San Diego County San Diego CA Credit Union | Best Auto Loans & Rewards Cards

Introduction

Welcome to San Diego County, your trusted partner in financial services! Located at 11965 Bernardo Plaza Dr 169, San Diego, CA 92128, our branch has been serving the community since 1938. With a strong commitment to our members, we proudly support over 429,218 individuals and families. Our team, led by CEO Teresa Campbell and Board President Shirley Jackson, is dedicated to providing personalized banking solutions that meet your unique needs. At San Diego County, we understand that financial well-being is essential for a thriving community. That's why we manage assets totaling an impressive $10,004,354,199, ensuring that your money is in safe hands. Our branch offers a variety of services including personal banking accounts, auto loans, mortgages, and business financing solutions. With total deposits reaching $536,922,463, you can trust us to help you achieve your financial goals. We are proud of our robust loan portfolio consisting of 136,284 loans and leases that support members in purchasing homes and vehicles or consolidating debt. As of now, our net worth stands at $1,799,741,526, showcasing our stability and strength as a credit union. While members can visit us at our physical location in Rancho Bernardo for all their banking needs, feel free to reach out via phone at 877-732-2848 for assistance or questions about our services. Our friendly staff is here to guide you from Monday through Friday from 9 AM to 5 PM and Saturdays from 9 AM to 2 PM. Join us today as we work together towards building a brighter financial future for you and the entire San Diego community! For more information about our offerings or to explore how we can assist you further, visit our website at sdccu.com.

Branch History & Mission

A Legacy of Service

From our humble beginnings, San Diego County has grown significantly over the years. We started with a simple mission: to provide affordable financial services to those in our community. As we expanded, we embraced new technologies and innovations while staying true to our roots. Today, we continue to prioritize the needs of our members by offering a range of personal and business banking solutions.

Community Focus

Our branch embraces digital advancements for your convenience. We offer online banking, mobile payments, and e-statements, ensuring that your banking experience is both easy and efficient. Additionally, we are dedicated to ADA compliance so that all members can access our services without barriers. We take pride in being active participants in our community through various outreach efforts. Whether it's organizing local events or partnering with nonprofit organizations, San Diego County is committed to giving back.

Join Us

With operating hours from Monday to Friday between 9 AM and 5 PM and Saturday from 9 AM to 2 PM, we're here when you need us most. Plus, enjoy the convenience of an ATM available on-site. If you're looking for a financial partner who cares about your future and the well-being of our community, consider joining us at San Diego County. Experience the difference with a credit union that puts people first join today! For more information, give us a call at 877-732-2848 or visit our website at www.sdccu.com. We look forward to welcoming you into our family!

Our Mission

At San Diego County, our mission is clear: we aim to empower individuals and families by providing accessible financial services that foster economic growth and stability. We believe in supporting our community not just through banking but also through outreach programs and partnerships that uplift those around us. Our commitment extends beyond transactions; we strive to make a real impact in people's lives. While members can visit us at 11965 Bernardo Plaza Dr 169, official correspondence should be sent to the same address as we do not have a separate mailing address.

Branch Location & Accessibility

ATM Availability

If you're on the go, take advantage of our ATM services available at this branch. With easy access for cash withdrawals and balance checks, managing your finances has never been simpler.

Call to Action

We invite you to stop by San Diego County today! If you have any questions or need assistance before your visit, feel free to give us a call at (877) 732-2848. Our dedicated team looks forward to welcoming you and helping you achieve your financial goals!

Operating Hours

We know that life can get busy, so we offer flexible hours to help you bank when it's convenient for you. Stop by Monday through Friday from 9 AM to 5 PM, or visit us on Saturdays from 9 AM to 2 PM. Whether you're dropping in for a quick transaction or need some time to discuss your financial goals, our friendly team is ready to assist you.

Parking and Accessibility

When you visit us, you'll find ample parking available right outside our doors, ensuring easy access for everyone. Our facilities are designed with accessibility in mind, featuring ramps and other accommodations to ensure all members can navigate our space comfortably.

Services Available

At San Diego County, we provide a wide range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need help with business banking? We also offer merchant services and business loans. Plus, enjoy the ease of online and mobile banking at your fingertips!

Member Eligibility

Becoming a member of San Diego County is like stepping into a welcoming community where your financial needs are prioritized. If you're looking to join us, you'll be happy to know that eligibility is accessible and inclusive. Generally, anyone who lives or works in the San Diego area can become a member. This means whether you're just starting out, building your family, or planning for retirement, we have something for everyone. For more specific details about eligibility criteria, feel free to check out our website at . Joining is straightforward! You can open an account by visiting us at our branch located at 11965 Bernardo Plaza Dr 169 San Diego Ca 92128, or simply give us a call at (877) 732-2848 if you have any questions. We're here to help guide you through the process and ensure you feel right at home with us. Don't miss out on the benefits of being part of San Diego County where your membership truly matters!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer comprehensive merchant services designed to simplify your operations. Imagine effortlessly accepting payments from customers, whether they prefer cash, credit, or digital transactions. Our tools help you manage sales efficiently and keep your cash flow steady, allowing you to focus on what you do best growing your business. Located at 11965 Bernardo Plaza Dr 169 San Diego Ca 92128 in San Diego, CA, we're here to partner with you every step of the way. Explore how our business banking services can empower your vision today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $174 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $451,471,180, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATMs are available for basic transactions like withdrawals and balance checks at convenient locations throughout the area. You'll always have access to your funds when needed. At San Diego County, we pride ourselves on offering comprehensive services that fit various lifestyles and financial goals. If you'd like more information about any of our offerings or if you're ready to get started, please don't hesitate to reach out at (877) 732-2848 or visit us at our branch in San Diego. We look forward to helping you achieve all your financial dreams!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it simple. With competitive rates and flexible terms, you can drive off in your dream vehicle without the stress of high monthly payments. Our team is ready to assist you throughout the entire loan process.

Business Banking

For small business owners, we understand how crucial it is to have reliable banking services. Our business banking options include merchant services and business loans that cater specifically to entrepreneurs looking to grow their enterprises. We aim to support local businesses with tailored solutions that drive success.

Credit Cards with Rewards

Our credit cards come with rewards that benefit you every time you use them! Whether you're shopping for groceries or booking a vacation, earn points that can be redeemed for exciting rewards. This card not only helps build your credit but also adds value to your everyday purchases.

Mortgage Loans & Refinancing

Purchasing a home is one of the most significant financial decisions you'll make. At San Diego County, we provide mortgage loans with various options to fit your budget. If you're considering refinancing, our specialists can help you find the best solution to lower your interest rates or change your loan terms.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services. With these tools, managing your finances has never been easier pay bills, transfer funds, or deposit checks from the comfort of your home or on-the-go using our secure mobile app.

Personal Banking

We offer various personal banking solutions tailored just for you. Our checking and savings accounts are designed to help you manage your funds effectively while earning interest on your savings. Imagine having easy access to your money through our online and mobile banking platforms, where you can check balances and transfer funds anytime, anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans that can help cover emergencies or consolidate existing debt into manageable payments. Picture simplifying your finances by combining multiple payments into one our team is here to guide you through this process.

Digital & Online Banking

Key Features

Our user-friendly online banking platform, accessible at https://www.sdccu.com/ , allows you to check your balances, transfer funds, and pay bills with just a few clicks. You can also take advantage of our electronic signature authorization feature, making it simple to sign documents securely without the hassle of printing or mailing. Want to go paperless? Our e-statements feature lets you receive your account statements electronically, ensuring that your financial information is just a click away and reducing clutter in your mailbox.

Mobile Banking Made Easy

With our mobile application, available for download on your smartphone, you can manage your accounts right from the palm of your hand. Need to make a quick payment? Our mobile payments feature lets you send money instantly using just your phone. Plus, if you need to send money to friends or family, our person-to-person transfers are fast and convenient. At San Diego County, we're committed to making banking accessible for everyone. Enjoy real-time account management with features that prioritize your security and convenience. Join us today and experience banking like never before!

Financial Strength

Growing Membership Base

Total Share Accounts stand at 1,011,075, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, San Diego County is your trusted partner. Visit us at 11965 Bernardo Plaza Dr 169 San Diego Ca 92128 or call 877-732-2848 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $1,839,518,388 in share certificates and $2,229,543,374 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 net income reflects our operational efficiency while enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 831 full-time employees and 26 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting in Member Services

With $1,772,319,859 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $36,604 in used auto loans and a total of $5,561,449,660 in loans and leases.

Strong Financial Health

With a net worth of $1,799,741,526, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1794 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $600,752,974 in used vehicle loans and $441,768,581 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used option, we have solutions tailored just for you.

Commercial Loans

For business owners, our outstanding commercial loans totaling $451,471,180 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our team is here to support your business goals. At San Diego County, we prioritize your financial well-being. If you're considering refinancing options or want to learn more about eligibility requirements for our loans, don't hesitate to reach out. You can contact us at (877) 732-2848 or visit us at our branch located at 11965 Bernardo Plaza Dr 169 San Diego Ca 92128 in San Diego, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're committed to providing transparent and helpful resources as you explore your borrowing options with us.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $233,860,187, make buying or refinancing simple. We can help guide you through the process so that you can make informed decisions about your property investments.

Unsecured Credit Card Loans

Managing day-to-day expenses has never been easier with our flexible terms on unsecured credit card loans. With a total of $102,088,852 in loans helping members navigate their finances effectively, you'll have peace of mind knowing you can cover unexpected costs without hassle.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The primary goal is to provide unbiased results that users can rely on. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, empowering them to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness and reliability of the platform in helping individuals secure favorable loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees that users receive fair and transparent offers tailored to their needs. Each loan option displayed is backed by legitimate institutions, which helps foster trust in the comparison process.

SAN DIEGO COUNTY CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans