Sandia Laboratory Credit Union Los Lunas NM | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Sandia Laboratory, your trusted financial partner located at 2700 Palmilla Rd NW, Los Lunas, NM 87031. Since our establishment in 1948, we have proudly served our community, growing to support over 153,149 members with a commitment to their financial well-being. With total assets exceeding $4.16 billion, we offer a range of services designed to meet the unique needs of our members. At Sandia Laboratory, we believe in making banking accessible and straightforward. Our dedicated team of 508 employees, led by CEO Steph Sherrodd and Board President Curt Nilsen, works tirelessly to provide personalized service that you can rely on. Whether you're looking for checking accounts, auto loans, or mortgage options, we're here to help you every step of the way. We also understand that communication is key. While you can visit us at our branch location for all your banking needs, please direct any official correspondence to our mailing address: PO Box 23040, Albuquerque, NM 87192-1040. With a net worth of $402,329,380 and total deposits amounting to $196,302,271, we are financially sound and ready to assist you with your banking goals. Our diverse offerings include personal loans, credit cards with rewards, business banking solutions, and convenient online and mobile banking services. Ready to take the next step? Give us a call at 505-293-0500 or visit our website at gosunward.org to learn more about how we can serve you better!

Branch History & Mission

At Sandia Laboratory, we take pride in our rich history and unwavering mission to serve the community of Los Lunas, NM. Since opening our doors in 1948, we have been committed to providing exceptional financial services while fostering a strong sense of community. Located at 2700 Palmilla Rd NW, our branch stands as a testament to the trust and support we've earned from our over 153,000 members. Over the decades, Sandia Laboratory has grown significantly. With total assets now exceeding $4.15 billion, we've expanded our offerings to meet the evolving needs of our members. Our operating hours make it convenient for everyone to access our services: Monday through Thursday from 8:30 a.m. to 4:30 p.m., Friday until 6:00 p.m., and Saturday until 2:00 p.m. Additionally, we provide both ATM and drive-thru banking options, ensuring that you can manage your finances with ease. Our mission is clear: to empower our members through personalized financial solutions while actively engaging in community development. We believe that banking should be about more than just transactions; it's about building lasting relationships. From checking and savings accounts to auto loans and credit cards with rewards, we strive to offer products that enhance the lives of those we serve. While members can visit us at 2700 Palmilla Rd NW, official correspondence should be sent to PO Box 23040, Albuquerque, NM 87192-1040 if needed. We are dedicated not only to meeting financial needs but also to supporting local initiatives and partnerships that uplift our community. As technology advances, so do we. Our online banking services allow for seamless access to account management from anywhere. You can also take advantage of our mobile application for added convenience in your day-to-day banking tasks. Join us at Sandia Laboratory where your financial well-being is our priority. Experience firsthand how we blend tradition with innovation in service of our vibrant community. Visit us today or call us at 505-293-0500 let's build your future together!

Branch Location & Accessibility

Convenient Access and Features

At Sandia Laboratory, we prioritize your convenience. Our branch is equipped with a drive-thru service, allowing you to complete simple transactions without leaving your vehicle. If you prefer visiting us inside, our lobby is open Monday through Thursday from 8:30 a.m. to 4:30 p.m., Friday until 6:00 p.m., and Saturday until 2:00 p.m. This gives you ample opportunity to stop by and get the personal banking assistance you need. Parking is available right outside our entrance, and we ensure that our facilities are ADA compliant, making it easy for everyone to access our services. For those on the go, we also offer ATM availability for quick cash withdrawals and balance checks.

More Than Just Banking

While members can visit us at 2700 Palmilla Rd Nw for all their financial needs, official correspondence should be sent to PO Box 23040 in Albuquerque, NM. Here at Sandia Laboratory, we offer a variety of services including personal banking options like checking and savings accounts, auto loans, mortgages, personal loans, and even credit cards with rewards. Plus, business banking services are available for local entrepreneurs looking to grow their ventures. If you're new to our credit union or simply have questions about what we offer, don't hesitate to reach out! You can give us a call at 505-293-0500. Our team is ready to help you navigate your financial journey. We invite you to visit us soon and discover how Sandia Laboratory can assist you in achieving your financial goals!

Member Eligibility

At Sandia Laboratory, we believe that becoming a member means joining a welcoming community dedicated to your financial well-being. If you're looking to be part of something special, you'll be glad to know that membership is open to individuals who work for or are affiliated with certain organizations and communities. Whether you're an employee of a partner company or a family member of a current member, there's a good chance you can join us! To explore all the specific eligibility criteria, feel free to visit our website at http://www.slfcu.org/qualifyyourcompany . Joining Sandia Laboratory isn't just about opening an account; it's about unlocking a range of benefits designed to support your financial journey. From competitive loan rates to personalized service, we're here for you every step of the way. When you're ready to take the next step toward membership, opening an account is easy just visit [this link]( https://app.consumer.meridianlink.com/xa/xpressapp.aspx ?lenderref=sandialabfcu040920&type=2 ) or give us a call at (505) 293-0500 for assistance. Come by our branch at 2700 Palmilla Rd Nw Los Lunas Nm 87031 and discover how being part of Sandia Laboratory can enhance your financial future!

Business Banking & Commercial Services

Merchant Services Made Easy

Imagine having a payment processing system that not only simplifies transactions but also enhances customer satisfaction. Our merchant services provide just that allowing you to accept payments seamlessly, manage your cash flow effectively, and focus on what matters most: growing your business. Located at 2700 Palmilla Rd Nw Los Lunas NM 87031, we invite you to visit us or call 505-293-0500 to discover how we can partner with you on your journey toward success. Let's make your business dreams a reality together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $483 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $604,853,778, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need quick access to cash? Our locations feature reliable ATM services, allowing you to make withdrawals and check balances with ease. If you prefer in-person assistance but are short on time, our basic drive-thru banking enables you to conduct simple transactions like deposits and withdrawals without leaving your vehicle. At Sandia Laboratory, we believe that financial well-being should be within everyone's reach. We strive to provide friendly service and expert guidance in all aspects of banking. If you're ready to take control of your financial future or have questions about any of our services, don't hesitate to reach out! Call us at (505) 293-0500 or visit us at 2700 Palmilla Rd Nw Los Lunas Nm 87031 in Los Lunas, NM today. Your path to financial success starts here!

Business Banking Services

For our local businesses, Sandia Laboratory offers specialized business banking services. From merchant services that simplify transactions to business loans that fuel growth, we're here to support your business journey every step of the way.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking platforms that enable you to manage your accounts from anywhere at any time. With features like bill pay and secure money transfers via person-to-person payments, staying on top of your finances has never been easier.

Personal Banking Solutions

We understand that managing your personal finances is important. That's why we offer a variety of checking and savings accounts designed to fit different lifestyles. If you're thinking about purchasing a vehicle, our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. For those considering home ownership or refinancing, our mortgage loans are tailored to help you achieve your dreams of owning a home. Additionally, if you're looking to consolidate debt or make a big purchase, our personal loans provide flexible terms to meet your needs. Plus, don't forget about our credit cards with rewards, which allow you to earn points on everyday purchases.

Digital & Online Banking

Access Anytime, Anywhere

With our 24/7 online banking services available at https://gosunward.org/ , you can check your account balances, transfer funds, and pay bills whenever it suits you. No more rushing to the bank during business hours everything you need is just a click away. Plus, our user-friendly interface makes navigation simple, ensuring that even those new to online banking feel comfortable.

Go Paperless

Enjoy e-statements for a cleaner, clutter-free approach to your finances. With e-statements readily available, you'll receive your account statements electronically rather than waiting for paper copies in the mail. This not only saves trees but also provides instant access whenever you need them.

Security You Can Trust

While convenience is key, we prioritize your security as well. Although electronic signature authorization isn't offered right now at Sandia Laboratory, rest assured that all transactions are encrypted and monitored for any suspicious activity. Your peace of mind is essential as you navigate through your financial journey. In summary, whether you're checking balances or making transfers, our digital and online banking services at Sandia Laboratory make managing your money easy and secure. Explore all these features today by visiting us at https://gosunward.org/ !

Stay In Control

Our mobile application allows you to manage your accounts right from your smartphone. With features like person-to-person transfers, sending money to friends and family is quick and hassle-free. Simply select the amount and recipient, and let our app take care of the rest.

Financial Strength

Commitment to Growth

With $381,030,297 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $26,432 in used auto loans and $2,368,712,733 in total loans and leases.

Growing Member Base

With a total of 311,805, we have a strong and growing member base that trusts us with their finances. This reflects not only our commitment to service but also the confidence our members place in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sandia Laboratory is your trusted partner. Visit us at 2700 Palmilla Rd Nw Los Lunas Nm 87031 or call (505) 293-0500 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $921,628,956 in share certificates and $381,153,669 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 501 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $402,329,380, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $966 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $405,012,878 in used vehicle loans and $262,510,199 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles so you can choose the plan that works best for you.

Business Financing

For business owners, our outstanding commercial loans totaling $604,853,778 provide the capital needed to grow and expand. We understand the unique challenges that businesses face and are here to support your ventures. At Sandia Laboratory located at 2700 Palmilla Rd Nw Los Lunas NM 87031, our knowledgeable team is ready to assist you with any questions you may have regarding our loan offerings. Feel free to reach out at 505-293-0500 during our operating hours: Monday - Thursday from 8:30 a.m. - 4:30 p.m., Friday from 8:30 a.m. - 6:00 p.m., and Saturday from 8:30 a.m. - 2:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. No matter what your borrowing needs are, Sandia Laboratory is committed to providing personalized service and competitive rates tailored just for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $159,592,237, make buying or refinancing simple. We also offer refinancing options to help you secure better terms if you're already a homeowner.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $43,757,915 in loans helping members manage their finances effectively. These credit cards provide a great way to handle everyday expenses while maintaining control over your budget.

Loan Aggregator

Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified sources means that users receive fair and transparent offers tailored to their needs.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. This means users can trust that they are viewing accurate and reliable information. - No Sponsored Listings: Unlike other platforms that may prioritize lenders based on paid promotions, LendMesh focuses solely on providing unbiased results. This approach helps users find the best loans without hidden agendas. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make decisions based on current market conditions. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to explore your options and find competitive rates tailored to your needs, compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SANDIA LABORATORY

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access and Features

More Than Just Banking

Member Eligibility

Business Banking & Commercial Services

Merchant Services Made Easy

Tailored Loan Options

Comprehensive List Of Services

ATM and Drive-Thru Services

Business Banking Services

Convenient Digital Banking

Personal Banking Solutions

Digital & Online Banking

Access Anytime, Anywhere

Go Paperless

Security You Can Trust

Stay In Control

Financial Strength

Commitment to Growth

Growing Member Base

Member-Centric Savings

Operational Efficiency

Solid Financial Foundation

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Ensuring Accurate Comparisons

Key Benefits of Using LendMesh

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