San Diego County San Ysidro CA Credit Union | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to San Diego County, where we believe that strong communities are built on trust, reliability, and financial empowerment. Located at 2036 Dairy Mart Rd Ste 130, San Ysidro, CA 92173, our branch has been serving members since 1938, providing a wide array of financial services designed to meet your unique needs. At San Diego County, we proudly serve over 429,218 members with a commitment to their financial well-being. Our total assets amount to an impressive $10,004,354,199, reflecting our strength and stability in the community. With total deposits reaching $536,922,463 and a net worth of $1,799,741,526, you can feel confident in choosing us as your trusted financial partner. Our dedicated team of 857 employees, led by CEO Teresa Campbell and Board President Shirley Jackson, works tirelessly to ensure you receive personalized service that meets your banking needs. We offer a variety of products including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. While members can visit us at our San Ysidro branch for all their banking needs, they can also easily access our services online or through our mobile app. Whether you're interested in applying for a loan or simply want to inquire about our offerings, don't hesitate to reach out! Call us at 877-732-2848 or visit our website at sdccu.com for more information. Join us today and experience the difference that being part of the San Diego County family makes!

Branch History & Mission

Commitment to Innovation

As we move forward into an increasingly digital world, we remain committed to incorporating technology that enhances member experience. Our offerings include online banking, mobile payments, and electronic signatures for ease of use. We also maintain ADA compliance standards so that all members can enjoy our services without barriers.

Join Us

We invite you to become a part of the San Diego County family. Whether you're looking for straightforward banking solutions or specialized financial advice, our friendly staff is here to help. Visit us during our operating hours Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM or reach out via phone at 877-732-2848. Experience firsthand how San Diego County can make a difference in your financial journey!

Our Mission

Our mission is clear: to empower our members through exceptional financial services while fostering strong community ties. We believe that everyone deserves access to quality banking options that help them achieve their personal and financial goals. From checking and savings accounts to auto loans and mortgages, we offer a wide range of products tailored to meet the diverse needs of our members. In addition to providing comprehensive banking services, we are dedicated to giving back to the community. We actively engage in outreach programs that support local initiatives and nonprofits, ensuring that we play a positive role in enhancing the quality of life for all those we serve.

Branch Location & Accessibility

Operating Hours

We understand that life can get busy, which is why we're here for you during the week! Our lobby hours are from 9 AM to 5 PM, Monday through Friday, and we're open on Saturdays from 9 AM to 2 PM. This gives you flexibility in choosing a time that works best for you.

Services Offered

At San Diego County, we take pride in offering a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have solutions for everyone. Plus, enjoy the convenience of online and mobile banking right at your fingertips. For those who prefer cash transactions, we also provide ATM services at this location. Although there's no drive-thru service available, our team is committed to making your in-branch experience smooth and enjoyable. While members can visit us at 2036 Dairy Mart Rd Ste 130 San Ysidro Ca 92173, official correspondence should be sent to our mailing address if it differs from this location (currently not provided). Ready to learn more? Feel free to give us a call at (877) 732-2848 or stop by today! We look forward to welcoming you into the San Diego County family.

Member Eligibility

Becoming a member of San Diego County is like opening the door to a friendly community where your financial well-being comes first. If you live, work, or go to school in the San Diego area, you're likely eligible to join us! We welcome individuals from various backgrounds and walks of life, making it easy for anyone to enjoy the benefits of our credit union. For more detailed information on eligibility requirements, feel free to visit this link. Joining is simple and straightforward; once you're ready, just reach out to us at (877) 732-2848 or stop by our branch located at 2036 Dairy Mart Rd Ste 130 San Ysidro Ca 92173. You'll find that becoming a member not only opens up access to a range of personal banking services but also connects you with a supportive network committed to helping you achieve your financial goals. So why wait? Join us today and experience the advantages of being part of the San Diego County family!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine effortlessly managing payments while focusing on what you do best running your business. Our merchant services simplify transactions, making it easy for your customers to pay you. With various options tailored to different business sizes, you can accept payments via credit cards, debit cards, and mobile wallets, ensuring a smooth checkout experience. Visit us at 2036 Dairy Mart Rd Ste 130 San Ysidro Ca 92173 in San Ysidro, CA, or give us a call at (877) 732-2848 to discover how we can help your business thrive!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $174 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $451,471,180, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

Small business owners will find essential support at San Diego County too. Our business banking services include merchant services and business loans that help you manage cash flow and invest in growth opportunities. We're here to empower your entrepreneurial journey with tailored financial solutions.

Call Us Today!

We invite you to explore all that San Diego County has to offer. For more information about our comprehensive range of services or to get started on your financial journey with us, feel free to call us at (877) 732-2848. Our team is ready to assist you during our lobby hours from Monday through Friday 9 AM - 5 PM and Saturday from 9 AM - 2 PM. Join us today and experience the difference!

Credit and Loans

We understand that life can sometimes throw unexpected expenses your way. Our personal loans and debt consolidation services can give you the financial breathing room you need. Plus, our credit cards with rewards offer benefits that make every purchase count, turning everyday spending into valuable perks.

Digital Banking Features

Our commitment to convenience shines through our digital banking features. With online banking, mobile applications, and mobile payment options available, managing your finances has never been easier. Whether it's making a quick ATM withdrawal or sending money to friends through person-to-person payments, San Diego County ensures you have access whenever you need it.

Personal Banking

Managing your finances should be straightforward and convenient. At San Diego County, we offer personal banking services such as checking and savings accounts that cater to your everyday needs. Imagine being able to access your money easily through our online and mobile banking platforms, making it simple to check balances, transfer funds, or pay bills all from the comfort of your home. For those considering larger purchases, our auto loans and vehicle financing options provide competitive rates to help you hit the road with confidence. Additionally, if you're thinking about purchasing a home or refinancing your existing mortgage, our mortgage loans are tailored to fit various budgets and financial situations.

Digital & Online Banking

At San Diego County, we understand that convenience and security are top priorities for our members. That's why we offer a suite of digital and online banking services designed to help you manage your finances easily and safely, anytime and anywhere. With our 24/7 online banking services available at https://www.sdccu.com/, you can check your account balances, pay bills, and transfer money with just a few clicks. Whether you're at home or on the go, managing your finances has never been easier. Plus, with features like electronic signature authorization, signing documents is quick and secure, allowing you to complete transactions without the hassle of printing or mailing forms. We also provide e-statements that let you access your account statements online whenever you need them. This not only saves paper but also keeps your information organized and secure. Our mobile application takes this a step further, giving you the power to bank right from your smartphone. You can deposit checks, set up alerts for important transactions, and even make person-to-person transfers to friends or family instantly. If you're someone who prefers using mobile payments, we've got you covered! Our platform supports this feature so that you can shop conveniently without carrying cash or cards. Everything is designed with ease-of-use in mind, ensuring that all members whether tech-savvy or new to online banking can navigate their accounts effortlessly. With San Diego County, you'll find that real-time account management is at your fingertips. Enjoy peace of mind knowing that our digital banking services prioritize security while keeping your financial world accessible whenever you need it. Dive into a smarter way of banking today!

Financial Strength

Commitment to Growth

With $1,772,319,859 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth means we continuously look for ways to improve your experience with us. Our lending capacity supports members' financial goals across various sectors with $36,604 in used auto loans and $5,561,449,660 in total loans and leases. This diverse range of offerings allows us to meet your needs whether you're looking to buy a car or invest in personal projects.

Community Trust

Total Share Accounts stand at 1,011,075, showing a strong and growing member base that trusts us with their finances. This trust is built on years of dedicated service and transparent practices aimed at putting you first. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, San Diego County is your trusted partner. Visit us at 2036 Dairy Mart Rd Ste 130 San Ysidro Ca 92173 or call (877) 732-2848 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $1,839,518,388 in share certificates and $2,229,543,374 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize safeguarding your investments while helping them grow over time. Unlike traditional banks, we focus on our members first. With non-member deposits at $0, we ensure that our resources are dedicated to benefiting you through better loan rates, lower fees, and exclusive perks tailored for our community.

Operational Efficiency

Our operational efficiency is highlighted by a net income of $11,703,648, which enables us to continue offering competitive loan rates and solid financial products for our members. It's this efficiency that allows us to keep costs down while still providing high-quality service. We also take pride in having 831 full-time employees and 26 part-time employees who are always ready to serve you with a knowledgeable, committed team. Your satisfaction is our top priority.

Strong Financial Health

With a net worth of $1,799,741,526, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid net worth reflects our commitment to managing resources wisely and focusing on the needs of our members. Our net worth ratio of 17.94% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This means when you need us most, we are here for you.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $600,752,974 in used vehicle loans and $441,768,581 in new vehicle loans already helping members get on the road, we make it easy for you to drive away in the vehicle you want. From first-time buyers to seasoned car owners, our team is here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $451,471,180 provide the capital needed to grow and expand. We understand that businesses have unique needs, and our team is ready to work with you to find the best financing solutions tailored to your goals.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $233,860,187, making buying or refinancing simple. We believe that everyone deserves a place to call home, and we're dedicated to helping you navigate the mortgage process with ease.

Refinancing Options

If you're considering refinancing any of your existing loans, we have options available that could save you money and simplify your payments. Our experts are here to assess your situation and provide personalized advice on how refinancing can benefit you. We invite you to visit us at 2036 Dairy Mart Rd Ste 130 San Ysidro Ca 92173 in San Ysidro, CA, or give us a call at (877) 732-2848 for more information about our loan products. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Together, let's find the right loan solution for your needs!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $102,088,852 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to fit your lifestyle while providing you with the purchasing power you need.

Loan Aggregator

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SAN DIEGO COUNTY CREDIT UNION - San Ysidro, CA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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Loan rates in San Ysidro, CA (92173)