San Diego Firefighters Credit Union CA | Affordable Auto Loans & Business Banking

Introduction

Welcome to San Diego Firefighters Federal Credit Union - Main Office, where we pride ourselves on being more than just a financial institution. Since our establishment in 1984, we have been dedicated to serving our community, particularly those who protect and serve us every day. Located at 4926 La Cuenta Dr, San Diego, CA 92124, we are here to help you achieve your financial goals with a personal touch. As of now, we proudly support 3,563 members with an impressive total asset value of $131,443,895. Our commitment to you doesn't stop there; we have also facilitated 2,181 loans and leases that empower our members to invest in their dreams. Whether you're looking for an auto loan or a mortgage refinance, we have the right options for you. At San Diego Firefighters FCU, we believe in transparency and trust. With total deposits amounting to $16,095,757 and a net worth of $10,904,459, you can feel secure knowing your money is in good hands. Our team of 16 dedicated employees, led by CEO Matthew Herbert and Board President Michael McCormick, is committed to providing top-notch service tailored just for you. While members can visit us at our main branch location, official correspondence should be sent to our mailing address: 4926 La Cuenta Drive, San Diego, CA 92124-2609. We invite you to explore our various services including checking and savings accounts, personal loans, credit cards with rewards, and business banking solutions all designed with your needs in mind. Ready to take the next step? Give us a call at 800-973-3328 or visit us online at www.sdffcu.org today! Your financial journey starts here with us.

Branch History & Mission

Community Engagement

We understand that strong communities are built on relationships. That's why we prioritize engagement through various outreach efforts. From hosting local events to providing educational resources on personal finance, we strive to be a resource for knowledge and support in San Diego. Our focus on digital advancements ensures that you can manage your finances conveniently through online banking and mobile applications. Though we currently do not offer ATMs or drive-thru services at this location, our commitment remains unwavering: providing you with personalized service every time you walk through our doors. Join us at San Diego Firefighters Federal Credit Union today! Experience firsthand how we can help you achieve your financial aspirations while supporting a vibrant community spirit. Whether you're looking for loans, credit cards with rewards, or simply want reliable advice on managing your finances, we're here for you every step of the way. Reach out at 800-973-3328 or visit us online at www.sdffcu.org for more information on how you can become part of our family.

Our Mission

At the heart of San Diego Firefighters is a commitment to both financial excellence and community support. We believe that everyone deserves access to sound financial products that empower them to achieve their goals. Our mission is clear: we aim to foster financial well-being while contributing positively to the local community. Through partnerships with local organizations and outreach programs, we actively participate in initiatives that uplift and support those around us. While members can visit us at 4926 La Cuenta Dr, official correspondence should be sent to 4926 La Cuenta Drive, San Diego, CA 92124-2609. Our branch operates from 8 am to 3:30 pm, Monday through Friday, offering a welcoming environment where you can discuss your financial needs with our dedicated team.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important. Our branch is equipped with features to accommodate all members, including ADA-compliant entrances and ramps. Plus, ample parking is available nearby, ensuring a hassle-free experience when you come to see us.

Connect With Us

Ready to take the next step? We invite you to visit us or give us a call at 800-973-3328. Discover how the San Diego Firefighters Federal Credit Union can support your financial journey today!

Operating Hours & Services

At the San Diego Firefighters Federal Credit Union - Main Office, we are open Monday through Friday from 8 am to 3:30 pm. We're here to help you with a variety of personal banking services, including checking and savings accounts, auto loans and vehicle financing, mortgage loans, personal loans for debt consolidation, and credit cards with rewards. Although we do not offer ATM services or drive-thru banking at this location, our friendly staff is always ready to assist you inside.

Member Eligibility

Becoming a member of San Diego Firefighters feels like joining a warm, supportive family that truly cares about your financial well-being. If you live, work, or have a family member associated with the fire service in San Diego County, you're likely eligible to join us! We welcome not just firefighters but also their families and those who support our mission. To find out more about specific eligibility criteria, you can visit our detailed page at http://www.sdffcu.org/membership . Once you're ready to take the next step, opening an account is simple! Just head over to our account opening page at https://sdffcu-dn.financial-net.com/web/enrollment . If you have any questions or need assistance, feel free to reach out to us at (800) 973-3328. Our friendly team is here to help you every step of the way as you embark on this exciting journey with San Diego Firefighters, located conveniently at 4926 La Cuenta Dr San Diego Ca 92124. Join us today and enjoy all the benefits of membership!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools to accept payments seamlessly from your customers, whether they're using credit cards or mobile wallets. Our merchant services make it easy for businesses to process transactions securely and efficiently. This means you can focus on what matters most growing your business while we handle the behind-the-scenes work. Located at 4926 La Cuenta Dr San Diego Ca 92124 in San Diego, CA, we invite local business owners to explore how our tailored financial solutions can support your journey toward success. Contact us today at (800) 973-3328 to learn more about how we can assist you!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing solutions make it easy for you to get behind the wheel without breaking the bank. With flexible terms and competitive rates, we help you find an option that works for your budget. Picture yourself driving off in your dream car while knowing you made a smart financial decision.

Business Banking

For our entrepreneurial members, we offer comprehensive business banking services, including merchant services and business loans designed to help grow your venture. We know how hard it is to run a business; that's why we're here to support you with tools and resources tailored for success.

Credit Cards with Rewards

Our credit cards with rewards allow you to earn points on everyday purchases. Use them for groceries, gas, or dining out and watch the rewards add up! It's not just about spending; it's about getting something back in return, making your shopping experiences even more rewarding.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans tailored just for you. Whether you're buying your first home or looking to refinance an existing mortgage, we guide you through the process with personalized service and competitive rates. Imagine enjoying the comfort of homeownership while also securing favorable loan terms that can save you money over time.

Online & Mobile Banking

With our focus on convenience, online and mobile banking features empower you to manage all aspects of your finances from the palm of your hand. Pay bills, transfer funds, and check balances without having to visit a branch it's all at your fingertips! If you're ready to explore how San Diego Firefighters can assist you in achieving your financial goals, give us a call at (800) 973-3328, or visit us at 4926 La Cuenta Dr San Diego Ca 92124 in beautiful San Diego, CA. We look forward to serving you! For more information about our services or to open an account today, visit us online at San Diego Firefighters Federal Credit Union - Main Office.

Personal Banking

We offer a variety of personal banking options, including checking and savings accounts that fit seamlessly into your lifestyle. Imagine easily managing your day-to-day expenses or building up your savings with competitive interest rates. Our online and mobile banking platforms ensure you can access your accounts anytime, anywhere making banking more convenient than ever.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. Whether you're planning a big purchase or need assistance managing debt, we provide solutions that give you peace of mind. Think about consolidating multiple payments into one manageable monthly installment making budgeting easier!

Digital & Online Banking

Key Features

We offer electronic statements to help you keep track of your finances without the clutter of paper. With e-statements, you'll receive an email notification each month when your statement is ready, making it easier than ever to stay organized. If you're on the go, our mobile application makes managing your accounts even simpler. Whether you're making payments using our mobile payments feature or sending money to friends and family with person-to-person transfers, everything is just a tap away. Plus, our app allows you to access all the features of online banking right from your smartphone. While we currently do not support electronic signature authorization, we ensure that every other aspect of our digital banking experience is tailored for ease and security. You can rest easy knowing that we have taken the necessary steps to protect your personal information. Experience the future of banking today with San Diego Firefighters. Visit us online or download our mobile app to take charge of your finances in a way that fits your lifestyle!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 9,158, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $6,674,174. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, San Diego Firefighters is your trusted partner. Visit us at 4926 La Cuenta Dr San Diego Ca 92124 or call (800) 973-3328 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $10,696,967 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $339 in used auto loans and $65,960,665 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $33,591,792 in share certificates and $7,276,973 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 15 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $10,904,459, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $828 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,911,529 in used vehicle loans and $3,002,704 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, allowing you to choose what best fits your budget.

Credit Lines and Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,389,522 in loans helping members manage their finances effectively. Our credit lines provide quick access to funds for unexpected expenses or planned purchases without the hassle. In addition to these offerings, our branch provides refinancing options that can help lower your monthly payments or consolidate debt into one manageable loan. If you're interested in exploring eligibility options or how refinancing could benefit you, feel free to reach out. For any questions or to learn more about our loan products, please contact us at (800) 973-3328 or visit us at 4926 La Cuenta Dr San Diego Ca 92124 in San Diego, CA. We're here to help you take the next step towards achieving your financial aspirations! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $10,925,231, make buying or refinancing simple. Our team is ready to assist you through every step of the process, ensuring you find a solution that fits your lifestyle.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons through a straightforward approach. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to sourcing data directly from reputable lenders enhances the reliability of the information presented. The benefits of using LendMesh are clear: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the platform's reliability and effectiveness in helping consumers secure better financial options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

SAN DIEGO FIREFIGHTERS FEDERAL CREDIT UNION - San Diego, CA