SchoolsFirst Credit Union La Habra CA: Low Mortgage Rates & Auto Loans

Introduction

Welcome to Schoolsfirst, your trusted partner in financial services located at 1330 S Beach Blvd Ste D, La Habra, CA 90631. Established in 1934, we have proudly served our community for decades, building lasting relationships with our 1,435,595 members. With total assets of $31,084,507,740 and total deposits reaching $3,063,823,932, we are committed to providing a secure and supportive environment for all your banking needs. At Schoolsfirst, we understand the importance of personalized service. Our dedicated team of 2,880 employees, led by CEO Bill Cheney and Board President Marc Ecker, is here to assist you every step of the way. Whether you're seeking personal banking options like checking and savings accounts or looking for competitive auto loans and mortgages, we strive to meet your financial goals with transparency and integrity. While you can visit us at our La Habra branch for immediate assistance, please note that official correspondence should be directed to our mailing address: P.O. Box 11547, Santa Ana, CA 92711. We invite you to explore our wide range of services tailored just for you. With a net worth of $3,111,512,312 and cash in hand amounting to $216,300,069, your finances are safe with us. Join us today and become part of a community-focused credit union that prioritizes your financial well-being. Feel free to reach out via phone at 800-462-8328 or visit our website at Schoolsfirst for more information. Let's embark on this financial journey together!

Branch History & Mission

Commitment to Innovation

As we move forward, we remain committed to embracing technology and accessibility. Our branch offers features like online banking, mobile payments, and e-statements, ensuring that managing your finances is convenient and secure. We also prioritize ADA compliance so that all members can access our services without barriers.

Join Us

With total assets reaching ${total_assets}, we are positioned not just to serve but to empower our members financially. If you're looking for a credit union that values personal connections and community impact, look no further than Schoolsfirst. Come visit us during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM or give us a call at (800) 462-8328. Join us today and discover how being part of Schoolsfirst can benefit you and enrich our community together!

Our Mission

At Schoolsfirst, our mission is clear: we strive to provide exceptional financial services while fostering a strong sense of community. We believe that everyone deserves access to affordable banking options, which is why we offer a range of services tailored to meet your needs from personal banking and auto loans to business banking solutions. We take pride in being more than just a credit union; we are an integral part of the La Habra community. Our mission extends beyond transactions; it's about building relationships and supporting local initiatives. Whether through financial literacy programs or partnerships with local organizations, we aim to uplift those around us. While you can visit us at 1330 S Beach Blvd Ste D La Habra Ca 90631 for all your banking needs, please send official correspondence to our mailing address: P.O. Box 11547, Santa Ana, CA 92711.

Branch Location & Accessibility

Welcome to the Schoolsfirst branch located at 1330 S Beach Blvd Ste D in La Habra, California! We're proud to be part of the vibrant community here in Orange County. Our branch is easy to find, nestled near popular local spots that make your visit convenient and enjoyable. Whether you're picking up a coffee at a nearby café or shopping at local stores, stopping by our branch fits right into your day. At Schoolsfirst, we prioritize accessibility for all members. Our location features ADA-compliant entrances and ample parking, making it easy for everyone to access our services. While you can come see us at this address for all your banking needs, please note that any official correspondence should be sent to our mailing address: P.O. Box 11547, Santa Ana, CA 92711. We understand that your time is valuable. That's why we offer flexible operating hours to accommodate busy schedules. You can visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Our friendly staff is always ready to assist you with everything from personal banking and auto loans to mortgage refinancing. For added convenience, we also have an ATM available on-site, ensuring that you can access your cash whenever you need it. While we currently do not offer drive-thru services or shared service centers at this location, our team is dedicated to providing a warm and welcoming experience inside the branch. If you have any questions or want more information about our services, don't hesitate to reach out! Call us at 800-462-8328 or drop by our branch today. We look forward to serving you!

Member Eligibility

At Schoolsfirst, we believe that everyone deserves the opportunity to join a caring community that prioritizes your financial well-being. Becoming a member is easy and welcoming! If you live, work, or go to school in certain areas or are associated with specific organizations, you may already qualify. For instance, those who have ties to the education sector often find they meet our eligibility criteria. To learn more about the specific requirements and see if you fit in, check out our detailed guide at https://online.schoolsfirstfcu.org/membershipapplication/#!/resume. Once you've confirmed your eligibility, opening an account is just a few clicks away! You can start the process online by visiting https://online.schoolsfirstfcu.org/gateway/schoolsfirstfcu/login?pageparam=clospersonal or simply give us a call at (800) 462-8328 if you have any questions. Our team is here to help you every step of the way as you take this exciting step towards financial empowerment. Join us at our La Habra branch located at 1330 S Beach Blvd Ste D La Habra Ca 90631, and let's embark on this journey together!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $60 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,646, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Imagine being able to accept payments easily from your customers without hassle. Our merchant services are designed with this convenience in mind, allowing you to focus on what really matters growing your business. From card processing solutions to online payment options, we provide everything you need to keep your cash flow steady and your customers happy. Located at 1330 S Beach Blvd Ste D La Habra Ca 90631 in La Habra, CA, our team is ready to assist you with all your business banking needs. Give us a call at (800) 462-8328 and let's discuss how we can help you achieve your goals!

Comprehensive List Of Services

ATM Services

We also provide easy access to cash through our ATM & Cash Withdrawal Services. You can withdraw money or check balances at any time, ensuring you're never left without access to funds when you need them most. At Schoolsfirst, we're committed to making banking simple and accessible for everyone in the community. If you'd like to learn more about how we can assist you with any of these services, please don't hesitate to reach out at (800) 462-8328 or visit us online at https://www.schoolsfirstfcu.org. We look forward to serving you!

Business Banking

For entrepreneurs and small business owners, our Business Banking solutions include Merchant Services and Business Loans designed to help your business thrive. We understand the unique challenges businesses face and are here to support you with tailored financial products.

Credit Cards

Enhance your purchasing power with our Credit Cards with Rewards program. Enjoy benefits like cash back and points on every purchase, making each transaction more rewarding.

Home Financing

Thinking about owning a home? Our Mortgage Loans & Refinancing services can help turn that dream into reality. With competitive rates and personalized service, you can find a mortgage solution that aligns with your financial goals. Whether you're buying your first home or refinancing an existing mortgage, we're here to assist you every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking services that allow you to manage your accounts anytime, anywhere. Need to check balances or transfer funds? Just a few taps on your phone can do it all!

Personal Banking

Navigating your personal finances is easier with our Personal Banking options. Open a checking or savings account to manage your day-to-day expenses effortlessly. Imagine having quick access to your funds whenever you need them, all while earning interest on your savings.

Personal Loans

If you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation options provide flexibility and support. These loans can help you tackle financial challenges head-on without stress.

Vehicle Financing

For those planning to hit the road, our Auto Loans & Vehicle Financing make purchasing a new or used car straightforward and affordable. Picture driving home in your dream vehicle with financing tailored just for you, ensuring manageable monthly payments that fit your budget.

Digital & Online Banking

Convenient Online Banking Services

With our online banking services available 24/7 at https://www.schoolsfirstfcu.org, you can check balances, pay bills, and transfer funds whenever you need to. Our user-friendly interface ensures that even those new to online banking can navigate their accounts with ease. Plus, with electronic signature authorization, signing important documents is quick and secure no need for paper or in-person visits.

Go Green with E-Statements

Stay organized and environmentally friendly by opting for e-statements! With Yes, you'll receive your account statements electronically, making it easy to manage your finances while reducing paper clutter.

Mobile Banking at Your Fingertips

On top of our online services, our mobile application provides even greater flexibility. With features like mobile payments and person-to-person transfers, sending money to friends or paying for purchases is just a tap away. You can also manage your account right from your smartphone or tablet, ensuring that you're always connected to your finances.

Security You Can Trust

Your security is our priority. We use advanced encryption technology to keep your personal information safe as you bank online or through our app. This means you can rest easy knowing that your data is protected while enjoying the convenience of digital banking. In short, Schoolsfirst's digital and online banking services put you in control of your financial life anytime, anywhere. Explore all the features today at https://www.schoolsfirstfcu.org!

Financial Strength

At Schoolsfirst, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a safe and reliable banking experience, backed by solid financial health. With a net worth of $3,111,512,312, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1000 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $9,012,819,714 in share certificates and $4,200,522,761 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,721,881,223 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as shown by $196,498 in used auto loans and $19,809,905,938 in total loans and leases that support members' financial goals across various sectors. While our net income of $0 reflects challenges faced this period; it also means that we are working diligently to optimize our operations for the benefit of all members. We take pride in having 2,711 full-time employees and 169 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts: 3,655,716, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Schoolsfirst is your trusted partner. Visit us at 1330 S Beach Blvd Ste D La Habra Ca 90631 or call 800-462-8328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,218,406,840 in used vehicle loans and $2,807,469,311 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, our competitive rates and flexible terms make it easier than ever.

Credit Lines

For those needing additional flexibility in managing expenses or unexpected costs, our total credit lines amount to $7,744,971,084. This option provides peace of mind knowing you have access to funds when needed. If you're considering refinancing any of your existing loans or want to explore eligibility options for our various products, our team is ready to assist you in finding the best solution tailored to your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to visit our website here for more details or start your application today!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,990,910,680, making buying or refinancing simple. We provide tailored solutions to fit your specific situation and help you navigate the path to owning your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,321,159,802 in loans helping members manage their finances effectively. With our credit cards featuring rewards and low-interest rates, you can enjoy financial freedom while earning benefits on your everyday purchases.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures fair and transparent offers. Each loan comparison reflects accurate information so users can trust that they are getting the best available rates.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions empower users to make well-informed choices quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective the platform can be in securing better financing options. For those looking to compare real-time loan offers, visit LendMesh today and find the best rates tailored to your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Schoolsfirst

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Commitment to Innovation

Join Us

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Loan Options for Growth

Merchant Services That Make a Difference

Comprehensive List Of Services

ATM Services

Business Banking

Credit Cards

Home Financing

Online & Mobile Banking

Personal Banking

Personal Loans

Vehicle Financing

Digital & Online Banking

Convenient Online Banking Services

Go Green with E-Statements

Mobile Banking at Your Fingertips

Security You Can Trust

Financial Strength

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Ensuring Accurate Comparisons

Key Benefits of Using LendMesh

Join Our Community