San Francisco Federal Credit Union

In the vibrant Redwood City community, the San Francisco Credit Union branch at 510 Veterans Blvd Ste B is your trusted local financial partner. Open Monday through Friday from 9:00 a.m. to 5:00 p.m., this branch offers convenient ATM and cash withdrawal services to keep your money accessible whenever you need it. Whether you’re looking to drive away with one of the best auto loans in the area or seeking competitive mortgage loans and refinancing options, the knowledgeable team is here to provide personalized support every step of the way.
Serving over 50,000 members with assets exceeding $1.3 billion, San Francisco Credit Union delivers a full range of personal and business banking solutions. From top-tier checking and savings accounts to credit cards loaded with rewarding perks, plus personal loans for debt consolidation, this branch is designed to help you manage your finances with ease. Business owners also benefit from merchant services and tailored business loans that fuel local growth. Convenient online and mobile banking puts your finances at your fingertips 24/7.
Visit the San Francisco Credit Union branch in Redwood City or call 650-366-5522 today to experience friendly service and explore how our signature auto loans and mortgage programs can help you achieve your financial goals!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
heloc
HELOC 10/20
7.5 %
home equity
10 Year Home Equity Loan
7.875 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
ADJUSTABLE
5/1 Adjustable Rate Mortgage
5.5 %
6.401 %
5.0 Yrs
CONVENTIONAL
FIXED
Conforming 15 Year Fixed Rate
5.625 %
5.776 %
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/1 Adjustable Rate Mortgage
5.625 %
6.298 %
7.0 Yrs
CONVENTIONAL
ADJUSTABLE
10/1 Interest-Only Adjustable Rate Mortgage
6.5 %
6.724 %
10.0 Yrs
CONVENTIONAL
FIXED
Conforming 30 Year Fixed Rate
6.625 %
6.728 %
30.0 Yrs
JUMBO
FIXED
Super-Conforming 30 Year Fixed Rate
6.75 %
6.837 %
30.0 Yrs
JUMBO
FIXED
Jumbo 30 Year Fixed Rate
6.875 %
6.963 %
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loan 1-12 months
4.99 - 17.95 %
0.1 - 1 Yrs
Personal loan 13-24 months
8.7 - 17.99 %
1.1 - 2 Yrs
Personal loan 25-36 months
8.75 - 17.99 %
2.1 - 3 Yrs
Personal loan 37-48 months
8.8 - 17.99 %
3.1 - 4 Yrs
Personal loan 49-60 months
8.85 - 17.99 %
4.1 - 5 Yrs
Personal loan 61-72 months
8.95 - 17.99 %
5.1 - 6 Yrs
Personal loan 73-84 months
9.34 - 17.99 %
6.1 - 7 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
New Auto – 2025 or Newer with Less than 5K Miles
4.99 % - 6.05 %
0.1 Yrs - 8 Yrs

Introduction

Welcome to San Francisco, your trusted partner in financial services since 1954! Located at 510 Veterans Blvd Ste B, Redwood City, CA 94063, we are dedicated to serving our community with integrity and commitment. With over 50,000 members and a robust asset base of $1,345,819,264, we take pride in providing exceptional banking solutions tailored to your needs. At San Francisco Credit Union, we believe in empowering our members through a range of services including personal banking, auto loans, mortgages, and business financing. Our total deposits stand at an impressive $92,861,460, ensuring that your hard-earned money is safe and secure with us. We also offer a wealth of resources for both personal and business needs, highlighted by our net worth of $151,187,472 and cash reserves totaling $8,297,642. Our leadership team is committed to fostering strong relationships within the community. CEO Ray Shams and Board President David Huebner work tirelessly to ensure that every member feels valued and supported. We invite you to explore what we have to offer! While you can visit us at our branch location for all your banking needs, official correspondence should be sent to the same address: 510 Veterans Blvd Ste B, Redwood City, CA 94063. We are here to help you achieve your financial goals. For inquiries or assistance, feel free to reach out at 650-366-5522 or visit our website at www.sanfranciscofcu.com. Join us today and experience the difference with San Francisco Credit Union!

Branch History & Mission

Community Commitment

Over the years, we have established various programs that promote financial literacy and support local events. Our dedicated team works hard to ensure that every member feels valued and heard. In addition, we are proud to provide access to modern banking conveniences such as online and mobile banking options, ensuring that managing your finances is easier than ever. With one ATM available on-site and operating hours from Monday through Friday from 9:00 a.m. to 5:00 p.m., we strive to make banking accessible for everyone in the community. Although we do not currently offer drive-thru services or shared service centers, our team is always ready to assist you inside the branch.

Join Us Today!

We invite you to experience the benefits of being a part of San Francisco. As we continue to grow and adapt to meet your needs, we remain focused on delivering quality financial services with a personal touch. Whether you're looking for assistance with loans or just want to explore your banking options, come visit us at 510 Veterans Blvd Ste B Redwood City Ca 94063 or call us at (650) 366-5522 today! Together, let's build a brighter financial future for our community.

Our Mission

Our mission at San Francisco is simple yet powerful: to empower our members by providing exceptional financial services while actively supporting the community we serve. We believe that everyone deserves access to affordable banking options, which is why we offer a range of products including checking and savings accounts, auto loans, mortgages, personal loans, credit cards, and business banking solutions. We are committed to enhancing the lives of our members through personalized service and community involvement. Whether it's through partnerships with local organizations or initiatives aimed at education and outreach, our goal is to create a positive impact on those around us.

Branch Location & Accessibility

Welcome to the San Francisco Credit Union at our Redwood City Branch! Conveniently located at 510 Veterans Blvd Ste B, Redwood City, CA 94063, we're here to serve you with a friendly smile and a commitment to your financial well-being. Our branch is nestled in a vibrant area, making it easy for you to stop by after visiting nearby landmarks or enjoying a day out in the community. At our Redwood City location, we prioritize accessibility for all members. The branch features ADA-compliant entrances and ramps, ensuring everyone can visit us without hassle. Parking is available nearby, so you can easily find a spot when you come in for your banking needs. Our operating hours are designed with your schedule in mind. We're open Monday through Friday from 9:00 a.m. to 5:00 p.m., making it convenient for you to manage your finances during the week. While we're closed on weekends, you can always reach us at 650-366-5522 if you have questions or need assistance. For those who prefer cash transactions, we offer ATM services right at our location. Unfortunately, we do not have drive-thru banking available at this branch; however, our team is ready to assist you inside with all your banking needs. While members can visit us at 510 Veterans Blvd Ste B, official correspondence should be sent to the same address as our mailing address is identical. Whether you're looking to open a checking account, apply for an auto loan, or explore mortgage options, we're here to help. We invite you to stop by and experience the welcoming atmosphere of the San Francisco Credit Union's Redwood City Branch. Our dedicated staff is eager to assist you and make your banking experience enjoyable!

Member Eligibility

Becoming a member of San Francisco means joining a community that values your financial well-being. If you're looking to connect with a supportive network, you'll be glad to know that membership is open to individuals who live, work, or attend school in the area. Additionally, family members of current members can also join, making it easy for you and your loved ones to benefit from our services. At San Francisco, we offer a range of advantages such as personalized banking experiences and competitive loan rates that cater specifically to your needs. To get started, simply visit us at our location at 510 Veterans Blvd Ste B Redwood City Ca 94063 or give us a call at (650) 366-5522 for more information. You can find detailed eligibility criteria on our website at https://landing.sanfranciscofcu.com/apply-for-a-new-membership. Opening an account is straightforward and welcoming, so don't hesitate to check out the steps outlined here: https://landing.sanfranciscofcu.com/apply-for-a-new-membership. We're excited to have you as part of our growing family!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, our merchant services empower businesses by simplifying payment processing. Picture this: You run a bustling café and want to accept credit cards. Our solutions allow you to do just that enhancing customer satisfaction and streamlining your revenue collection process. With us at your side, you can focus on what matters most: delivering exceptional service and growing your business. Located conveniently at 510 Veterans Blvd Ste B Redwood City Ca 94063 in Redwood City, CA, we invite you to explore how our business banking and commercial services can make a difference for your venture. For more information, give us a call at (650) 366-5522 or visit our website!

Our Commitment to Supporting Local Businesses

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $253 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $56 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $26,292,760, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Services

For business owners, we understand how important it is to have reliable banking support. That's why we offer Business Banking, including essential Merchant Services and flexible Business Loans that cater specifically to small business needs.

Convenience and Accessibility

We know that convenience matters in today's fast-paced world. Our branch features an ATM for cash withdrawals and basic ATM access where you can check balances and make withdrawals quickly and securely. Plus, with our mobile app, you can manage your accounts wherever you are no need to visit the branch every time you need assistance.

Credit Options

In addition, we provide Personal Loans & Debt Consolidation solutions designed to help you manage expenses or consolidate debts into one manageable payment. And don't forget about our Credit Cards with Rewards, which offer great perks while allowing you to earn points on your everyday purchases.

Get Started Today!

Whether you're visiting us at San Francisco or exploring online at Redwood City Branch, we're excited to help you achieve your financial goals. If you have questions or want to learn more about any of our services, don't hesitate to reach out at (650) 366-5522. Let's work together towards a brighter financial future!

Personal Banking

When it comes to personal banking, we provide options that fit any lifestyle. With our Checking & Savings Accounts, you can manage your day-to-day finances easily. Imagine having the ability to check your balance anytime through our Online & Mobile Banking platforms. Our digital tools allow you to transfer money, pay bills, and track your spending right from your smartphone. If you're considering a new vehicle, our Auto Loans & Vehicle Financing make it simple to get behind the wheel without breaking the bank. We also offer Mortgage Loans & Refinancing for those ready to purchase their first home or refinance an existing mortgage for better rates. Our goal is to make financing easy so you can focus on what matters most enjoying your new home or car.

Digital & Online Banking

At San Francisco, we understand that managing your finances should be easy and secure. That's why we've embraced the latest in digital and online banking services to keep you connected to your money whenever and wherever you need it. Whether you're at home, at work, or on the go, our online banking platform offers a range of features designed for your convenience. You can start by visiting us at https://www.sanfranciscofcu.com/ to explore all that we offer. Our 24/7 online banking services ensure you have access to your accounts any time of day or night. You can check balances, transfer funds, and pay bills with just a few clicks. Plus, if you prefer going paperless, our e-statements are available to help you manage your finances efficiently while reducing clutter. For those who enjoy the ease of mobile transactions, our mobile application makes banking even more convenient. With just a few taps on your smartphone, you can make person-to-person transfers, send money to friends or family quickly, and even take advantage of mobile payments for seamless transactions at checkout. We prioritize security too. While we currently do not support electronic signature authorization, rest assured that your personal information is protected through robust security measures as you navigate through our online services. Overall, banking with San Francisco means having control over your financial life right at your fingertips. We're here to provide accessible, user-friendly solutions so you can focus on what matters most your goals and aspirations!

Financial Strength

Community Commitment

We take pride in having 94 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our strong workforce is dedicated to offering personalized service that meets your individual needs.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, San Francisco is your trusted partner. Visit us at 510 Veterans Blvd Ste B Redwood City Ca 94063 or call 650-366-5522 to learn more about how we can help you achieve your financial goals.

Lending Support

Our capacity to lend is robust as evidenced by our total loans and leases reaching $458,044,538. We have provided 1,055 used auto loans, which illustrates our commitment to supporting members' financial goals across various sectors.

Reinvestment in Member Services

With $106,511,489 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This focus on growth reflects our dedication to improving your banking experience while maintaining operational efficiency.

Secure Savings Opportunities

Members' savings are secured through $158,498,699 in share certificates and $244,473,253 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $71,428,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $151,187,472, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.24% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,776,708 in used vehicle loans and $20,517,900 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or pre-owned vehicle, our team is here to assist you through every step of the process.

Business Loans

For business owners, our outstanding commercial loans totaling $26,292,760 provide the capital needed to grow and expand. We understand the challenges businesses face and are committed to offering solutions tailored to meet those needs. At San Francisco, our team is dedicated to providing personalized service and helping you explore all available options. If you're ready to take the next step towards securing a loan or if you have questions about eligibility or refinancing opportunities, please don't hesitate to reach out. You can contact us at (650) 366-5522, or visit us at our branch located at 510 Veterans Blvd Ste B Redwood City Ca 94063 in Redwood City, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $23,415,691, make buying or refinancing simple. We offer various refinancing options, ensuring you find the best fit for your financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $17,754,736 in loans helping members manage their finances effectively. These cards provide convenience and security for your purchases while allowing you to earn rewards.

Loan Aggregator

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