Sandia Laboratory Credit Union Edgewood NM | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Sandia Laboratory, your trusted financial partner since 1948. Located at 1 Liberty Square Cir, Edgewood, NM 87015, our branch stands as a beacon of support and community involvement for over 153,000 members. We understand that banking is about more than just numbers; it's about building relationships and empowering our members to achieve their financial goals. At Sandia Laboratory, we pride ourselves on our robust financial health, boasting total assets of $4,157,684,207 and total deposits reaching $196,302,271. Our commitment to serving you is evident in our extensive range of services from personal banking options like checking and savings accounts to auto loans and business financing solutions. With 81 outstanding member construction loans and a net worth of $402,329,380, we are well-positioned to meet your needs today and in the future. Whether you're looking to secure a loan or open a new account, you'll find a dedicated team ready to assist you under the leadership of our CEO, Steph Sherrodd, and Board President, Curt Nilsen. Our friendly staff is here to provide personalized service tailored just for you. While members can visit us at 1 Liberty Square Cir, official correspondence should be sent to our mailing address: 1 Liberty Square Cir, Edgewood, NM 87015-7187. We invite you to explore all that we have to offer. Feel free to call us at 505-237-3966 or visit our website at gosunward.org for more information. Let Sandia Laboratory help you take the next step towards financial success!

Branch History & Mission

Welcome to Sandia Laboratory, where our history is rich and our mission is clear. Since opening our doors in 1948, we have dedicated ourselves to serving the Edgewood community in New Mexico with passion and commitment. Located at 1 Liberty Square Cir, Edgewood, NM 87015, we pride ourselves on being a vital part of this vibrant area. Over the years, Sandia Laboratory has grown significantly, now proudly supporting over 153,000 members and managing assets totaling more than $4.15 billion. Our journey has seen us adapt to the changing needs of our members while maintaining a strong focus on community support and financial education. At Sandia Laboratory, our mission goes beyond providing excellent financial services; we are committed to fostering a sense of belonging within our community. We believe in empowering individuals through accessible banking solutions tailored to their unique needs. Whether it's personal banking like checking and savings accounts or loans for vehicles and mortgages, our goal is to help members achieve their financial dreams while promoting a culture of trust and support. While you can visit us at our Edgewood location for all your banking needs, please note that any official correspondence should be sent to 1 Liberty Square Cir, Edgewood, NM 87015-7187. In today's fast-paced world, we recognize the importance of innovation. That's why we have embraced digital advancements such as online banking and mobile applications to ensure that our members can manage their finances easily and securely from anywhere. Our commitment extends beyond banking; we actively engage with local organizations to contribute positively to the community. Through partnerships and outreach programs, we strive to uplift those around us and make a lasting impact. As you explore what Sandia Laboratory has to offer, we invite you to join our growing family. Experience firsthand the benefits of membership in a credit union that truly cares about its community. Reach out today at 505-237-3966 or visit us online at Sandia Laboratory to learn more about how we can assist you on your financial journey!

Branch Location & Accessibility

Welcome to Sandia Laboratory's Edgewood Branch, conveniently located at 1 Liberty Square Cir in Edgewood, NM. Our branch is easily accessible for all members of the community, making banking simple and stress-free. While you can visit us at this location, please note that any official correspondence should be sent to our mailing address at 1 Liberty Square Cir, Edgewood, NM 87015-7187. Nestled in a vibrant area, our branch is just a short drive from local landmarks that make it easy to stop by while running errands or enjoying a day out. With ample parking available, you can park with ease and access our facility without hassle. We are committed to ensuring accessibility for everyone, featuring ADA-compliant facilities and ramps for those who need them. Our operating hours are designed to fit your busy schedule: we welcome visitors Monday through Thursday from 8:30 a.m. to 5:00 p.m., Friday from 8:30 a.m. to 5:30 p.m., and Saturday from 8:30 a.m. to 2:00 p.m. Whether you need assistance with personal banking needs or want to explore our range of services including checking and savings accounts, auto loans, mortgages, and credit cards our friendly staff is here to help. While we do not offer ATM services or drive-thru banking at this location, we encourage you to reach out directly at 505-237-3966 if you have any questions or need assistance outside of your visit. At Sandia Laboratory's Edgewood Branch, we're more than just a place to bank; we're part of your community. We invite you to stop by and discover how we can support your financial journey today!

Member Eligibility

At Sandia Laboratory, we believe that everyone deserves a chance to be part of our close-knit community. Joining us is simple and welcoming! If you live, work, or worship in the area surrounding 1 Liberty Square Cir Edgewood Nm 87015, you're already on the right track to becoming a member. We also proudly serve specific groups and organizations, so don't hesitate to reach out if you're unsure about your eligibility. By becoming a member, you open the door to a range of financial services designed with your needs in mind from personal banking solutions to competitive loan options. To start your journey with us, simply check out the detailed eligibility criteria at http://www.slfcu.org/qualifyyourcompany . Once you're ready, opening an account is just a click away at https://app.consumer.meridianlink.com/xa/xpressapp.aspx ?lenderref=sandialabfcu040920&type=2 . If you have any questions along the way, feel free to give us a call at (505) 237-3966 we're here to help!

Business Banking & Commercial Services

Commercial Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $483 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $604,853,778, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

Imagine having the tools you need to streamline transactions and improve customer satisfaction. Our merchant services offer easy payment processing solutions that integrate seamlessly into your daily operations. This means you can focus on what really matters growing your business and serving your customers. If you're ready to take the next step toward financial success, visit us at 1 Liberty Square Cir Edgewood Nm 87015 in Edgewood, NM, or give us a call at (505) 237-3966. Let's work together to make your business thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we don't have ATMs at our branch, we ensure that access to cash is easy through our partnered networks. You can withdraw cash when needed without any hassle. At Sandia Laboratory, our commitment is to ensure that every member feels valued and supported throughout their financial journey. If you have any questions about our services or want to discuss how we can help meet your needs, don't hesitate to call us at (505) 237-3966. We're here to help! Visit us today and discover how we can empower you in achieving your financial dreams!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing services provide competitive rates and flexible terms, making it easier for you to hit the road. Picture yourself cruising around in that dream car while knowing you're getting great value from your financing options.

Business Banking

For our entrepreneurial members, we offer Business Banking solutions including merchant services and business loans. If you're looking to expand or start a new venture, we're here to support your journey with the right tools and financing options.

Credit Cards with Rewards

Our Credit Cards with Rewards program allows you to earn benefits while spending on everyday purchases. Whether it's cash back or travel rewards, these cards are designed to give back to you just for being a loyal member.

Mortgage Loans & Refinancing

For those looking to buy a home or refinance an existing mortgage, we have comprehensive Mortgage Loans & Refinancing solutions that can help lower your monthly payments or fund your next home improvement project. It's all about finding the right fit for your lifestyle and future plans.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features that let you manage your accounts from anywhere. Whether it's paying bills or checking balances on the go, we've got you covered.

Personal Banking

Whether you're opening your first checking account or saving for a big purchase, our Personal Banking options are tailored for you. We offer both checking and savings accounts that help you manage your day-to-day finances easily. Imagine having a dedicated space for your savings, where every dollar counts towards your dreams.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. With our Personal Loans & Debt Consolidation services, you can consolidate debts into one manageable payment, helping reduce stress and improve your financial health. Think of it as a fresh start on managing what you owe.

Digital & Online Banking

Key Services

With our 24/7 online banking platform available at https://gosunward.org/ , you can check your account balance, transfer funds, and pay bills anytime, anywhere. Whether you're at home or on the go, all your banking needs are just a few clicks away. Managing your statements has never been simpler. Enjoy the convenience of e-statements, which allow you to view and download your financial statements securely online no more waiting for paper copies to arrive in the mail! If you're looking to send money quickly, our person-to-person transfer feature makes it easy to send cash to friends and family without any hassle. Just a few taps on your device, and you're done.

Security & Accessibility

Your security is our top priority. While we do not currently offer electronic signature authorization, rest assured that our online platform uses advanced encryption technology to keep your information safe. Plus, our user-friendly interface ensures that you can navigate through all features with ease. For those who prefer mobile banking, our dedicated mobile application gives you access to all these features right from your smartphone. You can manage your accounts, make payments, and keep track of your finances effortlessly. While we don't support mobile payments just yet, we are constantly working on enhancing our services to meet our members' needs. At Sandia Laboratory, we believe in providing an experience that empowers you to take control of your finances with confidence. Join us today and discover how easy banking can be!

Financial Strength

At Sandia Laboratory, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel secure about your finances, and we're here to provide that assurance. With a net worth of $402,329,380, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 966% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $921,628,956 in share certificates and $381,153,669 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $381,030,297 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $26,432 in used auto loans and a total of $2,368,712,733 in loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 501 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 311,805, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sandia Laboratory is your trusted partner. Visit us at 1 Liberty Square Cir Edgewood Nm 87015 or call 505-237-3966 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $405,012,878 in used vehicle loans and $262,510,199 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options to fit your budget.

Credit Options

We also understand that managing day-to-day expenses can sometimes require extra help. Our unsecured credit card loans total $43,757,915, offering flexible terms that allow you to handle unexpected costs effectively. For those looking for business opportunities, our outstanding commercial loans totaling $604,853,778 provide the capital needed for growth and expansion.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $159,592,237, providing flexible terms to help you secure your dream home without unnecessary stress.

Refinancing and Eligibility

If you're considering refinancing any existing loans or are unsure about eligibility options, our team is here to assist you with tailored advice and solutions. We believe in making the borrowing process as straightforward as possible for all our members. Whether you need an auto loan to drive off in style or mortgage assistance to settle into your new home, Sandia Laboratory is committed to serving your financial needs. For more details or to discuss your specific situation further, don't hesitate to reach out to us at 505-237-3966 or visit us at 1 Liberty Square Cir Edgewood NM 87015. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the market. - Real-Time Rate Comparisons: Access up-to-date loan rates from multiple institutions, empowering you to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all loan offers are fair and transparent, giving users confidence in the accuracy of their comparisons.

SANDIA LABORATORY

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Commercial Loans Tailored for You

Merchant Services That Make Life Easier

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Online & Mobile Banking

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Services

Security & Accessibility

Financial Strength

Loan Offering

Auto Loans

Credit Options

Mortgage Loans

Refinancing and Eligibility

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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