SchoolsFirst Credit Union Elk Grove CA: Affordable Auto Loans & Low Mortgage Rates

Introduction

Welcome to Schoolsfirst, your trusted financial partner in the heart of Elk Grove, CA! Located at 8255 Laguna Blvd Ste 180, Elk Grove, CA 95758, we have been proudly serving our community since 1934. With a robust membership of over 1.4 million and total assets exceeding $31 billion, we are committed to providing personalized banking solutions tailored to meet your unique needs. At Schoolsfirst, we understand that financial health is vital for you and your family. Whether you're looking for checking and savings accounts, auto loans, mortgage refinancing, or business banking services, we've got you covered. Our dedication to member service is reflected in our impressive total deposits of $3.06 billion and a net worth of $3.11 billion. While members can visit us at our Elk Grove branch, official correspondence should be sent to our mailing address: P.O. Box 11547, Santa Ana, CA 92711. We invite you to explore our range of financial products designed to help you reach your goals. Under the leadership of CEO Bill Cheney and Board President Marc Ecker, our team of nearly 2,900 employees is here to assist you every step of the way. With our commitment to transparency and community support, we strive to create lasting relationships built on trust. Ready to take control of your finances? Give us a call at 800-462-8328, or visit us online at schoolsfirstfcu.org for more information on how we can serve you better!

Branch History & Mission

At Schoolsfirst, we take pride in our rich legacy of service and community commitment. Established in 1934, our Elk Grove branch has been a cornerstone of financial support for the local community for nearly nine decades. Located at 8255 Laguna Blvd Ste 180, Elk Grove, CA 95758, we are easily accessible to our members and nearby residents. Our mission is simple yet profound: to provide exceptional financial services while fostering a strong sense of community. Over the years, we have grown significantly, now boasting a total membership of 1,435,595 individuals who trust us with their financial needs. Our assets have reached an impressive $31,084,507,740, reflecting our stability and commitment to responsible banking practices. These numbers tell a story of growth and trust built over decades as we've evolved to meet the changing needs of our members. Our mission goes beyond just banking; it's about empowering individuals and supporting families through various financial journeys. We strive to offer personal banking solutions that include checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking services. Each product is designed with the member's best interest in mind. While members can visit us at 8255 Laguna Blvd Ste 180, official correspondence should be sent to P.O. Box 11547, Santa Ana, CA 92711. We want to ensure that reaching us is straightforward for everyone. In today's fast-paced world, Schoolsfirst embraces digital advancements while remaining committed to inclusivity. Our branch offers online and mobile banking services that enable members to manage their finances anytime and anywhere. We also prioritize accessibility; our facilities comply with ADA standards so that every member can comfortably access our services. Community outreach is a vital part of what we do at Schoolsfirst. We actively engage in partnerships with local organizations aimed at enhancing educational opportunities and improving the quality of life for those in Elk Grove and beyond. Our drive for community support helps us stay connected with our members' needs. We invite you to experience the difference at Schoolsfirst in Elk Grove. Whether you're looking to open an account or explore loan options, our friendly team is here to assist you during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Join us today and discover how Schoolsfirst can help you achieve your financial goals while being part of a supportive community! For more information or assistance, call us at 800-462-8328 or visit our website at Schoolsfirst.

Branch Location & Accessibility

Welcome to the Schoolsfirst branch located at 8255 Laguna Blvd Ste 180, Elk Grove, CA 95758! We're delighted to serve our community in the heart of Elk Grove, just a short drive from notable landmarks like Elk Grove Regional Park and the vibrant shopping areas along Laguna Boulevard. Our branch is easily accessible, with ample parking available for your convenience. At Schoolsfirst, we understand the importance of making banking as easy as possible for you. Our location is designed with accessibility in mind, featuring ADA-compliant entrances and pathways to ensure everyone can visit us comfortably. Our operating hours are friendly and accommodating: we're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Whether you need to discuss your financial goals or simply withdraw cash, our team is here to help during these hours. For those on the go, we offer ATM services right here at the branch, allowing you quick access to your funds whenever you need them. While we currently do not have a drive-thru service, our lobby is welcoming and ready for all your banking needs. If you need to send any official correspondence, please note that while members can visit us at our branch address, official mail should be directed to P.O. Box 11547, Santa Ana, CA 92711. We invite you to come by and discover how Schoolsfirst can support your financial journey. If you have any questions or would like assistance before your visit, don't hesitate to give us a call at 800-462-8328. We look forward to seeing you soon!

Member Eligibility

At Schoolsfirst, we believe that everyone deserves to be part of a community that supports their financial journey. Becoming a member is simple and welcoming! If you live, work, or attend school in the areas we serve, you're likely eligible to join us. We invite individuals from various backgrounds to come on board and enjoy the benefits of being part of our credit union family. As a member, you'll have access to personalized banking services, competitive loan rates, and a dedicated team ready to assist you. To learn more about the specific eligibility criteria, feel free to visit our detailed page at https://online.schoolsfirstfcu.org/membershipapplication/#!/resume. When you're ready to take the next step in your financial journey, opening an account is just as easy check out the details at https://online.schoolsfirstfcu.org/gateway/schoolsfirstfcu/login?pageparam=clospersonal or give us a call at (800) 462-8328. Join us at our Elk Grove branch located at 8255 Laguna Blvd Ste 180 Elk Grove Ca 95758; we can't wait to welcome you!

Business Banking & Commercial Services

Business Loans That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $60 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,646, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

Imagine having the tools to manage your payments effortlessly. Our merchant services help you accept payments from customers easily, whether they're shopping online or in-store. This means quicker transactions and happier customers, which is essential for any thriving business. If you're ready to take your business to the next level, visit us at 8255 Laguna Blvd Ste 180 Elk Grove Ca 95758 or call us at (800) 462-8328 today!

Comprehensive List Of Services

Business Banking Offerings

For local businesses, we offer specialized Business Banking services including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, our team at Schoolsfirst is eager to provide the resources and guidance necessary for success.

Contact Us Today!

If you have any questions or would like more information about how we can help you with your financial journey, don't hesitate to reach out! You can contact us at (800) 462-8328 or visit us at 8255 Laguna Blvd Ste 180 Elk Grove Ca 95758 in Elk Grove, CA. Discover how Schoolsfirst can support your financial needs today!

Convenient Access

To make banking even more accessible for our members, we have partnered with an extensive network of ATMs so you can withdraw cash or check balances conveniently without extra fees. Our basic ATM access allows for easy cash withdrawals and balance checks whenever you need it.

Personal Banking Solutions

Starting with our Personal Banking services, we offer checking and savings accounts tailored to help you achieve your financial goals. Imagine effortlessly managing your everyday expenses while building your savings all from the comfort of your home using our online and mobile banking features. You can easily check balances, transfer funds, and pay bills without ever stepping foot in a branch. When it comes to larger purchases like a car or home, our Auto Loans & Vehicle Financing options make it easy to get behind the wheel. Our competitive rates and flexible terms mean you can find a plan that fits your budget. Additionally, if you're thinking about buying a home or refinancing your current mortgage, our Mortgage Loans & Refinancing solutions provide the support you need to navigate those important decisions confidently. For those unexpected expenses or plans that require additional funding, consider our Personal Loans & Debt Consolidation services. We're here to help you manage debt wisely while providing options that fit your unique situation. Plus, with our Credit Cards with Rewards, you can earn points on everyday purchases making every dollar spent work for you.

Digital & Online Banking

Convenient Online Banking

Our online banking platform is available 24/7, allowing you to check balances, make transfers, and pay bills at your convenience. You can easily access your account through our website at https://www.schoolsfirstfcu.org. Whether you're at home or on the go, managing your finances has never been simpler.

Mobile Banking at Your Fingertips

For those who prefer banking on the go, our mobile application is here to help. With it, you can enjoy all the benefits of online banking right from your smartphone. Need to send money to a friend? Use our person-to-person transfer feature for quick and easy transactions. Plus, with mobile payments enabled, making purchases directly from your phone is seamless.

Secure Transactions

Your security is our top priority. We offer electronic signature authorization for important documents, ensuring that your information remains protected while you enjoy the convenience of digital banking. Additionally, our e-statements provide a safe way to keep track of your financial records without the clutter of paper statements. In today's fast-paced world, having access to reliable and secure banking options is essential. At Schoolsfirst, we're committed to providing you with accessible tools that empower you to manage your finances efficiently. Explore everything we offer and take control of your financial journey today!

Financial Strength

Committed Team Ready to Serve You

We also take pride in having 2,711 full-time employees and 169 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Their expertise is crucial as they guide you through your financial journey with personalized assistance. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, the total share accounts stand at 3,655,716, showcasing a strong and growing member base that trusts us with their finances.

Conclusion: Your Trusted Financial Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Schoolsfirst is your trusted partner. Visit us at 8255 Laguna Blvd Ste 180 Elk Grove Ca 95758 or call (800) 462-8328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing Back into Our Community

With $2,721,881,223 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach allows us to continually improve the services we offer and adapt to the evolving needs of our community. Our lending capacity is robust, with $196,498 in used auto loans and $19,809,905,938 in total loans and leases. We are here to support your financial goals across various sectors by providing flexible lending solutions that meet your unique needs.

Member-Centric Savings Options

Members' savings are secured through $9,012,819,714 in share certificates and $4,200,522,761 in money market shares, offering stable and rewarding financial growth opportunities. These options allow our members to grow their savings safely while enjoying competitive returns. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks designed for our loyal members.

Our Solid Financial Health

With a net worth of $3,111,512,312, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This level of net worth reflects our dedication to safeguarding your assets while providing exceptional banking solutions tailored to your needs. Our net worth ratio of $1,000 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This strength underpins our ability to support our members effectively.

Loan Offering

Additional Financing Options

For those considering business opportunities, we also offer outstanding commercial loans totaling $8,646, providing the capital needed for growth and expansion. Additionally, if you're exploring ways to consolidate debt or finance personal projects, our personal loan offerings are here to assist you as well. Our team is dedicated to helping you find the right financial solutions. If you're interested in refinancing options or checking your eligibility for any of our loan products, please don't hesitate to reach out. For more information or assistance with your application, feel free to contact us at (800) 462-8328 or visit us at our branch located at 8255 Laguna Blvd Ste 180 Elk Grove Ca 95758 in Elk Grove, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you on your financial journey today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,218,406,840 in used vehicle loans and $2,807,469,311 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options that suit every budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,990,910,680, make buying or refinancing simple. We strive to guide you through the process with clear information and support every step of the way.

Unsecured Credit Card Loans

Managing daily expenses can be easier with our flexible terms on unsecured credit card loans. With a total of $1,321,159,802 in loans helping members manage their finances effectively, our credit cards are designed to provide convenience and rewards that fit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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Schoolsfirst

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Business Loans That Make a Difference

Merchant Services Tailored for You

Comprehensive List Of Services

Business Banking Offerings

Contact Us Today!

Convenient Access

Personal Banking Solutions

Digital & Online Banking

Convenient Online Banking

Mobile Banking at Your Fingertips

Secure Transactions

Financial Strength

Committed Team Ready to Serve You

Conclusion: Your Trusted Financial Partner

Investing Back into Our Community

Member-Centric Savings Options

Our Solid Financial Health

Loan Offering

Additional Financing Options

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Join Our Community