Schofield Credit Union Wahiawa HI | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Schofield, your trusted financial partner since 1951! Located at Po Box 860669, Wahiawa, HI 96786, we are proud to serve our growing community of 2,146 members. At Schofield, we believe in the power of relationships and strive to provide personalized banking solutions tailored to your unique needs. Our commitment to you is reflected in our impressive financial standing. With total assets amounting to $31,826,899 and total deposits reaching $2,525,559, we ensure that your money is safe and well-managed. Our dedicated team of 7 employees, led by our CEO, Ron Aoki, and Board President, Ariel Chun, works tirelessly to deliver exceptional service every day. Whether you're looking for personal banking options like checking and savings accounts or financing solutions such as auto loans and mortgages, Schofield has you covered. We understand that each member's financial journey is different, which is why we offer a range of services designed to help you achieve your goals. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address: PO BOX 860669, Wahiawa, HI 96786. If you're ready to take the next step in your financial journey or have any questions about our offerings, don't hesitate to reach out! Call us at (808) 624-9884 during our lobby hours from 8:30 AM to 3:30 PM, Monday through Friday. Discover how Schofield can make a positive impact on your financial life today! For more information about membership and services, visit us online at Schofield's website.

Branch History & Mission

Community Focus

Over the years, Schofield has made significant strides in community outreach and partnership initiatives. We actively participate in local events and sponsor programs aimed at improving the lives of residents in Wahiawa and surrounding areas. This strong connection with our community drives us to continuously enhance our offerings and ensure we meet your evolving needs. If you have any questions or need assistance, feel free to reach out to us at 808-624-9884. While members can visit us at Po Box 860669 Wahiawa Hi 96786, official correspondence should be sent to PO BOX 860669, WAHIAWA, HI 96786. We invite you to join Schofield today and experience the benefits of being part of a supportive and caring credit union. Together, let's build a brighter financial future! For more information on becoming a member or opening an account, please visit our website or check out membership eligibility.

Our Mission

The mission of Schofield is simple yet impactful: to empower our members through accessible financial services while fostering a sense of community. We understand that banking is more than just transactions; it's about building relationships and supporting each other through life's journey. Whether you're looking to buy your first car or save for a dream home, we are here to guide you every step of the way. While our physical branch operates Monday through Friday from 8:30 AM to 3:30 PM, we also offer digital solutions such as online banking and mobile applications for those who prefer managing their finances on-the-go. Members can enjoy convenient ATM access as well.

Branch Location & Accessibility

Accessibility and Features

At Schofield, we prioritize accessibility for all our members. Our branch is ADA compliant, ensuring that everyone can comfortably access our facilities. Whether you're visiting us for personal banking or to explore loan options, you'll find ample parking available right outside.

Call to Action

We invite you to come in and experience the personalized service that sets Schofield apart. Whether you're looking to open a new account or inquire about our loan products, our team is ready to help you take the next step towards achieving your financial goals. Visit us soon!

Operating Hours

We are here for you Monday through Friday from 8:30 AM to 3:30 PM. If you need assistance outside these hours or have any questions, don't hesitate to reach out to us at 808-624-9884.

Services Offered

Our friendly staff is eager to assist you with various services such as checking and savings accounts, auto loans, mortgage loans, and personal loans. We also provide online and mobile banking options for added convenience. For quick cash needs, we offer ATM services right here at the branch! While our physical address is Po Box 860669 Wahiawa Hi 96786 for your visits, please note that official correspondence should be sent to the same mailing address.

Member Eligibility

At Schofield, we believe that everyone deserves a chance to join a welcoming community where your financial needs are prioritized. To become a member, you'll find that eligibility is designed to be inclusive and straightforward. If you live, work, or worship in the surrounding areas, or if you're connected through certain groups, you're likely eligible for membership! This means that whether you're just starting out on your financial journey or looking for new opportunities, we're here to support you every step of the way. Joining us is easy and opens the door to various benefits, including personalized service and competitive rates on loans and savings. If you want to dive deeper into the specific eligibility requirements, feel free to check out more details at this link. Once you're ready to take the next step, opening an account is just as simple just visit this page or give us a call at (808) 624-9884. We can't wait to welcome you to Schofield at Po Box 860669 Wahiawa Hi 96786, where your financial well-being comes first!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a busy day at your store, where every transaction goes smoothly because you have reliable merchant services backing you up. Our merchant solutions simplify payment processing, making it easy for your customers to pay however they prefer be it credit cards or mobile payments. This means fewer missed sales opportunities and happier customers. Join us at Schofield, located at Po Box 860669 Wahiawa Hi 96786, to discover how our business banking and commercial services can help take your enterprise to the next level. For more information, give us a call at (808) 624-9884 or visit our website at https://www.schofieldfcu.org/.

Comprehensive List Of Services

ATM Services

For quick access to cash, our ATM and cash withdrawal services are available 24/7. You can perform basic transactions such as withdrawals and balance checks at our ATMs without any hassle. At Schofield, we strive to be more than just a financial institution; we aim to be a partner in your financial journey. With personalized service and an extensive array of offerings tailored for both individuals and businesses, we're here for all your banking needs. Ready to take the next step? Visit us at Po Box 860669 Wahiawa Hi 96786, call us at (808) 624-9884, or explore more about our services online at Main Office. Join us today and experience the difference!

Business Banking

If you're a business owner, our business banking services include essential tools like merchant services and business loans to help your enterprise thrive. We want to support local businesses and ensure they have the financial resources they need to grow.

Loans and Credit Options

In addition to auto loans, we provide personal loans and debt consolidation solutions that can assist you in managing existing debts or funding important purchases. For those who love rewards, our credit cards with rewards give you benefits just for using them. We understand that life can bring unexpected expenses, so having access to credit when needed is crucial.

Online and Mobile Banking

We know convenience matters. That's why we offer robust online and mobile banking features that allow you to manage your accounts from anywhere. Whether you're checking balances, transferring funds, or paying bills, our digital banking platform is designed for ease of use.

Personal Banking

Our personal banking services are crafted with you in mind. Open a checking or savings account that fits your lifestyle and helps you manage your daily expenses. If you're in the market for a vehicle, our auto loans and vehicle financing options make it easy for you to drive away in your dream car without breaking the bank. We also offer mortgage loans and refinancing services, ensuring that you can secure the home of your dreams or lower your monthly payments.

Digital & Online Banking

E-Statements and More

Gone are the days of waiting for paper statements in the mail. At Schofield, we provide e-statements to help you stay organized while reducing clutter. Plus, with features like person-to-person transfers, sending money to friends or family is quick and straightforward no cash needed!

Mobile Application Access

For those who prefer banking on-the-go, our mobile application is readily available. With it, you can perform all your essential banking tasks right from your smartphone. While mobile payments aren't currently supported, our app still offers numerous functionalities to make banking easier for you.

Online Banking Services

With 24/7 online banking available at https://www.schofieldfcu.org/, accessing your accounts is a breeze. You can check your balances, transfer funds, and manage payments all from the comfort of your own device. Our user-friendly interface makes navigation simple, ensuring that you can find what you need without any hassle.

Security and Convenience

Your security is our priority. While we do not currently support electronic signature authorization, rest assured that we implement robust security measures to protect your personal information. Our aim is to create a safe environment where you can manage your finances confidently. In summary, Schofield's digital and online banking services are designed for today's busy lifestyle. We prioritize accessibility and ease-of-use while ensuring that your financial transactions remain secure. Experience the future of banking with us today!

Financial Strength

Growing Trust Among Members

Our commitment to our members is evident with a total of 2,782 share accounts managed effectively. This shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Schofield is your trusted partner. Visit us at Po Box 860669 Wahiawa Hi 96786 or call (808) 624-9884 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings Opportunities

Members' savings are secured through $8,386,362 in share certificates, offering stable and rewarding financial growth opportunities. While we prioritize our members over traditional banking practices, we also manage non-member deposits totaling $271,243. This ensures our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7 full-time employees ready to assist you with any questions or needs you may have.

Reinvesting for Your Benefit

With $5,134,395 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $82 in used auto loans and $22,686,402 in total loans and leases.

Strong Financial Health

With a net worth of $5,635,717, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,769 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $1,129,324 in used vehicle loans and $2,564,509 in new vehicle loans already helping members get on the road, financing your next vehicle has never been easier. We provide flexible terms and competitive rates to make sure you drive away with confidence.

Credit Lines

Additionally, our credit lines total $5,700,000, providing you with access to funds when you need them most. This option is ideal for managing unexpected expenses or planning for upcoming projects. We recognize that each member's situation is unique. If you're considering refinancing your current loans or want to learn about eligibility options for any of our products, don't hesitate to reach out. Our team is here to help guide you through every step of the process. You can contact us at 808-624-9884 or visit us at our branch located at Po Box 860669 Wahiawa Hi 96786. We're open Monday through Friday from 8:30 AM to 3:30 PM and ready to assist with all your lending needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Schofield can help you navigate your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $12,624,586, making buying or refinancing simple. We guide you through the mortgage process with clear information and support to help you secure your dream home.

Unsecured Credit Card Loans

For those needing extra flexibility in managing finances, we also offer unsecured credit card loans. While currently there is $0 in this category, we aim to introduce exciting products soon that will assist our members in better budgeting and spending.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing only from reputable institutions guarantees fair and transparent offers, allowing users to trust the information they receive.

Schofield