SchoolsFirst Credit Union Laguna Niguel CA: Top Checking & Auto Loans

Introduction

Welcome to Schoolsfirst, your trusted partner in financial services located at 27120 Alicia Pkwy, Laguna Niguel, CA 92677. Established in 1934, we have proudly served our community for nearly a century, building lasting relationships with our members. With a total membership exceeding 1.4 million, we are dedicated to providing personalized banking solutions that cater to your unique needs. At Schoolsfirst, we understand that financial health is crucial for our members and their families. That's why we manage over $31 billion in assets and have facilitated more than 1,064,008 loans and leases. Our commitment to you goes beyond numbers; it's about creating opportunities and fostering a supportive environment where your financial aspirations can flourish. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: P.O. Box 11547, Santa Ana, CA 92711. Led by CEO Bill Cheney and Board President Marc Ecker, our team of nearly 2,880 employees is here to ensure you receive exceptional service every time you walk through our doors or connect with us online. We take pride in offering an array of services including personal banking, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. Our vision is clear: We strive to empower every member of our community with the financial tools they need to succeed. With a strong net worth of over $3 billion and cash reserves of $216 million, you can trust that your finances are in capable hands. Ready to take the next step? Give us a call at 800-462-8328 or explore our website at Schoolsfirst for more information on how we can help you achieve your financial goals. Join us today and experience the Schoolsfirst difference!

Branch History & Mission

Community Engagement

Community engagement is at the heart of what we do. We actively participate in local events and initiatives aimed at uplifting those around us. Whether it's through educational workshops or sponsorships for local schools, we're dedicated to making a positive impact. As we look toward the future, we invite you to join us on this journey. Experience firsthand the benefits of being part of Schoolsfirst where you're not just a member; you're family. For inquiries or to learn more about how you can become a member, please call us at 800-462-8328 or visit our website at schoolsfirstfcu.org. Together, let's build a brighter financial future!

Our Evolution

From our humble beginnings, Schoolsfirst has evolved significantly over the decades. We started with a simple mission: to provide accessible and affordable financial services for our members. As we expanded, we embraced technology and innovation while maintaining our focus on personal service. Today, we offer a full range of products including checking and savings accounts, auto loans, mortgages, credit cards, and business banking solutions. Our commitment to serving you goes beyond transactions; it's about building lasting relationships. Our branch is conveniently located at 27120 Alicia Pkwy, Laguna Niguel, CA 92677, close to local landmarks that make it easy for you to find us. While members can visit us at this address for all their banking needs, official correspondence should be sent to P.O. Box 11547, Santa Ana, CA 92711.

Our Mission

At Schoolsfirst, our mission is clear: we strive to empower our members by providing them with the tools they need for financial success while fostering a sense of community. We believe in supporting not just your financial goals but also the broader community through various outreach programs and partnerships. We are proud of our digital advancements that ensure easy access to services like online banking and mobile payments. Our focus on ADA compliance ensures that everyone can benefit from our services without barriers. Additionally, although we do not have drive-thru banking at this location, we are equipped with an ATM for your convenience.

Branch Location & Accessibility

Welcome to Schoolsfirst, located at 27120 Alicia Pkwy, Laguna Niguel, CA 92677! Our branch is nestled in a prime area, easily accessible for all members and community residents. Whether you're heading to the nearby Laguna Niguel Regional Park or stopping by after a visit to the local shops, we are here to serve you with friendly and convenient banking options. At Schoolsfirst, we understand that your time is valuable. That's why we offer ample parking right at our doorstep, making it easy for you to pop in for quick transactions or longer consultations. We prioritize accessibility for everyone, ensuring our facilities comply with ADA standards so all members can navigate our space comfortably. Our dedicated team is ready to assist you during our welcoming hours. Visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Whether you need help with checking and savings accounts, auto loans, or mortgage options, we are just a call away at 800-462-8328. While our branch does not feature drive-thru services, we do provide an ATM on-site for your convenience perfect for quick cash withdrawals or balance inquiries. If you ever need to send us official correspondence instead of visiting in person, please use our mailing address: P.O. Box 11547, Santa Ana, CA 92711. We invite you to explore the many services we offer at Schoolsfirst, from personal banking solutions to business services tailored just for you. Stop by today or give us a call; we look forward to helping you meet your financial goals!

Member Eligibility

At Schoolsfirst, we believe that everyone deserves a chance to be part of a caring financial community. Becoming a member is simple and welcoming! If you live, work, or attend school in the areas we serve, you're likely eligible to join us. We prioritize our members and provide them with a range of benefits, from personalized service to competitive rates on loans and savings accounts. To find out more about the specific eligibility criteria, feel free to check out this resource: https://online.schoolsfirstfcu.org/membershipapplication/#!/resume. When you're ready to open an account, the process is straightforward. You can start your journey by visiting our account opening page here: https://online.schoolsfirstfcu.org/gateway/schoolsfirstfcu/login?pageparam=clospersonal. If you have any questions along the way or need assistance, don't hesitate to give us a call at (800) 462-8328. We're here to help! Join us at our branch located at 27120 Alicia Pkwy Laguna Niguel Ca 92677, and experience all the advantages of being a part of Schoolsfirst.

Business Banking & Commercial Services

Financing Options for Every Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $60 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,646, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, we offer merchant services designed to simplify payment processing for your business. Picture this: your customers can pay quickly and securely using various methods, enhancing their shopping experience while streamlining your operations. Our services allow you to focus on what matters most growing your business. Located conveniently at 27120 Alicia Pkwy Laguna Niguel Ca 92677, Laguna Niguel, CA 92677, we're ready to partner with you on your journey toward success. Reach out at (800) 462-8328 to learn more about how we can support your business needs today!

Comprehensive List Of Services

Accessibility Anytime, Anywhere

In today's fast-paced world, accessibility is key. That's why we prioritize ease of access through our digital banking features like online banking and mobile payments. You can manage your accounts anytime from anywhere whether it's on your couch or while waiting in line at the store. At Schoolsfirst, we strive to create an environment where members feel supported in all aspects of their financial journey. If you're interested in any of these services or want more information on how we can help you achieve your financial goals, don't hesitate to reach out! Contact us at (800) 462-8328 or visit us at 27120 Alicia Pkwy Laguna Niguel Ca 92677 in Laguna Niguel, CA. Let's work together towards a brighter financial future!

Business Solutions Tailored for Success

For entrepreneurs and small business owners, our business banking services include merchant services and business loans. We understand that running a business requires financial support, so we're committed to helping you succeed with the right tools and resources.

Financing Your Dreams

When it comes to bigger purchases like cars or homes, Schoolsfirst has got you covered with competitive auto loans and vehicle financing options. Picture yourself driving off in your new car with an affordable monthly payment that fits within your budget. We also provide mortgage loans and refinancing solutions for those ready to buy their dream home or lower their current mortgage rate. If you're facing unexpected expenses or need to consolidate debt, our personal loans can offer quick relief. With flexible terms and competitive rates, we aim to help you regain control of your finances.

Personal Banking Made Simple

For individuals seeking to manage their day-to-day finances, we offer personal banking services that include checking and savings accounts. Imagine being able to easily access your money with just a few taps on your phone through our online and mobile banking features. You can check balances, transfer funds, and pay bills without having to visit the branch. Our ATM services also allow you to withdraw cash or check balances conveniently.

Rewards That Benefit You

Don't forget about our credit cards with rewards, which give you benefits for everyday spending. Whether you're purchasing groceries or planning a vacation, every swipe earns you points that can be redeemed for exciting rewards.

Digital & Online Banking

Key Features

One of the standout features of our digital banking is the ability to use electronic signatures for transactions. This feature makes it easier than ever to complete paperwork without needing to visit a branch. Plus, with e-statements available, you'll receive your account statements directly in your inbox no more waiting for mail! For those who prefer managing their accounts on their mobile devices, our user-friendly mobile application allows you to perform all these tasks right from your smartphone. You can even make mobile payments easily and securely, ensuring that your transactions are smooth and hassle-free. Another convenient option is our person-to-person transfer service. Need to send money to a friend? It's quick and easy with just a few taps on your phone. With all these features combined, managing your finances has never been simpler or more secure. Choose Schoolsfirst for a banking experience that prioritizes accessibility and ease of use while keeping your information safe. Join us today and take full advantage of our digital banking services!

Financial Strength

At Schoolsfirst, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong commitment to providing reliable services, we ensure that your financial needs are met with confidence. With a net worth of $3,111,512,312, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1000 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $9,012,819,714 in share certificates and $4,200,522,761 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,721,881,223 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $196,498 in used auto loans and a total of $19,809,905,938 in loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 2,711 full-time employees and 169 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 3,655,716, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Schoolsfirst is your trusted partner. Visit us at 27120 Alicia Pkwy Laguna Niguel Ca 92677 or call 800-462-8328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,218,406,840 in used vehicle loans and $2,807,469,311 in new vehicle loans already helping members get on the road. We provide flexible financing options that can cater to your budget, making it easier than ever to drive away in your dream vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $8,646 provide the capital needed to grow and expand your operations. We are committed to supporting local businesses by offering tailored solutions that meet your specific requirements.

Credit Lines and Unsecured Loans

For those looking to manage their finances more effectively, we also offer flexible terms on unsecured credit card loans, with a total of $1,321,159,802 in loans helping our members keep their spending in check. Additionally, our total credit lines amounting to $7,744,971,084 provide further options for those who need quick access to cash or want to consolidate debts.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,990,910,680, make buying or refinancing simple. We work with you every step of the way to ensure you find the best solution for your housing needs.

Refinancing Options

If you're interested in refinancing any existing loans or mortgages, we have options available that could save you money over time. Our team is here to help assess your situation and guide you through the process. You can reach us at (800) 462-8328, or visit us at our branch located at 27120 Alicia Pkwy Laguna Niguel Ca 92677 in Laguna Niguel, CA. Our dedicated staff is ready to assist you during our operating hours: Monday - Thursday from 9 am to 5 pm, Friday from 9 am to 6 pm, and Saturday from 9 am to 2 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Schoolsfirst, we are focused on helping you achieve your financial dreams with personalized service and competitive loan offerings tailored for your lifestyle.

Loan Aggregator

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Schoolsfirst

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Engagement

Our Evolution

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Financing Options for Every Business

Merchant Services That Make Transactions Easy

Comprehensive List Of Services

Accessibility Anytime, Anywhere

Business Solutions Tailored for Success

Financing Your Dreams

Personal Banking Made Simple

Rewards That Benefit You

Digital & Online Banking

Key Features

Financial Strength

Loan Offering

Auto Loans

Business Loans

Credit Lines and Unsecured Loans

Mortgage Loans

Refinancing Options

Loan Aggregator

Benefits of Using LendMesh

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