Savannah Schools Credit Union Savannah GA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Savannah Schools, your trusted financial partner located at 4673 Us Highway 80 E, Savannah, GA 31410. Since our establishment in 1954, we have proudly served the community, helping over 4,096 members achieve their financial goals. Our commitment to personalized service and local expertise has allowed us to grow into a robust credit union with total assets exceeding $43,706,005. At Savannah Schools, we understand that every financial journey is unique. That's why we offer a range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. With over $17,263,427 in total deposits and a solid net worth of $4,845,219, you can trust that your money is safe with us. Led by our dedicated CEO, Mary Lowe, and Board President, Ulysses Bryant, our team of 10 employees is here to guide you through every step of your financial journey. Whether you need help with loans or business banking services, we're committed to ensuring you receive the support you deserve. While members can visit us at the branch for all their banking needs during our convenient hours from Monday to Friday, 9 AM to 5 PM, official correspondence should be sent to our mailing address: 4673 E. Highway 80, Savannah, GA 31410. Join us at Savannah Schools Credit Union today! For more information or assistance, feel free to give us a call at 912-236-0919 or visit our website at ssfcuonline.org. Your future starts here!

Branch History & Mission

Commitment to Service

Our operating hours are designed with you in mind open Monday through Friday from 9 AM to 5 PM making it easy for you to access our services. We also feature drive-thru banking for quick transactions and convenience. Although we do not currently offer ATM services or shared service centers, we remain dedicated to providing quality personal service in every interaction. We invite you to join our growing family at Savannah Schools. Experience firsthand how we can support your financial journey while making a positive impact on the community around us. Reach out at (912) 236-0919 or visit us online at ssfcuonline.org for more information about membership and services. Together, let's build a brighter financial future!

Our Evolution

Since opening our doors nearly seven decades ago, Savannah Schools has embraced change while staying true to our mission: to provide accessible financial services that foster the economic well-being of our members. We began as a small credit union focusing on the needs of local educators and have since evolved into a full-service institution offering a range of products from personal banking to auto loans and mortgages. Our growth is marked by key milestones. In addition to increasing our membership base significantly, we have invested in technology to enhance member experiences. Today, we offer online banking services that allow members to manage their accounts easily from home or on-the-go.

Our Mission

At the heart of Savannah Schools lies a mission focused on community support and empowerment. We strive not only to meet your financial needs but also to uplift those around us through various outreach programs and partnerships. We understand that every member's story is unique; therefore, we tailor our services to fit individual needs while maintaining a strong community spirit. While members can visit us at 4673 Us Highway 80 E for all their banking needs, official correspondence should be sent to our mailing address: 4673 E. Highway 80, SAVANNAH, GA 31410.

Branch Location & Accessibility

Get in Touch

We invite you to experience everything Savannah Schools has to offer! If you have any questions or need assistance before your visit, feel free to give us a call at 912-236-0919. Our dedicated staff is ready to help you achieve your financial goals. Come see us soon!

Nearby Landmarks and Accessibility Features

Located just a short drive from local landmarks like the Savannah Mall and the stunning landscapes of Skidaway Island State Park, our branch is perfectly situated for both residents and visitors alike. You'll find ample parking available right outside our doors, ensuring that your visit is as hassle-free as possible. We are proud to be ADA compliant, featuring ramps and other accessibility options so everyone can enjoy our services with ease.

Operating Hours and Services Offered

At Savannah Schools, we understand that life can be busy. That's why our lobby hours are designed to fit your schedule join us Monday through Friday from 9 AM to 5 PM. Whether you're looking for personal banking solutions such as checking and savings accounts, auto loans, or mortgage refinancing, our friendly team is here to assist you every step of the way. While we currently do not offer ATM services, our drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your vehicle.

Member Eligibility

At Savannah Schools, we believe that everyone deserves a chance to be part of a friendly, supportive financial community. Becoming a member is simple and welcoming! If you live, work, or attend school in Chatham County, you're likely eligible to join us. We pride ourselves on being inclusive and accessible, offering a range of services designed to meet your needs. For more detailed information about eligibility criteria. Opening an account with us is straightforward and can be done in just a few easy steps. Whether you're looking for personal banking options like checking and savings accounts, or you want to explore loans and credit cards, we've got you covered! If you have any questions or need assistance along the way, don't hesitate to call us at (912) 236-0919. Join Savannah Schools today and experience the benefits of being part of our caring financial family right here at 4673 Us Highway 80 E Savannah Ga 31410!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having reliable merchant services is crucial for your business operations. Our offerings simplify transactions and improve customer experiences, allowing you to focus on what matters most growing your business. Imagine seamlessly accepting payments from customers while managing your finances all in one place. That's the advantage of banking with us at Savannah Schools. Located at 4673 Us Highway 80 E Savannah Ga 31410 in Savannah, GA, we are dedicated to providing local businesses with the tools they need to thrive. Reach out to us at (912) 236-0919 to learn more about how we can support your business journey!

Comprehensive List Of Services

Business Services

For local entrepreneurs, our Business Banking services are here to support your growth. From Merchant Services that simplify transactions to tailored Business Loans, we help your venture thrive without the hassle.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking platforms allow you to manage your finances on the go. Whether it's checking balances, transferring funds, or reviewing statements, everything is just a click away! You can also take advantage of ATM & Cash Withdrawal Services, ensuring access to your funds wherever you are.

Drive-Thru Convenience

Need to conduct simple transactions? Visit us for basic drive-thru banking where deposits and withdrawals can be handled quickly without leaving your car. We strive to make banking as easy as possible so you can spend more time on what matters most. At Savannah Schools, we're committed to providing comprehensive financial solutions that fit your lifestyle. If you're ready to explore how we can assist you further, don't hesitate to reach out! Call us at (912) 236-0919 or visit our website at Main Office for more information on how we can serve your financial needs today!

Financial Flexibility

Life is unpredictable, and sometimes you need a little extra help managing expenses. That's where our Personal Loans & Debt Consolidation come into play. With straightforward terms and no hidden fees, we aim to empower you with the financial flexibility you deserve. Plus, our Credit Cards with Rewards program allows you to earn while you spend perfect for everyday purchases or special occasions.

Personal Banking

Whether you're opening your first checking account or saving for a big purchase, our personal banking services are designed with you in mind. We offer various Checking & Savings Accounts that cater to different lifestyles and financial habits. For those looking to make a significant investment, our Auto Loans & Vehicle Financing options can get you on the road with competitive rates and flexible terms. If homeownership is part of your future plans, don't miss out on our Mortgage Loans & Refinancing services which can make buying or refinancing a breeze.

Digital & Online Banking

Key Features

One standout feature is our commitment to keeping your information safe. While we currently do not offer electronic signature authorization for documents, we prioritize security in every transaction you make through our platform. Additionally, you can opt for e-statements to keep track of your finances easily and environmentally friendly. For those who prefer using their smartphones, our mobile application brings all these services right to your fingertips. Whether you're making payments or checking your account status, it's all accessible with a few taps. Although mobile payments aren't available yet, we're constantly looking for ways to enhance your experience. You can also enjoy the ease of person-to-person transfers directly through our online banking portal though this feature isn't currently offered, we're here to assist you with any questions about alternatives that might work for you. Our aim is to make banking as hassle-free as possible while ensuring that you have real-time control over your financial activities. With Savannah Schools's digital banking options, managing your money has never been easier or more secure! So why wait? Dive into the convenience of online banking today!

Financial Strength

At Savannah Schools, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength is solid, providing you with the assurance you need in today's economic landscape. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $4,845,219, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth supports our commitment to your financial well-being. Our net worth ratio of 11.09% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This stability allows us to focus on what matters most: you. Members' savings are secured through $1,036,075 in share certificates and $6,633,557 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize your savings with products designed to help you grow your wealth effectively. Unlike traditional banks, we ensure that our resources benefit our members first. With non-member deposits at $0, we can focus on providing better loan rates and lower fees exclusively for you. With $4,542,575 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to reinvestment reflects our dedication to improving your banking experience. Our capacity to lend is evident with $409 in used auto loans and $13,971,333 in total loans and leases. This diversity supports our members' financial goals across various sectors whether it's purchasing a new car or financing important projects. Our operational efficiency is highlighted by our $27,622, which enables us to continue offering competitive loan rates and solid financial products for our members. Every dollar earned translates into better services and support for you. We also take pride in having 9 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is here to assist you every step of the way. Our total share accounts stand at 7,938, showing a strong and growing member base that trusts us with their finances. This trust fuels our drive to enhance your banking experience even further. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Savannah Schools is your trusted partner. Visit us at 4673 Us Highway 80 E Savannah Ga 31410 or call (912) 236-0919 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,232,307 in used vehicle loans and $3,571,858 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier for you to drive away with confidence.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $825,029 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to fit your lifestyle and spending habits.

Credit Lines

For those needing additional funds for unexpected expenses or planned purchases, our total credit lines available amount to $2,758,700. This can serve as a helpful resource for managing cash flow while providing peace of mind.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $351,843, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.

Refinancing Options

We recognize that life changes and financial situations evolve. That's why we offer refinancing options for many of our loan products. If you have an existing loan and are interested in potentially lowering your monthly payments or adjusting your loan terms, our team can assist you in exploring these possibilities. For more information about our loan offerings or if you have questions regarding eligibility and application processes, feel free to reach out at 912-236-0919. Our knowledgeable staff is available Monday through Friday from 9 AM to 5 PM at our branch located at 4673 Us Highway 80 E Savannah Ga 31410. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

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SAVANNAH SCHOOLS FEDERAL CREDIT UNION - Savannah, GA

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