SchoolsFirst Credit Union Fullerton CA: Low Mortgage Rates & Auto Loans

Introduction

Welcome to Schoolsfirst, your trusted partner in financial services located at 1066 E Bastanchury Rd, Fullerton, CA 92835. Since our establishment in 1934, we have dedicated ourselves to empowering our members through a broad range of financial products and services tailored to meet their needs. With a thriving community of over 1,435,595 members, we are proud to offer an impressive total of assets amounting to $31,084,507,740 and total deposits reaching $3,063,823,932. At Schoolsfirst, we understand that each member's journey is unique. Our commitment is reflected not just in our robust financial health but also in the supportive environment we cultivate. Our CEO, Bill Cheney, along with our Board President, Marc Ecker, lead a team of 2,880 employees who are passionate about providing exceptional service and fostering lasting relationships. While you can visit us at our Fullerton branch for all your banking needs, please note that any official correspondence should be sent to our mailing address at P.O. Box 11547, Santa Ana, CA 92711. Whether you're looking for checking and savings accounts or financing options like auto loans and mortgages, Schoolsfirst is here to help you every step of the way. We invite you to explore our services online at Schoolsfirst or give us a call at 800-462-8328. Our doors are open for you Monday through Saturday with flexible hours designed for your convenience. Join us today and experience the difference that comes from being part of a credit union that truly cares about its members!

Branch History & Mission

At Schoolsfirst, we are proud to have a rich history that dates back to our founding in 1934. Since then, we have grown into a vital part of the Fullerton community and beyond, serving over 1.4 million members with dedication and care. Our branch located at 1066 E Bastanchury Rd, Fullerton, CA 92835, stands as a testament to our commitment to providing exceptional financial services while fostering community connections. Over the decades, Schoolsfirst has consistently adapted to meet the needs of our members. From humble beginnings as a small credit union focused on education professionals, we have expanded our offerings to include a wide range of financial products such as personal banking, auto loans, mortgage options, and business banking services. With total assets exceeding $31 billion, we are equipped to support our members' financial goals effectively. Our mission is clear: to empower our members through accessible financial solutions and unwavering support. We believe that everyone deserves the opportunity to achieve their financial dreams. This belief drives us to provide excellent service and innovative products tailored to our members' needs. Whether you're looking for checking accounts, credit cards with rewards, or loans for your next vehicle or home purchase, we strive to make banking easy and beneficial for you. While members can visit us at 1066 E Bastanchury Rd, official correspondence should be sent to P.O. Box 11547, Santa Ana, CA 92711. We invite you to take advantage of our convenient operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. In addition to traditional banking services, we are committed to enhancing your experience through digital advancements like online and mobile banking. Our drive-thru service is not available; however, we provide ATM access for your convenience. We also prioritize community outreach efforts by partnering with local organizations that share our goal of supporting education and improving lives within our neighborhoods. As we continue this journey together, we encourage you to join Schoolsfirst and experience the benefits of being part of a credit union that truly cares about its members and their communities. Together, let's build a brighter financial future! For more information or assistance, feel free to reach out at 800-462-8328 or visit us online at Schoolsfirst.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for all our members. Our location complies with ADA standards, featuring ramps and parking spaces designed for ease of access. Plus, we have ample parking available so you can visit us without any hassle.

Nearby Landmarks

Nestled in Orange County, our branch is just a short drive from popular local spots like the Fullerton Arboretum and the Cal State Fullerton campus. This makes it simple for you to stop by while running errands or after attending classes.

Operating Hours

At Schoolsfirst, we're committed to making your banking experience as convenient as possible. Our lobby hours are Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Whether you need assistance during the week or on the weekend, we're here for you!

Services Offered

Our branch provides a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. We also offer ATM services for quick cash withdrawals and balance checks whenever you need them. While members can visit us at our branch location, please note that official correspondence should be sent to our mailing address at P.O. Box 11547, Santa Ana, CA 92711. Ready to take the next step? We invite you to call us at 800-462-8328 or stop by our branch today! Let Schoolsfirst help you achieve your financial goals with personalized service and support.

Member Eligibility

Becoming a member of Schoolsfirst feels like joining a family that truly cares about your financial well-being. Located at 1066 E Bastanchury Rd Fullerton Ca 92835, we invite anyone who works in or attends school in our community, as well as their family members, to become part of our supportive network. We believe in making banking accessible and straightforward, which is why we've created a welcoming environment for everyone. If you're curious about the specific eligibility requirements, you can find all the details you need at https://online.schoolsfirstfcu.org/membershipapplication/#!/resume. Opening an account with us is just as easy! We've streamlined the process so that you can focus on what really matters your financial goals. You can start your membership journey by visiting us online to open an account or give us a call at (800) 462-8328 if you have any questions. We're excited to help you take the next step toward better banking at Schoolsfirst!

Business Banking & Commercial Services

Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $60 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,646, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for businesses. Picture a local shop owner easily accepting credit card payments through our secure platform, allowing them to focus on what they do best serving their customers. Our solutions are designed to streamline operations and improve cash flow. Whether you're just starting out or looking to grow your established business, Schoolsfirst is here to support you every step of the way. Contact us today at (800) 462-8328 or visit us at 1066 E Bastanchury Rd Fullerton Ca 92835 in Fullerton, CA!

Comprehensive List Of Services

ATM Services

Additionally, we offer convenient ATM & Cash Withdrawal Services, ensuring you have access to cash when you need it most. With basic ATM access for withdrawals and balance checks available at various locations, managing your money has never been more convenient. We invite you to explore all these services at 13 - Fullerton! Our team is ready to assist you with any questions. Feel free to reach out at (800) 462-8328 during our operating hours: Monday-Thursday from 9 AM - 5 PM, Friday from 9 AM - 6 PM, and Saturday from 9 AM - 2 PM. Join us today at Schoolsfirst, where we make banking simple and accessible for everyone!

Auto Loans and Vehicle Financing

Thinking about getting a new car? Our Auto Loans & Vehicle Financing options are competitive and straightforward, making it easier than ever to drive away in the vehicle you want. With flexible terms and rates, we work with you to find a loan that fits your budget.

Business Banking

For our business members, we provide essential Business Banking services including Merchant Services and Business Loans. We understand how important it is for entrepreneurs to have reliable banking solutions that support growth and success.

Credit Cards

Don't forget about our Credit Cards with Rewards! These cards not only offer convenience but also give back through rewards programs that suit your spending habits. Enjoy shopping while earning points towards future purchases or travel!

Mortgage Solutions

For those looking to buy a home or refinance their current mortgage, our Mortgage Loans & Refinancing services are tailored to help you navigate the process smoothly. Picture yourself in your dream home with an affordable mortgage plan that fits your lifestyle.

Online and Mobile Banking

In today's fast-paced world, accessing your accounts should be easy. Our Online & Mobile Banking features allow you to manage your finances anytime, anywhere. You can pay bills, transfer funds, and check balances all from the convenience of your smartphone or computer.

Personal Banking

When it comes to personal banking, we offer robust Checking & Savings Accounts designed for everyday needs. Whether you're saving for a rainy day or managing your daily expenses, our accounts provide the flexibility and accessibility you require. Imagine having peace of mind knowing your money is safe while earning interest on your savings!

Personal Loans

Need extra cash for unexpected expenses? Our Personal Loans & Debt Consolidation options can provide the financial relief you need. Whether it's consolidating debt or funding a special project, we're here to help simplify your finances.

Digital & Online Banking

Accessibility and Ease of Use

At Schoolsfirst, we believe that banking should fit into your life seamlessly. That's why our online services are designed to be user-friendly and accessible. Need help? Our support team is just a call away at (800) 462-8328 if you have any questions or need assistance. Your time is valuable, which is why we prioritize real-time account management. You can keep an eye on your spending and savings wherever life takes you. Join us today at Schoolsfirst and experience the future of banking where convenience meets security!

Key Features

We've made it simple for you to stay on top of your finances. Our electronic signature authorization feature allows you to sign documents quickly and securely without the hassle of printing or mailing them. Plus, with e-statements available, you can go green while keeping track of your transactions effortlessly. For those who prefer using their mobile devices, our mobile application is here for you! Easily manage your accounts on the go, make mobile payments, and even send money directly to friends or family with our person-to-person transfer option.

Financial Strength

At Schoolsfirst, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong foundation that supports your financial needs and goals. With a net worth of $3,111,512,312, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,000 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $9,012,819,714 in share certificates and $4,200,522,761 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,721,881,223 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $196,498 in used auto loans and $19,809,905,938 in total loans and leases available to support your financial goals across various sectors. Our operational efficiency is reflected in our $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,711 full-time employees and 169 part-time employees dedicated to providing excellent service. Total Share and Deposit Accounts stand at 3,655,716, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Schoolsfirst is your trusted partner. Visit us at 1066 E Bastanchury Rd Fullerton Ca 92835 or call (800) 462-8328 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,218,406,840 in used vehicle loans and $2,807,469,311 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $8,646 provide the capital needed to grow and expand. We understand that every business has unique financial needs, and our team is dedicated to providing personalized support for your commercial loan requirements. If you're considering refinancing any existing loans or are curious about eligibility options, don't hesitate to reach out. We can help you explore various options that suit your financial situation best. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Schoolsfirst, we're committed to helping you achieve your financial dreams with clear and straightforward lending solutions.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,990,910,680, make buying or refinancing simple. We provide various solutions tailored to meet your needs, whether you're a first-time buyer or looking to refinance your current mortgage.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,321,159,802 in loans helping members manage their finances effectively. This option provides an accessible way to build credit while enjoying the benefits of rewards and low-interest rates.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the options presented are valid and reliable. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means users see all available options equally, without hidden agendas. - Real-Time Rate Comparisons: The tool provides up-to-date loan rates from multiple institutions. This feature helps users stay informed about current market conditions and make better choices. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of the platform in helping borrowers secure favorable terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. The platform prioritizes accuracy, which helps users compare loans confidently.

Schoolsfirst

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Nearby Landmarks

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loans

Merchant Services

Comprehensive List Of Services

ATM Services

Auto Loans and Vehicle Financing

Business Banking

Credit Cards

Mortgage Solutions

Online and Mobile Banking

Personal Banking

Personal Loans

Digital & Online Banking

Accessibility and Ease of Use

Key Features

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

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