Sandia Laboratory Credit Union Farmington NM | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Sandia Laboratory, your trusted financial partner located at 3850 E Main St, Farmington, NM 87402. Established in 1948, we have been dedicated to providing exceptional banking services to our community for over 75 years. With a total membership of 153,149 and assets exceeding $4.15 billion, our credit union stands as a pillar of support for individuals and businesses alike. At Sandia Laboratory, we believe that strong relationships build strong communities. Our commitment is reflected in our robust loan portfolio, which includes over 81,085 loans and leases designed to help you achieve your financial goals. Whether you are looking for personal banking options like checking accounts, auto loans, or mortgage refinancing, we have tailored solutions just for you. Our CEO, Steph Sherrodd, alongside Board President Curt Nilsen, leads a team of 508 dedicated employees who are here to serve you with integrity and care. We understand that every member's needs are unique, which is why we offer personalized services through our online and mobile banking platforms. While members can visit us at our branch in Farmington, official correspondence should be sent to our mailing address at 3707 Juan Tabo Blvd NE, Albuquerque, NM 87111. With total deposits of over $196 million and a net worth of approximately $402 million, your money is safe with us. We also maintain a cash reserve of around $14.88 million, ensuring that we can meet your needs promptly. Ready to take the next step? Visit our website at gosunward.org or give us a call at 505-326-7701. Join us today and experience the difference that comes with being part of the Sandia Laboratory family!

Branch History & Mission

Community Commitment

Our dedication extends into community outreach efforts where we partner with local organizations to support various initiatives aimed at improving the lives of those around us. We strive to be an active participant in Farmington's development by engaging in projects that foster growth and stability within the area. If you need assistance or have questions about your finances or our services, please reach out at 505-326-7701. While members can visit us at 3850 E Main St, official correspondence should be sent to 3707 Juan Tabo Blvd NE, Albuquerque, NM 87111. Join us today at Sandia Laboratory and experience firsthand how we can help you navigate your financial journey while being part of a supportive community. Your future begins here!

Our Mission

At Sandia Laboratory, our mission goes beyond just banking; we aim to enrich lives and strengthen communities. We believe in providing not only personal banking options like checking and savings accounts but also vital services such as auto loans, mortgage loans, business banking solutions, and credit cards with rewards. Our goal is to empower members by helping them achieve their financial dreams while ensuring they feel valued and supported. We understand that accessibility is key in serving our community effectively. That's why we are proud to offer ATM availability along with operating hours designed to fit the busy lifestyles of our members: Lobby hours are Monday through Friday from 9:00 AM to 5:45 PM, with drive-up service available during similar hours.

Branch Location & Accessibility

Conveniently Located

Our branch is easy to find, situated near local landmarks that make it a breeze to drop by. Whether you're coming from work or just passing through, you can count on us being right where you need us. Plus, we offer ample parking and ADA-compliant access features, ensuring that everyone can visit us comfortably.

Operating Hours Tailored for You

At Sandia Laboratory, we know your time is valuable. That's why our lobby is open Monday through Friday from 9:00 AM to 5:45 PM, with drive-up services available from 8:00 AM to 5:45 PM on weekdays and from 9:00 AM to 1:00 PM on Saturdays. Whether you need to stop in for a quick transaction or have questions about our services, we're here for you during these hours.

Services Designed with You in Mind

From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we provide a range of services tailored to meet your financial needs. You can also take advantage of our ATM services for quick cash withdrawals and balance checks, allowing you to manage your money on the go. While members can visit us at 3850 E Main St Farmington Nm 87402, official correspondence should be sent to our mailing address at 3707 Juan Tabo Blvd NE, Albuquerque, NM 87111 if different. For any questions or assistance, feel free to call us at (505) 326-7701. We look forward to welcoming you at Sandia Laboratory, where banking feels more like family!

Member Eligibility

At Sandia Laboratory, we believe that everyone deserves a supportive financial community, and becoming a member is your first step towards that. To join us, you'll need to meet some simple eligibility criteria, which mainly focus on living or working in specific areas of New Mexico or being associated with certain employers or organizations. This means if you're part of our vibrant local community, you're likely already eligible! For the most detailed and updated information about membership requirements, feel free to check out our resource at http://www.slfcu.org/qualifyyourcompany . Joining Sandia Laboratory opens up a world of benefits, including access to personalized banking services designed just for you. We're here to help with everything from checking and savings accounts to auto loans and credit cards with rewards. Plus, the process to open an account is straightforward just visit us at https://app.consumer.meridianlink.com/xa/xpressapp .aspx ?lenderref=sandialabfcu040920&type=2 or give us a call at (505) 326-7701. We can't wait to welcome you into our family at our Farmington branch located at 3850 E Main St Farmington Nm 87402!

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $483 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $604,853,778, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer practical merchant services that make daily transactions easier. Imagine having a reliable payment processing solution that allows you to accept payments seamlessly, improving your cash flow and customer satisfaction. Our services equip you with the tools needed to manage your finances effectively while you focus on what matters most growing your business. Located at 3850 E Main St Farmington Nm 87402 in Farmington, NM, we invite you to explore how our business banking solutions can propel your success forward. For more information, call us at (505) 326-7701 today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM services allow for easy withdrawals and balance checks whenever necessary. With several ATMs available in convenient locations, accessing your money has never been easier. In today's fast-paced world, having access to reliable financial services is essential. At Sandia Laboratory, we're proud to offer comprehensive support through various channels including online banking and mobile applications. If you're ready to explore how we can assist you on your financial journey or have any questions about our services at Animas East, don't hesitate to reach out! Call us at (505) 326-7701 today we're here for you!

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, our auto loans provide competitive rates and flexible terms. We understand how important it is for you to get on the road quickly without breaking the bank. Whether it's a brand-new car or refinancing an existing loan, we ensure that you have options that suit your budget.

Business Banking

For entrepreneurs and small business owners, we provide tailored business banking solutions including merchant services and business loans. Your business deserves the same care as our individual members; that's why we are dedicated to supporting local businesses in their growth journey.

Credit Cards with Rewards

Our credit cards not only offer convenience but also rewards! Earn points on everyday purchases that can be redeemed for travel, merchandise, or even cash back. It's a great way to make the most out of your spending while enjoying the perks that come with being a member of Sandia Laboratory.

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans make it easier than ever to achieve homeownership. We guide you through every step of the process, helping you find the right mortgage solution that fits your needs. If you're considering refinancing, we can help you navigate those waters too ensuring that you get the best possible deal for your current situation.

Personal Banking

We know that managing your finances is crucial, so our personal banking services include checking and savings accounts tailored to fit your lifestyle. With easy online and mobile banking options, you can check balances, transfer funds, and pay bills right from your smartphone or computer. Imagine having the freedom to handle your banking anytime and anywhere it's all part of the convenience we offer at Animas East.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our personal loans come in handy. From medical bills to home repairs, our loans can provide quick access to cash when you need it most. Plus, if you're juggling multiple debts, our debt consolidation services can help simplify your payments and reduce stress.

Digital & Online Banking

Key Features

Our online banking platform lets you stay in control with just a few clicks. You can check your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. Plus, our person-to-person transfer feature makes it simple to send money to friends or family quickly and securely. For those who prefer mobile banking, our user-friendly mobile application offers all the same features as our online platform. Whether you're making payments or reviewing e-statements, everything is right at your fingertips. Speaking of e-statements, we provide this service to help you go paperless while keeping track of your finances effortlessly.

Security and Accessibility

Your security is our top priority. While we currently don't offer electronic signature authorization for transactions, rest assured that our systems use advanced encryption to keep your information safe. Our commitment to security means you can bank with confidence. We also know that convenience matters. With our mobile payments feature coming soon, managing everyday expenses will be even easier! Until then, enjoy the ability to manage your accounts via our comprehensive mobile app. At Sandia Laboratory, we strive to make banking accessible and straightforward for all members. Experience the ease of managing your finances digitally today!

Financial Strength

Commitment to Growth

With $381,030,297 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $26,432 in used auto loans and $2,368,712,733 in total loans and leases.

Growing Membership Base

Total Share and Deposit Accounts: 311,805, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further illustrates our focus on providing value to our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sandia Laboratory is your trusted partner. Visit us at 3850 E Main St Farmington Nm 87402 or call (505) 326-7701 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $921,628,956 in share certificates and $381,153,669 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 501 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $402,329,380, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $966 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $405,012,878 in used vehicle loans and $262,510,199 in new vehicle loans already helping members get on the road. We provide flexible terms and fast approvals to ensure you can drive away with your dream vehicle without the hassle.

Business Financing

For business owners, our outstanding commercial loans totaling $604,853,778 provide the capital needed to grow and expand. We understand that businesses require unique financing solutions, and our dedicated team is ready to assist you in finding the right loan option tailored to your needs. Our commitment extends beyond just offering competitive rates; we strive to provide excellent customer service and support throughout your loan journey. If you're interested in refinancing options or want to explore eligibility criteria for any of our loan products, feel free to reach out to us at (505) 326-7701. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Sandia Laboratory, we're here to help you navigate your financial path with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $159,592,237, make buying or refinancing simple. Whether you're looking to purchase your first home or refinance an existing mortgage, our experienced team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $43,757,915 in loans helping members manage their finances effectively. Our credit cards come with rewards and no hidden fees, making them a great choice for those looking to build or maintain good credit.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. This means you can trust that the information you're seeing reflects true market conditions. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Each lender's offer is presented fairly, allowing you to make a choice based solely on your needs. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly and confidently. Whether you're looking for a mortgage or an auto loan, having current data at your fingertips is essential. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how valuable and effective the tool can be in helping borrowers secure better deals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SANDIA LABORATORY

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Commitment

Our Mission

Branch Location & Accessibility

Conveniently Located

Operating Hours Tailored for You

Services Designed with You in Mind

Member Eligibility

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Practical Merchant Services

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

Commitment to Growth

Growing Membership Base

Member-Focused Savings

Operational Efficiency

Strong Financial Position

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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