SchoolsFirst Credit Union Lancaster CA: Low Mortgage Rates & Business Banking

Introduction

Welcome to Schoolsfirst, your trusted financial partner located at 43704 15Th St W, Lancaster, CA 93534. With a rich history dating back to 1934, we've proudly served our community for nearly nine decades, building strong relationships with our members and fostering financial growth together. Our commitment to you is reflected in our impressive membership of over 1.4 million individuals who rely on us for their banking needs. At Schoolsfirst, we understand that your financial goals are unique, which is why we offer a wide range of services tailored just for you. From personal banking options like checking and savings accounts to competitive auto loans and mortgage financing, we have everything you need to achieve your dreams. With total assets exceeding $31 billion and total deposits of $3.06 billion, our strength lies in the trust you've placed in us. While members can visit us at our branch, official correspondence should be sent to our mailing address: P.O. Box 11547, Santa Ana, CA 92711. This helps ensure that all communications are handled promptly and efficiently. Under the leadership of CEO Bill Cheney and Board President Marc Ecker, our dedicated team of approximately 2,880 employees works tirelessly to provide exceptional service and support. We pride ourselves on being more than just a credit union; we are a community-focused institution committed to improving the lives of those we serve. Explore how we can help you achieve your financial aspirations by visiting us online at Schoolsfirst or give us a call at 800-462-8328. Join us today, and let's build a brighter future together!

Branch History & Mission

Commitment to Innovation

As we look ahead, Schoolsfirst embraces technological advancements that enhance member experiences while ensuring accessibility for everyone. We are proud to provide online and mobile banking options that make managing your finances easy and convenient. With features like e-statements and mobile payments available at your fingertips, you can bank anytime, anywhere. Our branch operates Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Although we do not offer drive-thru services at this location, we have an ATM available for quick cash withdrawals and balance checks.

Join Us Today

With nearly nine decades of service behind us and an ever-growing membership base of over 1.4 million individuals and families, we invite you to join the Schoolsfirst family. Experience firsthand how our member-focused approach can help you achieve your financial goals. Visit us today or explore more about what we offer at Schoolsfirst. Together, let's build a brighter future!

Our Mission

At Schoolsfirst, our mission is clear: we strive to empower our members by providing exceptional financial services tailored to their unique needs. We believe that strong financial health is the foundation for a thriving community. That's why we offer a range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards all designed to support both personal and business aspirations. Our commitment extends beyond banking; we actively engage with the community through various outreach programs and partnerships aimed at enhancing educational opportunities and supporting local initiatives. We understand that when our members succeed, so does our community.

Branch Location & Accessibility

Convenient Access and Parking

Our branch offers ample parking space for all our visitors, making it easy for you to stop by and handle your banking needs. We also prioritize accessibility with features that comply with ADA standards, ensuring everyone can visit us comfortably.

Get in Touch!

Have questions or want more information? Don't hesitate to give us a call at 800-462-8328! Our team at Schoolsfirst is ready to assist you in any way we can. We look forward to welcoming you at our Lancaster branch soon!

Services Tailored for You

We pride ourselves on offering a wide range of financial services designed to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, we have the tools to help you manage your finances effectively. Plus, with ATM availability right at the branch, accessing your cash has never been easier.

Welcoming Operating Hours

At Schoolsfirst, we understand that life gets busy. That's why we offer flexible operating hours to suit your schedule. Our lobby is open from Monday through Thursday from 9 AM to 5 PM, on Fridays until 6 PM, and Saturdays until 2 PM. Whether you need help with personal banking or have questions about our services, our friendly team is here for you during these times.

Member Eligibility

At Schoolsfirst, we believe that becoming a member is like stepping into a warm and welcoming community where your financial well-being is our top priority. If you're looking to join us, you'll find that eligibility is straightforward and inclusive. To become a member, you just need to be a student, employee, or parent of a student in our partner schools or reside in the surrounding area. We want everyone to feel at home here, so even if you're not currently affiliated with education, there may still be options for you! For more detailed information on eligibility requirements, please check out this link: https://online.schoolsfirstfcu.org/membershipapplication/#!/resume. Once you're ready to take the next step toward membership, opening an account is as easy as pie! You can start the process online by visiting https://online.schoolsfirstfcu.org/gateway/schoolsfirstfcu/login?pageparam=clospersonal, or feel free to give us a call at (800) 462-8328 if you have any questions. We're excited to have you join us at our branch located at 43704 15Th St W Lancaster Ca 93534, where together we can work towards achieving your financial goals.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $60 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,646, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a busy Saturday at your local café. Customers line up, eager to enjoy their favorite brews. With our merchant services, you can accept payments effortlessly, whether it's through card transactions or mobile payments. This not only enhances customer satisfaction but also boosts your revenue. Our tools are tailored for small businesses like yours, ensuring you have everything you need to thrive. Visit us at 43704 15Th St W Lancaster Ca 93534, Lancaster, CA or call us at (800) 462-8328 to learn how we can support your business banking needs today!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, Schoolsfirst offers robust Business Banking solutions including Merchant Services & Business Loans. We understand that running a business requires support and resources; we're here to assist you every step of the way.

Convenient Access

Accessing your accounts has never been easier. With our ATM & Cash Withdrawal Services, along with basic ATM access for withdrawals and balance checks, managing your money is simple and convenient. If you have any questions or need assistance navigating these services, don't hesitate to call us at (800) 462-8328. Our friendly staff is ready to help you make the most of your membership. As we continue to expand our offerings and improve member experiences, we invite you to explore more about what we have available by visiting us online at 36 - Lancaster. Join us today and experience the difference that community banking can make in your life!

Credit Options

Our members also enjoy great benefits with our Credit Cards with Rewards program. Whether you're using it for groceries or travel, earn rewards that truly add value to your spending.

Loans and Financing

When it comes to financing, we've got you covered with our Auto Loans & Vehicle Financing options. Picture yourself driving off in a new car without breaking the bank. Our flexible terms help you find a payment plan that fits your budget. If you're dreaming of homeownership, explore our competitive Mortgage Loans & Refinancing solutions designed to make buying or upgrading your home a reality. For those unexpected expenses, consider our Personal Loans & Debt Consolidation services. Life can throw curveballs; we aim to ease those burdens with straightforward lending options that put you back on track.

Personal Banking

One of the cornerstones of our offerings is Personal Banking. Whether you're just starting out or looking to manage your wealth, we provide Checking & Savings Accounts tailored for all lifestyles. Imagine having access to your funds through our user-friendly Online & Mobile Banking platform, making it easy to transfer money, check balances, and pay bills anytime, anywhere.

Digital & Online Banking

Key Services

With our online banking platform, accessible at https://www.schoolsfirstfcu.org, you can take charge of your accounts 24/7. Need to check your balance or transfer funds? It's all just a click away. You can also enjoy the convenience of electronic statements, making it easy to track your transactions without the clutter of paper. Plus, if you're looking to sign documents quickly, our electronic signature authorization makes the process simple and fast. If you're on the go, our mobile application offers everything you need at your fingertips. From checking balances to making person-to-person transfers, managing your money has never been easier. And yes, we also support mobile payments, allowing you to make purchases directly from your phone no wallet needed!

Security and Convenience

Security is a top priority for us. We use advanced technology to protect your information while you bank online or through our app. You can feel confident knowing that your data is safe with us. Our services are designed for accessibility and ease of use. Whether you're at home or out and about, you can manage your accounts in real-time without any hassle. Join the many satisfied members who have made their banking experience simpler with Schoolsfirst's digital solutions. Explore these features today and discover how our online banking services can fit seamlessly into your lifestyle!

Financial Strength

At Schoolsfirst, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, you need a reliable partner to help navigate your financial journey. That's why we are proud to share the robust financial health of our credit union. With a net worth of $3,111,512,312, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to sound practices is reflected in our net worth ratio of $1,000, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $9,012,819,714 in share certificates and $4,200,522,761 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition, our $2,721,881,223 in undivided earnings enables us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $196,498 in used auto loans and $19,809,905,938 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our performance indicators speak volumes about our operational efficiency; our $0 reflects this strength, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,711 full-time employees and 169 part-time employees ready to assist you with expertise and care. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 3,655,716, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Schoolsfirst is your trusted partner. Visit us at 43704 15Th St W Lancaster Ca 93534 or call (800) 462-8328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Loan Options

For those who might be looking into business opportunities or personal projects, we provide other types of financing as well. If you're interested in refinancing your existing loans or exploring eligibility options for any of our products, please don't hesitate to reach out to us. You can connect with us at our branch located at 43704 15Th St W Lancaster Ca 93534 or give us a call at 800-462-8328. Our team is ready to assist you during our operating hours: Monday through Thursday from 9 AM to 5 PM; Friday from 9 AM to 6 PM; and Saturday from 9 AM to 2 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take that next step toward achieving your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,218,406,840 in used vehicle loans and $2,807,469,311 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, our financing options can make it easier for you to drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,990,910,680, making buying or refinancing simple. We provide personalized service to help guide you through the mortgage process so you can focus on finding your perfect home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,321,159,802 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to fit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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Schoolsfirst

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Commitment to Innovation

Join Us Today

Our Mission

Branch Location & Accessibility

Convenient Access and Parking

Get in Touch!

Services Tailored for You

Welcoming Operating Hours

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking

Convenient Access

Credit Options

Loans and Financing

Personal Banking

Digital & Online Banking

Key Services

Security and Convenience

Financial Strength

Loan Offering

Additional Loan Options

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Join Our Community