SchoolsFirst Credit Union Mission Viejo CA: Low Mortgage Rates & Auto Financing

Introduction

At Schoolsfirst, we believe that strong communities are built on trust and support. Located at 27825 Santa Margarita Pkwy Ste C, Mission Viejo, CA 92691, our branch has been serving the financial needs of our members since 1934. With a proud history and a commitment to excellence, we currently serve over 1,435,595 members who rely on us for their banking needs. As a cornerstone in the Mission Viejo community, we are dedicated to providing personalized service and a range of financial products designed to help you achieve your goals. From checking and savings accounts to auto loans and mortgages, our offerings cater to both individuals and businesses alike. With total assets exceeding $31 billion and total deposits reaching $3,063,823,932, we prioritize your financial security. Led by our experienced CEO, Bill Cheney, and Board President Marc Ecker, our team of over 2,880 employees is here to ensure you receive top-notch service. We take pride in having $216,300,069 cash on hand and maintaining a net worth of $3,111,512,312, reflecting our stability and reliability as your trusted credit union. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: P.O. Box 11547, Santa Ana, CA 92711. We invite you to explore our website at schoolsfirstfcu.org or call us at 800-462-8328. Whether you're looking for personal banking solutions or business services, we're here to help you every step of the way!

Branch History & Mission

Commitment to Innovation

As times change, so do we. Our branch embraces digital advancements that make banking easier for everyone. With features like online banking, mobile payments, and person-to-person transfers available to all members, we're making sure everyone has access to their finances anytime and anywhere. Our commitment doesn't stop there; we're proud of our ADA compliance efforts ensuring that all individuals can access our services comfortably. Additionally, although we do not offer drive-thru banking at this location, we have convenient ATM availability for quick cash withdrawals and balance checks.

Community Connections

Schoolsfirst actively seeks partnerships within the local community to enhance support systems for those in need. Through various outreach programs and collaborations with local organizations, we aim to create lasting impacts in Mission Viejo and beyond. Join us on this journey! We invite you to experience the benefits of being part of Schoolsfirst. Visit us today or explore more about membership options at schoolsfirstfcu.org. Together, let's build a brighter future!

Mission Statement

At Schoolsfirst, we are driven by a mission to provide exceptional financial solutions while being an integral part of the community fabric. We strive to enhance the lives of our members by offering personal banking services such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking options. Beyond financial services, we are dedicated to supporting local initiatives and outreach programs that uplift those around us. While members can visit us at 27825 Santa Margarita Pkwy Ste C, official correspondence should be sent to P.O. Box 11547, Santa Ana, CA 92711.

Our Journey

From our humble beginnings, Schoolsfirst has grown significantly, currently boasting total assets of over $31 billion. This growth reflects our dedication to providing valuable financial services tailored to the needs of our members. We have continuously expanded our offerings, ensuring that we meet the diverse financial needs of individuals and families alike. As we mark milestones in our journey, we celebrate not only our achievements but also the relationships we've built with our community. Our mission is clear: to empower our members through superior financial products and services while fostering a spirit of community support. We believe that when our members thrive, so does the entire community.

Branch Location & Accessibility

Accessibility Features

At Schoolsfirst, we prioritize accessibility for all members. Our branch is fully ADA compliant, featuring ramps and spacious areas to accommodate everyone comfortably. We understand that ease of access is crucial, and we strive to create an inviting environment for all visitors.

Parking & Operating Hours

Parking is ample and free, allowing you to visit us without any hassle. Our dedicated team is available during convenient hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. This schedule makes it easy for you to find a time that works best for your busy life!

Services & Amenities

While visiting Schoolsfirst, you can enjoy various services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and credit cards with rewards our offerings are designed with you in mind. Plus, with our ATM on-site, you have quick access to cash whenever you need it. Although we currently do not offer drive-thru banking or shared service center options, our friendly staff is always ready to assist you inside the branch. If you need official correspondence sent our way, please use our mailing address: P.O. Box 11547, Santa Ana, CA 92711. We look forward to welcoming you at Schoolsfirst! For any inquiries or assistance before your visit, feel free to call us at 800-462-8328. Come see how we can help you achieve your financial goals today!

Member Eligibility

At Schoolsfirst, we believe that everyone deserves a chance to be part of a welcoming community that supports their financial goals. Becoming a member is easy and open to anyone who lives, works, or attends school in the areas we serve. If you're ready to join us, you can find detailed eligibility criteria by visiting our website at https://online.schoolsfirstfcu.org/membershipapplication/#!/resume. Here, you'll learn about the simple requirements that make it possible for you to access our full range of services, including personal loans, mortgages, and more. Once you've checked your eligibility, opening an account is a breeze! You can start the process online by visiting https://online.schoolsfirstfcu.org/gateway/schoolsfirstfcu/login?pageparam=clospersonal or give us a call at (800) 462-8328 if you have any questions. We're located at 27825 Santa Margarita Pkwy Ste C Mission Viejo Ca 92691, and our friendly team is eager to help you on your journey toward financial well-being. Join us today and experience the benefits of being part of Schoolsfirst!

Business Banking & Commercial Services

At Schoolsfirst, we understand that every business has unique needs and challenges. Whether you're a startup looking for your first loan or an established company aiming to expand, we are here to support you on your journey. Imagine having the capital to purchase new equipment or invest in marketing strategies that can elevate your business. Our commercial loans make these dreams achievable. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $60 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,646, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services ensure that you can easily accept payments and manage transactions without a hitch. Imagine processing payments seamlessly at your retail location or online store allowing you to focus on what really matters: growing your business. Visit us at 27825 Santa Margarita Pkwy Ste C Mission Viejo Ca 92691 in Mission Viejo, CA, or call us at (800) 462-8328 to learn more about how our business banking solutions can help you thrive!

Comprehensive List Of Services

ATM Services

Need cash on the go? Our ATM services provide easy access to your funds with basic ATM functions like withdrawals and balance checks. With convenient locations available, accessing your money is hassle-free. We invite you to explore all that Schoolsfirst has to offer. If you have any questions or want more information about our services, don't hesitate to call us at (800) 462-8328 or visit us at our branch in Mission Viejo. Your financial success is our priority! Ready to take the next step? Visit us online at 12 - Mission Viejo - Santa Margarita or check out how easy it is to open an account today!

Business Banking Services

For our business members, we provide comprehensive business banking solutions, including merchant services and business loans. We understand the unique challenges businesses face, and we're here to support your growth with tailored financial products designed just for you.

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing services are designed to assist you every step of the way. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our knowledgeable team is here to guide you through the process, ensuring you find the best solution for your needs.

Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. Whether it's checking your balance, transferring funds, or paying bills, we've made banking easier than ever with features like mobile payments and person-to-person transfers.

Personal Banking Solutions

Whether you're looking to manage your everyday finances or save for future dreams, our personal banking options have got you covered. We offer checking and savings accounts that fit any lifestyle, ensuring you have the tools you need to manage your money effectively. Need financing for a new car? Our auto loans and vehicle financing options make it simple and affordable. With competitive rates and flexible terms, getting behind the wheel has never been easier.

Personal Loans and Credit Options

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. We can help streamline your finances by consolidating your debts into one manageable payment. Plus, if you're looking for a credit card that rewards your spending, our credit cards with rewards are perfect for earning benefits while you shop.

Digital & Online Banking

Key Features of Our Online Banking Services

With our user-friendly online banking platform, accessible at https://www.schoolsfirstfcu.org, you can take care of all your banking needs anytime, anywhere. Need to check your balance or transfer funds? It's as easy as a few clicks! Our 24/7 online banking services ensure that you have access to your accounts whenever you need them. For those who prefer mobile banking, our mobile application allows you to manage your accounts right from your smartphone. Enjoy the ease of mobile payments with just a tap, making transactions smooth and hassle-free. Plus, with person-to-person transfers, sending money to friends and family is quick and straightforward.

Security You Can Trust

We prioritize your security by offering electronic signature authorization for documents and transactions. This feature adds an extra layer of protection, ensuring that your sensitive information stays safe. Additionally, e-statements are available for those who want to keep track of their financial activities without the clutter of paper statements. At Schoolsfirst, we believe that banking should be not only convenient but also secure. With our robust digital services, managing your finances has never been easier or safer. Embrace the future of banking with us today!

Financial Strength

A Trusted Partner for Your Financial Needs

Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 3,655,716, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Schoolsfirst is your trusted partner. Visit us at 27825 Santa Margarita Pkwy Ste C Mission Viejo Ca 92691 or call (800) 462-8328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Commitment to Growth

With $2,721,881,223 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $196,498 in used auto loans and $19,809,905,938 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $9,012,819,714 in share certificates and $4,200,522,761 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,711 full-time employees and 169 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Solid Financial Foundation

With a net worth of $3,111,512,312, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,000 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,218,406,840 in used vehicle loans and $2,807,469,311 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to drive away in the car you want.

Credit Lines and Business Loans

For those looking to expand their business or need additional funds for personal projects, our total credit lines amount to $7,744,971,084. Additionally, our outstanding commercial loans totaling $8,646 provide the capital needed for growth and expansion.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,990,910,680, make buying or refinancing simple. We are committed to guiding you through the mortgage process so that you can focus on what matters most making your house a home.

Refinancing Options

If you're considering refinancing your current loans or exploring eligibility options for any of our products mentioned above don't hesitate to ask! Our team is here to help guide you through every step of the process. At Schoolsfirst, we're dedicated to providing personalized service tailored to your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan products can help you achieve your financial goals today!

Unsecured Credit Card Loans

Managing daily expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $1,321,159,802 in loans helping members manage their finances effectively. With our credit cards, you can enjoy rewards while keeping track of your spending.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions. This guarantees transparency and helps you trust the information presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results that truly reflect market conditions. - Real-Time Rate Comparisons: You gain access to up-to-date loan rates from multiple institutions, enabling you to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and reliable our service is for consumers looking to save money. Compare real-time loan offers today at LendMesh and find the best rates for your needs. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures that users receive fair and transparent offers. Every loan comparison reflects accurate information, giving you confidence in your choices.

Schoolsfirst

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Commitment to Innovation

Community Connections

Mission Statement

Our Journey

Branch Location & Accessibility

Accessibility Features

Parking & Operating Hours

Services & Amenities

Member Eligibility

Business Banking & Commercial Services

Comprehensive List Of Services

ATM Services

Business Banking Services

Home Financing

Online and Mobile Banking

Personal Banking Solutions

Personal Loans and Credit Options

Digital & Online Banking

Key Features of Our Online Banking Services

Security You Can Trust

Financial Strength

A Trusted Partner for Your Financial Needs

Commitment to Growth

Member-Centric Savings Options

Operational Efficiency

Our Solid Financial Foundation

Loan Offering

Auto Loans

Credit Lines and Business Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

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