Scenic Community Credit Union Soddy Daisy TN | Basic Drive-Thru & ATM Services

Introduction

Welcome to Scenic Community Credit Union, your trusted financial partner in Soddy Daisy, TN! Established in 1954, our credit union has been dedicated to serving our community for nearly seven decades. With a strong membership base of 15,095 individuals and families, we proudly offer financial services tailored to meet the unique needs of our members. Located at 8821 Consolidated Dr, Soddy Daisy, TN 37379, our branch is designed to make banking accessible and convenient for you. While you can visit us here for all your banking needs, please send any official correspondence to the same address. At Scenic Community Credit Union, we are proud of our robust financial standing, boasting total assets of $164,587,727 and net worth of $17,199,441. We have also facilitated a significant number of loans and leases 6,993 in total helping our members achieve their dreams, whether it's buying a new car or purchasing a home. Led by CEO Marty Stubblefield and Board President Allen Neely, our team is committed to providing exceptional service with a personal touch. With 47 employees dedicated to your success, we're here to ensure that every member feels valued and supported. We invite you to explore our wide range of services from basic drive-thru banking and ATM access to online banking options that keep you connected on the go. Whether you need assistance with deposits or want to learn more about loan options, we are ready to help! Feel free to reach out at 423-875-6955 or visit our website at mysccu.com for more information. Join us today and experience the difference at Scenic Community Credit Union!

Branch History & Mission

Our Journey

From humble beginnings, Scenic Community has evolved significantly over the years. Originally established to provide accessible financial services to local residents, we've expanded our offerings to include everything from personal loans to savings accounts. Our commitment to member service and community involvement has driven us to become a trusted partner for many families in Soddy Daisy and beyond. As part of our dedication to serving you better, we have continually invested in technology and services. Today, we offer conveniences such as online banking, mobile payments, and ATM access making it easier than ever for you to manage your finances on your terms. We understand that accessibility is key; that's why we have ADA-compliant facilities and a drive-thru for quick banking transactions.

Our Mission

At Scenic Community Credit Union, our mission is clear: to empower our members by providing exceptional financial services while supporting community growth. We strive not only to help you achieve your financial goals but also to foster a sense of belonging among our members. Our team works tirelessly every day with one goal in mind helping you succeed. Whether you're looking for a place to save for your future or need assistance with loans for your vehicle or home improvements, we're here for you. We believe in the strength of community partnerships and regularly engage in outreach efforts that uplift those around us. If you'd like to learn more about becoming a member or want information on any of our services, please feel free to reach out at 423-875-6955 or visit us online at mysccu.com. While you can visit us at 8821 Consolidated Dr, official correspondence should be sent to the same address as well. Join us today and experience firsthand the benefits that come from being part of the Scenic Community family!

Branch Location & Accessibility

Accessibility Features

Parking is plentiful and easy to navigate, ensuring a smooth visit. We also prioritize accessibility for all members. Our branch complies with ADA standards, providing ramps and designated parking spaces for those who need them.

Operating Hours

Our doors are open from 8:30 AM to 5:30 PM, Monday through Friday, and we welcome you on Saturdays from 9:00 AM to 1:00 PM. These hours are designed to accommodate your busy schedule, allowing you to stop by when it's most convenient for you.

Services Offered

At Scenic Community Credit Union, we offer essential services that cater to your banking needs. You can take advantage of our drive-thru service for quick deposits and withdrawals or use our ATM available on-site for balance checks and cash withdrawals. Our aim is to provide straightforward banking solutions without the fuss. Feel free to reach out at (423) 875-6955 if you have any questions or need assistance before your visit. We're excited to serve you and help you achieve your financial goals! Come visit us today at Scenic Community Credit Union your trusted partner in banking!

Member Eligibility

At Scenic Community, we believe that everyone deserves a place in our friendly and supportive community. Becoming a member is easy! If you live, work, or worship in Hamilton County, you're likely eligible to join us. We also welcome family members of existing members, making it simple for you to share the benefits of membership with your loved ones. With our focus on serving our members' needs, you'll enjoy access to great rates on loans and savings, personalized service, and a sense of belonging. To learn more about the specific eligibility criteria, feel free to check out our detailed information at this link. Opening an account at Scenic Community is straightforward and welcoming. You can visit us at 8821 Consolidated Dr, Soddy Daisy, TN 37379, or give us a call at 423-875-6955 for any questions. Ready to take the next step? You can start your application process online by visiting this page. We can't wait to have you as part of our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $15 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $3,636,371, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running a busy café where customers can pay seamlessly with their credit cards while you track sales effortlessly. Our merchant services provide the tools you need to make transactions smooth and efficient, allowing you to focus on what you do best serving your customers. Located at 8821 Consolidated Dr, Soddy Daisy, TN 37379, our branch is ready to partner with you on your journey toward success. Whether you're looking for financing options or merchant services, we are here to support your business every step of the way. Contact us at 423-875-6955 or visit us online at Scenic Community Credit Union for more information!

Comprehensive List Of Services

Convenient Digital Solutions

In today's fast-paced world, digital banking is more important than ever. Our online banking platform allows you to manage your accounts from the comfort of your home or on-the-go. You can check balances, transfer funds, and pay bills all with a few clicks. Additionally, our mobile application supports mobile payments and person-to-person transfers, making it easier than ever to send money to friends or family directly from your smartphone.

Everyday Banking Needs

We understand that life can be busy, which is why we offer ATM services that allow you to access your funds anytime. With our basic drive-thru banking, members can easily handle deposits and withdrawals without leaving their vehicles. If you're in a rush or simply prefer convenience, our basic ATM access enables you to check balances and withdraw cash quickly.

Personalized Member Support

At Scenic Community, we pride ourselves on our friendly service. If you have questions about your account or need assistance with transactions, don't hesitate to reach out! You can contact us at 423-875-6955 during our operating hours from 8:30 AM to 5:30 PM Monday through Friday and 9:00 AM to 1:00 PM on Saturdays. As a member-focused credit union, we strive to create an inviting atmosphere where you feel valued and supported in all your financial endeavors. Whether you're just starting out or looking for new ways to grow your savings, we're here for you every step of the way. We invite you to visit us at Scenic Community Credit Union and discover how our wide array of services can meet your financial needs. Join us today by exploring membership options here or apply for a loan here. Your financial journey starts with us!

Digital & Online Banking

Key Services

Explore our user-friendly platform at https://www.mysccu.com/, where you can check balances, pay bills, and transfer funds with just a few clicks. One of the standout features is our mobile application, which puts banking right in the palm of your hand. Whether you're making purchases with mobile payments or sending money to friends with person-to-person transfers, we make it simple.

Security and Convenience

Your security is our top priority. With features like electronic signature authorization, you can complete transactions safely from anywhere without needing to visit a branch. Plus, e-statements are available to help you keep track of your finances without the clutter of paper statements. At Scenic Community, we aim to provide accessible banking solutions that fit into your life seamlessly. Our real-time account management means you'll always be up-to-date on your financial status. So why wait? Dive into the convenience of digital banking today!

Financial Strength

Commitment to Growth

With $3,000,805 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to responsible lending is evident as we have provided $4,217 in used auto loans and hold a total of $136,251,092 in loans and leases across various sectors.

Member Trust

Total Share Accounts stand at 23,948, showing a strong and growing member base that trusts us with their finances. This trust enables us to foster a community where everyone can thrive financially. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Scenic Community is your trusted partner. Visit us at 8821 Consolidated Dr Soddy Daisy Tn 37379 or call (423) 875-6955 to learn more about how we can help you achieve your financial goals.

Operational Excellence

Our $634,795 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 47 full-time employees ready to assist you with a knowledgeable team.

Secure Savings

Members' savings are secured through $39,398,730 in share certificates and $25,203,060 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $17,199,441, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,037 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $83,476,248 in used vehicle loans and $34,284,246 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options that can work for you.

Business Loans

For business owners looking to expand or invest in new opportunities, our outstanding commercial loans totaling $3,636,371 provide the capital needed to grow and succeed. At Scenic Community Credit Union, we believe in supporting our members with transparent services and accessible financial solutions. If you're considering refinancing or want to learn more about eligibility options for any of our products, please don't hesitate to reach out. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore how we can assist you today by visiting us online at Scenic Community or call us directly at 423-875-6955. We're here to help you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $3,207,756, making it easier than ever to step into your own home. Explore our competitive rates and flexible terms designed for your comfort and security.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $659,746 in loans helping members manage their finances effectively. These cards are perfect for everyday purchases and unexpected expenses without the need for collateral.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers you see are not only legitimate but also fair and transparent. By tapping into reliable sources, LendMesh guarantees that users receive accurate information when comparing loan options.

Benefits of Using LendMesh

- Verified Data: Loan offers come from established financial institutions, ensuring transparency and trustworthiness in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The focus remains solely on providing unbiased results for users. - Real-Time Rate Comparisons: The platform features up-to-date loan rates from multiple institutions, allowing users to compare offers quickly and effectively. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This highlights how effective and reliable the service can be in helping individuals secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.