Sandia Laboratory Credit Union Albuquerque NM | Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to Sandia Laboratory, your trusted partner in financial well-being since 1948. Located at 3740 Ellison Rd Nw, Albuquerque, NM 87114, we proudly serve our community with a focus on personalized service and member satisfaction. With a growing membership base of over 153,000 members and total assets exceeding $4.15 billion, we are committed to helping you achieve your financial goals. At Sandia Laboratory, we understand that every member's journey is unique. Whether you're looking for a new auto loan, a mortgage, or simply want to open a savings account, our dedicated team is here to guide you through the process. We currently manage 81,085 loans and leases, ensuring we have the right solutions tailored just for you. While members can visit us at our branch location, official correspondence should be sent to 3740 Ellison Rd NW, Albuquerque, NM 87114. Our friendly staff is available to assist you Monday through Friday from 8:30 AM to 4:30 PM, with extended drive-thru hours for your convenience. Under the leadership of CEO Steph Sherrodd and Board President Curt Nilsen, we prioritize community engagement and financial education. We believe in not just serving our members but empowering them with the tools they need for financial success. Explore what Sandia Laboratory has to offer by visiting our website at gosunward.org or give us a call at 505-237-7477 today. Join us in building a brighter financial future together!

Branch History & Mission

Community Commitment

Our commitment extends beyond banking services. We actively engage with local organizations and initiatives that uplift and empower our neighbors. Whether it's supporting educational programs or providing resources for small businesses, we aim to make a positive impact where it matters most. We also prioritize technological advancements to ensure that our members can manage their finances easily and securely. With features like online banking, mobile applications, and ATM access available at our location, we make banking convenient while remaining compliant with ADA standards. While you can visit us at our main branch address of 3740 Ellison Rd NW for any banking needs or inquiries, please note that official correspondence should be sent to the same address as it serves as both our branch and mailing address.

Join Us

As we look toward the future, we invite you to become part of the Sandia Laboratory family. Experience firsthand how our dedicated team can help you achieve your financial goals while making a difference in your community. Give us a call at 505-237-7477 or visit us during lobby hours Monday through Friday from 8:30 a.m. to 4:30 p.m., or Saturday from 8:30 a.m. to 2 p.m. Join us at Sandia Laboratory today and let's build a brighter financial future together!

Our Journey

From the very beginning, Sandia Laboratory has focused on providing accessible financial services tailored to the unique needs of our members. Over the years, we have expanded our offerings significantly, now managing total assets of over $4 billion. This growth reflects not only our dedication to sound financial practices but also the trust that our community places in us. We believe in being more than just a bank; we strive to be a cornerstone of support for our members and the broader community. Our mission is simple yet powerful: to improve lives by offering financial solutions that promote well-being and success. We understand that every member's journey is unique, and we are here to provide personalized assistance with everything from checking accounts and auto loans to business financing.

Branch Location & Accessibility

Welcome to Sandia Laboratory, your local credit union where convenience meets community! Located at 3740 Ellison Rd NW in Albuquerque, NM, our Cottonwood Branch is easily accessible and ready to serve your financial needs. Whether you're just around the corner or visiting from nearby landmarks like the Cottonwood Mall or the scenic Petroglyph National Monument, we're here for you. Our branch features ample parking and is designed with accessibility in mind, ensuring that everyone can visit us comfortably. For those who prefer quick transactions, we offer a drive-thru service, allowing you to handle your banking needs without leaving your vehicle. Plus, our ATM is available for cash withdrawals and balance checks whenever you need it. We understand that time is valuable. That's why our lobby hours are crafted to fit your busy schedule: Monday through Friday from 8:30 a.m. to 4:30 p.m., and on Saturdays from 8:30 a.m. to 2 p.m. If you're looking for early morning access, our drive-up service is open Monday through Thursday from 7:30 a.m. to 5 p.m., and Fridays until 6 p.m. While members can visit us at 3740 Ellison Rd NW for all their banking needs, please note that official correspondence should be sent to the same address as our mailing address. With services ranging from checking and savings accounts to auto loans and mortgage refinancing, Sandia Laboratory is dedicated to helping you achieve your financial goals. Have questions? Feel free to give us a call at 505-237-7477 or stop by the branch we'd love to meet you!

Member Eligibility

Joining the Sandia Laboratory is like becoming part of a caring family that values your financial well-being. If you live, work, or worship in specific communities or have family ties to existing members, you're likely eligible to join us! We welcome individuals who share our commitment to community and collaboration. To learn more about the specific eligibility criteria, feel free to visit our website at this link. Becoming a member is simple and rewarding, opening up access to a variety of financial products designed with your needs in mind. Whether it's checking and savings accounts, auto loans, or credit cards with great rewards, we have something for everyone. If you're ready to take the next step, you can easily start the account opening process online by visiting [here]( https://app.consumer.meridianlink.com/xa/xpressapp.aspx ?lenderref=sandialabfcu040920&type=2 ). For any questions, don't hesitate to reach out at 505-237-7477; our friendly team is here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine being able to focus on what you do best running your business while we handle the financial side. Our merchant services simplify transactions, allowing you to accept payments easily and securely. This means more time for you to engage with customers and innovate without worrying about payment processing headaches. Located at 3740 Ellison Rd Nw, Albuquerque, NM 87114, we invite you to explore how Sandia Laboratory can be your partner in success. Give us a call at 505-237-7477 to learn more about our offerings today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $483 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $604,853,778, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

If you own a business or plan to start one, our Business Banking services can empower you with tools such as merchant services and business loans designed to fuel growth and success.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer Online & Mobile Banking, giving you access to your accounts anytime, anywhere. You can check balances, pay bills, and transfer funds right from your smartphone or computer. Plus, with our ATM & Cash Withdrawal Services available at various locations including right here at Sandia Laboratory you can easily access cash when needed.

Credit Cards with Rewards

For those who love earning benefits while they spend, our Credit Cards with Rewards program allows you to earn points on everyday purchases. Imagine being rewarded just for using your card at your favorite stores or when dining out!

Drive-Thru and ATM Access

For those quick transactions on-the-go, take advantage of our Basic Drive-Thru Banking, where you can make deposits, withdrawals, and other simple transactions without leaving your vehicle. Need cash? Our ATMs allow easy access for withdrawals and balance checks without any hassle. We invite you to visit us at 3740 Ellison Rd Nw Albuquerque Nm 87114 in Albuquerque, NM, or give us a call at (505) 237-7477. Let us show you how Sandia Laboratory can support all your financial needs today!

Loans Made Easy

When it comes to financing, we know you want options that suit your specific needs. That's why we provide Auto Loans & Vehicle Financing to help you get behind the wheel of your dream car without breaking the bank. Looking for a place to call home? Our Mortgage Loans & Refinancing options are tailored to make homeownership attainable and affordable. If you're facing unexpected expenses, our Personal Loans & Debt Consolidation can offer relief by simplifying your payments into one manageable monthly sum.

Personal Banking

We understand that managing your day-to-day finances is essential. That's why we offer Personal Banking services, including checking and savings accounts that fit your lifestyle. Whether you're saving for a vacation or need an account for daily expenses, our options are designed to provide flexibility and ease. Imagine having a checking account that helps you track your spending while earning interest it's all part of our dedication to enhancing your financial health.

Digital & Online Banking

At Sandia Laboratory, we know how important convenience and security are when it comes to managing your finances. That's why we offer a range of digital and online banking services designed to make your banking experience as smooth as possible. With our user-friendly platform, you can access your accounts anytime, anywhere, ensuring you stay in control of your money. Our online banking services are available 24/7 at https://gosunward.org/ . This means you can check your account balances, transfer funds, and pay bills from the comfort of your home or on the go. Plus, with e-statements, you can keep track of your finances without the clutter of paper statements just another way we help you stay organized and informed. Need to send money quickly? Our person-to-person transfer feature allows you to easily send funds to friends or family members without any hassle. Whether it's splitting a bill or sending a gift, it's all just a few clicks away. For those who prefer banking on their mobile devices, our mobile application offers all the essential features right at your fingertips. You can manage your accounts, view transactions, and even set up alerts for account activity all designed with your busy lifestyle in mind. While we currently don't support mobile payments, we're committed to providing a secure and intuitive banking experience. Security is a top priority at Sandia Laboratory. We ensure that all transactions are protected with advanced encryption technology so you can bank with peace of mind. Although we don't support electronic signature authorization yet, our team is always here to assist you with any inquiries. In summary, whether you're using our online services or mobile app, managing your money has never been easier or more secure at Sandia Laboratory. Embrace the ease of digital banking today!

Financial Strength

Commitment to Growth

With $381,030,297 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $26,432 in used auto loans and $2,368,712,733 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts stand at 311,805, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sandia Laboratory is your trusted partner. Visit us at 3740 Ellison Rd Nw Albuquerque Nm 87114 or call (505) 237-7477 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 501 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Safe Savings Options

Members' savings are secured through $921,628,956 in share certificates and $381,153,669 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $402,329,380, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $966 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $405,012,878 in used vehicle loans and $262,510,199 in new vehicle loans already helping members get on the road. We offer flexible financing options to make your car buying experience smooth and affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $604,853,778 provide the capital needed to grow and expand. Whether you need funds for equipment or operational costs, our team is here to assist you with the right solutions.

Credit Card Options

Managing day-to-day expenses? We also offer flexible terms on unsecured credit card loans, with a total of $43,757,915 in loans helping members manage their finances effectively. Our credit cards come with rewards and can help you build credit while enjoying everyday purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $159,592,237, make buying or refinancing simple. We provide various terms and competitive rates so you can find the right fit for your budget.

Refinancing and Eligibility

If you're considering refinancing any existing loans or exploring eligibility options for our various products, we encourage you to reach out. Our team at Sandia Laboratory is ready to guide you through your options and help you find what works best for your situation. For more information about our loan offerings or to speak with a representative, please visit us at our branch located at 3740 Ellison Rd Nw Albuquerque Nm 87114, or call us at 505-237-7477. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a variety of loan products available and dedicated staff ready to assist you, Sandia Laboratory is here to help you take the next step towards achieving your financial dreams.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions. This means users can trust that they are looking at real, competitive rates. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The focus is solely on providing unbiased results so users can compare options fairly. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly see how different loans stack up against each other. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Take control of your borrowing options today. Compare real-time loan offers at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This sourcing guarantees fair and transparent offers, allowing users to make informed decisions without fear of hidden fees or misleading information.

SANDIA LABORATORY

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Commitment

Join Us

Our Journey

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work for You

Tailored Loan Options

Comprehensive List Of Services

Business Banking Solutions

Convenient Digital Banking

Credit Cards with Rewards

Drive-Thru and ATM Access

Loans Made Easy

Personal Banking

Digital & Online Banking

Financial Strength

Commitment to Growth

Growing Member Base

Operational Efficiency

Safe Savings Options

Strong Financial Health

Loan Offering

Auto Loans

Business Financing

Credit Card Options

Mortgage Loans

Refinancing and Eligibility

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

Customers Also Interested In

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