Savannah Postal Credit Union GA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Savannah Postal Credit Union, where we prioritize your financial well-being and community growth! Located at 22 Oglethorpe Professional Blvd, Savannah, GA 31406, our credit union has been a trusted financial partner since 1991. With a commitment to serving our 2,074 members, we are proud to offer a variety of services tailored to meet your personal and business banking needs. At Savannah Postal, we understand that every member is unique. That's why our dedicated team, led by CEO Nichole Williams and Board President David Usher, works diligently to provide exceptional service in a friendly environment. Our branch features essential banking services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and even business banking solutions. With total assets reaching an impressive $24,483,408 and total deposits of $3,857,551, we are financially robust and ready to support you on your journey. Our lending capabilities are equally strong with over 1,422 loans and leases already helping our members achieve their goals. While members can visit us at our physical location for personalized assistance or to utilize our drive-thru services, official correspondence should be sent to our mailing address: PO Box 13807, Savannah, GA 31416. We also offer convenient online banking options that allow you to manage your finances from anywhere. As part of the Savannah community in Chatham County, we pride ourselves on making a positive impact through various initiatives aimed at supporting local families and businesses. Whether you're looking for guidance in managing your finances or just need a friendly voice on the other end of the line at (912) 691-2087, we're here for you. Join us today and experience the difference at Savannah Postal Credit Union your partner in achieving financial success!

Branch History & Mission

At Savannah Postal, we pride ourselves on our rich legacy of community service and financial support. Established in 1991, we have spent over three decades growing alongside the vibrant community of Savannah, Georgia. Our commitment to serving our members has been a guiding force in everything we do. Located at 22 Oglethorpe Professional Blvd, Savannah, GA 31406, our branch is easily accessible for all your banking needs. Whether you're visiting us for personal banking services or exploring options for loans and credit, we are here to help you achieve your financial goals. While members can visit us at this address, official correspondence should be sent to PO Box 13807, Savannah, GA 31416. Since opening our doors, Savannah Postal has welcomed over 2,000 members into our family. We have built a solid foundation with total assets amounting to $24,483,408. These figures reflect our dedication to responsible growth and sound financial practices. Our team of seven employees works diligently every day to provide personalized service that puts our members first. Our mission is clear: we aim to empower individuals and families by providing comprehensive financial services while actively supporting our local community. We offer a range of products including checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. Our online and mobile banking options ensure that accessing your finances is easy and convenient. In addition to these services, we strive to give back through various community outreach initiatives. We believe that when our members succeed, so does our community as a whole. Our partnerships with local organizations help us extend our reach beyond traditional banking. To enhance convenience for our members, we offer both ATM access and drive-thru banking services. With operating hours designed to accommodate your busy schedule open Monday through Friday we're always ready to assist you when you need it most. Join us at Savannah Postal Credit Union today! Experience the benefits of being part of a community-focused institution where your financial well-being is always the priority. We invite you to visit us or call at 912-691-2087 to learn more about how we can serve you better!

Branch Location & Accessibility

Convenient Access and Amenities

At Savannah Postal Credit Union, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and parking spaces so that everyone can enjoy hassle-free access. With ample parking available, you won't have to worry about finding a spot when you come to see us. If you're on the go, our drive-thru banking service allows you to complete simple transactions without leaving your vehicle. Plus, with an ATM on-site, you have easy access to cash and account information anytime.

Friendly Operating Hours

We understand that life gets busy! That's why we offer flexible operating hours designed to accommodate your schedule: - Monday & Tuesday: 9 AM - 5 PM - Wednesday: 9 AM - 2 PM - Thursday: 9 AM - 5:30 PM - Friday: 9 AM - 6 PM Feel free to call us at 912-691-2087 if you have any questions or need assistance.

Visit Us Today!

Whether you're interested in personal banking services like checking and savings accounts or exploring auto loans and credit cards with rewards, Savannah Postal Credit Union has something for everyone. We invite you to drop by our branch today and see how we can help you achieve your financial dreams. Your next step towards smarter banking starts here!

Member Eligibility

Becoming a member of Savannah Postal is like opening the door to a supportive community where your financial well-being is prioritized. To join us, you'll find that eligibility is quite accessible; we welcome individuals who live, work, worship, or attend school in our local area. This means if you're part of our vibrant Savannah community, you're likely already eligible! Joining brings wonderful advantages, including personalized service and access to a range of financial products designed just for you. The process of opening an account at Savannah Postal is straightforward and welcoming. You can visit us at our branch located at 22 Oglethorpe Professional Blvd Savannah Ga 31406, or give us a call at (912) 691-2087 for more information. For detailed eligibility criteria, feel free to check out our website at . We're excited to help you start your journey with us!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

In addition to loans, we offer practical merchant services that can streamline your operations. Imagine being able to process payments easily, manage transactions seamlessly, and keep track of your finances all in one place. Our services are tailored to fit the daily needs of business owners, helping you focus more on what you love running your business. At Savannah Postal, we are committed to fostering economic growth in our community. Whether you're just starting out or looking to expand, we are here to help you navigate your financial journey. Reach out today at (912) 691-2087 to learn more about how we can assist you!

Tailored Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans issued, we are focused on creating opportunities for local businesses. We aim to provide flexible financing solutions that can help entrepreneurs turn their visions into reality.

Comprehensive List Of Services

Conclusion

At Savannah Postal, we're not just a credit union; we're a community partner dedicated to helping you achieve your financial dreams. From personal banking needs to business solutions, our comprehensive list of services ensures that you'll find what you're looking for right here at Savannah Postal Credit Union. Ready to explore how we can support your financial journey? Reach out to us at (912) 691-2087 or visit us at 22 Oglethorpe Professional Blvd Savannah Ga 31406 today!

Credit Cards and Business Banking

Our credit cards come with rewards programs that allow you to earn points for purchases you already make. Enjoy benefits that enhance your spending power while earning rewards along the way. For small business owners, we offer business banking services, including merchant services and business loans. We know how vital it is to have a financial partner who understands the challenges of running a business. Our team is ready to assist you in achieving your goals.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Savannah Postal provides robust online and mobile banking platforms. With these tools at your fingertips, managing your finances is easier than ever. You can check balances, transfer funds, and even pay bills from anywhere right from your smartphone or computer. We also feature an ATM for cash withdrawals and basic transactions along with drive-thru services for deposits and withdrawals. This means whether you're in a hurry or just prefer face-to-face service, we've got you covered.

Personal Banking

When it comes to personal banking, we understand that managing your finances can be overwhelming. That's why we offer checking and savings accounts designed for ease of use and accessibility. Imagine having an account that not only helps you save but also offers competitive interest rates. If you're thinking about buying a new car, our auto loans and vehicle financing options make it easy to drive off in your dream vehicle without breaking the bank. We provide flexible terms to fit your budget, ensuring you get the best deal possible. For those planning to buy a home, our mortgage loans and refinancing options are here to help you navigate the process smoothly. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, we have solutions that work for you. In addition, our personal loans and debt consolidation services can help simplify your financial life. If unexpected expenses arise or if you want to consolidate multiple debts into one manageable payment, we're here to assist.

Digital & Online Banking

Always Available

Our online banking services are available 24/7. This means you can handle important tasks whenever it's convenient for you day or night! No more rushing to the bank before closing time; with Savannah Postal, your bank is always at your fingertips. Explore the world of digital banking today with us at Savannah Postal! We're here to help you make the most of your financial journey.

Key Services

Accessing your accounts is as easy as visiting http://savannahpostalcu.com/. You can check balances, transfer money, and pay bills with just a few clicks. Our mobile application makes it even easier to bank on the go, allowing you to handle transactions right from your smartphone. Whether you're at home or out and about, you have full control over your finances. Need to send money to a friend? With our person-to-person transfer feature, sending cash is quick and hassle-free. No need for cash or checks just a few taps on your phone will do the trick!

Security and Ease of Use

We prioritize your security. Our online banking services are protected with advanced security measures, so you can focus on what matters most without worrying about fraud. While we don't currently offer electronic signature authorization or e-statements, our commitment to keeping your information safe remains strong. Managing your accounts should be straightforward, which is why we've designed our services with user-friendliness in mind. You'll find everything you need laid out clearly, making navigation simple and intuitive.

Financial Strength

Commitment to Growth and Innovation

We pride ourselves on having $3,215,230 in undivided earnings. This enables us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Additionally, with $336 in used auto loans and $12,124,252 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Growing Membership Base

Our commitment to serving you is demonstrated by our total share accounts: 5,628. This shows a strong and growing member base that trusts us with their finances. Furthermore, the net shares available for lending and investments stand at $902,437, further reinforcing our stability. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Savannah Postal is your trusted partner. Visit us at 22 Oglethorpe Professional Blvd Savannah Ga 31406 or call (912) 691-2087 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings Options

Your savings are secure with us. Members' funds are backed by $1,576,100 in share certificates, offering stable and rewarding financial growth opportunities. While we prioritize our members, it's worth noting that we also manage non-member deposits at $0, which allows us to focus our resources on delivering better loan rates, lower fees, and exclusive perks just for you.

Operational Efficiency

Our dedication to operational efficiency is evident with our net income of $265,770, reflecting our ability to provide competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $3,501,100, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,429 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,554,997 in used vehicle loans and $1,909,317 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we've got you covered with straightforward application processes and quick approvals.

Credit Lines

For those who need access to funds as they arise, our credit lines can be an ideal solution. With a total credit line amount of $2,000,000, this product offers the flexibility to cover unexpected expenses or pursue opportunities without the hassle of applying for a loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $341,828, making it easier for you to invest in your future. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you every step of the way.

Refinancing Options

If you're considering refinancing any existing loans, we encourage you to reach out for more information on eligibility options. Our knowledgeable staff at Savannah Postal is ready to assist you in determining how refinancing can benefit your financial situation. Our branch is conveniently located at 22 Oglethorpe Professional Blvd Savannah Ga 31406, and we're just a phone call away at 912-691-2087. We invite you to visit us during our lobby hours: Monday and Tuesday from 9 AM - 5 PM; Wednesday from 9 AM - 2 PM; Thursday from 9 AM - 5:30 PM; and Friday from 9 AM - 6 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Savannah Postal be your partner in navigating life's financial journeys!

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $407,036 in loans helping members manage their finances effectively, our credit cards come with rewards that allow you to earn while you spend. This is an excellent option for those who want convenience and flexibility without needing collateral.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent. Each lender's information is verified for reliability, giving users confidence in their choices.

Savannah Postal