SchoolsFirst Credit Union Cerritos CA: Low Mortgage Rates & Auto Loans

Introduction

Welcome to Schoolsfirst, your trusted financial partner located at 17500 Bloomfield Ave Ste C, Cerritos, CA 90703. Established in 1934, our commitment to serving the community has only grown stronger over the years. With a dedicated membership of over 1,435,595 individuals and total assets exceeding $31 billion, we pride ourselves on offering a variety of financial services tailored to meet your needs. At Schoolsfirst, we understand that banking is more than just transactions; it's about building relationships and supporting our members' goals. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered. Our friendly team is here to help you navigate your financial journey with confidence. While members can visit us at our branch address, official correspondence should be sent to P.O. Box 11547, Santa Ana, CA 92711. We are proud to offer a range of services including online and mobile banking for your convenience. Under the leadership of CEO Bill Cheney and Board President Marc Ecker, our credit union strives to enhance the financial well-being of our members while maintaining a strong net worth of $3.1 billion. With total deposits reaching $3 billion and cash in hand amounting to $216 million, you can trust that your finances are secure with us. We invite you to explore what Schoolsfirst can do for you! For inquiries or assistance, feel free to call us at 800-462-8328. Join our community today and experience a supportive banking environment that puts you first!

Branch History & Mission

Join Us

As we continue this journey together with you our valued member we invite you to become part of the Schoolsfirst family. Experience the benefits of being a member of an institution that truly cares about your financial well-being and your community's growth. Reach out today at (800) 462-8328 or explore more about us at our website. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings, Schoolsfirst has evolved significantly. We have embraced advancements in technology and expanded our services to meet the diverse needs of our community. Today, we offer a wide range of financial products including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our commitment to excellence has been recognized through various accolades, reflecting our focus on member satisfaction and community support. In addition to our comprehensive banking services, we pride ourselves on being accessible. We are pleased to provide ATM availability for your convenience and operate during flexible hours: Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday from 9 AM to 2 PM. While members can visit us at our branch address, official correspondence should be directed to P.O. Box 11547 in Santa Ana.

Our Mission

Our mission at Schoolsfirst is simple yet powerful: we aim to serve our members' financial needs while fostering a sense of community. We believe in not just providing financial services but also giving back through community outreach programs that make a real difference in people's lives. Whether it's through partnerships with local organizations or initiatives that promote financial literacy among youth, we are committed to making a positive impact. Moreover, our dedication extends beyond traditional banking; we've integrated digital solutions such as online banking and mobile payments for easier access to your accounts anytime, anywhere. This commitment ensures that all members can bank safely and efficiently while enjoying personalized service that makes them feel valued.

Branch Location & Accessibility

Call to Action

We invite you to come by and explore what we have to offer! If you have any questions or would like more information about our services, feel free to give us a call at (800) 462-8328. We look forward to welcoming you into the Schoolsfirst family!

Operating Hours

We understand that life can get busy! That's why our operating hours are designed to fit your schedule. You can visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Our friendly staff is always eager to assist you during these times.

Parking and Accessibility

Finding a parking spot is hassle-free with ample parking available right outside our doors. Our branch is also equipped with features to accommodate all members, ensuring everyone has easy access. We take pride in being compliant with ADA standards, so whether you need ramps or other assistance, we've got you covered.

Services Offered

At Schoolsfirst, we offer a range of services tailored to meet your financial needs. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, our ATM is available on-site for quick cash withdrawals and balance checks.

Member Eligibility

At Schoolsfirst, we believe that becoming a member means joining a community where your financial well-being is our top priority. If you're looking to be part of something special, you'll find that eligibility is straightforward and welcoming. To join us, you typically need to live, work, or attend school in the areas we serve. This includes residents of Cerritos and nearby communities. We also welcome family members of existing members, making it easy for loved ones to enjoy the benefits together. For more specific details about what qualifies you for membership, feel free to visit our eligibility page at https://online.schoolsfirstfcu.org/membershipapplication/#!/resume. Opening an account with us is just as simple! You can start your membership journey online or by visiting us at our branch located at 17500 Bloomfield Ave Ste C Cerritos Ca 90703. Whether it's checking accounts, loans, or various services designed just for you, we're here to guide you through every step. If you have any questions or need assistance, don't hesitate to reach out by calling us at (800) 462-8328. Join Schoolsfirst today and discover how being a member can enhance your financial future!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $60 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,646, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, efficient payment processing is essential. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. Picture your customers enjoying a smooth checkout experience while you keep track of sales effortlessly. With tools tailored for every type of business, from retail shops to service providers, we ensure that managing payments is as easy as possible. Visit us at 17500 Bloomfield Ave Ste C Cerritos Ca 90703 in Cerritos, CA, or call us at (800) 462-8328 to learn how we can help your business grow!

Comprehensive List Of Services

Business Banking

For local businesses, we offer comprehensive business banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we understand the unique challenges faced by small businesses and are ready to support your growth.

Digital Banking Convenience

In today's fast-paced world, convenience is key. At Schoolsfirst, we prioritize ease of access with our online and mobile banking services. Manage your accounts anytime, anywhere from your smartphone or computer. Need cash? Our ATM services allow for quick withdrawals and balance checks without stepping foot inside the branch.

Final Thoughts

No matter what financial service you're seeking, Schoolsfirst is here to support you with friendly service and expert guidance. If you're ready to explore how we can help you achieve your financial goals, don't hesitate to reach out! Call us at (800) 462-8328, visit us online at https://www.schoolsfirstfcu.org, or come by our branch today! Your journey towards better financial health starts here.

Personal Banking

We understand that managing your finances can sometimes feel overwhelming. That's why we offer various checking and savings accounts designed for different lifestyles. Whether you're saving for a dream vacation or just need a reliable place for your everyday transactions, we've got you covered. When it comes to financing your next vehicle, our auto loans and vehicle financing options make the process simple and straightforward. Imagine driving off in your new car with a plan that fits your budget perfectly. Our competitive rates mean you can focus on enjoying the ride instead of worrying about payments. If home ownership is on your mind, consider our mortgage loans and refinancing options. We know that buying a home is one of the biggest decisions you'll ever make, so we're here to guide you through the process. Our team can help you find a mortgage that fits your needs, whether you're purchasing your first home or looking to refinance an existing loan.

Personal Loans and Credit Cards

For those unexpected expenses or projects you've been putting off, our personal loans and debt consolidation services can provide the financial relief you need. With flexible terms and competitive rates, we aim to help you regain control over your finances. Don't forget about our credit cards with rewards! Use them for everyday purchases and earn points that can be redeemed for exciting rewards. It's like getting something back every time you swipe.

Digital & Online Banking

Always Available

With 24/7 online banking services, you're never far from your finances. Whether it's day or night, you can manage your accounts whenever it suits you. Our commitment to security means you can bank with peace of mind knowing that your personal information is protected. Explore all these convenient features today by visiting us at https://www.schoolsfirstfcu.org. At Schoolsfirst, we're here to make banking easier for you!

Key Features

With our online banking platform available at https://www.schoolsfirstfcu.org, you can access your accounts anytime, anywhere. Whether you're checking your balance, transferring money, or paying bills, our user-friendly interface makes it easy to manage your finances on the go. You can even sign documents electronically with our electronic signature authorization feature, eliminating the need for paper forms and in-person visits. For those who prefer going paperless, we provide e-statements that allow you to view your account statements securely online. This not only helps the environment but also keeps your information organized and easily accessible.

Mobile Banking

Our mobile application puts all these features in your pocket. With options for mobile payments, you can make quick transactions without having to pull out your card. Plus, our person-to-person transfer feature allows you to send money to friends or family instantly, making splitting bills or sending gifts simple and hassle-free.

Financial Strength

Commitment to Growth

With $2,721,881,223 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support your financial journey effectively. Our lending capacity is also robust. We have $196,498 in used auto loans and $19,809,905,938 in total loans and leases, reflecting our ability to support various financial needs across different sectors. Our operational efficiency is illustrated by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team

We also take pride in having 2,711 full-time employees and 169 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 3,655,716, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Schoolsfirst is your trusted partner. Visit us at 17500 Bloomfield Ave Ste C Cerritos Ca 90703 or call (800) 462-8328 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $9,012,819,714 in share certificates and $4,200,522,761 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $3,111,512,312, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,000 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,218,406,840 in used vehicle loans and $2,807,469,311 in new vehicle loans already helping members get on the road. We provide flexible financing solutions to ensure that you can drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $8,646 provide the capital needed to grow and expand your business. We understand the unique challenges businesses face and are here to support your journey. If you're considering refinancing any existing loans or exploring eligibility options, our team is ready to assist you in finding solutions that work best for your situation. For more information on our loan offerings or to speak with one of our knowledgeable representatives, please call us at (800) 462-8328 or visit us at 17500 Bloomfield Ave Ste C Cerritos Ca 90703. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Schoolsfirst help you take the next step towards your financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,990,910,680, make buying or refinancing simple. We're here to guide you through every step of the mortgage process.

Unsecured Credit Cards and Lines of Credit

Managing everyday expenses is easier with our unsecured credit card loans, with a total of $1,321,159,802 in loans helping members manage their finances effectively. Additionally, we offer competitive terms on lines of credit to help you cover unexpected costs without breaking the bank.

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Real-Time Rate Comparisons

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Verified Data

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Schoolsfirst

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us

Our Journey

Our Mission

Branch Location & Accessibility

Call to Action

Operating Hours

Parking and Accessibility

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking

Digital Banking Convenience

Final Thoughts

Personal Banking

Personal Loans and Credit Cards

Digital & Online Banking

Always Available

Key Features

Mobile Banking

Financial Strength

Commitment to Growth

Dedicated Team

Member Savings and Investments

Strong Financial Position

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Cards and Lines of Credit

Loan Aggregator

No Sponsored Listings

Real-Time Rate Comparisons

Verified Data

Join Our Community