Santa Clara County Credit Union San Jose CA | Affordable Vehicle Loans & Online Banking

Introduction

Welcome to Santa Clara County, where your financial well-being is our top priority! Located at 5353 Almaden Expy, San Jose, CA 95118, our Almaden Branch has been serving the community since 1950. With a rich history of dedication and service, we have grown to support over 47,387 members with a solid foundation of trust and reliability. At Santa Clara County, we believe in empowering our members through comprehensive financial solutions. Our total assets exceed $983 million, providing us with the strength to offer a wide range of services tailored to meet your needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. Our leadership team, led by CEO Rebecca Reynolds Lytle and Board President Traci Hess, is committed to ensuring that every member receives exceptional service. With a dedicated staff of 131 employees, we strive to create an environment where everyone feels valued and understood. While you can always visit us at our branch, please note that official correspondence should be sent to the same address: 5353 Almaden Expy, San Jose, CA 95118. With total deposits amounting to $50,971,186 and cash on hand exceeding $4,142,227, our credit union is not just about numbers; it's about building lasting relationships within our community. We invite you to experience firsthand how we can assist you in achieving your financial goals. Feel free to reach out at 408-947-3172 or explore our services online at sccfcu.org. Join us today, and let's embark on this journey together!

Branch History & Mission

At Santa Clara County, we are proud to have a rich history that dates back to 1950 when our Almaden Branch first opened its doors in the heart of San Jose, CA. Over the years, we have grown from a small credit union into a trusted financial partner for nearly 47,387 members. Our journey has been marked by dedication to community and innovation, as we continuously strive to enhance our services and meet the evolving needs of our members. Located at 5353 Almaden Expy, San Jose, CA 95118, our branch is easily accessible and surrounded by vibrant local landmarks. While members can visit us at this address, official correspondence should be sent to the same location. Our mission is clear: we are committed to providing personalized financial services while supporting our community. We believe that everyone deserves access to affordable banking options that empower them to reach their financial goals. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we offer a range of products designed with our members' best interests in mind. In addition to traditional banking services, we have embraced technology with features such as online and mobile banking, making it easier for our members to manage their finances anytime, anywhere. Our ATM availability ensures that cash withdrawals are convenient, even outside regular hours. Community outreach is at the heart of what we do. We actively engage in local initiatives and partnerships that uplift those around us. Whether it's through educational workshops or charitable events, we aim to make a positive impact in San Jose and beyond. With total assets reaching an impressive $983,542,662, we stand strong financially while maintaining a focus on member satisfaction. Our operating hours are designed to accommodate busy schedules: Monday to Thursday from 10 AM to 5:30 PM, Friday from 10 AM to 6 PM, and Saturday from 10 AM to 2 PM. We invite you to join us at Santa Clara County and experience the difference of being part of a credit union that truly cares about its members and community. Discover how we can help you achieve your financial dreams today! For more information or assistance, feel free to reach out at 408-947-3172 or visit us online at sccfcu.org.

Branch Location & Accessibility

Accessibility Features

We pride ourselves on being inclusive. Our branch features ADA-compliant facilities to ensure everyone can enjoy our services comfortably. Should you need assistance during your visit, our friendly staff is always ready to help.

Banking Services at Your Fingertips

While visiting us, take advantage of a variety of services tailored for you. We offer personal banking solutions like checking and savings accounts, auto loans, credit cards with rewards, and much more! Plus, with ATM availability on-site, accessing your funds is quick and easy.

Convenient Access and Surroundings

Whether you're coming from nearby neighborhoods or just passing through, you'll find us right off Almaden Expressway, making it easy to swing by. If you're in the area, you might spot us near popular local attractions that help give our community its vibrant character. Our location is designed for ease of access, with ample parking available for both members and visitors.

Operating Hours That Fit Your Schedule

At Santa Clara County, we understand that life can get busy. That's why we offer flexible operating hours to accommodate your schedule! We're open Monday through Thursday from 10 AM to 5:30 PM, Friday from 10 AM to 6 PM, and Saturday from 10 AM to 2 PM. Whether you need assistance with personal banking or want to explore our loan options, we're here when you need us.

Reach Out Anytime

If you have any questions or need assistance before visiting, feel free to call us at 408-947-3172. Our team is eager to assist you in any way possible. We look forward to welcoming you to the Santa Clara County branch soon!

Member Eligibility

Becoming a member of Santa Clara County is like stepping into a welcoming community where your financial needs are prioritized and valued. At our branch located at 5353 Almaden Expy San Jose Ca 95118, we embrace individuals who live, work, or worship in the Santa Clara County area. We also extend membership to family members of existing members, ensuring that you can share this supportive experience with loved ones. If you're curious about the specific eligibility criteria, we invite you to visit our eligibility page for detailed information. Joining Santa Clara County opens the door to numerous benefits, including personalized service and competitive rates on loans and savings accounts. Our process is straightforward simply reach out to us at (408) 947-3172, or check out our account opening page to start your journey with us today. We can't wait to welcome you as a member!

Business Banking & Commercial Services

Business Loans that Propel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Transactions

In addition to loans, our merchant services make it easy for you to manage transactions seamlessly. Imagine being able to accept payments quickly and efficiently at your store or online. Whether you're a small retailer or a service provider, our tools simplify payment processing so you can focus on what you do best running your business. Located at 5353 Almaden Expy San Jose Ca 95118 in San Jose, CA, our team is here to guide you through every step of your financial journey. For more information, call us at (408) 947-3172 or visit us online at http://www.sccfcu.org. Let's grow together!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With our convenient ATM and Cash Withdrawal Services, managing cash flow has never been easier. You can easily access your funds through our ATMs located throughout the area, providing flexibility when you need cash quickly. We invite you to explore all these services designed with you in mind at Santa Clara County. Our friendly staff is here to answer any questions or help set up an account tailored just for you. Feel free to reach out at (408) 947-3172 or visit us during our operating hours: Monday to Thursday from 10 AM - 5:30 PM, Friday from 10 AM - 6 PM, and Saturday from 10 AM - 2 PM. Don't wait! Discover how Santa Clara County can support your financial goals today!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans and Vehicle Financing options make purchasing your dream vehicle easier than ever. We provide competitive rates and flexible terms that fit your budget, ensuring you drive off with peace of mind.

Business Banking Services

If you're a business owner, you'll appreciate our Business Banking services, including merchant services and business loans. We aim to support local businesses by offering financial products that promote growth and success in the community.

Credit Cards with Rewards

To help maximize your spending power, we also provide Credit Cards with Rewards. These cards not only offer convenience but also allow you to earn rewards on everyday purchases making every dollar work harder for you.

Digital Convenience

In today's fast-paced world, we recognize the importance of digital banking features. At Santa Clara County, we offer robust Online and Mobile Banking options. Access your accounts anytime, anywhere whether it's checking balances, transferring funds, or paying bills from the comfort of your home or on-the-go.

Home Financing Options

For those ready to settle down or invest in real estate, we offer Mortgage Loans and Refinancing solutions. Whether you're a first-time homebuyer or looking to refinance your current mortgage for better terms, our team is here to guide you through the process and help you find the best option available.

Personal Banking Solutions

We understand that every member's financial journey is unique. That's why we offer Personal Banking services like checking and savings accounts, designed to help you manage your money efficiently. Imagine having a checking account that not only keeps your funds safe but also offers rewards! Our savings accounts can be an excellent way to grow your money over time while keeping it accessible when you need it.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, which is where our Personal Loans and Debt Consolidation services come into play. If you're juggling multiple debts, consolidating them into one manageable payment could be the right move for you. Let us assist you in simplifying your finances so you can focus on what truly matters.

Digital & Online Banking

24/7 Access

With our 24/7 online banking services, you can access your accounts whenever it suits you best. Whether it's early in the morning or late at night, managing your money has never been more straightforward. At Santa Clara County, we are committed to providing user-friendly services that enhance your banking experience while keeping everything secure. Join us today and discover how our digital and online banking solutions can simplify your financial life!

E-Statements and Mobile Services

Say goodbye to paper clutter! Our e-statements make it easy for you to keep track of your finances without the extra paperwork. You'll receive your statements directly to your inbox, making it easier than ever to stay organized. For those who prefer banking on their mobile devices, our mobile application lets you manage your accounts right from your smartphone. You can make mobile payments effortlessly and even send money to friends or family through person-to-person transfers. This flexibility means you're always just a few taps away from handling your financial needs.

Financial Strength

At Santa Clara County, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, ensuring that your hard-earned money is safe and growing. With a net worth of $94,912,021, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $965 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $161,932,159 in share certificates and $142,550,768 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $89,579,256 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $5,320 in used auto loans and $546,731,909 in total loans and leases. Our commitment to operational efficiency is reflected in our $4,837,597, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 131 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 92,829, showing a strong and growing member base that trusts us with their finances. This trust is foundational to our mission and reflects the confidence you have in us as your financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Santa Clara County is your trusted partner. Visit us at 5353 Almaden Expy San Jose Ca 95118 or call (408) 947-3172 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $106,193,491 in used vehicle loans and $42,061,722 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, making it easier for you to drive away in the vehicle you want.

Credit Lines

If you are looking for additional financial flexibility, consider our credit lines totaling $248,936,186. These can be an excellent solution for unexpected expenses or ongoing projects.

Credit Options

We also offer flexible terms on unsecured credit card loans, with a total of $22,508,738 in loans helping members manage their finances effectively. This option allows you to access funds when you need them without tying up collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $114,946,191, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our knowledgeable team is here to guide you through the process.

Refinancing Options

Additionally, if you're considering refinancing any existing loans, our team is ready to discuss eligibility options that might work for you. We believe in providing solutions tailored to your specific situation. Feel free to reach out to us at (408) 947-3172 if you have questions about any of our loan products or would like assistance with your application. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today and explore how our loan offerings can help pave your way toward financial success!

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing for informed decision-making. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers. Each lender's information is carefully vetted to ensure that only legitimate financial institutions are represented.