Schoolsfirst Federal Credit Union

At the SchoolsFirst branch located at 4005 Grand Ave Ste D in Chino, CA, community members find a trusted financial partner dedicated to supporting their everyday banking needs and long-term goals. Whether you’re in the market for some of the best auto loans around or looking to secure a mortgage with competitive rates, this branch offers personalized solutions designed to fit your lifestyle. With convenient ATM access for cash withdrawals and balance checks during operating hours, managing your money is hassle-free.
Serving over 1.4 million members and overseeing assets surpassing $31 billion, SchoolsFirst Federal Credit Union combines local service with financial strength. Beyond personal banking options like top-tier checking and savings accounts, credit cards with rewarding perks, and debt consolidation loans, business owners can take advantage of tailored merchant services and business loans crafted to help their enterprises grow. Robust online and mobile banking platforms ensure you have control over your finances anytime, anywhere.
Visit the SchoolsFirst branch in Chino or call 800-462-8328 today to experience friendly service and explore how our signature auto loans and mortgage programs can help you achieve your financial dreams. Start your membership journey with SchoolsFirst—where your future comes first!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
10-Year Fixed Home Equity Loan
6.75 % - 10 %
10 Yrs
$500,000
80 %
home equity
15-Year Fixed Home Equity Loan
7 % - 10.25 %
15 Yrs
$500,000
80 %
home equity
30 Due in 20 Fixed Home Equity Loan
7.625 % - 10.875 %
20 Yrs
$500,000
80 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
30 Year
6.5 - 6.625 %
6.75 - 6.875 %
1
30.0 Yrs
JUMBO
FIXED
15 Year
6.125 %
6.375 %
1
30.0 Yrs
JUMBO
FIXED
30 Year
6.5 - 6.625 %
6.75 - 6.875 %
1
30.0 Yrs
FHA
FIXED
15 Year
5.75 %
6.0 %
1
15.0 Yrs
FHA
FIXED
30 Year
6.5 %
6.75 %
1
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loan
9.49 - 18 %
0.3 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
5.19 % - 18 %
3 Yrs
Auto
5.19 % - 18 %
4 Yrs
Auto
5.19 % - 18 %
5 Yrs
Auto
5.44 % - 18 %
6 Yrs
Auto
5.99 % - 18 %
7 Yrs
Auto
7.99 % - 18 %
4 Yrs
Auto
8.49 % - 18 %
5 Yrs

Introduction

At Schoolsfirst, we believe in the power of community and the importance of financial well-being. Located at 4005 Grand Ave Ste D, Chino, CA 91710, our branch is dedicated to serving you with reliable banking solutions tailored to your needs. Since our establishment in 1934, we've grown alongside our members, now proudly supporting over 1.4 million individuals and families. With total assets exceeding $31 billion and deposits around $3.06 billion, our commitment to your financial security is stronger than ever. We understand that navigating finances can be overwhelming, which is why our expert team is here to guide you every step of the way. Whether you're looking for auto loans, mortgage options, or simple checking accounts, we offer a range of services designed to fit your lifestyle. Led by our CEO, Bill Cheney, and Board President, Marc Ecker, we are focused on ensuring that each member feels valued and understood. Our friendly staff of nearly 2,880 employees is committed to making your banking experience as smooth as possible. While members can visit us at our branch for personalized service, official correspondence should be sent to our mailing address: P.O. Box 11547, Santa Ana, CA 92711. We invite you to explore all that we have to offer by visiting us online at schoolsfirstfcu.org or giving us a call at 800-462-8328. Join us today and discover how Schoolsfirst can make a positive impact on your financial journey!

Branch History & Mission

At Schoolsfirst, our story began in 1934, when we opened our doors to serve the community of Chino, CA. Since then, we have evolved into a trusted financial partner for over 1.4 million members, helping them achieve their dreams and financial goals. Our branch is located at 4005 Grand Ave Ste D, conveniently situated near local schools and parks, making it easy for families to access our services. Our mission is clear: we are dedicated to providing exceptional financial services while supporting the communities we serve. We understand that our members are more than just numbers; they are individuals with unique stories and aspirations. This commitment drives us to offer a range of products, including personal banking, auto loans, mortgages, and business banking solutions. Over the years, Schoolsfirst has achieved significant milestones. Today, we proudly manage total assets exceeding $31 billion. We focus on creating positive financial experiences through innovative services like online banking and mobile payments. Our team remains committed to maintaining high standards of accessibility and compliance with ADA regulations. While you can visit us at our Chino branch for all your banking needs, official correspondence should be sent to P.O. Box 11547 in Santa Ana. We invite you to connect with us during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Schoolsfirst believes in giving back. Our partnerships with local schools and organizations allow us to contribute meaningfully to the community's growth and well-being. Whether it's hosting financial literacy workshops or sponsoring educational events, we strive to make a positive impact. Join us at Schoolsfirst and discover how we can help you navigate your financial journey with care and expertise. Experience firsthand why so many have chosen us as their trusted credit union for nearly nine decades. Let's work together towards your financial future!

Branch Location & Accessibility

Welcome to Schoolsfirst, your friendly neighborhood credit union located at 4005 Grand Ave Ste D in the heart of Chino, California! Our branch is conveniently situated near local landmarks, making it easy for you to drop by and explore our services. Whether you're just a short drive from downtown Chino or coming from neighboring areas in San Bernardino County, we're here to provide you with exceptional banking experiences. At Schoolsfirst, we understand the importance of accessibility. Our branch offers ample parking, and we are proud to be ADA-compliant, ensuring that everyone can enjoy our services comfortably. While members can visit us at our branch address, official correspondence should be sent to P.O. Box 11547 in Santa Ana if needed. Our operating hours are designed with your busy schedule in mind. We're open Monday through Thursday from 9 AM to 5 PM, Fridays from 9 AM to 6 PM, and Saturdays from 9 AM to 2 PM. Feel free to stop by during these hours for personal assistance or to make use of our ATM services available for your convenience! While we don't offer drive-thru banking at this location, our dedicated staff is ready to assist you inside the branch with a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and much more. If you're interested in business banking or online services, we have you covered there too. If you have any questions or need assistance before visiting, don't hesitate to give us a call at 800-462-8328. We look forward to welcoming you into our community and helping you achieve your financial goals!

Member Eligibility

At Schoolsfirst, we believe that everyone deserves a supportive community to help them thrive financially. Joining us as a member is not just about opening an account; it's about becoming part of a family that cares about your financial well-being. To be eligible for membership, you need to meet a few simple criteria, which often include being affiliated with specific educational institutions or organizations that we partner with. Whether you're a student, educator, or simply someone who shares our values, we welcome you! For more detailed information on eligibility, please check out our resource at https://online.schoolsfirstfcu.org/membershipapplication/#!/resume. Getting started is straightforward and inviting. You can open your account online in just a few easy steps by visiting https://online.schoolsfirstfcu.org/gateway/schoolsfirstfcu/login?pageparam=clospersonal. If you have any questions or need assistance, feel free to reach out to us at (800) 462-8328. We're here to help you every step of the way as you embark on this exciting journey with us at Schoolsfirst, located at 4005 Grand Ave Ste D Chino Ca 91710.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $60 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,646, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner who helps streamline your payment processes. Our merchant services allow you to accept various payment methods easily, making transactions smooth for both you and your customers. This means less hassle for you and a better experience for your clientele. Located at 4005 Grand Ave Ste D Chino Ca 91710 in Chino, CA, we invite local business owners to explore how our services can help turn their visions into reality. For more information, give us a call at (800) 462-8328 or visit us online at https://www.schoolsfirstfcu.org. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM & Cash Withdrawal Services give you easy access to your funds whenever needed. With ATMs conveniently located in various places, withdrawing cash has never been simpler. At Schoolsfirst, we pride ourselves on being more than just a financial institution we're a partner in achieving your financial goals. For any questions or to explore how we can assist you further, please call us at (800) 462-8328 or visit us at our branch in Chino. Discover how our comprehensive services can help enhance your financial journey today!

Auto Loans & Vehicle Financing

Thinking about buying a new car? With our Auto Loans & Vehicle Financing, you can drive off with the vehicle of your dreams without breaking the bank. Our competitive rates and flexible terms make it simple to find a plan that fits your budget.

Business Banking

If you're a business owner, our Business Banking services are designed to support your growth. From merchant services that simplify payment processing to tailored business loans that provide the funding you need, we're committed to helping local businesses thrive.

Credit Cards with Rewards

For those who like to earn while they spend, our Credit Cards with Rewards program offers benefits that add value every time you swipe. Enjoy cash back, travel rewards, or points towards future purchases it's all about making your spending work harder for you.

Mortgage Loans & Refinancing

When it comes to home ownership, we understand that having the right mortgage is key. Our Mortgage Loans & Refinancing options ensure you have access to affordable financing solutions. Whether you're buying your first home or looking to refinance an existing mortgage, our friendly team is here to guide you through every step.

Online & Mobile Banking

In today's fast-paced world, convenience is crucial. That's why we offer robust Online & Mobile Banking features so you can manage your accounts anytime and anywhere. Check balances, transfer funds, and pay bills with just a few taps on your smartphone.

Personal Banking

Managing your finances should be straightforward and stress-free. That's why we offer Personal Banking services, including checking and savings accounts that help you keep track of your money with ease. Whether you're saving for a vacation or just want a reliable place to deposit your paycheck, we've got you covered.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our Personal Loans & Debt Consolidation, you can tackle those challenges head-on. We provide options that help simplify your financial obligations, making it easier for you to manage monthly payments and get back on track.

Digital & Online Banking

Key Features

You can take advantage of electronic signature authorization to complete transactions quickly and securely, eliminating the need for paper forms. Plus, with e-statements available, you can easily keep track of your financial activity without the clutter of physical statements. For those who prefer mobile solutions, our mobile application allows you to manage your accounts right from your smartphone. With features like person-to-person transfers and mobile payments, sending money to friends or making quick purchases is just a tap away. No matter where life takes you, Schoolsfirst makes banking accessible and straightforward. Join us today and experience the freedom of digital banking tailored to meet your needs!

Financial Strength

Commitment to Growth

With $2,721,881,223 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also impressive; with $196,498 in used auto loans and $19,809,905,938 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,711 full-time employees and 169 part-time employees. This dedicated team ensures that our branches are always ready to serve you with knowledge and commitment.

Growing Member Trust

Total Share Accounts: 3,655,716, show a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, further enhancing our ability to provide valuable services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Schoolsfirst is your trusted partner. Visit us at 4005 Grand Ave Ste D Chino Ca 91710 or call (800) 462-8328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Members’ Savings Are Secure

Members' savings are secured through $9,012,819,714 in share certificates and $4,200,522,761 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $3,111,512,312, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,000 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $3,218,406,840 in used vehicle loans and $2,807,469,311 in new vehicle loans already helping members get on the road, we are committed to providing you with financing solutions that fit your lifestyle. If you're considering refinancing an existing auto loan, we also offer competitive refinancing options that could lower your monthly payments.

Business Loans

For business owners looking to expand or improve their operations, our outstanding commercial loans totaling $8,646 provide vital capital needed for growth. Our team understands the unique challenges businesses face and is here to assist with tailored financial solutions. At Schoolsfirst, we are dedicated to providing transparent financial products that empower our members. Whether it's purchasing a car or home or managing everyday expenses with credit cards and business loans, we strive to ensure you have access to resources that foster success. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today or explore our website at https://www.schoolsfirstfcu.org for more information about our loan offerings and how we can assist you in achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,990,910,680. We simplify the buying or refinancing process so you can focus on making your house a home. Our dedicated team will guide you through eligibility requirements and help you find the best rates available.

Unsecured Credit Card Loans

We also recognize that managing day-to-day expenses can be challenging. That's why we provide flexible terms on unsecured credit card loans. With a total of $1,321,159,802 in loans helping members manage their finances effectively, you can have peace of mind knowing that support is available when you need it most.

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