San Diego County San Diego CA Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to San Diego County, where we prioritize your financial well-being and community growth! Located at 12980 Carmel Country Rd Ste C100, San Diego, CA 92130, our branch, known as Branch 29 Del Mar, has been serving members since 1938. As part of a proud tradition, we currently support over 429,000 members with a robust commitment to providing personalized financial services that truly make a difference. At San Diego County, we take pride in our impressive total assets of $10,004,354,199 and total deposits amounting to $536,922,463. With a net worth of $1,799,741,526, you can trust that your finances are in safe hands. Our dedicated team of 857 employees, led by CEO Teresa Campbell and Board President Shirley Jackson, is here to ensure you receive the best possible service. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 12980 Carmel Country Rd Ste C-100, San Diego, CA 92130-3199. We are committed to making your banking experience smooth and straightforward. Whether you're looking for personal banking options such as checking and savings accounts or exploring loans for auto financing and mortgages, we're here to help. With over 136,284 loans and leases issued and total cash in hand of $134,865,200, we have the resources needed to meet your financial goals. We invite you to connect with us today! Feel free to call us at 877-732-2848 for any inquiries or visit our website at sdccu.com for more information on how we can assist you on your financial journey. Your trust is our greatest asset!

Branch History & Mission

Our Mission

At San Diego County, our mission is clear: to improve the lives of our members by offering top-notch financial services while prioritizing community support. We believe that every individual deserves a chance to achieve their financial goals, whether it's securing an auto loan, purchasing a home, or saving for the future. Our services include personal banking options such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our commitment extends beyond mere transactions; we actively engage with our community through various outreach programs and partnerships aimed at enhancing local life. We are proud to support initiatives that promote financial literacy and provide resources for those in need. In addition to traditional banking services, we embrace technology to ensure convenience and accessibility for all members. Our digital advancements include online and mobile banking options, e-statements, and mobile payment solutions that make managing finances easier than ever. While members can visit us at 12980 Carmel Country Rd Ste C100, official correspondence should be sent to 12980 Carmel Country Rd Ste C-100, San Diego, CA 92130-3199. Our friendly staff is available during operating hours from Monday to Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM. Although we do not have a drive-thru service, ATM availability ensures quick access for cash withdrawals and balance checks. We invite you to join us at San Diego County experience the difference a community-focused credit union can make in your life. Together, let's build a brighter financial future! For more information or assistance, feel free to reach out at 877-732-2848 or visit us online at sdccu.com.

Branch Location & Accessibility

Call to Action

We invite you to come visit us at San Diego County! If you have questions or need assistance, feel free to call us at (877) 732-2848. Your financial well-being is our priority, and we look forward to welcoming you soon!

Nearby Landmarks and Accessibility Features

Conveniently situated near local attractions, our branch is a stone's throw away from popular spots like Carmel Valley Park, ensuring you can stop by easily while enjoying your day out. We pride ourselves on being accessible for everyone. Our branch features ADA-compliant entrances and parking spaces, so all members can visit without hassle.

Operating Hours and Services

We're open Monday through Friday from 9 AM to 5 PM, and on Saturdays from 9 AM to 2 PM, offering plenty of time for you to drop in when it suits you best. At San Diego County, we provide a wide range of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. We also have an ATM available for quick cash withdrawals and balance checks. Although we do not offer drive-thru banking, our friendly staff is always ready to help inside the branch.

Member Eligibility

At San Diego County, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easy and open to those who live, work, or attend school in the areas we serve. If you're looking to join us at our convenient location at 12980 Carmel Country Rd Ste C100 San Diego Ca 92130, you'll find that membership offers you access to a range of personalized financial services designed to help you succeed. Enjoy competitive rates on loans and savings, as well as resources for your business or personal needs. To learn more about the specific eligibility criteria, please visit our website. And when you're ready to take the next step, opening an account is straightforward and hassle-free. Just give us a call at (877) 732-2848, and our friendly team will guide you through the process. We can't wait to welcome you into the San Diego County family!

Business Banking & Commercial Services

Business Loan Options

Imagine you're ready to launch a new product but need funding to get the inventory rolling. With our commercial loans, you can turn that vision into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $174 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $451,471,180, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's competitive market, efficient payment processing can make all the difference. Our merchant services offer reliable solutions that help you manage transactions smoothly. Imagine a customer walking into your shop, making a purchase, and completing it effortlessly through a fast payment method. That's the kind of seamless experience we help provide to enhance your customer satisfaction. Located at 12980 Carmel Country Rd Ste C100 San Diego Ca 92130, San Diego, CA 92130, we invite you to visit us or call (877) 732-2848 to learn how we can assist you in achieving your business goals.

Comprehensive List Of Services

Business Banking Solutions

For our business members, we provide comprehensive Business Banking solutions that include essential Merchant Services and Business Loans. We know how vital it is for businesses to have reliable financial support, so we work hard to ensure you have what you need to thrive.

Convenient Access

In addition to these offerings, we also provide ATM & Cash Withdrawal Services, making it easy for you to access your money whenever necessary. Our basic ATM access allows you to perform withdrawals and check balances without hassle. At San Diego County, we prioritize convenience and accessibility. Our digital banking features let you manage your finances anytime and anywhere because we know life gets busy! We invite you to visit us at our branch in San Diego or explore more about our services online at sdccu.com. Our friendly team is here to assist you in achieving your financial goals every step of the way!

Credit Cards and Rewards

Don't forget about our fantastic Credit Cards with Rewards program! Enjoy perks that fit your lifestyle while building credit at the same time. Whether it's cash back or travel rewards, there's something for everyone.

Personal Banking

When it comes to personal banking, we offer flexible Checking & Savings Accounts designed to help you manage your day-to-day finances with ease. Imagine having quick access to your funds through our convenient Online & Mobile Banking features. Whether you're at home or on the go, checking your balance or transferring money is just a few taps away. Need a new vehicle? Our Auto Loans & Vehicle Financing options make purchasing a car straightforward and affordable. With competitive rates and personalized service, we help you get behind the wheel without breaking the bank. And if you're thinking about buying a home, our Mortgage Loans & Refinancing services provide various choices to suit your situation. We guide you through the process, making it easy to secure the home of your dreams. For those unexpected expenses or financial goals, our Personal Loans & Debt Consolidation products offer a simple solution. You can consolidate debt into one manageable payment or fund a project you've been planning for ages.

Digital & Online Banking

Accessibility and Ease-of-Use

We believe in making banking accessible for everyone. Whether you're tech-savvy or just starting to explore digital options, our online tools are designed to be straightforward and intuitive. You'll find that managing your accounts in real-time is not only convenient but also empowering. Explore the full suite of digital services we offer at https://www.sdccu.com/ and discover how easy it is to take control of your finances with San Diego County!

Key Features

With our user-friendly mobile application, you can check balances, transfer funds, and even make person-to-person payments with just a few taps. The convenience of mobile payments means you can pay for purchases directly from your phone, making shopping easier than ever. Plus, if you prefer going paperless, our e-statements are available so you can manage your financial documents digitally. Security is always a top priority at San Diego County. Our electronic signature authorization feature allows you to sign documents safely online, ensuring that your transactions are protected without the hassle of printing and mailing.

Financial Strength

Committed Team

We also take pride in having 831 full-time employees and 26 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is reflected in our $11,703,648, enabling us to continue offering competitive loan rates and solid financial products for our members.

Growing Member Base

Total Share Accounts stand at 1,011,075, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments total $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, San Diego County is your trusted partner. Visit us at 12980 Carmel Country Rd Ste C100 San Diego Ca 92130 or call (877) 732-2848 to learn more about how we can help you achieve your financial goals.

Reinvesting in Our Members

With $1,772,319,859 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $36,604 in used auto loans and $5,561,449,660 in total loans and leases.

Secure Savings Options

Members' savings are secured through $1,839,518,388 in share certificates and $2,229,543,374 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $1,799,741,526, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 17.94% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $600,752,974 in used vehicle loans and $441,768,581 in new vehicle loans already helping members get on the road. We have flexible terms and competitive rates that make it easier for you to drive away with the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $451,471,180 provide the capital needed to grow and expand. We know how vital funding is for business success; that's why we work closely with entrepreneurs to find the right financing solutions tailored to their needs.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $233,860,187, make buying or refinancing simple. We aim to guide you through each step of the mortgage process, ensuring you find a plan that fits your budget and lifestyle.

Refinancing Options

If you're considering refinancing your existing loans or exploring eligibility options, our team is here to help. We provide insights into how refinancing can lower your monthly payments or help consolidate debt. At San Diego County, we pride ourselves on transparency and support. For more information about our loan offerings or to discuss which option might be best for you, don't hesitate to reach out at (877) 732-2848 or visit us at 12980 Carmel Country Rd Ste C100 San Diego Ca 92130, San Diego, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

Managing finances can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $102,088,852 in loans helping members manage their finances effectively. These cards come with low-interest rates and no annual fees, allowing you to focus on what matters most.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to transparency is based on the latest results (Source: https://www.ncua.gov), ensuring that all offers are fair and reliable.

SAN DIEGO COUNTY CREDIT UNION - San Diego, CA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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