SchoolsFirst Credit Union Gardena CA: Low Mortgage Rates & Auto Loans

Introduction

Welcome to Schoolsfirst, your trusted financial partner located at 1735 W Artesia Blvd, Gardena, CA 90248. Since our establishment in 1934, we have proudly served over 1,435,595 members with a commitment to providing exceptional financial services that meet the needs of our community. With total assets exceeding $31 billion and total deposits around $3 billion, we are dedicated to helping you achieve your financial goals. At Schoolsfirst, we understand that banking is not just about numbers; it's about people. Our team, led by CEO Bill Cheney and Board President Marc Ecker, strives to create a welcoming environment where you can feel secure and valued. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgage refinancing, we have tailored options to suit your lifestyle. While members can visit us at our branch address for face-to-face assistance, official correspondence should be directed to our mailing address: P.O. Box 11547, Santa Ana, CA 92711. Our branch is equipped with an ATM for your convenience and operates from Monday to Friday with extended hours on Fridays and Saturday mornings. Our financial strength is evident in our impressive numbers total loans amounting to 1,064,008, a net worth of approximately $3.1 billion, and cash in hand totaling over $216 million. These figures reflect our ongoing commitment to supporting our members' financial journeys while maintaining a solid foundation. Explore the many services we offer today! For more information or to speak with one of our knowledgeable team members, please call us at 800-462-8328 or visit our website at schoolsfirstfcu.org. Let's build a brighter financial future together!

Branch History & Mission

Commitment to Community

Schoolsfirst is not just about transactions; it's about relationships. We actively engage with the community through various outreach programs and partnerships aimed at enhancing educational opportunities and financial literacy. By supporting local schools and organizations, we contribute directly to the well-being of Gardena. In today's digital age, we've embraced technology while ensuring that all members feel valued and included. From online banking services to mobile payments and e-statements, we offer modern conveniences while maintaining personal connections. We invite you to join Schoolsfirst Credit Union today! Experience firsthand how we can help you navigate your financial journey while being part of a supportive community dedicated to your success. For any questions or assistance, feel free to reach out at 800-462-8328 or visit our website here. Together, let's build a brighter future!

Our Mission

At Schoolsfirst, our mission goes beyond just providing financial services; it's about empowering individuals and strengthening our community. We strive to deliver exceptional service through personal banking options like checking and savings accounts, auto loans, mortgage financing, and more. Our goal is to be a trusted partner in helping you achieve your financial aspirations. We believe in making banking accessible to everyone. Our branch offers convenient operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM ensuring that you can visit us at a time that works for you. Additionally, we provide ATM availability for quick cash withdrawals and balance checks whenever needed. While members can visit us at 1735 W Artesia Blvd, official correspondence should be sent to P.O. Box 11547, Santa Ana, CA 92711 if different from our branch address.

Branch Location & Accessibility

Convenient Access

At Schoolsfirst, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and parking, ensuring everyone can enjoy a hassle-free experience. There's plenty of parking available, so you won't have to worry about finding a spot when you arrive.

Get in Touch

If you have any questions or need assistance before your visit, feel free to give us a call at 800-462-8328. Our friendly staff is ready to help you with any inquiries you may have. We look forward to seeing you soon at Schoolsfirst in Gardena where your financial well-being is our top priority!

Operating Hours

We want to make banking as easy as possible for you! Our lobby hours are designed with your schedule in mind. We're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Whether you need assistance during the week or on weekends, we're here for you.

Services Offered

At our Gardena branch, you'll find a full range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. We also offer credit cards with rewards and business banking solutions if you're looking to manage your business finances effectively. Plus, with ATM availability right at our location, cash withdrawals are simple and quick.

Member Eligibility

At Schoolsfirst, we believe that everyone deserves the chance to be part of a community that cares. Joining us is simple and welcoming! If you live, work, or attend school in our local area or are related to someone who does, you're likely eligible for membership. We're here to support your financial journey with competitive rates, personalized service, and a range of products designed just for you. To learn more about the specific eligibility criteria, feel free to check out our detailed guidelines at https://online.schoolsfirstfcu.org/membershipapplication/#!/resume. Opening an account with Schoolsfirst is just as easy! You can start the process online by visiting https://online.schoolsfirstfcu.org/gateway/schoolsfirstfcu/login?pageparam=clospersonal. If you have any questions or need assistance, don't hesitate to give us a call at (800) 462-8328. We're excited to welcome you into our family and help you achieve your financial goals right here at 1735 W Artesia Blvd Gardena Ca 90248!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $60 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,646, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to streamline your payment processes while focusing on what truly matters growing your business. Our merchant services make it easy for you to accept payments from customers, whether they're using credit cards, debit cards, or mobile wallets. This means faster transactions and happier customers. Located conveniently at 1735 W Artesia Blvd Gardena Ca 90248, Gardena, CA 90248, we invite you to reach out at (800) 462-8328 to learn more about how our business banking solutions can empower your success. Let us partner with you as you take your business to new heights!

Comprehensive List Of Services

Business Banking Services

For our business members, we understand that managing finances can be challenging. Our business banking services, including merchant services and business loans, are designed to help you thrive in your industry. We strive to create solutions that fit your unique business needs.

Credit and Loans

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options to help you regain control of your finances. And if you're looking for a credit card that gives back, check out our credit cards with rewards perfect for earning points on everyday purchases.

Digital Banking Convenience

In today's fast-paced world, convenience is key. At Schoolsfirst, we offer robust online and mobile banking services so you can bank from anywhere at any time. Whether it's checking your balance, making transfers, or paying bills, our user-friendly platforms make banking straightforward. Plus, our ATM services allow for easy cash withdrawals and balance checks whenever needed.

Personal Banking Solutions

When it comes to personal finance, we've got you covered. Our checking and savings accounts are designed with your lifestyle in mind, offering features that help you manage your money effortlessly. For those considering a new vehicle, our auto loans and vehicle financing options make purchasing your dream car more achievable than ever. If you're thinking about homeownership or refinancing your current mortgage, our mortgage loans provide competitive rates and personalized service to guide you through the process.

Why Choose Us?

With a focus on member satisfaction and community support, our team is always ready to assist you with any questions or concerns. You can reach us at (800) 462-8328 during our lobby hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. We invite you to explore all that Schoolsfirst has to offer by visiting us today! Whether you're opening a new account or seeking financial advice, we're here for you every step of the way. For more information or to get started with any of our services, don't hesitate to give us a call or visit our website at https://www.schoolsfirstfcu.org. Let's achieve your financial goals together!

Digital & Online Banking

Key Features

With our online banking platform, available at https://www.schoolsfirstfcu.org, you can easily check your account balances, pay bills, and transfer money all from the comfort of your couch or while waiting in line. Plus, if you're looking for a quick way to send money to friends or family, our person-to-person transfer feature makes it easy and fast. Security is a top priority for us. Our electronic signature authorization process ensures that your transactions are safe and secure. You can also opt for e-statements, which not only help you keep track of your finances but also reduce paper clutter making it an eco-friendly choice too!

Mobile Access

For those who prefer using their phones, our mobile application is available for download, allowing you to manage your accounts wherever you are. Need to make a purchase? With our mobile payments feature, just tap and go! It's that easy. No matter what time of day it is, our 24/7 online banking services ensure that you have access to your funds whenever you need them. You'll have real-time control over your accounts right in the palm of your hand. In short, Schoolsfirst is here to support you with all your banking needs digitally. Enjoy the freedom and flexibility of managing your finances anytime, anywhere!

Financial Strength

At Schoolsfirst, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Located at 1735 W Artesia Blvd Gardena Ca 90248 in Gardena, CA, we are committed to providing you with the reliable service you deserve. With a net worth of $3,111,512,312, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,000 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $9,012,819,714 in share certificates and $4,200,522,761 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,721,881,223 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $196,498 in used auto loans and $19,809,905,938 in total loans and leases. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,711 full-time employees and 169 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 3,655,716, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Schoolsfirst is your trusted partner. Visit us at 1735 W Artesia Blvd Gardena Ca 90248 or call (800) 462-8328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,218,406,840 in used vehicle loans and $2,807,469,311 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have options that fit your budget.

Credit Lines

If you're looking for additional financial flexibility, our total credit lines amounting to $7,744,971,084 can provide you with peace of mind when unexpected expenses arise. These lines allow you to borrow only what you need when you need it.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,990,910,680, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure the home of your dreams.

Refinancing Options

We also understand that sometimes life changes require adjustments in your finances. If you're considering refinancing any existing loans, our team is here to discuss eligibility options that could potentially lower your monthly payments or overall interest costs. At Schoolsfirst, we strive to empower our members through accessible lending solutions tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can assist you on your financial journey!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,321,159,802 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits designed to enhance your purchasing power.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions about their borrowing needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in securing better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means you receive reliable information when evaluating your loan choices.

Schoolsfirst

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Commitment to Community

Our Mission

Branch Location & Accessibility

Convenient Access

Get in Touch

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Services

Credit and Loans

Digital Banking Convenience

Personal Banking Solutions

Why Choose Us?

Digital & Online Banking

Key Features

Mobile Access

Financial Strength

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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