Santa Rosa County Credit Union Gulf Breeze FL | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Santa Rosa County at our Midway Branch, located at 4934 Gulf Breeze Pkwy, Gulf Breeze, FL 32563. Since our establishment in 1957, we have proudly served the financial needs of our community with a commitment to personal service and strong member relationships. With a total membership of over 13,692, we strive to create a welcoming environment where each member feels valued and supported. At Santa Rosa County, we believe in empowering our members through exceptional financial services. Our total assets stand at an impressive $203,897,441, ensuring that we are well-equipped to help you achieve your financial goals. Whether you're looking for a new auto loan of which we have facilitated 6,893 or planning for your future with savings accounts or mortgages, our team is here to guide you every step of the way. While members can visit us at the branch for personalized service, official correspondence should be sent to our mailing address: P.O. Box 6416, Navarre, FL 32566. Our dedicated staff of 42 employees, led by CEO Steve German and Board President Paul Hinson, works diligently to maintain the high standards that our members expect. We understand that trust is key in banking, which is why we prioritize transparency and community impact in all we do. We take pride in offering competitive rates on loans and deposits currently holding a total deposit amount of $16,621,955 while also ensuring sound financial health with a net worth of $26,323,776. Explore how Santa Rosa County can support your financial journey by visiting us or calling us at 850-934-1480 during our lobby hours from Monday to Friday, 8:00 AM to 4:30 PM. We invite you to become part of our family and experience the difference in member-focused banking! For more information about our services and to get started today, please check out our website at srcfcu.org.

Branch History & Mission

Welcome to the Santa Rosa County branch, where our commitment to serving the community has been strong since we first opened our doors in 1957. Located at 4934 Gulf Breeze Pkwy, Gulf Breeze, FL 32563, we have grown alongside our members, adapting to their needs while maintaining our core mission of providing exceptional financial services. Over the years, we have built a legacy of trust and dedication. With a current membership of 13,692 individuals and total assets reaching an impressive $203,897,441, our branch stands as a testament to the positive impact that credit unions can have in their communities. We take pride in not just being a financial institution but also a vital part of Gulf Breeze and its surrounding areas. At Santa Rosa County, our mission is clear: to empower our members through accessible financial solutions while fostering a supportive community environment. We offer a range of services tailored to meet diverse needs, including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our commitment extends beyond just transactions; we aim to uplift and support every member through financial education and resources. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to P.O. Box 6416, Navarre, FL 32566 if needed. Our operating hours are convenient for busy schedules Monday through Friday from 8:00 a.m. to 4:30 p.m. We understand that accessibility is key; therefore, we provide ATM services and drive-thru banking for quick transactions on the go. As technology evolves, so do we. Our digital advancements include online banking and mobile payment options that allow you to manage your finances anytime and anywhere. We believe in ensuring everyone has access to essential banking services while keeping our facilities ADA compliant. In addition to providing excellent financial products, we actively engage with our community through various outreach programs and partnerships aimed at making Gulf Breeze a better place for all its residents. We invite you to join the Santa Rosa County family today! Experience firsthand the many benefits of membership and see how we can help you achieve your financial goals. For more information or assistance, feel free to call us at 850-934-1480 or visit our website at srcfcu.org. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

We take pride in ensuring that everyone can access our services. Our branch is ADA-compliant with ramps and accessible parking available, so you can visit us comfortably. If you're in a hurry, our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle. We also have an ATM on-site for those who prefer cash transactions or need to check their balances.

Operating Hours

Our friendly staff is ready to assist you Monday through Friday from 8:00 a.m. to 4:30 p.m. We strive to make your experience as smooth as possible during these hours. While you're here, feel free to ask about our range of personal banking services, including checking and savings accounts, auto loans, and credit cards with rewards.

Stay Connected

For any inquiries or assistance, don't hesitate to give us a call at 850-934-1480. While members can visit us at our branch location, official correspondence should be sent to P.O. Box 6416 in Navarre if needed. We invite you to come by and see what we can do for you! Whether you're looking for financial advice or just need a quick transaction, the Santa Rosa County branch is here to help!

Member Eligibility

At Santa Rosa County, we believe that everyone deserves a chance to thrive in a supportive community. Becoming a member is not just about opening an account; it's about joining a family that cares for your financial well-being. To be eligible, you simply need to live, work, worship, or attend school in Santa Rosa County, or be related to someone who does. This means if you're part of our local community, you're already on the path to membership! Opening an account with us is easy and welcoming. You can learn more about the eligibility requirements by visiting https://srcfcu.symapp.jhahosted.com. If you're ready to take the next step, check out the details on how to open your account at https://srcfcu.symapp.jhahosted.com. If you have any questions or need assistance, feel free to give us a call at (850) 934-1480. We're here to help you start your journey with us at 4934 Gulf Breeze Pkwy Gulf Breeze Fl 32563!

Business Banking & Commercial Services

At Santa Rosa County, we understand that running a business comes with its unique challenges and opportunities. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Imagine you're a local entrepreneur looking to expand your café. With our member commercial loans, we've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Whether you need funds for renovations or new equipment, we are here to help turn your vision into reality. But we don't stop there. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions for everyone. Our goal is to foster growth not just within our membership but across the entire community. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Alongside our loan offerings, we provide merchant services that simplify payment processing so you can focus on what you do best running your business. Visit us at 4934 Gulf Breeze Pkwy Gulf Breeze Fl 32563 in Gulf Breeze, FL, or call us at (850) 934-1480 to learn how we can assist you in achieving your business goals!

Comprehensive List Of Services

Convenient Access to Cash

Need quick cash? Our branch features a convenient ATM for easy cash withdrawals and balance checks whenever you need it. Additionally, our basic drive-thru service allows for simple transactions like deposits and withdrawals without leaving your car. As a member of Santa Rosa County Credit Union, you're not just accessing financial services; you're joining a community-focused institution committed to enhancing the financial well-being of every member. Ready to explore all these great services? Give us a call at 850-934-1480 or visit us online at srcfcu.org to learn more about how we can assist you today!

Financing Your Dreams

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options are designed to make your dream vehicle a reality. We understand that each member has unique circumstances, so our team is here to help you find a loan that fits your budget. Additionally, if home ownership is on your mind, explore our Mortgage Loans & Refinancing services that can guide you through purchasing a new home or refinancing an existing mortgage for better rates.

Flexible Borrowing Options

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation options come in handy. Whether it's for a vacation, home improvement, or consolidating debt into one manageable payment, we've got you covered. Plus, with our Credit Cards with Rewards, you can earn points on purchases you already make every day!

Personal Banking Made Simple

For everyday banking needs, we offer Checking & Savings Accounts that help you keep your money secure while earning interest. Imagine being able to easily access your funds through our Online & Mobile Banking platforms. You can check balances, make transfers, and even pay bills right from your smartphone or computer. Our eStatements ensure you stay organized without the clutter of paper.

Supporting Local Businesses

For our local entrepreneurs, we offer specialized services under our Business Banking umbrella. From Merchant Services that simplify transactions to Business Loans that support growth and expansion, we are dedicated to helping businesses thrive in the community.

Digital & Online Banking

Additional Services

For those moments when you need to send money quickly to friends or family, our person-to-person transfer feature makes it simple and hassle-free. And if you're someone who enjoys the ease of mobile payments, you'll be pleased to know that our platform supports this feature too! At Santa Rosa County, we believe in providing accessible and user-friendly services that empower our members to take control of their financial journeys. With real-time account management and a focus on convenience, we're here to help make banking as straightforward as possible. Explore all these features and more by visiting us at https://www.srcfcu.org/ today!

Key Features for Your Convenience

With our online banking service, you can effortlessly manage your accounts right from your computer or smartphone. Need to check your balance? Transfer funds? It's all just a few clicks away. Plus, with our mobile application, banking is literally at your fingertips, allowing you to perform transactions anytime, anywhere. We prioritize your security with electronic signature authorization, so you can feel confident that your transactions are safe and secure. You can also opt for e-statements, making it easy to keep track of your finances without the clutter of paper statements.

Financial Strength

At Santa Rosa County, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our strong financial position, which allows us to provide exceptional service and support to our community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $26,323,776, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1291 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $25,601,056 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $26,323,776 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $88,818,347 in total loans and leases and 1,823 used auto loans. Our operational efficiency is reflected in our $0 net income, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 42 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand strong at 28,183, showing a robust and growing member base that trusts us with their finances. Our commitment to being your trusted partner means we're here for you when it matters most. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Santa Rosa County is your trusted partner. Visit us at 4934 Gulf Breeze Pkwy Gulf Breeze FL 32563 or call 850-934-1480 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $36,460 in used vehicle loans and $16,840 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used car or the latest model, our financing options make it easier than ever to drive away in the vehicle you want.

Credit Lines and Unsecured Loans

For those who need a little extra flexibility, we provide credit lines totaling $9,420,900. This option allows you to borrow what you need when you need it. Additionally, we also offer unsecured credit card loans with a total of $8,616,428 available to help members manage their finances effectively without tying up collateral. At Santa Rosa County, we are dedicated to providing personalized service and support throughout your borrowing experience. To explore our loan offerings further or check eligibility options, feel free to reach out at (850) 934-1480 or visit us at 4934 Gulf Breeze Pkwy, Gulf Breeze, FL 32563. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward fulfilling your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $2,476,439, making buying or refinancing simple. We offer competitive rates and flexible terms to fit your budget and lifestyle. If you're considering refinancing your existing mortgage, ask us about eligibility options that could save you money each month.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By working exclusively with reputable financial institutions, LendMesh guarantees that all listed loan options are reliable and legitimate.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.