San Diego County Temecula CA Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to San Diego County, where your financial well-being is our top priority! Located at 29097 Overland Dr, Temecula, CA 92591, our branch is not just a place to manage your money; it's a community hub where we strive to empower our members with the resources they need to achieve their financial goals. Since our establishment in 1938, we've proudly served over 429,218 members, helping them navigate their financial journeys with personalized care and dedication. At San Diego County, we understand that trust is built through reliability. With total assets of $10,004,354,199 and total deposits reaching $536,922,463, we are committed to ensuring your funds are safe and accessible when you need them. Our robust financial standing is complemented by a net worth of $1,799,741,526 and cash in hand amounting to $134,865,200. Our leadership team is led by CEO Teresa Campbell and Board President Shirley Jackson, both dedicated to fostering an environment of transparency and support for every member. Together with our team of 857 employees, we are here to serve you during our lobby hours from Monday to Friday, 9 AM to 5 PM, and on Saturday from 9 AM to 2 PM. We invite you to explore the variety of services we offer from personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards. Whether you're looking for loans or online banking options, we're here to provide you with the assistance you need. While members can visit us at our Temecula branch address, feel free to reach out anytime at 877-732-2848 for any inquiries or assistance. For more information about our services or to become a member today, visit us at sdccu.com. Join us as we continue making a positive impact in our community because at San Diego County Credit Union, you're not just a member; you're part of our family!

Branch History & Mission

Community Engagement

Community support has always been at the heart of what we do. From partnerships with local organizations to outreach programs aimed at improving financial literacy, we strive to make a positive impact beyond just banking. Our initiatives focus on fostering growth not only for individuals but also for businesses within Temecula and surrounding areas. We understand that financial success goes hand-in-hand with community well-being. That's why we actively seek ways to contribute and uplift those around us, making sure every member feels valued and supported. With operating hours from Monday to Friday 9 AM - 5 PM and Saturday 9 AM - 2 PM, we are here when you need us most. While you can visit us at the above address for all your banking needs, please note that official correspondence should be sent to our mailing address if different. As you consider your financial future, we invite you to become part of the San Diego County family. Experience firsthand how our dedication to serving you goes beyond transactions; it's about building relationships that matter. Join us today and let's work together toward achieving your financial goals! For more information or assistance, don't hesitate to reach out at 877-732-2848 or visit us online at sdccu.com.

Branch Location & Accessibility

Convenient Access

Our location near popular landmarks makes it simple to fit banking into your day. With plenty of parking available, you can swing by without any hassle. We also ensure that our branch is ADA-compliant, so everyone can visit us comfortably. If you need assistance, our friendly staff is always on hand to help.

Operating Hours

We understand that convenience matters, which is why we offer flexible hours for your busy schedule. Our lobby is open Monday through Friday from 9 AM to 5 PM, and on Saturdays from 9 AM until 2 PM for drive-thru service. This gives you ample opportunity to stop by when it works best for you.

Services Offered

At San Diego County, we provide a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have options that suit everyone whether you're a first-time buyer or looking to expand your business with our merchant services. Plus, with our ATM available on-site, you can easily manage cash withdrawals and balance checks anytime during our operating hours. If you have questions or want more information about what we can offer, don't hesitate to call us at 877-732-2848. We look forward to welcoming you soon!

Member Eligibility

At San Diego County, we believe that everyone deserves to be part of a caring community, and becoming a member is the first step towards enjoying a world of financial benefits. If you're wondering about eligibility, it's quite straightforward! We welcome individuals who live, work, or attend school in certain areas, as well as their family members. This means that if you have ties to our community, you can take advantage of our services tailored just for you. Our members enjoy perks like lower loan rates and higher savings rates, making it easier to achieve your financial goals. Ready to join? The process is simple! You can learn more about the specific eligibility criteria by visiting this link. Once you're ready, opening an account is just as easy reach out to us at (877) 732-2848, or visit us at 29097 Overland Dr Temecula Ca 92591 for assistance. We can't wait to welcome you into the San Diego County family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $174 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $451,471,180, we continue to drive economic growth by financing new and expanding businesses. Imagine having the financial backing to launch a new product line or upgrade your equipment without breaking the bank. Our tailored loan options make it possible, allowing you to focus on what matters most growing your business.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to streamline your payment processing. Picture this: a customer walks into your store, makes a purchase, and checks out quickly using their preferred payment method. Our reliable systems ensure smooth transactions, giving you more time to connect with customers and less time worrying about payment issues. Visit us at 29097 Overland Dr Temecula Ca 92591, Temecula, CA to learn how we can help your business thrive!

Comprehensive List Of Services

Connect with Us Today!

At San Diego County, we're more than just a credit union; we're a community partner committed to enhancing your financial well-being. Explore all the ways we can assist you by visiting us at Branch 24 Temecula North or giving us a call at (877) 732-2848. We look forward to helping you achieve your financial goals!

Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we've invested in robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. Check balances, transfer funds, pay bills, and even send money directly to friends or family all from the palm of your hand! Additionally, with ATM and cash withdrawal services available at our branch and beyond, accessing your money has never been easier.

Flexible Financing Solutions

Life can be unpredictable, and sometimes unexpected expenses arise. That's where our personal loans and debt consolidation services come into play. Whether you need funds for home repairs or want to consolidate multiple debts into one manageable payment, we're here to help. Plus, with our credit cards offering rewards, every purchase can bring you closer to exciting perks.

Personal Banking Made Simple

Managing your finances can be straightforward with our personal banking services. We offer checking and savings accounts tailored for various lifestyles, ensuring you have access to your funds whenever needed. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options make it easy to drive away in your dream car. For those looking to invest in property, our mortgage loans and refinancing options provide competitive rates that can save you money over time.

Supporting Your Business Journey

If you're an entrepreneur or run a small business, you'll appreciate our business banking services. From merchant services that simplify payments to business loans that fuel growth, we're committed to helping you succeed. Our knowledgeable staff can guide you through your options so you can focus on what matters most growing your business.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services available at https://www.sdccu.com/, you can manage your accounts anytime, anywhere. Whether you need to check your balance, pay bills, or transfer funds, our user-friendly platform lets you handle it all with just a few clicks.

Mobile Application

For those on the go, our mobile application offers all the features you need right in your pocket. Need to send money to a friend? Our person-to-person transfer feature makes it simple. Plus, with mobile payments enabled, you can make purchases directly from your phone without hassle.

Real-Time Account Management

Managing your finances has never been easier. With real-time account updates and notifications, you're always in the loop about your financial activities. Whether you're checking on recent transactions or looking to review your spending habits, everything is just a tap away. At San Diego County, we strive to empower our members through technology while ensuring that every transaction is secure and easy to navigate. Discover the full range of our digital banking services today at https://www.sdccu.com/ and take control of your financial journey!

Secure Transactions

Your security is our top priority. We utilize electronic signature authorization for added peace of mind when signing documents digitally. Additionally, e-statements are available so you can keep track of your finances safely and conveniently online no more paper clutter!

Financial Strength

Growing Membership Trust

Total Share Accounts stand at 1,011,075, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0, which further strengthens our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, San Diego County is your trusted partner. Visit us at 29097 Overland Dr Temecula Ca 92591 or call (877) 732-2848 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $1,839,518,388 in share certificates and $2,229,543,374 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 831 full-time employees and 26 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $1,772,319,859 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also impressive; with $36,604 in used auto loans and $5,561,449,660 in total loans and leases, we support members' financial goals across various sectors.

Strong Financial Foundation

With a net worth of $1,799,741,526, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,794 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $600,752,974 in used vehicle loans and $441,768,581 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can choose what best fits your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $451,471,180 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are here to support your growth through tailored lending solutions. If you're interested in any of these loan products or need assistance navigating your options, feel free to reach out! You can contact us at (877) 732-2848 or visit us at 29097 Overland Dr Temecula Ca 92591 in Temecula, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We are dedicated to helping our members succeed financially let's find the right loan solution for you!

Credit Options

For those seeking flexibility in managing finances, we also offer unsecured credit card loans, with a total of $102,088,852 in loans helping members manage their finances effectively. These cards come with flexible terms that allow you to control your spending while enjoying the benefits of rewards and low-interest rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $233,860,187, make buying or refinancing simple. We offer various mortgage products designed to fit different needs, whether you're purchasing your first home or looking to refinance an existing mortgage.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. By using LendMesh, borrowers can easily navigate the complex world of loans and make informed choices. LendMesh ensures accurate loan comparisons by sourcing loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This approach guarantees that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov). With this commitment to compliance and transparency, users can trust that they are seeing legitimate options for their borrowing needs. One significant advantage of using LendMesh is its reliance on verified data. All loan offers are sourced from legitimate financial institutions, which means users can feel confident in the accuracy of the information presented. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. This commitment to unbiased results is a cornerstone of LendMesh's mission to provide honest comparisons. Another benefit of LendMesh is its real-time rate comparisons. Users have access to up-to-date loan rates from multiple institutions, allowing them to make informed decisions quickly. This feature is crucial for borrowers looking to secure the best possible terms for their loans. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of the platform in helping individuals achieve their financial goals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

San Diego County

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans