SchoolsFirst Credit Union Folsom CA: Top Checking & Auto Loans

Introduction

Welcome to Schoolsfirst, your trusted partner in financial services located at 1010 Riley St Ste 5, Folsom, CA 95630. Since our establishment in 1934, we have proudly served a growing community of over 1.4 million members. Our commitment to you goes beyond just numbers; it's about building relationships and empowering individuals and families with the tools they need to thrive financially. At Schoolsfirst, we manage an impressive total of $31,084,507,740 in assets and maintain a robust net worth of $3,111,512,312. We understand that financial health is crucial for our members, which is why we offer a variety of services tailored to meet your needs from checking and savings accounts to auto loans and mortgages. With $3,063,823,932 in total deposits and more than 1 million loans provided to our members, our financial strength ensures you can rely on us now and in the future. Our dedicated team of nearly 2,880 employees, led by CEO Bill Cheney and Board President Marc Ecker, is here to support you every step of the way. Whether you're looking for personalized banking solutions or innovative online services like mobile payments and e-statements, we have you covered. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be directed to our mailing address: P.O. Box 11547, Santa Ana, CA 92711. We invite you to explore what Schoolsfirst has to offer. Call us at 800-462-8328 or visit our website at schoolsfirstfcu.org to learn more about how we can help you achieve your financial goals today!

Branch History & Mission

At Schoolsfirst, we take pride in our rich history and commitment to serving our community in Folsom, CA. Founded in 1934, our branch has grown alongside the needs of our members, evolving from a small credit union into a trusted financial partner for over 1.4 million members today. Our address at 1010 Riley St Ste 5 places us right in the heart of Folsom, making it easy for you to stop by and explore the services we offer. Our mission is simple yet powerful: to provide exceptional financial services while supporting the communities we serve. We strive to empower our members through personalized banking solutions that fit their individual needs. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or business banking services, Schoolsfirst is here to help you achieve your financial goals. Over the years, we have achieved remarkable milestones. With total assets reaching over $31 billion, we have positioned ourselves as a leader in the credit union space. Our continued growth is not only a reflection of our solid financial foundation but also of the trust placed in us by our valued members. We believe that every member's success is our success. While you can visit us at our Folsom branch for all your banking needs, please note that official correspondence should be sent to P.O. Box 11547, Santa Ana, CA 92711 if different from our physical address. Our operating hours are designed to accommodate your busy schedule: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. We understand that convenience matters; that's why we offer ATM services available on-site to ensure you have access to your funds whenever you need them. Although we do not have drive-thru banking at this location or shared service center availability, our team is dedicated to providing you with top-notch customer service both online and in-person. At Schoolsfirst, we're committed to embracing digital advancements that make banking easier for everyone. From mobile payments and online banking to electronic signatures and e-statements, we've made sure that staying on top of your finances is just a click away. As part of our commitment to community support, we actively seek partnerships that allow us to give back and engage with local initiatives. By joining Schoolsfirst, you're not just becoming a member of a credit union; you're becoming part of a family dedicated to uplifting each other and building a brighter future together. We invite you to experience the difference at Schoolsfirst. Explore how we can assist you on your financial journey by visiting us or calling us at 800-462-8328. Your membership means more than just banking it's about being part of something bigger!

Branch Location & Accessibility

Accessibility and Parking

At our branch, we prioritize accessibility for all members. Our facility complies with ADA standards, featuring ramps and designated parking spots to make your visit as smooth as possible. We also have ample parking available for both regular visitors and those requiring additional assistance.

Contact Us

If you have any questions before your visit or want to learn more about what we offer, don't hesitate to give us a call at 800-462-8328. Our team is always happy to help! We invite you to come by Schoolsfirst in Folsom today and discover how we can support your financial journey!

Operating Hours

We're here to help during convenient hours tailored to fit your schedule! Join us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Feel free to stop by during these times to discuss your banking needs or simply ask questions about our services.

Services Offered

As a member of Schoolsfirst, you can enjoy a range of services designed with you in mind. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got something for everyone. If you're interested in business banking or need assistance with online and mobile banking, our friendly staff is ready to assist you.

Member Eligibility

At Schoolsfirst, we believe that everyone deserves a chance to be part of a supportive financial community. Joining us is easy and open to many! If you live, work, or attend school in the areas we serve, you may qualify for membership. We welcome individuals who have family members already part of our credit union, too. Becoming a member means you can take advantage of great benefits like competitive loan rates, personalized service, and access to various financial products tailored just for you. For more detailed eligibility criteria, feel free to check out our resource at https://online.schoolsfirstfcu.org/membershipapplication/#!/resume. Opening your account is just as straightforward. You can get started by visiting us in person at our branch located at 1010 Riley St Ste 5 Folsom Ca 95630, or you can easily open an account online through this link: https://online.schoolsfirstfcu.org/gateway/schoolsfirstfcu/login?pageparam=clospersonal. If you have any questions or need assistance, don't hesitate to give us a call at (800) 462-8328. We're here to help you every step of the way as you join our community!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial backing you need to turn your ideas into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $60 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,646, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In today's fast-paced world, having the right tools can make all the difference. Our merchant services simplify payment processing, allowing you to focus on what you do best running your business. Imagine being able to accept payments seamlessly from customers, whether they are shopping online or visiting your store. This efficiency not only enhances customer satisfaction but also helps you manage your cash flow effectively. Located at 1010 Riley St Ste 5 Folsom Ca 95630 in Folsom, CA, we're here to partner with you on your business journey. Reach out to us at (800) 462-8328 and discover how we can help elevate your business today!

Comprehensive List Of Services

Accessible Support

If you ever have questions or need assistance, feel free to reach out! You can contact us at (800) 462-8328, and one of our friendly representatives will be happy to help. With so many services designed around your needs at 66 - Folsom, we invite you to visit us today or explore more about what we offer online at our website. Join the community of satisfied members who trust Schoolsfirst for their financial well-being!

Business Banking

For our business members, we offer specialized services such as merchant services and business loans tailored to support your entrepreneurial journey. We understand that running a business is demanding, and having reliable banking solutions can make all the difference.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why Schoolsfirst offers robust online and mobile banking options. Whether you're checking your balance, transferring funds, or applying for loans, our user-friendly platforms ensure you can handle your finances anytime and anywhere. With features like ATM and cash withdrawal services, accessing your money is always straightforward.

Personal Banking

When it comes to managing your money, our personal banking services are designed with you in mind. From checking and savings accounts that help you manage daily expenses and save for future goals, to auto loans and vehicle financing that make getting behind the wheel easier, we've got you covered. If you're considering buying a home or refinancing your current mortgage, our mortgage loans can help turn your dream into a reality. Need some extra cash for a project or an unexpected expense? Our personal loans and debt consolidation options are here to assist you in achieving financial peace of mind without breaking the bank. Plus, our credit cards with rewards offer an excellent way to earn back while spending.

Digital & Online Banking

Easy Transfers

Need to send money to a friend? Our person-to-person transfer feature makes it quick and easy to send funds instantly. No need for cash or checks; just a few taps on your phone and you're done! In summary, our digital banking solutions put you in control with easy access, enhanced security, and real-time account management all tailored to fit your busy lifestyle. Visit us at https://www.schoolsfirstfcu.org today to explore all the ways we can help simplify your banking experience!

Mobile Application and Payments

For those who prefer banking on the go, our mobile application is available for download, giving you full control right from your smartphone. You can enjoy features like mobile payments that allow you to make purchases directly from your device simple and secure!

Online Banking Services

You can access your account anytime, anywhere through our robust online banking platform at https://www.schoolsfirstfcu.org. Whether you need to check your balance, transfer funds, or pay bills, everything is just a few clicks away. Plus, our 24/7 online banking services mean you can manage your money on your schedule.

Safe and Secure Transactions

Safety is a top priority at Schoolsfirst. We use electronic signature authorization for secure document signing, ensuring that your transactions are protected every step of the way. You can also sign up for e-statements to keep track of your finances without the clutter of paper statements.

Financial Strength

Growing Community Trust

Total Share and Deposit Accounts: 3,655,716, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further illustrate our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Schoolsfirst is your trusted partner. Visit us at 1010 Riley St Ste 5 Folsom Ca 95630 or call (800) 462-8328 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $2,721,881,223 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $196,498 in used auto loans and $19,809,905,938 in total loans and leases.

Member-Focused Savings

Members' savings are secured through $9,012,819,714 in share certificates and $4,200,522,761 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,711 full-time employees and 169 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $3,111,512,312, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,000 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,218,406,840 in used vehicle loans and $2,807,469,311 in new vehicle loans already helping members get on the road. We provide flexible terms and financing options tailored to your needs.

Business Solutions

For business owners, our outstanding commercial loans totaling $8,646 provide the capital needed to grow and expand your business. Whether you're looking for funds to purchase equipment or cover operating expenses, we have solutions that can meet your needs.

Credit Options

We also offer flexible terms on unsecured credit card loans, with a total of $1,321,159,802 in loans helping members manage their finances effectively. This can be a great way to consolidate debt or make larger purchases without the burden of high-interest rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,990,910,680, make buying or refinancing simple. Whether you are a first-time buyer or looking to refinance an existing mortgage, our knowledgeable staff is here to assist you every step of the way.

Refinancing and Eligibility

If you're considering refinancing any of your existing loans, we encourage you to reach out and explore our eligibility options. Our team is dedicated to finding the best financial solutions for you. Located at 1010 Riley St Ste 5 Folsom Ca 95630 in Folsom, CA, we invite you to contact us at (800) 462-8328 for more information about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Take control of your financial future with the help of Schoolsfirst!

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Schoolsfirst

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility and Parking

Contact Us

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services That Matter

Comprehensive List Of Services

Accessible Support

Business Banking

Convenient Digital Banking

Personal Banking

Digital & Online Banking

Easy Transfers

Mobile Application and Payments

Online Banking Services

Safe and Secure Transactions

Financial Strength

Growing Community Trust

Investment in Growth

Member-Focused Savings

Operational Efficiency

Strong Financial Position

Loan Offering

Auto Loans

Business Solutions

Credit Options

Mortgage Loans

Refinancing and Eligibility

Loan Aggregator

Benefits of Using LendMesh

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