Santa Barbara Teachers Credit Union CA | Convenient ATM Services

Introduction

Welcome to Santa Barbara Teachers, your trusted financial partner located at 3970 La Colina Rd, Santa Barbara, CA 93110. Since our establishment in 1937, we have proudly served the community with a commitment to excellence and a passion for helping our members achieve their financial goals. With over 9,351 members and total assets exceeding $283 million, we offer personalized service that you can rely on. At Santa Barbara Teachers, we understand that every member's journey is unique. That's why we provide a range of financial solutions tailored to fit your needs. Our total deposits amount to an impressive $89,073,076, showcasing the trust our members place in us. We also hold a net worth of $37,734,413, reflecting our stability and dedication to serving our community effectively. Our CEO, Roy McLaughlin, along with Board President Peter Rojas, leads a team of 20 dedicated employees who are here to assist you every step of the way. We pride ourselves on offering a warm and welcoming environment where you can feel valued as part of our credit union family. While members can visit us at our branch location for all your banking needs, official correspondence should be sent to the same address: 3970 La Colina Rd, Santa Barbara, CA 93110. If you have any questions or would like to learn more about what we can do for you, please don't hesitate to reach out. You can contact us at (805) 682-2467 during our lobby hours from Monday to Friday, 8:30 AM to 5:30 PM. Join us today and discover how Santa Barbara Teachers can help you navigate your financial future! For more information, visit our website at sbtfcu.org.

Branch History & Mission

A Journey Through Time

Located at 3970 La Colina Rd, Santa Barbara Teachers has witnessed significant changes throughout its history. Initially established to support teachers in their financial needs, it quickly evolved into a trusted partner for all residents in the area. The credit union's journey is marked by milestones that reflect not only growth but also resilience during challenging times. Over the decades, it has adapted to meet the changing needs of its members, embracing advancements in technology while maintaining its core values of service and community support.

Community Impact

Santa Barbara Teachers takes pride in its active role within the local community. Through various outreach programs and partnerships with educational institutions, the credit union supports initiatives that uplift and empower residents. From scholarship opportunities for students to workshops for financial literacy, this branch is dedicated to making a positive impact in Santa Barbara.

Join Us Today

As we look toward the future, Santa Barbara Teachers invites you to become part of our growing family. Experience firsthand how we combine modern banking solutions with a personal touch. Join us today and discover how we can help you achieve your financial goals while supporting our vibrant community together. For more information or to open an account, visit our website at sbtfcu.org or call us at 805-682-2467. Together, let's build a brighter tomorrow!

Our Mission

The mission of Santa Barbara Teachers is simple yet powerful: to provide accessible financial services while fostering a sense of community among its members. This branch believes in treating each member like family, offering personalized service that goes beyond transactions. Whether it's assisting with loans, providing savings options, or simply offering financial education resources, the focus remains on enhancing the quality of life for everyone involved. While members can visit us at 3970 La Colina Rd, official correspondence should be sent to the same address. The branch operates Monday through Friday from 8:30 AM to 5:30 PM, ensuring convenience for all who wish to engage with us.

Branch Location & Accessibility

A Convenient Visit

Our branch offers a friendly atmosphere where members can feel right at home. You'll find ample parking available, making it simple to pop in during our operating hours, which are Monday through Friday from 8:30 AM to 5:30 PM. We understand that your time is valuable, so we strive to make every visit efficient and enjoyable.

Accessibility Features

We prioritize accessibility for all our members. The branch is ADA compliant, with ramps and features designed to ensure everyone can comfortably access our services. Our team is dedicated to providing assistance whenever needed.

Reach Out Anytime

If you have any questions or would like more information about how we can assist you, don't hesitate to give us a call at 805-682-2467. We look forward to welcoming you at Santa Barbara Teachers FCU and helping you achieve your financial goals!

Services Offered

While we currently do not offer drive-thru banking or ATM services, our knowledgeable staff is here to help with a variety of banking needs directly inside the branch. From setting up accounts to discussing loans and financial planning options, we provide personalized service tailored to your requirements.

Member Eligibility

Welcome to the community at Santa Barbara Teachers! We're excited to invite you to become a member of our supportive family. Joining us is easy and open to a variety of individuals who share a common bond, such as those who work in education or have connections to Santa Barbara County. If you're looking for a place that understands your needs and values your financial well-being, you'll find just that here. To learn more about the specific eligibility criteria, feel free to visit our website at http://www.sbtfcu.org/membership. We want everyone to feel included, so don't hesitate to reach out if you have questions! Once you're ready, opening an account is straightforward. You can get started online by visiting https://my.sbtfcu.org/enroll or give us a call at (805) 682-2467 for assistance. Let's make your financial journey a rewarding one together!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner that not only provides funding but also helps streamline your daily operations. Our merchant services allow you to accept payments easily, ensuring that you can focus on what you do best running your business. With tools tailored to meet the needs of local enterprises, we make transactions simple and efficient. For more information on how we can support your business endeavors, visit us at 3970 La Colina Rd Santa Barbara Ca 93110 in Santa Barbara, CA or call us at (805) 682-2467. Let's grow together!

Comprehensive List Of Services

A Commitment to Community

We pride ourselves on being more than just a credit union; we're a part of the community. Our services are designed not only for individual members but also with families and local businesses in mind. We believe that everyone deserves access to reliable financial services that empower them to achieve their goals. As we look towards the future, we continue to seek ways to enhance our offerings and provide even greater value to our members. Whether you are looking for straightforward ATM access or comprehensive online banking solutions, Santa Barbara Teachers is here for you. If you're ready to explore how we can help with your financial journey or if you have any questions about our services, don't hesitate to contact us at (805) 682-2467 or visit us online at https://www.sbtfcu.org. We look forward to welcoming you into our member family!

Digital Convenience at Your Fingertips

In today's fast-paced world, convenience is key. At Santa Barbara Teachers Fcu, we prioritize ease of access through online banking, allowing you to manage your accounts from the comfort of your home or on the go. Whether you need to check your balance, transfer funds, or pay bills, our online platform is designed with user-friendliness in mind. Additionally, for those moments when you want to send money quickly to friends or family, our person-to-person payment option offers a simple solution.

Tailored Financial Solutions

We offer a variety of services that cater to the everyday financial needs of our members. One of our primary offerings includes ATM Services Only, making it easy for you to access cash and manage your funds wherever you are. Imagine being out and about in town, needing cash for a quick purchase or an unexpected expense; our ATM services ensure that you're never far from your money.

Digital & Online Banking

At Santa Barbara Teachers, we understand that convenience and security are essential in today's fast-paced world. That's why we've made it easier than ever for you to manage your finances from the comfort of your home or on the go. With our robust digital banking services, you can access your accounts anytime, anywhere. Our online banking platform is designed with you in mind. Simply visit https://www.sbtfcu.org to get started. Here, you can check your account balances, transfer funds, and even set up e-statements to keep track of your transactions without the clutter of paper statements. Plus, we offer person-to-person transfers, making it easy to send money to friends or family with just a few clicks. For those who prefer mobile banking, our mobile application is available for download. It provides all the features of our online banking service right at your fingertips. You can pay bills, view transaction history, and manage your accounts wherever life takes you. We prioritize your security while you bank online. Our systems ensure that your personal information remains safe and secure. Although we do not currently support electronic signature authorization, rest assured that every transaction is protected. As part of our commitment to serving you better, we also offer 24/7 online banking services so that you can access your accounts when it suits you best whether it's early morning or late at night. Experience the ease of managing your finances digitally with Santa Barbara Teachers. We're here to help simplify your banking experience!

Financial Strength

Member-Centric Approach

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This focus is reflected in our management of resources; with $0 in non-member deposits, we ensure that our efforts benefit you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $3,318,824 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 20 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $34,402,324 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $308 in used auto loans and $62,076,151 in total loans and leases.

Strong Financial Metrics

With a net worth of $37,734,413, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,332 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Total Share Accounts stand at 13,039, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Santa Barbara Teachers is your trusted partner. Visit us at 3970 La Colina Rd Santa Barbara Ca 93110 or call (805) 682-2467 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,742,766 in used vehicle loans and $2,603,236 in new vehicle loans already helping members get on the road. We make it easy to secure financing for your next vehicle purchase, whether it's brand new or gently used.

Credit Lines

For those who want added flexibility, our total credit lines amount to $28,707,182, giving members access to funds when they need them most. Whether it's for emergencies or planned expenses, having a credit line can provide peace of mind. At Santa Barbara Teachers, we're committed to making borrowing accessible and straightforward. If you're considering refinancing options or want to check your eligibility for any of our loan products, feel free to reach out. You can contact us at (805) 682-2467, visit us at 3970 La Colina Rd Santa Barbara Ca 93110, or explore more online at https://www.sbtfcu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial success is our priority!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,887,029, make buying or refinancing simple. We guide you through every step of the process so you can feel confident in your investment.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,907,410 in loans helping members manage their finances effectively. Our credit cards are designed with your needs in mind, providing you with the purchasing power and convenience you deserve.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers presented are not only current but also fair and transparent. By relying on verified financial institutions, LendMesh guarantees a level of reliability that is crucial for consumers making significant financial decisions.