Santa Barbara County Credit Union CA | Best Auto Loans & ATM Services

Introduction

Welcome to Santa Barbara County, your trusted partner in financial wellness located at 2623 De La Vina St, Santa Barbara, CA 93105. Since our establishment in 1950, we've been dedicated to serving our community with integrity and care. With a proud membership of 3,937 individuals, we focus on building lasting relationships while providing exceptional financial services tailored to your needs. At Santa Barbara County, we understand that every member's journey is unique. That's why we offer a wide range of products, including personal banking solutions, auto loans, mortgage options, and business banking services. Our total assets amount to an impressive $62,299,268, with total deposits reaching $2,715,764, ensuring that your funds are secure and accessible. Our commitment goes beyond just numbers; it's about making a positive impact in our community. We have financed 1,155 loans, supporting dreams and aspirations while maintaining a strong net worth of $6,992,086. Under the leadership of our CEO Jake Harbour and Board President William Gillette, our team of 9 dedicated employees is here to assist you every step of the way. For any official correspondence, please send it to our mailing address: 2623 De La Vina St., Santa Barbara, CA 93105. If you have questions or need assistance, feel free to reach out at 805-682-3357 during our lobby hours: Monday through Thursday from 9:00 AM to 4:30 PM and Friday from 9:00 AM to 5:00 PM. Join us on this exciting journey towards financial empowerment! Explore more about what we offer by visiting our website at sbcreditunion.com. We look forward to serving you!

Branch History & Mission

Welcome to Santa Barbara County, where our roots run deep and our commitment to the community is unwavering. Established in 1950, we have proudly served the residents of Santa Barbara, CA, from our location at 2623 De La Vina St. Over the years, we've grown from a small credit union into a trusted financial partner for over 3,900 members. With total assets now exceeding $62 million, we have a strong foundation to continue supporting our community's financial needs. Our mission at Santa Barbara County Credit Union is clear: we aim to provide exceptional financial services while fostering a sense of belonging and support within our community. We believe that everyone deserves access to quality banking options that empower them to achieve their financial goals. This philosophy guides us as we offer a range of services from personal checking and savings accounts to auto loans and credit cards with rewards. Our journey has been marked by significant milestones that reflect our dedication to member service. As technology advances, we strive to stay ahead by offering online and mobile banking options, ensuring that our members can manage their finances conveniently. While we currently do not offer ATMs or drive-thru services, our friendly team is always ready to assist you during our operating hours: Monday through Thursday from 9 AM to 4:30 PM, Friday from 9 AM to 5 PM, and Saturday from 9 AM to 1 PM. In addition to our financial offerings, we are deeply invested in community outreach. We partner with local organizations and engage in initiatives that uplift those around us. Our goal is not just about banking; it's about building relationships and making a positive impact in Santa Barbara. While members can visit us at 2623 De La Vina St Santa Barbara Ca 93105, official correspondence should be sent to 2623 De La Vina St., Santa Barbara, CA 93105. If you're looking for a place where your financial needs are met with care and expertise, we invite you to explore what Santa Barbara County Credit Union has to offer. Join us today and become part of a thriving community dedicated to helping each other succeed! For more information or assistance, don't hesitate to call us at (805) 682-3357 or visit our website at sbcreditunion.com.

Branch Location & Accessibility

Get in Touch

Ready to learn more? Give us a call at (805) 682-3357 or come visit us today! We're excited to help you achieve your financial goals here at Santa Barbara County!

Nearby Landmarks

Located near popular spots, our branch is just a short drive from [insert nearby landmark], making it an ideal stop for your banking errands. You'll find ample parking available, ensuring you have a hassle-free experience when visiting us. We also prioritize accessibility, with features like ADA-compliant ramps so everyone can comfortably enter our branch.

Operating Hours

Our doors are open Monday through Thursday from 9:00 AM to 4:30 PM, and on Fridays from 9:00 AM to 5:00 PM. We also welcome you on Saturdays from 9:00 AM to 1:00 PM, so you can manage your finances at a time that works best for you!

Services Offered

At Santa Barbara County, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Our team is ready to assist with credit cards that come with rewards and business banking solutions as well. If you prefer digital banking, don't worry we provide online and mobile banking services that let you manage your accounts anytime, anywhere.

Member Eligibility

At Santa Barbara County, we believe that everyone deserves a place in our supportive community. Joining us is simple and welcoming! To become a member, you just need to meet a few friendly eligibility criteria. Primarily, if you live, work, or worship in Santa Barbara County, you're likely eligible to join. We aim to make banking accessible for all, so whether you're a student, a local business owner, or someone looking to manage their finances better, we're here for you. Opening an account is just as easy simply visit us at 2623 De La Vina St Santa Barbara Ca 93105 or give us a call at (805) 682-3357 for more details. You can also find updated eligibility information at https://forms.joinmycu.com/mop/955/apply. We're excited to help you take this step toward better financial health with all the benefits of membership at Santa Barbara County!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments from customers easily whether they're paying at your store or online. Our merchant services simplify transactions, allowing you to focus on what you do best: running your business. From mobile payment options to secure online transactions, we ensure that you can serve your customers efficiently. Visit us at 2623 De La Vina St Santa Barbara Ca 93105 in Santa Barbara, CA, or call us at (805) 682-3357 to learn how our business banking solutions can help you thrive. Discover the difference that personalized service makes!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATM services directly at our branch, we're committed to making sure that accessing your cash is simple and straightforward wherever you are. If you're interested in learning more about how Santa Barbara County can assist you with any of these services, feel free to give us a call at (805) 682-3357 or visit us at our branch during operating hours: 9:00 AM - 4:30 PM Monday through Thursday, 9:00 AM - 5:00 PM Friday, and 9:00 AM - 1:00 PM Saturday. We look forward to serving you!

Auto Loans & Vehicle Financing

Thinking about buying a new car? At Santa Barbara County, we provide competitive auto loans and vehicle financing options. Our friendly staff will work with you to find a plan that fits your budget. Imagine driving off in your new car without the stress of complicated financing our streamlined process makes it possible!

Business Banking Solutions

If you're a small business owner, you know how crucial it is to have reliable banking solutions. We offer business banking services including merchant services and business loans that can help take your company to the next level. Let us support your entrepreneurial dreams!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options. Check balances, transfer funds, pay bills, and even send money to friends all from the comfort of your home or on-the-go through our user-friendly app.

Home Sweet Home: Mortgage Loans & Refinancing

Purchasing a home is one of the biggest decisions you'll ever make. With our mortgage loans and refinancing options, we aim to simplify this journey for you. Whether you're a first-time buyer or looking to refinance your existing mortgage for better rates, we're here to guide you every step of the way.

Personal Banking Made Easy

We understand that managing finances can be overwhelming, which is why we offer personal banking options like checking and savings accounts. Whether you're saving for a dream vacation or just trying to keep track of your daily expenses, our accounts come with features designed to help you stay organized and informed.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come in handy. From covering medical bills to consolidating debt, we offer flexible terms that can help ease your financial burden.

Rewarding Credit Card Options

Our credit cards come with rewards designed to benefit you. Use them for everyday purchases and watch as points add up towards cash back or travel perks. It's just another way we strive to add value to your membership with us.

Digital & Online Banking

Accessibility and Ease-of-Use

We prioritize user-friendly features that make banking accessible for everyone. Our digital services are designed for real-time account management so you always know where you stand financially. You can feel confident knowing that your information is protected with top-notch security measures. In short, Santa Barbara County is committed to making your banking experience as smooth and convenient as possible through our digital and online services. Explore all these features today by visiting https://www.sbcreditunion.com/, and take control of your finances like never before!

Key Features

Our online banking also includes the ability to manage your accounts securely with electronic signature authorization. This means you can sign documents digitally without the hassle of printing or mailing them, making transactions faster and more efficient. Plus, with e-statements available, you can keep track of your financial activity while helping the environment by reducing paper usage. If you're someone who loves using mobile technology, our mobile application has got you covered! You can make mobile payments easily and securely right from your phone. Sending money to friends or family? Our person-to-person transfer feature allows you to do just that in seconds no need for cash or checks.

Financial Strength

Commitment to Innovation

With $6,251,772 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our commitment extends to providing support across various sectors; with $252 in used auto loans and $27,117,563 in total loans and leases, our lending capacity supports your financial goals.

Member Savings and Growth Opportunities

Your savings matter to us. Members' savings are secured through $7,459,478 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This means that while we focus on benefiting you through better loan rates and exclusive perks, we also ensure our resources are used wisely.

Member Trust

We have built a strong community with 6,438 total share accounts, showing a growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $40,777. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Santa Barbara County is your trusted partner. Visit us at 2623 De La Vina St Santa Barbara Ca 93105 or call (805) 682-3357 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $740,314 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7 full-time employees and 2 part-time employees who are dedicated to serving you with knowledge and care.

Our Financial Health

With a net worth of $6,992,086, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,122 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,974,649 in used vehicle loans and $2,867,038 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to fit your budget, making it easier for you to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans provide the capital needed to grow and expand. While we currently have no outstanding commercial loans, we are always eager to support local businesses and entrepreneurs looking for financing solutions.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,227,324, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, we offer competitive rates and personalized service to ensure you find the best solution for your needs.

Refinancing and Eligibility Options

If you're interested in refinancing any of our products or want to know more about eligibility options, we encourage you to reach out. Our team is here to guide you through the process and help you understand what might work best for your situation. We invite you to visit us at our branch located at 2623 De La Vina St Santa Barbara Ca 93105 in Santa Barbara, CA, or give us a call at (805) 682-3357. Together, we can explore how our loan offerings can fit into your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $573,941 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that add extra value to your purchases while providing you with the flexibility you need.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs. Each loan comparison reflects the most current rates available, allowing users to explore options confidently.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions without unnecessary delays. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how LendMesh can play a vital role in achieving better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*