San Diego County Solana Beach CA Credit Union | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to San Diego County, your trusted partner in financial wellness since 1938. Located at 677 Lomas Santa Fe Dr, Solana Beach, CA 92075, we are dedicated to serving our community and providing exceptional financial services tailored to your needs. With over 429,000 members and total assets exceeding $10 billion, we pride ourselves on fostering a strong sense of belonging and support among our members. At San Diego County, we understand that personal finance can sometimes feel overwhelming. That's why our experienced team, led by CEO Teresa Campbell and Board President Shirley Jackson, is here to guide you every step of the way. We offer a variety of services ranging from checking and savings accounts to auto loans, mortgages, and business banking solutions. Our commitment to you goes beyond numbers; it's about building lasting relationships within the community. We have a net worth of $1.8 billion and maintain a solid foundation with total deposits reaching $536 million. Whether you're looking for competitive loan options or reliable savings plans, we ensure that your financial goals are met with integrity and care. While you can visit us at our branch location for personalized service, please remember that official correspondence should be sent to our mailing address: 677 Lomas Santa Fe Dr, Solana Beach, CA 92075-1412. Ready to take the next step towards your financial future? Give us a call at 877-732-2848 or explore more about our offerings at sdccu.com. Your journey towards better banking starts here!

Branch History & Mission

Community Focus

Our roots are deeply embedded in community support. We believe in giving back through various outreach initiatives and partnerships that uplift local organizations and causes. Whether it's sponsoring local events or providing financial literacy programs, we are dedicated to making a difference right here in Solana Beach. While you can visit us at 677 Lomas Santa Fe Dr for all your banking needs during our operating hours from Monday through Friday, 9 AM to 5 PM, you can also reach us at 877-732-2848 for any inquiries or assistance.

Join Us!

As we continue to grow and adapt, we invite you to be part of this inspiring journey. Experience firsthand the benefits of membership at San Diego County. Join us today and discover how we can help you achieve your financial dreams while being an integral part of a caring community-focused institution. Your future starts here!

Our Mission

At San Diego County, our mission is clear: we strive to provide personalized financial services that enhance the lives of our members and contribute positively to the communities we serve. We offer a wide range of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our commitment goes beyond just providing financial products; we focus on building relationships based on trust and transparency. We understand the importance of accessibility in today's world. That's why we've embraced digital advancements to enhance your banking experience. Our online and mobile banking services allow members to manage their finances anytime, anywhere. You can rest easy knowing that your transactions are secure with features like electronic signature authentication and mobile payments.

Branch Location & Accessibility

Accessibility and Features

At our branch, we prioritize making banking accessible for everyone. Our location complies with ADA standards, featuring ramps and clear pathways to ensure ease of movement. Parking is readily available for our members, so you can pop in without any hassle.

Call to Action

Ready to take the next step? We invite you to visit us at San Diego County or give us a call at 877-732-2848. Let us help you achieve your financial goals today!

Operating Hours

We're open Monday through Friday from 9 AM to 5 PM, making it convenient for you to visit us during the week. Whether you're looking to open an account or discuss loan options, our friendly staff is ready to assist you.

Services Offered

We provide a wide range of services tailored to fit your lifestyle. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. Plus, enjoy the convenience of ATM services right at our location! While we don't currently offer drive-thru banking or shared service centers at this branch, our commitment to providing excellent customer service remains unwavering.

Member Eligibility

At San Diego County, we believe that joining our community is about more than just banking it's about belonging to a supportive family that cares for your financial well-being. To become a member, you simply need to meet a few friendly eligibility criteria. If you live or work in San Diego County, you're already on the right track! We welcome anyone who shares our values and wants to take advantage of the benefits that come with membership, including competitive rates and personalized service. For more detailed information on eligibility requirements. Once you're ready to open an account, the process is as easy as pie! You can find all the details for opening your account. If you have any questions or need assistance, don't hesitate to give us a call at (877) 732-2848. We can't wait to welcome you into the San Diego County family at 677 Lomas Santa Fe Dr, Solana Beach, CA 92075!

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer practical merchant services designed to simplify daily operations. Imagine processing payments quickly and securely, allowing you to focus on what matters most serving your customers. Our solutions are designed with real-world needs in mind, providing reliable support so you can thrive in a competitive landscape. Located at 677 Lomas Santa Fe Dr Solana Beach Ca 92075 in Solana Beach, CA, our team is ready to partner with you on your journey toward success. Reach out today at (877) 732-2848 and let's explore how we can help your business flourish!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $174 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $451,471,180, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're thinking about buying a car, our Auto Loans & Vehicle Financing options are tailored to fit your budget. We know that purchasing a vehicle is a big decision, so we provide competitive rates and flexible terms to make the process stress-free. Whether it's a new car or a used one, we're here to help get you behind the wheel.

Business Banking

For entrepreneurs and business owners, we offer comprehensive Business Banking services that include Merchant Services and Business Loans. We understand that running a business comes with its own set of challenges, so we're here to support you with financial solutions tailored specifically for your needs.

Credit Cards with Rewards

Additionally, our Credit Cards with Rewards program lets you earn points on everyday purchases. Whether it's grocery shopping or dining out, you'll be rewarded for spending money that you already plan to spend!

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we emphasize our Online & Mobile Banking features. With just a few taps on your phone or clicks on your computer, you can access your accounts anytime! Plus, our ATM & Cash Withdrawal Services ensure that cash is always within reach. As part of our commitment to serve you better, we provide basic ATM access for withdrawals and balance checks so that managing your money is as convenient as possible. At San Diego County, we believe in building lasting relationships with our members by providing the tools and support necessary for financial success. If you'd like more information about any of our services or have specific questions regarding how we can help meet your unique needs, don't hesitate to call us at (877) 732-2848 or visit us at Branch 21 Solana Beach today! Your financial journey starts here!

Mortgage Loans & Refinancing

For those looking into homeownership or refinancing their existing mortgage, our Mortgage Loans & Refinancing services offer personalized solutions. Picture yourself in your dream home with affordable monthly payments our knowledgeable staff will guide you through every step of the process.

Personal Banking

Starting with personal banking, we offer Checking & Savings Accounts that help you manage your day-to-day finances while also planning for the future. Imagine being able to easily transfer funds between accounts or set up automatic savings it's all possible with our straightforward online and mobile banking options. You can check your balance anytime, anywhere, making it easier than ever to stay on top of your finances.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation options can provide the relief you need. With manageable payment plans and favorable terms, you can focus on what truly matters without the burden of high-interest rates.

Digital & Online Banking

Key Features

Our online banking platform is available 24/7, allowing you to check balances, transfer funds, and pay bills whenever it suits you. Whether you're at home or on the go, you can access your accounts securely and easily. Plus, with e-statements available, you can keep track of your financial activity without the clutter of paper statements perfect for environmentally conscious members. Need to send money to a friend? Our person-to-person transfer feature makes it simple! Just a few taps on your mobile device, and the money is on its way. Speaking of mobile devices, our user-friendly mobile application is available for download, making banking even more convenient. You can manage your accounts, make payments, and even use mobile payments all from the palm of your hand.

Security Matters

Your security is our top priority. We offer electronic signature authorization for transactions, ensuring that all actions taken on your account are verified and safe. Rest assured that with our advanced security measures, your personal information remains protected. At San Diego County, we're committed to providing accessible and efficient banking solutions. Our digital services empower you to stay on top of your finances anytime, anywhere. Experience the ease of banking with us today!

Financial Strength

At San Diego County, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a net worth of $1,799,741,526, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to you is reinforced by our impressive net worth ratio of 17.94%, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,839,518,388 in share certificates and $2,229,543,374 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,772,319,859 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $36,604 in used auto loans and a total of $5,561,449,660 in loans and leases available for various needs. Our operational efficiency shines through as reflected in our $11,703,648. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 831 full-time employees and 26 part-time employees ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 1,011,075, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, San Diego County is your trusted partner. Visit us at 677 Lomas Santa Fe Dr Solana Beach Ca 92075 or call (877) 732-2848 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $600,752,974 in used vehicle loans and $441,768,581 in new vehicle loans already helping members get on the road. We provide financing solutions for both new and used vehicles, making it easier than ever to find a car that fits your lifestyle and budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $451,471,180 provide the capital needed to grow and expand your business. Whether you're starting a new venture or looking to invest in equipment, we can help you achieve your business goals. At San Diego County, we believe in making lending accessible and transparent. If you're considering refinancing or need assistance determining eligibility for any of our loan products, our knowledgeable staff is here to guide you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We are committed to providing quality service and support to all our members as they navigate their financial journeys. Visit us today and discover how we can assist you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $233,860,187, make buying or refinancing simple. We offer competitive rates and flexible terms to help you take the next step toward owning your home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $102,088,852 in loans helping members manage their finances effectively. This is a great option if you're looking to consolidate debt or make a significant purchase without tying up your savings.

Loan Aggregator

Benefits of Using LendMesh

One of the key advantages of using LendMesh is its focus on verified data. Loan offers are sourced from legitimate financial institutions, ensuring that users receive genuine options. Furthermore, LendMesh does not prioritize lenders based on paid promotions there are no sponsored listings. This commitment to impartiality means that users can trust they are seeing unbiased results. Another significant benefit is the real-time rate comparisons provided by LendMesh. Users can access up-to-date loan rates from multiple institutions, empowering them to make informed choices without sifting through outdated information. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness and reliability of the platform in helping individuals secure better loan rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SAN DIEGO COUNTY CREDIT UNION - Solana Beach, CA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Solana Beach, CA (92075)