Santee Cooper Credit Union Moncks Corner SC | Best Auto Loans & Business Banking

Introduction

Welcome to Santee Cooper Credit Union, your trusted partner in financial wellness since 1953. Located at 612 Rembert C Dennis Blvd, Moncks Corner, SC 29461, we have proudly served our community for decades, helping nearly 6,968 members achieve their financial goals. With total assets exceeding $79 million and a strong net worth of $11,890,893, we stand as a pillar of strength and reliability. At Santee Cooper Credit Union, we believe that banking should be personal. That's why our dedicated team of 19 employees, led by CEO Travis Allen and Board President Rosa Deavers, is committed to providing exceptional service tailored to your unique needs. Whether you're looking for checking and savings accounts, auto loans, or business banking solutions, we've got you covered. Our members enjoy the peace of mind that comes with knowing their deposits totaling over $4.5 million are secure with us. We also offer a variety of loan options, having issued approximately 4,200 loans and leases to help you navigate life's financial challenges. While you can visit us at our branch for all your banking needs, please remember that any official correspondence should be sent to the same address: 612 Rembert C Dennis Blvd, Moncks Corner, SC 29461. Explore our services today at santeecoopercreditunion.com or give us a call at 843-761-4001 during our lobby hours from 8:15 AM to 5:00 PM, Monday through Friday. Join us in building a brighter financial future together!

Branch History & Mission

Community Commitment

Santee Cooper Credit Union thrives on partnerships and community outreach efforts that make a real difference in people's lives. We actively participate in various programs that uplift and support those around us. Whether it's sponsoring local events or providing educational workshops on financial literacy, we are committed to being a positive force in Moncks Corner. We understand that today's world requires digital advancements alongside traditional services. That's why we offer online banking options and mobile applications to ensure you can manage your finances anytime and anywhere. As you consider your next step in achieving your financial goals, we invite you to join Santee Cooper Credit Union. Experience firsthand the benefits of being part of a member-focused credit union where your success is our priority. Reach out today at 843-761-4001 or visit us online at santeecoopercreditunion.com to learn more about how we can serve you!

Our Journey

The journey of Santee Cooper Credit Union began with a vision to provide affordable financial services to the local community. Since our inception, we have embraced the core values of trust, service, and community engagement. As we evolved through the years, we've adapted to meet the changing needs of our members while maintaining our commitment to exceptional service. From humble beginnings, we have expanded our offerings significantly. Today, we provide a wide array of services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our growth reflects our dedication not just to financial success but also to fostering strong relationships within the community.

Our Mission

At Santee Cooper Credit Union, our mission is clear: We are here to empower individuals by providing them with the financial tools they need to succeed. We aim to enhance the quality of life for our members by offering personalized banking solutions that cater to their unique circumstances. We believe in building strong communities by supporting local initiatives and encouraging responsible financial practices. Our operating hours are designed for your convenience: we're open Monday through Friday from 8:15 AM to 5:00 PM. Need cash? You can rely on our ATM availability or take advantage of our drive-thru banking services for quick transactions. While members can visit us at 612 Rembert C Dennis Blvd for all their banking needs, official correspondence should be sent to the same address as it doubles as our mailing address.

Branch Location & Accessibility

Banking Made Easy

At Santee Cooper Credit Union, we understand that your time is valuable. That's why we're open Monday through Friday from 8:15 AM to 5:00 PM, ready to assist you with everything from personal banking to auto loans. Our dedicated team is here to help you navigate your financial options and provide you with personalized service. For those days when you're on the go, we offer ATM services right at our location for quick cash withdrawals and balance checks. Additionally, if you prefer not to come inside, take advantage of our drive-thru service for deposits and simple transactions without leaving your vehicle.

Convenient Location

Situated near popular local landmarks, our branch is just a short drive from the vibrant downtown area. Whether you're visiting us after running errands or stopping by on your way home, you'll find plenty of parking available right outside our doors. Plus, we've ensured that our facility is ADA compliant, with ramps and easy access for everyone.

Get In Touch

If you have any questions or need assistance, feel free to call us at 843-761-4001. While members can visit us at 612 Rembert C Dennis Blvd, official correspondence should be sent to the same address for convenience. We're excited to welcome you into our community-focused credit union where your financial well-being is our top priority. Stop by today or give us a call we look forward to serving you!

Member Eligibility

At Santee Cooper Credit Union, we believe that joining our community is about more than just banking; it's about becoming part of a family that supports each other. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in Berkeley County, you're already eligible to join us. We also extend membership to your family members, creating a shared space for financial growth and support. By becoming a member at Santee Cooper Credit Union, you'll enjoy personalized service, competitive rates on loans, and access to resources designed to help you thrive financially. Ready to take the next step? Opening an account is straightforward just visit us online or give us a call at (843) 761-4001 during our operating hours from 8:15 AM to 5:00 PM, Monday through Friday. For more details on eligibility criteria and the benefits of membership, check out our website at http://www.santeecoopercreditunion.com/about-us/benefits-of-membership . We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Imagine having access to the capital you need when you need it most. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions to help businesses thrive.

Merchant Services

In today's fast-paced world, efficient payment processing can make all the difference. Our merchant services ensure that your business can accept payments easily and securely, whether in-store or online. This means more satisfied customers and smoother transactions, allowing you to focus on what you do best running your business. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses in Moncks Corner, SC. Let's work together to bring your vision to life! For more details or assistance, visit us at 612 Rembert C Dennis Blvd Moncks Corner Sc 29461 or call us at (843) 761-4001.

Comprehensive List Of Services

Business Banking

If you're a business owner, you'll appreciate our robust offerings in business banking. From merchant services that simplify transactions to tailored business loans, we aim to support your growth and success.

Credit Cards and Rewards

Our credit cards with rewards give you the chance to earn while you spend. Use your card for everyday purchases and watch as rewards add up quickly perfect for planning that next vacation or splurging on something special.

Digital Access and Convenience

In today's fast-paced world, convenience matters. That's why we offer comprehensive online and mobile banking services. You can check balances, transfer funds, and pay bills anytime, anywhere all from your smartphone or computer. With our ATM services available for cash withdrawals and balance checks, accessing your funds is easier than ever.

Drive-Thru and ATM Services

For those who prefer face-to-face interactions but need quick service, our basic drive-thru banking allows for deposits, withdrawals, and simple transactions without leaving your car. Additionally, our ATMs are always ready when you need cash or want to check your account balance. At Santee Cooper Credit Union, we're committed to serving our community with excellence through all these financial solutions and more. If you're ready to take the next step toward achieving your financial goals or have questions about any of our services, don't hesitate to reach out! Call us at (843) 761-4001 or visit us online at Santee Cooper Credit Union. Your journey toward financial empowerment starts here!

Home Financing

For those dreaming of homeownership, our mortgage loans and refinancing services can turn that dream into reality. Whether you're purchasing your first home or looking to refinance an existing mortgage for better rates, we're here to guide you every step of the way.

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options tailored just for you. Our checking and savings accounts make it easy to manage your day-to-day expenses while also saving for future goals. Imagine having the peace of mind that comes from knowing your money is safe and earning interest. Need a new vehicle? Our auto loans and vehicle financing options are designed to help you hit the road without breaking the bank. We understand that buying a car can be daunting, so we strive to make the process as smooth as possible. Plus, if you're looking to consolidate debt or finance a special project, our personal loans can provide you with the flexibility you need.

Digital & Online Banking

Key Features for Your Convenience

With our mobile application, banking is even easier. You can manage your finances with just a few taps on your phone. From viewing e-statements to making person-to-person transfers, everything you need is right there. And if you're looking for a quick way to sign documents, our electronic signature authorization feature means you can complete transactions without the hassle of printing or mailing paperwork. While we currently do not support mobile payments, our commitment to enhancing your banking experience remains strong. The security measures we have in place ensure that your information is safe while you enjoy the flexibility of online banking. At Santee Cooper Credit Union, we're dedicated to making your financial management as straightforward as possible. Our services are designed not just for today but with an eye toward future innovations that will keep you connected and informed. Visit us online at https://www.santeecoopercreditunion.com/ to explore all the ways we can help you take control of your financial life!

Financial Strength

Dedicated Team

At Santee Cooper Credit Union, we pride ourselves on having a dedicated team ready to assist you. We have 16 full-time employees and 3 part-time employees who ensure that our branches are always prepared to serve you with knowledgeable support.

Lending Capacity

Our lending capacity is robust, featuring $1,502 in used auto loans and $55,127,318 in total loans and leases. This enables us to support our members' various financial needs effectively. Furthermore, our operational efficiency is evident through our impressive $1,268,823, which allows us to continue offering competitive loan rates and solid financial products.

Member-Focused Savings

Members' savings are secured through $17,190,166 in share certificates, offering stable and rewarding financial growth opportunities. We also prioritize our members over traditional banking practices; with non-member deposits at $1,120,000, our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment in Services

With $7,366,211 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We're committed to supporting your financial goals with a diverse range of products.

Solid Financial Foundation

With a net worth of $11,890,893, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,503 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

With a total of 13,173 share accounts, we showcase a strong and growing member base that trusts us with their finances. This trust allows us to operate effectively while focusing on the best interests of our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Santee Cooper Credit Union is your trusted partner. Visit us at 612 Rembert C Dennis Blvd Moncks Corner Sc 29461 or call (843) 761-4001 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Options

If you're considering refinancing existing loans or exploring eligibility options for any of our products, we're here to assist you every step of the way. Visit us at our branch located at 612 Rembert C Dennis Blvd, Moncks Corner, SC 29461, or give us a call at 843-761-4001 during our operating hours from 8:15 AM to 5:00 PM Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how Santee Cooper Credit Union can help meet your borrowing needs today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $28,169,453 in used vehicle loans and $10,090,408 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you have access to funds when you need them most.

Credit Lines

For those who need additional flexibility in their finances, our total credit lines amounting to $8,000,000 are here to support your needs. Whether it's for unexpected expenses or planned purchases, having access to a line of credit can provide peace of mind.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,009,963, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is ready to guide you through the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $1,895,574 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that can enhance your everyday spending.

Loan Aggregator

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SANTEE COOPER CREDIT UNION