Sarco Credit Union Bethlehem PA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Sarco Federal Credit Union, your trusted partner in financial well-being since 1936. Located at 1214 W Broad St, Bethlehem, PA 18018, we are proud to serve our community with a commitment to excellence and member satisfaction. With a total membership of 633 individuals and assets amounting to an impressive $8,787,288, we strive to provide personalized financial solutions tailored to your needs. At Sarco, we understand that each member's journey is unique. Our dedicated team, led by CEO Lisa Schmoyer and Board President Thomas Phillipppi, is here to help you navigate your financial goals. Whether you're looking for auto loans, savings accounts, or mortgage options, we have the tools and expertise to support you every step of the way. While members can visit us at our branch location, official correspondence should be sent to 1214 W Broad St, Bethlehem, PA 18018-4952. We invite you to reach out at 610-807-9922 during our operating hours from 8:30 AM to 4:30 PM, Monday through Friday. With total deposits of $212,013 and cash in hand of $5,589, we ensure that your money is not just safe but also working for you. Discover the difference that a member-focused credit union can make in your life. Visit our website at sarcofcu.org for more information or stop by our branch today! Let's build a brighter financial future together!

Branch History & Mission

At Sarco Federal Credit Union, we take pride in our rich history and unwavering commitment to serving the community of Bethlehem, PA. Established in 1936, our journey began with a simple mission: to provide accessible financial services to those who needed them most. Over the decades, we have grown from a small local institution into a trusted partner for over 600 members, all while maintaining our core values of service, integrity, and community support. Located at 1214 W Broad St, Bethlehem, PA 18018, our branch has become a familiar sight in the area. We are conveniently situated near local landmarks that reflect the vibrant spirit of our city. Our doors have remained open to members Monday through Friday from 8:30 AM to 4:30 PM, offering essential banking services tailored to meet your needs. Our mission extends beyond just providing financial products; it's about empowering individuals and families within our community. We offer personal banking services such as checking and savings accounts, auto loans, mortgage loans, and even credit cards with rewards designed to help you achieve your financial goals. With total assets amounting to $8,787,288, we are well-equipped to support our members with the resources they need. While members can visit us at 1214 W Broad St, official correspondence should be sent to 1214 W Broad St, Bethlehem, PA 18018-4952 if different from our branch address. Even though we currently do not have ATM or drive-thru services available at this location, we make up for it with robust online banking options that allow you to manage your finances conveniently from anywhere. As part of our dedication to community outreach, we actively engage in partnerships that uplift local organizations and support important initiatives. Our goal is not only to assist you financially but also to contribute positively to the neighborhoods we serve. Join us at Sarco Federal Credit Union and discover how we can help you navigate your financial journey while making meaningful connections within our community. Together, we can build a brighter future for everyone involved. If you're ready to experience member-focused service like never before or have questions about how we can assist you further, don't hesitate to reach out at 610-807-9922. We're here for you!

Branch Location & Accessibility

Operating Hours

We're here for you Monday through Friday from 8:30 AM to 4:30 PM. These hours are designed with your convenience in mind, allowing you ample time to visit us before or after your daily activities.

Services Offered

Our members enjoy a variety of personal banking services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. We also offer online and mobile banking options so you can manage your finances on-the-go. Although we currently do not provide shared services or ATM facilities at this branch, our team is dedicated to ensuring that all your banking needs are met right here. If you have questions or need assistance, please don't hesitate to call us at 610-807-9922. We look forward to seeing you soon!

Member Eligibility

At Sarco, becoming a member means joining a friendly and supportive community that prioritizes your financial well-being. To qualify for membership, we welcome individuals who live, work, worship, or attend school in the Lehigh County area. If you meet these criteria, you're just a step away from enjoying our range of services designed to help you thrive financially. Membership at Sarco not only opens the door to great financial products but also connects you with personalized support and a community that cares. Getting started is simple! You can visit us at our branch located at 1214 W Broad St Bethlehem Pa 18018, or give us a call at (610) 807-9922 for more information on how to open an account. We're here to guide you through every step of the process, ensuring it's easy and inclusive. For detailed eligibility criteria, feel free to check out our website at . Join us today and experience the benefits of being part of the Sarco family!

Business Banking & Commercial Services

Member and Non-Member Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine a bustling café where customers can easily pay using various methods whether it's cash, credit card, or mobile payments. Our services ensure you can focus on what you do best: serving your customers and growing your brand. If you're ready to take your business to the next level, visit us at 1214 W Broad St Bethlehem Pa 18018 in Bethlehem, PA, or call us at (610) 807-9922. Let's work together to turn your goals into reality!

Comprehensive List Of Services

Business Banking Support

For business owners, we offer robust Business Banking services including merchant services and business loans. Let us help you grow your enterprise with financing solutions tailored specifically for your business needs.

Cash Withdrawal Services

Although we do not have ATM services at this branch, our members can still enjoy secure cash withdrawal options through shared services within our network. At Sarco, we strive to make banking accessible and straightforward for everyone in our community. If you're ready to learn more about how we can assist you or if you have any questions about our services, please don't hesitate to reach out! Call us at (610) 807-9922 during our operating hours from Monday through Friday, 8:30 AM - 4:30 PM. Your financial wellness is just a conversation away! Visit us online at Sarco Federal Credit Union for additional information or to get started today!

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. With our Online & Mobile Banking features, managing your accounts is just a click away. Check balances, transfer funds, or pay bills from the comfort of your home or while on the go.

Home Sweet Home

If owning a home is on your mind, our Mortgage Loans & Refinancing services are designed to help turn that dream into reality. With personalized support from our team, you can find the perfect mortgage option that fits your financial situation.

Personal Banking Solutions

We understand that managing personal finances can be overwhelming. That's why we offer Personal Banking options such as checking and savings accounts that fit your lifestyle. Imagine having a checking account that offers no monthly fees and easy online access so you can keep track of your spending anytime, anywhere.

Personal Loans for Life's Needs

Unexpected expenses can arise at any moment. Our Personal Loans & Debt Consolidation options provide quick solutions when you need them most. Whether it's consolidating debt or covering an emergency expense, we're here to assist you every step of the way.

Rewarding Credit Card Options

Looking for a credit card that gives back? Explore our Credit Cards with Rewards! Earn points on everyday purchases while enjoying the flexibility and security of credit when you need it.

Vehicle Financing Made Easy

Thinking about getting a new car? Our Auto Loans & Vehicle Financing make it simple for you to drive off in the vehicle of your dreams. We provide competitive rates and flexible terms tailored to your budget, ensuring that financing your next car is a breeze.

Digital & Online Banking

Banking Anytime, Anywhere

With 24/7 online banking services available at Yes, you can manage your accounts whenever it suits you. No more rushing to the bank before closing time! Plus, while we don't currently have a mobile application or mobile payment options, our website is fully optimized for mobile devices so you can still enjoy a great experience on your smartphone or tablet. In summary, Sarco provides an accessible way for you to take control of your finances without compromising on security. We're here to help you every step of the way!

Go Green with E-Statements

Say goodbye to paper clutter! Our e-statements feature allows you to receive your account statements electronically. This not only helps the environment but also ensures you have easy access to your financial information whenever you need it.

Key Features

Our online banking platform, accessible at https://www.sarcofcu.org/ , offers a range of features that make managing your money simple and straightforward. You can check your account balances, transfer funds, and even make person-to-person payments with ease. Whether you're sending money to a friend or paying a bill, our user-friendly interface makes it quick and hassle-free.

Security You Can Trust

Security is our top priority. While we currently do not offer electronic signature authorization, rest assured that our systems are designed with robust safety measures to protect your personal information. Your peace of mind is essential to us as you navigate your financial transactions online.

Financial Strength

Dedicated Team for You

We also take pride in having 1 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 882, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sarco is your trusted partner. Visit us at 1214 W Broad St Bethlehem Pa 18018 or call (610) 807-9922 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Members' savings are secured through $1,858,464 in share certificates, offering stable and rewarding financial growth opportunities. While we do not have non-member deposits at this time, this focus allows us to prioritize our members' needs directly.

Reinvestment in Member Services

With $1,983,984 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment ensures that your experience at Sarco remains top-notch.

Strong Financial Health

With a net worth of $2,024,103, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,303 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity is robust, with $158 in used auto loans and $5,972,915 in total loans and leases available to support your financial goals across various sectors. Additionally, our $40,119 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have issued over $1,672,995 in used vehicle loans and $698,905 in new vehicle loans already helping members get on the road. Whether you're looking for financing on a brand-new model or a reliable pre-owned vehicle, our team is here to assist you every step of the way.

Credit Lines and Personal Loans

For those who need flexibility in their finances, we provide credit lines with a total amount of $200,000 available for our members. This can be particularly useful for managing expenses that may arise unexpectedly.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $3,467,503. This makes it easier than ever to secure the funds needed for your dream home or investment property.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans; however, currently, there are no outstanding unsecured credit card loans available. Our goal is to ensure that our members can manage their finances effectively without unnecessary stress. Whether you're considering refinancing options or exploring eligibility requirements for any of our loan products, our dedicated staff at Sarco is here to guide you through the process seamlessly. For more information about our loan offerings or to discuss your specific needs, feel free to reach out at 610-807-9922 during our operating hours: Monday through Friday from 8:30 AM to 4:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how Sarco can support your financial journey today!

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SARCO FEDERAL CREDIT UNION