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Home Equity Loans
Mortgage Loans
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Personal Loans
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Vehicle Loans
Introduction
Welcome to Schoolsfirst, your trusted credit union located at 6000 Main Ave, Orangevale, CA 95662. Since our establishment in 1934, we have been dedicated to serving our community and providing exceptional financial services to our 1,435,595 members. With total assets of $31,084,507,740 and deposits totaling $3,063,823,932, we pride ourselves on being a pillar of financial strength and reliability. At Schoolsfirst, we understand that financial decisions can be overwhelming. That's why we offer a variety of services tailored to meet your needs from checking and savings accounts to auto loans and mortgage refinancing. Our commitment to member satisfaction is reflected in our robust portfolio of over 1,064,008 loans and leases, designed to help you achieve your financial goals. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P.O. Box 11547, Santa Ana, CA 92711. We encourage you to reach out with any questions or concerns; you can contact us at 800-462-8328 during our convenient operating hours. Led by CEO Bill Cheney and Board President Marc Ecker, our team of over 2,880 employees is here to support you every step of the way. Whether you're looking for personal banking options or business solutions like merchant services and business loans, we're committed to helping you succeed. Explore more about what Schoolsfirst has to offer by visiting us online at schoolsfirstfcu.org. We invite you to join our growing family and discover the benefits of membership today!
Branch History & Mission
Commitment to Accessibility
We understand that today's world requires flexibility in how we access banking services. That's why we've embraced digital advancements by offering features like mobile payments and online banking. Our ADA-compliant facilities are designed to accommodate all members of the community comfortably.
Join Us
As we continue our journey toward building a stronger future for everyone in Orangevale and beyond, we invite you to join us at Schoolsfirst. Experience firsthand the difference of being part of a community-focused credit union that genuinely cares about your financial health. Visit us today or call us at 800-462-8328 for more information on how you can become a member and start enjoying all the benefits we have to offer!
Our Journey
From the very beginning, Schoolsfirst has focused on providing accessible financial services tailored to the needs of our members. With a mission to empower individuals and families through education and financial literacy, we have continuously adapted to meet the changing landscape of personal finance. Over the decades, we've expanded our offerings from traditional savings accounts to innovative online banking solutions ensuring that every member can manage their finances conveniently. Our success is reflected not only in our growth but also in our commitment to community support. We actively engage in local initiatives and partnerships that uplift those around us. Whether it's sponsoring educational programs or hosting financial workshops, we believe in investing back into the communities we serve.
Our Mission
At Schoolsfirst, our mission is simple yet profound: to enhance the financial well-being of our members while promoting community growth. We strive to offer a range of products and services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. Our goal is to make banking straightforward and beneficial for everyone. While you can visit us at 6000 Main Ave, official correspondence should be sent to P.O. Box 11547, Santa Ana, CA 92711 if needed. Our team is dedicated to ensuring an excellent experience for all who walk through our doors.
Branch Location & Accessibility
Accessibility Features
At Schoolsfirst, we strive to ensure that everyone feels welcome. Our branch is ADA compliant, featuring ramps and accessible parking spaces for those who need them. We understand that accessibility is key for many of our members, and we work hard to make your visit as smooth as possible.
Connect With Us
If you have questions or need assistance before visiting, feel free to call us at 800-462-8328. We look forward to welcoming you into our branch soon! Your financial journey starts here at Schoolsfirst let's take that first step together!
Operating Hours
We are here for you during convenient hours throughout the week. You can visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. This way, you can choose a time that fits your schedule best!
Services Offered
At this branch, you'll find a full range of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we offer personalized solutions tailored just for you. Although we don't have ATM services or drive-thru banking available at this location, our friendly staff is always ready to assist you with any transactions or inquiries right inside the branch.
Member Eligibility
At Schoolsfirst, we believe that everyone deserves a chance to be part of a caring and supportive community. If you're looking to join us at our branch located at 6000 Main Ave Orangevale Ca 95662, becoming a member is simpler than you might think! You're eligible if you live, work, or attend school in the area we serve, which opens the door for many to enjoy the benefits we offer. Plus, if you have family members who are already part of our credit union, they can help you join too! Membership comes with advantages like personalized service, competitive rates, and access to a wide range of financial products designed just for you. To get started on your journey with us, simply check out the detailed eligibility criteria at https://online.schoolsfirstfcu.org/membershipapplication/#!/resume. Once you know you're eligible, opening an account is easy; just visit https://online.schoolsfirstfcu.org/gateway/schoolsfirstfcu/login?pageparam=clospersonal for all the information you need. If you have any questions or need assistance along the way, don't hesitate to reach out by calling us at (800) 462-8328. We can't wait to welcome you into our Schoolsfirst family!
Business Banking & Commercial Services
Merchant Services Made Easy
Alongside our loan options, we offer merchant services that simplify payment processing for your business. Whether you're running a bustling café or a tech startup, our services ensure you can accept payments easily and efficiently. This means more time focusing on what matters growing your business. Visit us at 6000 Main Ave Orangevale Ca 95662 in Orangevale, CA or call us at (800) 462-8328 to discover how we can help your business flourish!
Tailored Financing Solutions
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $60 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,646, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
Business Banking Options
For entrepreneurs and business owners, Schoolsfirst provides robust business banking solutions. From merchant services that simplify payment processing to tailored business loans, we're here to support local businesses in achieving their goals.
Credit Cards & Rewards
Shopping and spending should come with rewards! That's why we offer credit cards with rewards programs that allow you to earn points while using your card for everyday purchases. This means every dollar spent can bring you closer to exciting rewards or cash back.
Digital Banking Features
In today's fast-paced world, convenience matters. That's why we emphasize our online and mobile banking platforms. You can access your accounts anytime from anywhere, making it easy to check balances, pay bills, or transfer funds without needing to visit us in person. Plus, our ATM and cash withdrawal services ensure you have access to your cash when you need it. With features like electronic signatures and e-statements available, managing your finances has never been simpler or more efficient. Whether you're visiting us at 63 - Orangevale or accessing our services online, our commitment remains the same: helping you navigate your financial journey with ease. Ready to explore what we can do for you? Give us a call at (800) 462-8328 or visit our website at https://www.schoolsfirstfcu.org today!
Personal Banking Solutions
For individuals seeking reliable banking options, we offer personal banking services that include checking and savings accounts tailored to help you manage your day-to-day finances. Need a little extra help? Our auto loans and vehicle financing options are perfect for those looking to purchase or refinance a car, making it easier than ever to drive away with the vehicle of your choice. If homeownership is part of your plan, our mortgage loans and refinancing services can guide you through the process, ensuring that you find the best fit for your budget. Additionally, for those looking to consolidate debt or finance personal projects, our personal loans can provide the support you need without overwhelming interest rates.
Digital & Online Banking
Key Services
Our online banking platform at https://www.schoolsfirstfcu.org allows you to access your accounts 24/7. Whether you're checking your balance, transferring funds, or paying bills, everything is at your fingertips. Plus, with features like electronic signature authorization, signing important documents has never been easier or more secure. If you prefer going paperless, you'll be pleased to know that e-statements are available for all members. This not only helps the environment but also keeps your financial information organized and easy to access whenever you need it.
Mobile Banking Made Easy
For those always on the go, our mobile application puts banking right in your pocket. You can make mobile payments effortlessly, ensuring that you can complete transactions swiftly and securely. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast no cash needed!
Security and Accessibility
We prioritize your safety with robust security measures that protect your information while giving you peace of mind. With user-friendly navigation, managing your finances online becomes a breeze. You can easily track spending, set up alerts for transactions, and even view account activity in real-time. In short, whether you're at home or out and about, Schoolsfirst offers everything you need for effective digital banking. Join us today and experience the freedom of managing your money with confidence!
Financial Strength
Committed Team
We also take pride in having 2,711 full-time employees and 169 part-time employees who are always ready to assist you with personalized service. Our dedicated team ensures that your banking experience is smooth and satisfying.
Focused on Members
Unlike traditional banks, we prioritize our members' needs. With non-member deposits at $0, we focus our resources on enhancing benefits for you through better loan rates, lower fees, and exclusive perks.
Growing Member Base
With a total of 3,655,716 share accounts, it's clear that many trust us with their finances. This growing member base reflects our commitment to serving you well. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Schoolsfirst is your trusted partner. Visit us at 6000 Main Ave Orangevale Ca 95662 or call (800) 462-8328 to learn more about how we can help you achieve your financial goals.
Reinvestment in Growth
Our commitment to our members is further reflected in our $2,721,881,223 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures so that you receive the best possible service.
Secure Savings Opportunities
Members' savings are safeguarded through $9,012,819,714 in share certificates and $4,200,522,761 in money market shares. These options not only offer security but also deliver stable and rewarding growth opportunities for your hard-earned money.
Strong Financial Health
With a net worth of $3,111,512,312, we maintain a solid foundation that allows us to serve our members effectively. Our net worth ratio of $1,000 demonstrates that we have a robust capital base, ensuring we can continue providing loans and competitive savings rates, even during uncertain economic times.
Supporting Your Financial Goals
With $196,498 in used auto loans and $19,809,905,938 in total loans and leases, we have the capacity to support various financial goals across multiple sectors. This lending power makes it easier for you to achieve what matters most. Our operational efficiency is showcased by our $0, enabling us to provide competitive loan rates and solid financial products designed with you in mind.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,218,406,840 in used vehicle loans and $2,807,469,311 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our team is here to help you every step of the way.
Business Loans
For business owners looking for capital to grow and expand their operations, our outstanding commercial loans totaling $8,646 are available to support your entrepreneurial journey. At Schoolsfirst in Orangevale, CA (phone: 800-462-8328), we believe that everyone deserves access to financial resources tailored to their needs. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore your lending options today and see how we can assist you on your path to financial success!
Credit Lines and Unsecured Loans
For those who prefer flexibility in their finances, we also provide credit lines totaling $7,744,971,084. Additionally, our unsecured credit card loans amounting to $1,321,159,802 come with flexible terms that help members manage their expenses effectively.
Mortgage Loans
Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,990,910,680. We can guide you through various eligibility options and help you explore refinancing opportunities that could lower your monthly payments.
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