San Francisco Fire Credit Union CA | Affordable Auto Loans & ATMs

Introduction

Welcome to San Francisco Fire, your trusted partner in financial growth and community support. Located at 3201 California St, San Francisco, CA 94118, our main branch has been serving members since 1959. With a proud membership of over 80,000, we are dedicated to providing personalized banking solutions that cater to your needs. At San Francisco Fire, we understand that every member's financial journey is unique. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Our total assets amount to an impressive $1,672,434,033, ensuring that we have the resources necessary to support our members effectively. With a net worth of $158,301,169 and total deposits reaching $76,227,840, our commitment to your financial well-being is evident. We also maintain a healthy cash reserve of $1,296,119 on hand to assist with immediate needs. Whether you're looking for a new vehicle loan (with nearly 3,942 loans already funded) or considering mortgage refinancing options, we are here to help you achieve your goals. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 3201 California Street, San Francisco, CA 94118. Feel free to reach out at (415) 674-4800 during our operating hours Monday through Friday from 9:30 AM to 5:30 PM and Saturday from 10:00 AM to 2:00 PM. Under the leadership of CEO Kathy Duvall and Board President Brook Baker, our team of 167 employees is dedicated to enhancing your experience with us. We pride ourselves on being more than just a credit union; we are a part of the fabric of our community. Join us today and discover how we can help you navigate your financial journey with confidence! For more information about our services or to explore membership opportunities, visit us online at sffirecu.org. Your financial future starts here!

Branch History & Mission

Join Us

While members can visit us at 3201 California St San Francisco Ca 94118, official correspondence should be sent to 3201 California Street, San Francisco, CA 94118. With your trust, we will continue serving you with integrity and dedication. If you're looking for a place where your finances are treated with care and respect, consider becoming a member of San Francisco Fire Credit Union today! Call us at (415) 674-4800 or explore more about what we offer on our website here. Experience firsthand how we're not just a credit union; we're your community partner in finance.

Our Journey

From our inception, San Francisco Fire has been dedicated to meeting the needs of our members. Initially founded to provide financial services to firefighters and their families, we have expanded our reach over the years. Today, we proudly serve over 80,000 members with total assets exceeding $1.67 billion. This growth reflects not only our commitment to our members but also our ability to adapt to the changing financial landscape. Our journey is marked by milestones that underscore our dedication to community service and member satisfaction. We've embraced digital advancements while ensuring that all our services remain accessible. Our branch features an ATM for convenient cash access and a shared service center for basic transactions with partner credit unions. Though we currently do not offer drive-thru banking, we strive to provide exceptional in-branch service during our operating hours: Monday through Friday from 9:30 AM to 5:30 PM and Saturday from 10:00 AM to 2:00 PM.

Our Mission

At San Francisco Fire, our mission is simple yet powerful: to provide exceptional financial services while supporting the community around us. We believe that everyone deserves access to quality banking solutions that empower them to achieve their financial goals. Whether it's personal banking through checking and savings accounts or loans for vehicles and mortgages, we are here for you every step of the way. Our commitment extends beyond just financial products; we actively engage in community outreach initiatives that strengthen our bonds with local organizations and residents. We understand that being part of a community means giving back, which is why we participate in various events and programs aimed at enhancing the lives of those in San Francisco.

Branch Location & Accessibility

Comprehensive Banking Services

At the San Francisco Fire branch, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards, we've got you covered. Plus, our shared service center allows basic transactions for partner credit union members, making banking even more accessible. For those who prefer digital banking, we offer robust online and mobile banking solutions, allowing you to manage your finances anytime, anywhere. If you need cash on the go, our ATM is available for quick withdrawals and balance checks.

Convenient Access and Features

Finding us is a breeze! Our location offers ample parking options, making it easy for you to visit during your busy day. We also prioritize accessibility for all members; our facilities are ADA compliant, featuring ramps and other accommodations to ensure everyone can enjoy their banking experience with ease.

Operating Hours That Fit Your Schedule

We understand that life can be hectic, which is why we have flexible operating hours designed for your convenience. Our lobby is open from 9:30 AM to 5:30 PM on weekdays and from 10:00 AM to 2:00 PM on Saturdays. This means you can stop by before or after work or even on the weekend!

Stay Connected

If you have any questions or need assistance, don't hesitate to give us a call at 415-674-4800. We are here to help you navigate your financial journey with confidence and ease. So why wait? Come visit us at the San Francisco Fire branch today! We look forward to serving you soon!

Member Eligibility

At San Francisco Fire, we believe that everyone deserves to be part of a community that supports their financial journey. If you're looking to join us, eligibility is open to individuals who live, work, worship, or attend school in the San Francisco area. This means that whether you're a long-time resident or just starting your adventure here, you can become a member and enjoy the benefits that come with it. We pride ourselves on offering personalized services that cater to your unique needs, from checking accounts to loans tailored just for you. Getting started is simple! You can visit us at our welcoming branch located at 3201 California St San Francisco Ca 94118 or give us a call at (415) 674-4800 for more details. For comprehensive information about our eligibility criteria, feel free to check out this resource: . We can't wait to welcome you into the San Francisco Fire family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $72 in commercial loans for our members, helping businesses scale and succeed. This financing has empowered local entrepreneurs to purchase new equipment, hire additional staff, and increase their inventory transforming ideas into thriving enterprises. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions that cater to various needs.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Imagine running your business without worrying about how to accept payments from customers. Our services help you manage transactions smoothly, ensuring you can focus on what truly matters: growing your business. With a user-friendly setup and reliable support, you'll find it easier than ever to meet customer demands. With an outstanding commercial loan portfolio of $115,429,962, we continue to drive economic growth by financing new and expanding businesses right here in San Francisco, CA. Let us be your partner in success as you navigate the exciting world of business. Visit us at 3201 California St San Francisco Ca 94118 or call us at (415) 674-4800 to learn more about how we can help you thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With our ATM & Cash Withdrawal Services, accessing cash is straightforward and hassle-free. Enjoy the convenience of withdrawing cash at any time without worrying about long lines.

Auto Loans & Vehicle Financing

Planning to buy a new car? Our Auto Loans & Vehicle Financing services are here for you! With flexible terms and competitive rates, we help turn your dream vehicle into a reality. Picture yourself cruising down the road in a new ride, all financed with support from our friendly team.

Business Banking

For entrepreneurs and business owners, we offer specialized Business Banking services including merchant services and business loans. Imagine having a partner who understands your business needs and supports your growth every step of the way.

Credit Cards with Rewards

For those who love to earn while they spend, our Credit Cards with Rewards program allows you to rack up points for every purchase. Whether it's cash back or travel rewards, these cards are designed to benefit you for being a loyal member of San Francisco Fire.

Mortgage Loans & Refinancing

Homeownership can be one of the biggest milestones in life. Our Mortgage Loans & Refinancing options provide the necessary support for purchasing your first home or refinancing your existing mortgage. With personalized assistance throughout the process, we ensure that securing a mortgage is as smooth as possible.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking platforms allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds or applying for loans directly from your smartphone, we've made banking easier than ever.

Personal Banking

Whether you're looking to open a checking or savings account, our Personal Banking options are tailored to fit your lifestyle. Imagine having a checking account that helps you manage your daily expenses while also offering competitive interest rates on savings. At Main Branch, we offer both types of accounts, ensuring that you can easily keep track of your finances.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation services can offer relief. We understand that life can throw curveballs, and having access to funds during those times makes all the difference.

Shared Branch Transactions

As part of our commitment to accessibility, we also offer basic shared branch transactions for partner credit union members. This means if you're away from home but need to deposit or withdraw funds, we're there for you. If you're ready to explore how San Francisco Fire can help simplify your financial journey or if you have any questions about our services, don't hesitate to reach out! Give us a call at (415) 674-4800, visit us at 3201 California St San Francisco Ca 94118, or check out our website at https://sffirecu.org/ . We're here for you!

Digital & Online Banking

Key Features

With our online banking services available at https://sffirecu.org/ , you'll have everything you need right at your fingertips. You can easily enroll in e-statements, which means no more paper clutter just clear and convenient digital records of your transactions. Plus, if you're on the go, our mobile application makes banking even simpler. You can manage your account directly from your smartphone, whether you're at home or out and about. For those who prefer contactless options, our mobile payments feature allows you to make purchases securely with your phone. While person-to-person transfers aren't currently available, there are plenty of other ways to handle your finances effortlessly.

Security and Accessibility

Your security is our top priority. Although we do not offer electronic signature authorization at this time, rest assured that our online banking services are equipped with the latest security measures to keep your information safe. Our platform is designed for ease of use, making it simple for everyone from tech-savvy members to those who are new to online banking to navigate their accounts confidently. In today's fast-paced world, having real-time access to your financial information is essential. At San Francisco Fire, we're committed to providing you with the tools you need for effective account management right when you need them. Whether it's checking your balance while waiting in line or quickly transferring funds during lunch break, we've got you covered. Explore all that our digital banking services have to offer by visiting https://sffirecu.org/ today!

Financial Strength

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 167 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 142,000, demonstrating a strong and growing member base that trusts us with their finances.

Reinvesting in Your Future

With $151,673,578 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $1,119,972,813 in total loans and leases support members' financial goals across various sectors, including $1,971 dedicated to used auto loans.

Secured Member Savings

Members' savings are secured through $317,723,515 in share certificates and $540,164,331 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $158,301,169, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $945 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, San Francisco Fire is your trusted partner. Visit us at 3201 California St San Francisco Ca 94118 or call (415) 674-4800 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $35,056,601 in used vehicle loans and $18,207,285 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our auto loans are designed to fit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $115,429,962 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and are here to support your vision for success. We encourage you to reach out for more information about refinancing or eligibility options for any of our loan products. Our team at San Francisco Fire is ready to assist you every step of the way. If you're ready to explore your financing options or have questions about our services, please don't hesitate to contact us at (415) 674-4800. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial journey starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $226,327,063, make buying or refinancing simple. We provide competitive rates and terms to help you secure the home you've always wanted.

Unsecured Credit Cards

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $47,038,731 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits that add value to your spending.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and accuracy, LendMesh serves as a trusted resource for anyone looking to secure a loan. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers are fair and transparent, allowing users to make informed decisions without confusion or hidden terms. One of the key features of LendMesh is its focus on verified data. Loan offers come exclusively from legitimate financial institutions, guaranteeing transparency in the comparison process. Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions; our goal is to provide unbiased results that truly reflect current market conditions. Additionally, LendMesh delivers real-time rate comparisons, ensuring that users have access to up-to-date loan rates from multiple institutions. This timely information helps individuals and families find the best options for their financial needs quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this illustrate how LendMesh makes a significant difference in helping consumers navigate their borrowing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SAN FRANCISCO FIRE CREDIT UNION