere. Our operating hours are designed with your schedule in mind: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Although we currently do not have drive-thru services at this location, we provide an ATM for easy cash access. As part of our commitment to accessibility and inclusivity, we comply with ADA standards ensuring everyone can utilize our services comfortably. Through partnerships with local organizations and initiatives that support education and financial literacy, we work diligently to uplift our community. We invite you to join us at Schoolsfirst. Experience firsthand how we can help you achieve your financial goals while being part of a supportive community dedicated to your success. Reach out today at 800-462-8328 or visit us online at Schoolsfirst to learn more about becoming a member!

Branch Location & Accessibility

Welcome to Schoolsfirst at 1201 W Rancho Vista Blvd Ste A in Palmdale, CA! Our branch is conveniently located near popular spots like the Antelope Valley Mall and just a short drive from the local schools. Whether you're running errands or taking a break from shopping, we're here to make your banking experience easy and accessible. Our branch features ample parking for your convenience, and we strive to ensure that everyone can access our services. We are proud to offer ADA-compliant facilities, so all members can visit us comfortably. At Schoolsfirst, we understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule. We're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. If you ever have questions or need assistance, feel free to give us a call at 800-462-8328. Our friendly staff is ready to help! For those who prefer self-service options, we have an ATM available on-site for quick cash withdrawals and balance checks. Although we don't offer drive-thru banking at this location, our team is always eager to assist you inside. While members can visit us at 1201 W Rancho Vista Blvd Ste A Palmdale Ca 93551, official correspondence should be sent to P.O. Box 11547 in Santa Ana if needed. We invite you to come by and discover the wide range of services we offer from personal checking accounts to auto loans and more. We look forward to welcoming you at Schoolsfirst! Stop by today or give us a call; we're excited to help you with all your banking needs.

Member Eligibility

Becoming a member of Schoolsfirst feels like joining a caring community that's dedicated to your financial well-being. If you live, work, or go to school in certain areas, you're likely eligible to join us! We welcome individuals from various backgrounds, and our aim is to provide you with services tailored just for you. To explore the specific eligibility details, visit https://online.schoolsfirstfcu.org/membershipapplication/#!/resume. Once you see that you qualify, opening an account is straightforward and can be done online. For more information on how to get started, check out our account opening details at https://online.schoolsfirstfcu.org/gateway/schoolsfirstfcu/login?pageparam=clospersonal. If you have any questions or need assistance, don't hesitate to give us a call at (800) 462-8328. We're excited to have you join our family at Schoolsfirst, located at 1201 W Rancho Vista Blvd Ste A Palmdale Ca 93551!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $60 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,646, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to streamline your business operations. Imagine having the ability to process payments quickly and securely while keeping track of your sales effortlessly. Our systems help ensure you get paid faster, allowing you to focus on what matters most growing your business. Visit us at 1201 W Rancho Vista Blvd Ste A Palmdale Ca 93551 in Palmdale, CA, or call us at (800) 462-8328 to learn how our business banking and commercial services can help you achieve your goals. Let's build something great together!

Comprehensive List Of Services

Business Banking Made Easy

For our business members, we offer comprehensive Business Banking services, including Merchant Services & Business Loans. Whether you're starting a new venture or growing an existing one, we have the tools and resources to support your journey.

Digital Convenience

In today's fast-paced world, convenience matters. That's why we prioritize our Online & Mobile Banking features. With just a few clicks or taps, you can check balances, transfer funds, and pay bills from anywhere. We also provide easy access to ATM & Cash Withdrawal Services, ensuring that your money is always within reach whenever you need it.

Get In Touch

If you're ready to explore all that Schoolsfirst has to offer or have any questions about our services, please don't hesitate to contact us at (800) 462-8328. Our friendly staff is here to assist you during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Join us today and experience the difference in financial services tailored just for you at 37 - Palmdale!

Personal Banking Solutions

We understand that managing your finances can be overwhelming, which is why our personal banking options are designed to make life easier. With our Checking & Savings Accounts, you can enjoy competitive rates and easy access to your funds. Our team is here to help you set up an account that fits your lifestyle. Need a vehicle? Our Auto Loans & Vehicle Financing can get you behind the wheel in no time. We offer flexible terms and competitive rates, making it easier for you to afford the car you want. If you're looking for a place to call home, our Mortgage Loans & Refinancing options provide great solutions tailored to your needs.

Support for Your Financial Goals

Financial challenges can arise, but you don't have to face them alone. Our Personal Loans & Debt Consolidation services are designed to help you manage expenses and reduce stress. Plus, with our Credit Cards with Rewards, every purchase brings you closer to earning benefits that suit your lifestyle.

Digital & Online Banking

Key Features for Your Convenience

Need to sign documents? No problem! With our electronic signature authorization, you can complete important transactions without the hassle of printing or scanning. Additionally, e-statements are available for those who prefer a paperless approach, helping you keep track of your finances while being environmentally friendly. For those who enjoy shopping and dining out, our mobile payments feature lets you make quick payments directly from your smartphone. Plus, if you want to send money to friends or family, our person-to-person transfer option is just a few taps away.

Mobile Application

Stay connected with your finances through our mobile application. Available for download on both Android and iOS devices, it brings all the essential features right to your fingertips. Monitor your accounts in real-time and manage your money wherever life takes you. At Schoolsfirst, we prioritize not only accessibility but also security. Our robust security measures ensure that your personal information remains safe as you conduct transactions online. Experience the ease of digital banking today with Schoolsfirst! Whether you're checking your balance or making payments on the go, we've got you covered every step of the way.

Online Banking Services

With our 24/7 online banking platform, you can effortlessly check balances, transfer funds, and pay bills all from the comfort of your own home. Just visit us at https://www.schoolsfirstfcu.org to get started. Our user-friendly interface makes it easy for everyone, whether you're tech-savvy or just starting out.

Financial Strength

At Schoolsfirst, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our strong foundation, which allows us to provide exceptional service and support to our community. With a net worth of $3,111,512,312, we maintain robust financial health, enabling us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,000 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $9,012,819,714 in share certificates and $4,200,522,761 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,721,881,223 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant, with $196,498 in used auto loans and $19,809,905,938 in total loans and leases. This supports our members' financial goals across various sectors. Our operational efficiency is reflected in our $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,711 full-time employees and 169 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Schoolsfirst is your trusted partner. Visit us at 1201 W Rancho Vista Blvd Ste A Palmdale Ca 93551 or call (800) 462-8328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,218,406,840 in used vehicle loans and $2,807,469,311 in new vehicle loans already helping members get on the road. We also provide refinancing options if you're interested in lowering your current payments.

Business Loans

For business owners, our outstanding commercial loans totaling $8,646 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, we can help you navigate through financing options. At Schoolsfirst in Palmdale, CA, we aim to make borrowing straightforward and accessible. If you're interested in learning more about our loan offerings or exploring refinancing options, please give us a call at 800-462-8328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $1,321,159,802 in loans helping members manage their finances effectively, our credit cards come with various benefits tailored to meet your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,990,910,680, making buying or refinancing simple. We can guide you through the eligibility process so you can find the right solution for your housing needs.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy helps users trust that they are viewing genuine loan options. LendMesh guarantees several benefits that help build confidence in its service: - Verified Data: Loan offers come from legitimate financial institutions, ensuring transparency in the process. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, enabling informed decision-making. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback reflects the positive experiences many have had while using the platform. Ready to make your loan search easier? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Schoolsfirst

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Made Easy

Digital Convenience

Get In Touch

Personal Banking Solutions

Support for Your Financial Goals

Digital & Online Banking

Key Features for Your Convenience

Mobile Application

Online Banking Services

Financial Strength

Loan Offering

Auto Loans

Business Loans

Credit Card Loans

Mortgage Loans

Loan Aggregator

Ensuring Accurate Comparisons

Join Our Community