SchoolsFirst Credit Union Downey CA: Affordable Auto Loans & ATM Services

Introduction

Welcome to Schoolsfirst, your trusted partner in financial services located at 9125 Imperial Hwy Ste A, Downey, CA 90242. Since our establishment in 1934, we have been dedicated to serving our community and helping our members achieve their financial goals. With a total membership exceeding 1.4 million, we pride ourselves on being more than just a credit union; we're a supportive family that cares about your financial well-being. At Schoolsfirst, we understand that managing finances can be challenging, which is why we offer a range of personalized services tailored to meet your unique needs. Our total assets stand at an impressive $31,084,507,740, reflecting our stability and commitment to providing you with secure banking options. We also boast total deposits of $3,063,823,932, ensuring that your hard-earned money is safeguarded. Under the leadership of our CEO, Bill Cheney, and Board President, Marc Ecker, our team of 2,880 employees is here to assist you every step of the way. We are committed to creating positive impacts within the community and fostering financial literacy among our members. Whether you're looking for auto loans, mortgage options, or personal banking services, we have you covered. For your convenience, while you can reach us at our branch address mentioned above for any inquiries or assistance, official correspondence should be sent to our mailing address: P.O. Box 11547, Santa Ana, CA 92711. If you're ready to take control of your financial future or simply want to learn more about what we offer, don't hesitate to call us at 800-462-8328 or visit our website at schoolsfirstfcu.org. Join us today and experience a world of financial possibilities!

Branch History & Mission

Embracing Innovation

In addition to our rich history and community focus, Schoolsfirst embraces modern technology to better serve you. We offer online banking, mobile payments, e-statements, and person-to-person transfers for your convenience. Our facilities are ADA compliant, ensuring accessibility for all members. While we do not have drive-thru services at this location, we provide ATM access for your cash withdrawal needs. Our operating hours are designed with your schedule in mind: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. As part of the Schoolsfirst family, you are not just another member; you are part of a community focused on growth and success. Join us today and experience firsthand how Schoolsfirst can help you achieve your financial goals. Visit us at our Downey branch or explore our offerings online at schoolsfirstfcu.org. Together, let's build a brighter future!

Our Mission

At Schoolsfirst, our mission is straightforward yet powerful: to enhance the lives of our members through exceptional financial services while fostering a strong sense of community support. We believe that banking should be about people first; therefore, we offer a range of products tailored to meet your needs, including checking and savings accounts, auto loans, mortgage options, personal loans, and more. We pride ourselves on being more than just a financial institution. Our commitment extends beyond banking; we actively engage in community outreach and partnerships that uplift those around us. Whether it's supporting local schools or participating in events that promote well-being and education, we are dedicated to making a positive impact.

Branch Location & Accessibility

Accessibility Features

We pride ourselves on making our branch accessible for everyone. Our facility is ADA compliant, featuring ramps and ample parking for all our members. Whether you're stopping by for a quick transaction or have more extensive banking needs, you'll find that our branch is designed with your comfort in mind.

Connect With Us

Have questions or need assistance? Don't hesitate to give us a call at 800-462-8328. We invite you to visit us today and discover how Schoolsfirst can help you achieve your financial goals!

Operating Hours

Our friendly team is here to assist you during convenient hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. We aim to accommodate your schedule so that banking fits seamlessly into your life.

Services Offered

At Schoolsfirst, we offer a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, with ATM availability on-site, accessing your cash is quick and easy! Unfortunately, we don't have drive-thru service at this location; however, our staff is always ready to help inside the branch.

Member Eligibility

Joining the family at Schoolsfirst is an exciting step towards financial empowerment and community support! To become a member, you just need to meet a few friendly criteria. If you live, work, or attend school in certain areas, you're likely eligible. It's all about creating a welcoming space for those who share our values and commitment to helping one another thrive. For a detailed look at the eligibility requirements, check out our resource here: https://online.schoolsfirstfcu.org/membershipapplication/#!/resume. Opening your account is simple and can be done online or in person at our branch located at 9125 Imperial Hwy Ste A Downey Ca 90242. We're here to guide you through each step of the process, ensuring you feel comfortable and informed as you embark on this journey with us. If you have any questions or need assistance, don't hesitate to reach out at (800) 462-8328. We're excited to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $60 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,646, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify daily transactions. Picture this: a local café using our point-of-sale systems to streamline payments while tracking inventory seamlessly. Our solutions not only improve efficiency but also enhance customer satisfaction. Visit us at 9125 Imperial Hwy Ste A Downey Ca 90242 in Downey, CA, or call us at (800) 462-8328 to learn how we can support your business journey today!

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, we offer specialized support through our Business Banking services. This includes essential features like Merchant Services and tailored Business Loans that can help grow your company.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we emphasize our robust Online & Mobile Banking features. You can check balances, transfer funds, and pay bills all from the comfort of your home or on-the-go via our mobile app. Need cash? Our ATM & Cash Withdrawal Services are available whenever you need them, ensuring easy access to your funds.

Engage With Us

We invite you to explore how these services can benefit you personally or professionally. If you're ready to take the next step in managing your finances effectively, don't hesitate to reach out! Call us at (800) 462-8328 or visit us at 9125 Imperial Hwy Ste A Downey Ca 90242 during our operating hours: - Monday - Thursday: 9 AM - 5 PM - Friday: 9 AM - 6 PM - Saturday: 9 AM - 2 PM Join us at Schoolsfirst, where we're not just a credit union; we're your partner in achieving financial well-being! For more information about membership eligibility or to open an account online, visit us at https://www.schoolsfirstfcu.org. We look forward to serving you!

Financial Solutions for Your Lifestyle

Life can throw unexpected expenses your way, and that's where our Personal Loans & Debt Consolidation come into play. These loans are designed to give you financial flexibility when you need it most. Plus, with our Credit Cards with Rewards, you can earn points on everyday purchases that could lead to exciting rewards down the line.

Personal Banking

Managing your money shouldn't be complicated. That's why we offer Personal Banking options like checking and savings accounts that help you keep track of your funds easily. Need a reliable way to finance your next vehicle? Our Auto Loans & Vehicle Financing provide competitive rates and flexible terms, so you can hit the road without stress. If you're considering purchasing a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services will guide you through the process with ease.

Digital & Online Banking

Key Services

Imagine checking your balance or making transfers right from your phone or computer. Our online banking platform provides just that. You can review transactions, pay bills, and even manage e-statements all at your fingertips. Plus, with the option for electronic signature authorization, signing documents is as simple as a click. It's a safe and quick way to handle paperwork without needing to visit the branch. For those who are always on the go, our mobile application makes banking even more accessible. Whether you're out running errands or relaxing at home, you can easily send money through person-to-person transfers or take advantage of our mobile payments feature. Just think about how handy it is to make purchases directly from your phone!

Security and Convenience

Security is a top priority for us at Schoolsfirst. Our online services come equipped with robust security measures to ensure your information stays protected. You can bank with peace of mind knowing that we take every precaution to keep your data safe. Accessibility is another hallmark of our digital banking experience. Whether you're tech-savvy or just getting started, our user-friendly interface makes it easy for everyone to navigate their accounts confidently. In summary, whether you prefer managing your finances via a desktop or mobile device, Schoolsfirst provides all the tools you need for effective account management. Join us today and discover how simple banking can be!

Financial Strength

Commitment to Growth

With $2,721,881,223 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also noteworthy; we have $196,498 in used auto loans and $19,809,905,938 in total loans and leases, supporting your financial goals across various sectors.

Growing Member Trust

Total Share and Deposit Accounts stand at 3,655,716, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $0, further demonstrating our commitment to fostering member growth. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Schoolsfirst is your trusted partner. Visit us at 9125 Imperial Hwy Ste A Downey Ca 90242 or call (800) 462-8328 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our impressive $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 2,711 full-time employees and 169 part-time employees who ensure that our branches are always ready to serve you with a knowledgeable, committed team.

Security for Your Savings

Members' savings are secured through $9,012,819,714 in share certificates and $4,200,522,761 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $3,111,512,312, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation ensures that we can support your financial needs effectively. Our net worth ratio of $1,000 demonstrates a robust capital base. This means we are well-equipped to provide loans and competitive savings rates while ensuring uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

For business owners, our outstanding commercial loans totaling $8,646 provide the capital needed to grow and expand. Whether you need financing for equipment or working capital, we are here to support your business endeavors. At Schoolsfirst, we believe everyone deserves access to affordable credit solutions. If you're considering refinancing or want to know more about eligibility options, don't hesitate to reach out. You can contact us at (800) 462-8328 or visit our branch located at 9125 Imperial Hwy Ste A Downey Ca 90242, Downey, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step in your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,218,406,840 in used vehicle loans and $2,807,469,311 in new vehicle loans already helping members get on the road. We provide financing options that fit your budget, whether you're purchasing a brand-new model or a reliable used vehicle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,990,910,680, make buying or refinancing simple. We guide you through each step of the process, ensuring that you understand your choices and feel confident in your decisions.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,321,159,802 in loans helping members manage their finances effectively. These cards provide an excellent way to build credit while enjoying rewards and benefits tailored to your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

LendMesh provides several key benefits that build trust and reliability: - Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring complete transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions this guarantees unbiased results for all users. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, which helps them make well-informed choices regarding their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of the platform in assisting individuals to secure better financing options. Take advantage of this powerful tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

LendMesh stands out for its commitment to accuracy and transparency. The loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing ensures that users receive fair and transparent offers, free from misleading information.

Schoolsfirst

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Embracing Innovation

Our Mission

Branch Location & Accessibility

Accessibility Features

Connect With Us

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking

Digital Banking Convenience

Engage With Us

Financial Solutions for Your Lifestyle

Personal Banking

Digital & Online Banking

Key Services

Security and Convenience

Financial Strength

Commitment to Growth

Growing Member Trust

Operational Efficiency

Security for Your Savings

Strong Financial Health

Loan Offering

Additional Services

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Join Our Community