San Francisco Federal Credit Union

Located conveniently at 1811 El Camino Real in Burlingame, the San Francisco Credit Union branch is a trusted community hub where your financial well-being takes center stage. Open Monday through Friday, this welcoming branch offers essential services like personal banking with top-tier checking and savings accounts alongside some of the best auto loans designed to get you behind the wheel faster. Whether you're starting a new chapter or managing everyday finances, their friendly team is ready to assist.
With over 50,000 members and assets exceeding $1.3 billion, San Francisco Credit Union delivers comprehensive solutions including mortgage loans with competitive rates and refinancing options tailored to your unique needs. Business owners can also tap into merchant services and business loans crafted to fuel local growth. Convenient ATM access ensures you can withdraw cash or check balances easily during operating hours, although drive-thru services are not available.
Experience seamless banking with robust online and mobile platforms that put control of your money at your fingertips anytime. Visit the San Francisco branch today at 1811 El Camino Real or call 415-775-5377 to explore personalized financial options and start your membership journey with a credit union that truly cares about your future.

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
heloc
HELOC 10/20
7.5 %
home equity
10 Year Home Equity Loan
7.875 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
ADJUSTABLE
5/1 Adjustable Rate Mortgage
5.5 %
6.401 %
5.0 Yrs
CONVENTIONAL
FIXED
Conforming 15 Year Fixed Rate
5.625 %
5.776 %
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/1 Adjustable Rate Mortgage
5.625 %
6.298 %
7.0 Yrs
CONVENTIONAL
ADJUSTABLE
10/1 Interest-Only Adjustable Rate Mortgage
6.5 %
6.724 %
10.0 Yrs
CONVENTIONAL
FIXED
Conforming 30 Year Fixed Rate
6.625 %
6.728 %
30.0 Yrs
JUMBO
FIXED
Super-Conforming 30 Year Fixed Rate
6.75 %
6.837 %
30.0 Yrs
JUMBO
FIXED
Jumbo 30 Year Fixed Rate
6.875 %
6.963 %
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loan 1-12 months
4.99 - 17.95 %
0.1 - 1 Yrs
Personal loan 13-24 months
8.7 - 17.99 %
1.1 - 2 Yrs
Personal loan 25-36 months
8.75 - 17.99 %
2.1 - 3 Yrs
Personal loan 37-48 months
8.8 - 17.99 %
3.1 - 4 Yrs
Personal loan 49-60 months
8.85 - 17.99 %
4.1 - 5 Yrs
Personal loan 61-72 months
8.95 - 17.99 %
5.1 - 6 Yrs
Personal loan 73-84 months
9.34 - 17.99 %
6.1 - 7 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
New Auto – 2025 or Newer with Less than 5K Miles
4.99 % - 6.05 %
0.1 Yrs - 8 Yrs

Introduction

Welcome to San Francisco, your trusted partner in financial well-being! Located at 1811 El Camino Real, Burlingame, CA 94010, our Burlingame Branch is dedicated to serving our community with a personal touch. Established in 1954, we take pride in fostering relationships with our 50,338 members and providing the support they need to achieve their financial goals. At San Francisco Credit Union, we manage a robust portfolio of assets totaling over $1.34 billion and facilitate loans and leases for 19,078 individuals and businesses. Our commitment to excellence is reflected in our strong financial standing, with total deposits amounting to $92,861,460 and a net worth of $151,187,472. We believe that every dollar counts, which is why we maintain an impressive cash reserve of $8,297,642 to ensure liquidity for our members. Our leadership team is here to guide you through your financial journey. Under the stewardship of CEO Ray Shams and Board President David Huebner, we are committed to transparency and member satisfaction. If you have questions or need assistance, don't hesitate to reach out to us at 415-775-5377 or visit our website at sanfranciscofcu.com. While members can visit us at our branch location for all banking needs, official correspondence should be sent to the same address: 1811 El Camino Real, Burlingame, CA 94010. Join us as we continue making a positive impact in the lives of those around us. Whether you're looking for personal banking solutions like checking accounts or auto loans, or business services tailored for entrepreneurs, we're here for you. Visit us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

Welcome to the heart of our community at San Francisco, located at 1811 El Camino Real in Burlingame, CA. Since opening our doors in 1954, we have proudly served our members and witnessed tremendous growth, evolving alongside the needs of those we serve. With a current membership of over 50,338 individuals, we have become more than just a financial institution; we are a trusted partner in our members' financial journeys. Our mission is simple yet profound: to provide exceptional financial services while supporting the community that supports us. We believe that financial health should be accessible to everyone, which is why we offer a range of services including personal banking, auto loans, mortgage options, and credit cards with rewards. Our commitment extends beyond banking; we actively engage in community outreach efforts that uplift local organizations and help improve the lives of our neighbors. At San Francisco, we strive to create an inviting environment for all. While you can visit us at our branch address, official correspondence can also be sent to our mailing address at 1811 El Camino Real, Burlingame, CA 94010 if needed. Our operating hours are designed for your convenience: Monday through Friday from 9:30 AM to 5:30 PM. We understand the importance of modern banking solutions in today's fast-paced world. That's why we've embraced digital advancements, offering online and mobile banking services that ensure you can manage your finances anytime, anywhere. Additionally, our ATM availability allows for easy cash withdrawals and balance checks whenever you need them. As part of the larger San Francisco family headquartered in San Francisco, CA, we remain dedicated to transparency and integrity in all our operations. With total assets exceeding $1,345,819,264, we are well-positioned to support both personal and business needs within our community. We invite you to join San Francisco today! Experience firsthand how we prioritize your financial success while enriching our community together. Let us be your first choice for banking come by or give us a call at (415) 775-5377 to learn more about becoming a member!

Branch Location & Accessibility

Accessibility Features

At San Francisco Credit Union, we prioritize accessibility for all members. Our branch is equipped with ADA-compliant features including ramps and designated parking spots to ensure everyone can access our services with ease.

Come Visit Us!

We invite you to stop by the Burlingame Branch today. Our team is eager to help you take the next step toward achieving your financial goals. Whether it's a simple inquiry or a more complex financial decision, we're here for you every step of the way!

Convenient Location

Our branch is easily accessible, nestled near popular local landmarks that make finding us a breeze. If you're in the area visiting the nearby shopping centers or parks, feel free to swing by! We are committed to providing a welcoming environment where you can feel comfortable managing your finances.

Operating Hours

We know that life can get busy, so we offer flexible hours to fit your schedule. Our lobby is open Monday through Friday from 9:30 AM to 5:30 PM. We invite you to visit us during these hours when our friendly staff is ready to assist you with everything from opening accounts to applying for loans.

Services Offered

As a member of San Francisco Credit Union, you'll have access to a wide array of services designed just for you! From checking and savings accounts to auto loans and credit cards with rewards, we aim to meet your personal banking needs. Plus, our ATM services ensure that cash withdrawals and balance checks are quick and straightforward. While members can visit us at 1811 El Camino Real, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to reach out at 415-775-5377.

Member Eligibility

Welcome to the vibrant community at San Francisco! Becoming a member is an exciting step towards enjoying personalized financial services tailored just for you. If you live, work, or worship in the area around 1811 El Camino Real Burlingame Ca 94010, you may be eligible to join us. We embrace individuals from all walks of life and are dedicated to helping our members achieve their financial goals. For more detailed information on eligibility requirements, feel free to explore this link. Joining San Francisco opens up a world of advantages, including competitive rates on loans and savings accounts, convenient online banking, and access to friendly customer service whenever you need it. The process of opening your account is straightforward and welcoming just give us a call at (415) 775-5377 or visit our website for more information about how easy it is to get started! We're here to support you every step of the way.

Business Banking & Commercial Services

Streamlined Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify daily operations for your business. Picture this: accepting payments seamlessly from customers both online and in-store, ensuring you never miss a sale. Our tools provide practical benefits that empower you to focus more on your passion and less on managing transactions. Located conveniently at 1811 El Camino Real Burlingame Ca 94010, Burlingame, CA 94010, we invite you to explore how San Francisco can help turn your business dreams into reality. For more information, call us at (415) 775-5377 or visit our website at https://www.sanfranciscofcu.com/.

Unlocking Growth with Loans

Imagine having the financial backing to launch your new product line or expand your storefront. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $253 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $56 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $26,292,760, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Financing Made Easy

If you're thinking about buying a new car, look no further than our Auto Loans & Vehicle Financing options. We offer competitive rates to help you get on the road quickly and affordably. Whether it's a brand-new vehicle or a used one, financing with us is straightforward, allowing you to focus more on enjoying your ride.

Business Banking Support

For entrepreneurs and small business owners in Burlingame, our Business Banking services provide essential support through merchant services and business loans. We're here to help you grow your business with flexible financing solutions that suit your unique requirements.

Credit Cards with Rewards

Do you love earning rewards for everyday purchases? Our Credit Cards with Rewards program allows you to earn points on every dollar spent. It's an excellent way to turn your regular expenses into benefits like travel points or cashback.

Digital Access Anytime, Anywhere

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features so you can manage your accounts from anywhere whether at home or on the go. With just a few taps on your smartphone or clicks on your computer, transferring funds, paying bills, and monitoring transactions has never been simpler. We invite you to visit us at our branch located at 1811 El Camino Real Burlingame Ca 94010 in Burlingame, CA. For any questions or assistance regarding our services, feel free to call us at (415) 775-5377. Our dedicated team is ready to help you navigate all of these offerings and find the best solutions for your financial journey. Experience how easy banking can be with San Francisco where members come first!

Home Sweet Home

Homeownership is a dream for many, and at Burlingame Branch, we make it achievable with our Mortgage Loans & Refinancing solutions. Our friendly team is here to guide you through the process, ensuring you find the right mortgage product for your needs. If you're already a homeowner looking to refinance, we can help you explore options that may lower your monthly payments.

Personal Banking Solutions

Imagine having a checking account that not only meets your day-to-day needs but also offers savings opportunities. At Burlingame Branch, our Personal Banking services include checking and savings accounts tailored to fit your lifestyle. You can easily access your funds through our ATM services, making cash withdrawals and balance checks a breeze. For those moments when life throws unexpected expenses your way, consider our Personal Loans & Debt Consolidation options. These loans can help you manage bills more comfortably without the stress of high-interest rates.

Digital & Online Banking

Easy Payments and Transfers

Need to send money to a friend? Our person-to-person transfers feature makes it simple and fast. Just a few taps on your mobile device, and you're done! Additionally, if you're looking to make purchases without carrying cash or cards, our mobile payments feature is here for you enabling quick and easy transactions from your phone. In summary, at San Francisco, we prioritize accessibility and ease-of-use in our digital banking services. From managing accounts in real-time to securing transactions with top-notch technology, we're committed to providing a banking experience that fits into your busy life. Explore all these features today by visiting https://www.sanfranciscofcu.com/ and take control of your finances like never before!

Key Services

With our online banking platform, available at https://www.sanfranciscofcu.com/, you can access your accounts anytime, anywhere. Whether you need to check your balance, transfer funds, or pay bills, our 24/7 online banking services ensure you have the tools you need right at your fingertips. Plus, our mobile application brings all these features directly to your smartphone, making it even easier to manage your finances on the go. We also offer e-statements for those who prefer a paperless approach. This not only helps the environment but allows you to access your statements quickly and securely whenever you need them. While we currently do not support electronic signature authorization, rest assured that every transaction is protected with high-level security measures to keep your information safe.

Financial Strength

At San Francisco, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to serving you with reliability and trust. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $151,187,472, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,124 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $158,498,699 in share certificates and $244,473,253 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $71,428,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $106,511,489 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $1,055 in used auto loans and $458,044,538 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 94 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $5,297,942. Total Share and Deposit Accounts: 97,414, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, San Francisco is your trusted partner. Visit us at 1811 El Camino Real Burlingame Ca 94010 or call (415) 775-5377 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already provided $12,776,708 in used vehicle loans and $20,517,900 in new vehicle loans to help members get on the road. Whether you're purchasing a brand-new model or a reliable used car, our financing options are flexible and tailored to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $26,292,760 provide the capital needed to grow and expand. We understand that every business has unique needs, and we're committed to supporting your ambitions.

Credit Lines

With $334,551,172 available in credit lines, you have access to funds when you need them most. This flexibility allows you to handle unexpected expenses without straining your budget. At San Francisco, we pride ourselves on offering competitive rates and personalized service. If you're interested in refinancing or exploring eligibility options for any of our loan products, please reach out! You can contact us at (415) 775-5377 for more information or visit us at our branch located at 1811 El Camino Real Burlingame Ca 94010 in Burlingame, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $23,415,691, which can make your dream of owning a home more accessible than ever.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $17,754,736 in loans helping members manage their finances effectively. These cards can be a great way to build credit while enjoying the benefits of rewards and low-interest rates.

Loan Aggregator

Key Benefits of Using LendMesh

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