San Juan Mountains Credit Union Flint MI

Introduction

Welcome to San Juan Mountains Credit Union, your trusted financial partner in the heart of Flint, MI. Located at 3031 Airpark Dr N, Flint, MI 48507, we have been proudly serving our community since 1958. With a strong commitment to our members, we currently boast a membership of 3,437 individuals and families who rely on us for their banking needs. At San Juan Mountains, we understand that each member's financial journey is unique. That's why we offer a range of services tailored to meet your specific needs. Our total assets stand at an impressive $53,607,313, backed by deposits totaling $4,362,674. We are dedicated to providing you with competitive loan options as well, currently managing 1,152 loans and leases to help make your dreams a reality. Our leadership team is here to ensure you receive the best possible service. CEO Tara Salazar and Board President Judy Knott lead our dedicated staff of 9 employees, all focused on fostering a friendly and supportive environment for our members. Your financial well-being is our top priority! While you can visit us at our branch location for all your banking needs, please note that any official correspondence should be directed to our mailing address: 3031 Airpark Dr N, Flint, MI 48507-3471. Explore what we have to offer by visiting our website at sjmcreditunion.org or feel free to call us at 800-359-3362. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

Commitment to Service

Our commitment extends beyond traditional banking services. With a focus on accessibility, we ensure compliance with ADA standards and provide an inclusive environment for all our members. Although we currently do not offer drive-thru banking or ATMs at this location, our team is dedicated to providing personalized service during business hours. As we continue to grow and adapt to the changing needs of our community, we remain steadfast in our mission: supporting our members with tailored financial solutions while promoting community engagement.

Community Focus

At San Juan Mountains, we are more than just a credit union; we are an integral part of the Flint community. Over the years, we have engaged in numerous partnerships and outreach initiatives aimed at uplifting our local neighborhoods. Whether it's sponsoring local events or providing educational resources about financial literacy, we strive to make a positive impact. While members can visit us at 3031 Airpark Dr N Flint Mi 48507, official correspondence should be sent to 3031 Airpark Dr N, Flint, MI 48507-3471. We understand that convenience matters, which is why we offer various digital services such as online banking and mobile payments, ensuring that you can manage your finances anytime and anywhere.

Join Us

We invite you to become part of the San Juan Mountains family. Experience firsthand the benefits of being a member-focused credit union where your needs come first. Together, let's build a brighter financial future for you and for Flint. For inquiries or assistance, feel free to reach out at 800-359-3362 or visit us online at San Juan Mountains Credit Union.

Our Story

From our humble beginnings, San Juan Mountains has grown significantly, now proudly serving over 3,400 members with total assets exceeding $53 million. Located at 3031 Airpark Dr N, Flint, MI 48507, our branch is easily accessible for those in the area. We invite you to stop by and see how we can assist you on your financial journey. Our mission is straightforward: to enhance the lives of our members through exceptional financial services while fostering a strong sense of community. We believe that by helping our members make informed financial decisions, we contribute not only to their success but also to the overall prosperity of Flint.

Branch Location & Accessibility

Accessible Services

At San Juan Mountains, we prioritize accessibility. Our location features ADA-compliant entrances and parking facilities, ensuring that everyone can visit us without hassle. While we currently do not offer drive-thru service or ATM availability, our dedicated staff is always ready to assist you inside the branch.

Additional Information

While members can visit us at our branch address for all their banking needs, please note that official correspondence should be sent to our mailing address at 3031 Airpark Dr N, Flint, MI 48507-3471. We invite you to stop by and see how we can help with your financial journey. Whether you're looking for loan options or simply want to chat about your accounts, the San Juan Mountains team is here for you. Come in and discover the difference of being part of a community-focused credit union!

Operating Hours

We understand that life can get busy, so we aim to be available when you need us most. Although our operating hours may vary, we encourage you to reach out by calling us at 800-359-3362 for the latest information. We're committed to providing personalized service that fits into your schedule.

Member Eligibility

Joining the San Juan Mountains Credit Union means becoming part of a close-knit community that prioritizes your financial well-being. If you're wondering how to become a member, it's quite simple! Residents and employees in certain areas, as well as family members of existing members, are eligible to join. This means if you live or work in the Flint area or have loved ones who are already part of our credit union family, you're just a step away from enjoying all the benefits we offer. Membership comes with access to competitive loan rates, personalized service, and a range of financial products designed to help you thrive. For full eligibility details, feel free to visit our website at sjmcreditunion.org/membership. If you have any questions or need assistance, don't hesitate to reach out at 800-359-3362. We're here for you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Imagine being able to secure financing that helps your business grow. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have $0 in member commercial loans and $0 in non-member commercial loans, our goal is to provide flexible financing solutions tailored for businesses of all sizes.

Merchant Services

We also offer merchant services that make transactions easier for you and your customers. Picture a busy café where patrons can pay quickly and effortlessly using mobile payments or credit cards. This convenience not only enhances customer satisfaction but also improves your bottom line. As we build our portfolio, we invite you to explore how partnering with San Juan Mountains can help take your business to the next level. For more information, visit us at 3031 Airpark Dr N Flint Mi 48507, Flint, MI 48507, or call us at (800) 359-3362. Together, let's create opportunities for growth!

Comprehensive List Of Services

Commitment to Our Members

Our commitment extends beyond just offering services; it's about building lasting relationships with our members. We pride ourselves on providing exceptional customer service, ensuring that every interaction is friendly and helpful. If you have questions or need assistance, don't hesitate to reach out at (800) 359-3362. Our team is here to support you every step of the way.

Digital Banking Convenience

In today's fast-paced world, having access to your accounts anytime and anywhere is essential. At San Juan Mountains, we offer user-friendly digital banking options that make it easier than ever to manage your finances on the go. You can check your balance, transfer funds, and pay bills right from your smartphone or computer. Our mobile application allows for mobile payments and person-to-person transactions, so whether you're out shopping or paying back a friend, we've got you covered.

Join Us Today!

We invite you to experience the difference at San Juan Mountains. Whether you're a long-time member or considering joining us for the first time, we welcome you with open arms. Visit us online at Fiserv Oncu for more information about our services or how to become a member. Let's work together towards your financial success!

Personalized Financial Solutions

Whether you're looking for assistance with day-to-day banking or need support for larger financial decisions, our services are tailored to fit your lifestyle. We understand that managing finances can be challenging, which is why we focus on offering practical solutions. For instance, if you need quick access to cash or want a safe way to manage your funds, our ATM Services Only ensure that you have the flexibility and security you require.

Digital & Online Banking

Key Features

Our online banking services are available 24/7, so whether it's early morning or late at night, you can check your account balances, pay bills, and transfer funds with ease. Enjoy the flexibility of managing your money on your terms! We also offer electronic signatures for quick approvals no more waiting around for paperwork. Plus, e-statements keep your financial records organized and accessible without cluttering your mailbox. If you're always on the go, you'll love our mobile application. It allows you to make mobile payments effortlessly and enables person-to-person transfers, making it simple to send money to friends or family right from your smartphone. You can even set up alerts to keep track of your spending and account activity in real-time.

Security and Accessibility

We prioritize your security as much as we value convenience. Our platform uses advanced encryption technology to protect your information while giving you peace of mind as you bank online. With easy navigation and clear instructions, both tech-savvy users and those new to digital banking will find our services straightforward and enjoyable. At San Juan Mountains, we're committed to enhancing your banking experience by offering innovative solutions that fit seamlessly into your lifestyle. Explore everything our digital banking has to offer today at https://www.sjmcreditunion.org/ !

Financial Strength

Commitment to Growth

With $5,630,790 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $382 in used auto loans and $35,847,292 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 8,298, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $527,405. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, San Juan Mountains is your trusted partner. Visit us at 3031 Airpark Dr N Flint Mi 48507 or call (800) 359-3362 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 9 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $9,041,983 in share certificates and $9,892,233 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $5,679,302, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,058 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,918,527 in used vehicle loans and $541,427 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles so you can choose what best fits your budget. Plus, if you're considering refinancing an existing auto loan, we have options available to help you save even more.

Credit Lines

For those needing a little extra flexibility in their budgeting, our total credit lines amount to $10,192,000. This product allows you to borrow as needed while only paying interest on the amount you use. Our team at San Juan Mountains is dedicated to guiding you through the borrowing process. For more information about our loan products or eligibility options, feel free to call us at 800-359-3362 or visit us at 3031 Airpark Dr N Flint Mi 48507. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial journey starts here; let's find the right loan product that suits your needs today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we're here to discuss other ways we can assist you in achieving your homeownership dreams.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our unsecured credit card loans. We also offer flexible terms on these loans, with a total of $245,490 in unsecured credit card loans helping members manage their finances effectively. If you need funds for unexpected expenses or simply want a reliable way to pay for purchases, our credit cards come with competitive rates and manageable repayment plans.

Loan Aggregator

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SAN JUAN MOUNTAINS CREDIT UNION - Flint, MI