San Diego County San Diego CA Credit Union | Top Business Loans & Rewards Cards

Introduction

Welcome to San Diego County, your trusted partner in achieving financial success right here in beautiful San Diego, CA! Located at 12330 Carmel Mountain Rd Ste C1, our branch has been serving the community since 1938. We pride ourselves on being more than just a credit union; we're a community resource dedicated to helping over 429,218 members achieve their financial goals. At San Diego County, we manage an impressive $10,004,354,199 in total assets and offer a wide range of services tailored to meet your needs. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, mortgages, or business banking services, we've got you covered. With total deposits exceeding $536,922,463 and a net worth of $1,799,741,526, you can trust that your finances are in safe hands. Our dedicated team of 857 employees, led by CEO Teresa Campbell and Board President Shirley Jackson, is committed to providing exceptional service every day. We understand the importance of reliable banking solutions and strive to create a welcoming environment where you feel valued and supported. While members can visit us at our branch for all their banking needs, we also offer convenient online and mobile banking options so you can manage your finances on the go. To learn more about our services or if you have any questions, please don't hesitate to reach out at 877-732-2848. Join us at San Diego County where your financial journey begins! For further details and to explore our offerings, visit our website at sdccu.com. We look forward to serving you!

Branch History & Mission

Commitment to Innovation

We understand that technology plays a crucial role in modern banking. That's why we continuously invest in digital advancements like online and mobile banking services. Our members can easily manage their finances from anywhere with features such as electronic signatures and person-to-person payments. Furthermore, we ensure that all our facilities are accessible under ADA compliance standards because every member matters. While we do not currently offer drive-thru services or shared service centers at this location, we do provide ATM access for your convenience.

Join Us

As we look toward the future, we're excited about continuing to serve our community and welcoming new members into the San Diego County family. Whether you're looking for personal banking solutions or business support, we invite you to experience firsthand how we're dedicated to making a difference in your financial life. Contact us today at 877-732-2848 or visit our website for more information on how you can join us on this journey towards financial empowerment!

Our Journey

From our humble beginnings nearly a century ago, we have continually evolved to become a trusted partner in financial services. Initially focused on providing basic banking needs, we have expanded our offerings to include everything from personal banking and auto loans to business banking and mortgage refinancing. Each milestone reflects our dedication to helping our members achieve their financial goals. Our headquarters remains in the heart of San Diego, CA, where our mission started. As we've grown, so has our ability to give back to the community that supports us. We engage in numerous outreach initiatives that reinforce our commitment to local causes and organizations.

Our Mission

At San Diego County, our mission is simple yet profound: We strive to enhance the financial well-being of our members while nurturing a strong sense of community. We believe that everyone deserves access to quality financial services tailored to their unique needs. This guiding principle drives us to offer competitive rates on loans and savings accounts while maintaining an unwavering focus on customer service. While members can visit us at 12330 Carmel Mountain Rd Ste C1 for all their banking needs, official correspondence should be sent to the same address.

Branch Location & Accessibility

Welcome to San Diego County, your friendly neighborhood credit union located at 12330 Carmel Mountain Rd Ste C1 in beautiful San Diego, CA. We pride ourselves on being a convenient financial resource for our members, nestled near the vibrant Carmel Mountain Ranch area, just a stone's throw from local shopping centers and restaurants. Whether you're running errands or stopping by after work, we're here to help make your banking experience as smooth as possible. While members can visit us at our branch address, please note that official correspondence should be sent to our mailing address if it differs. Our location is designed with accessibility in mind, featuring ADA-compliant entrances and parking options, ensuring that everyone can visit us comfortably. At San Diego County, we understand that your time is valuable. Our lobby hours are set to accommodate your busy schedule, open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM. Although we currently do not offer drive-thru banking, our ATM is available for quick access to cash and basic transactions whenever you need it. We offer a wide array of services tailored to meet your personal banking needs from checking and savings accounts to auto loans and mortgages. Our knowledgeable staff is always ready to assist you with any questions or concerns you may have. Feel free to give us a call at 877-732-2848 if you have any inquiries or want to learn more about how we can support your financial journey. We invite you to stop by our branch soon; we look forward to welcoming you into the San Diego County family!

Member Eligibility

Welcome to San Diego County, where becoming a member feels like joining a close-knit community that truly cares about your financial well-being. If you're looking to enjoy the benefits of personalized banking, we'd love to have you! To be eligible for membership, you can typically qualify based on your residency, employment, or association with certain groups within our community. The details can vary slightly, so it's best to check out the specifics for the most accurate and up-to-date information. Joining is simple and straightforward! Once you find that you're eligible, opening an account is just as easy. Feel free to give us a call at (877) 732-2848 or visit us at our friendly branch located at 12330 Carmel Mountain Rd Ste C1 San Diego Ca 92128. We're here to help you every step of the way as you take this exciting step toward better banking with us at San Diego County!

Business Banking & Commercial Services

Financing for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $174 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $451,471,180, we continue to drive economic growth by financing new and expanding businesses. Whether you're looking to expand your operations or purchase new equipment, our expert team at San Diego County is here to guide you through the lending process.

Merchant Services That Matter

Beyond loans, we offer merchant services designed to simplify transactions for your business. Imagine a busy Saturday at your store; with our reliable payment processing solutions, you can focus on serving customers while we handle the behind-the-scenes work. Our services ensure that accepting payments is quick and hassle-free, allowing you to maximize sales and improve customer satisfaction. Visit us at 12330 Carmel Mountain Rd Ste C1 San Diego Ca 92128 in San Diego, CA or call us at (877) 732-2848 to learn more about how our business banking solutions can help you achieve your goals!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Convenience is key! With our ATM services, accessing cash has never been easier. You can withdraw funds or check your balance at any time without visiting a branch. Plus, our network of ATMs makes it simple to find one nearby. At San Diego County, we pride ourselves on offering these diverse services while ensuring accessibility and ease of use through digital banking features. If you're ready to learn more about what we can do for you or if you have questions about specific services, don't hesitate to reach out! Call us at (877) 732-2848 or visit us at Branch 10 Carmel Mountain today!

Auto Loans & Vehicle Financing

Thinking about getting a new vehicle? Our auto loans and vehicle financing options make it easy for you to hit the road in style. We provide competitive rates that fit your budget, so you can focus on choosing the perfect car rather than worrying about high payments.

Business Banking

For our entrepreneurial members, we offer comprehensive business banking solutions, including merchant services and business loans. Let us help you grow your business with financial products designed specifically for small business owners.

Credit Cards with Rewards

Looking for a credit card that gives back? Our credit cards with rewards allow you to earn points for every dollar spent. These points can be redeemed for travel, merchandise, or even cash back making every purchase rewarding!

Mortgage Loans & Refinancing

If homeownership is part of your plan, our mortgage loans and refinancing services will guide you through the process smoothly. Whether you're buying your first home or looking to refinance for better terms, we have options that can help make your dream home a reality.

Personal Banking

We understand that everyone has different banking needs. That's why we offer various personal banking services including checking and savings accounts. Imagine having easy access to your funds whenever you need them. With our online and mobile banking features, managing your accounts is as simple as a few taps on your smartphone. You can check balances, pay bills, and transfer money on the go!

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. With our personal loans and debt consolidation options, you can tackle those financial bumps without stress. Whether it's medical bills or consolidating credit card debt into one manageable payment, we're here to support you.

Digital & Online Banking

Convenient Online Access

Our online banking platform is available 24/7 at https://www.sdccu.com/, allowing you to check your account balances, transfer funds, and pay bills whenever it suits you. You'll also enjoy the convenience of person-to-person transfers, making it simple to send money to friends or family without needing cash. Plus, our mobile application offers a user-friendly interface designed for quick access to all your banking needs.

Enhanced Security Features

We prioritize your security. Our electronic signature authorization means you can complete transactions safely without the need for paper forms. You can also choose to receive e-statements instead of traditional paper statements, keeping your financial information secure while reducing clutter.

Mobile Payments Made Easy

With our mobile payments feature, paying for goods and services has never been easier. Just link your bank account to your favorite payment apps and enjoy fast, contactless transactions wherever you shop.

Real-Time Account Management

Stay in control of your finances with real-time account management tools. Monitor your spending habits, track transactions, and receive alerts for important activities directly through our online platform or mobile app. At San Diego County, we're committed to providing you with easy access to all the services you need while ensuring that your information remains safe and sound. Experience the ease of digital banking today!

Financial Strength

At San Diego County, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with reliable services backed by solid financial performance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $1,799,741,526, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 17.94% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,839,518,388 in share certificates and $2,229,543,374 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,772,319,859 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $36,604 in used auto loans and $5,561,449,660 in total loans and leases. Our $11,703,648 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 831 full-time employees and 26 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 1,011,075, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, San Diego County is your trusted partner. Visit us at 12330 Carmel Mountain Rd Ste C1 San Diego Ca 92128 or call (877) 732-2848 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Options

For business owners, our outstanding commercial loans totaling $451,471,180 provide the capital needed to grow and expand your enterprise. If you're considering refinancing or exploring eligibility options, our team is ready to assist you in finding the best solutions for your financial situation. At San Diego County, we prioritize transparency and support as you navigate your borrowing options. For any inquiries or assistance, feel free to reach out at (877) 732-2848 or visit us at our branch located at 12330 Carmel Mountain Rd Ste C1 San Diego Ca 92128 in San Diego, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $600,752,974 in used vehicle loans and $441,768,581 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make driving off with your dream car a reality.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $233,860,187, make buying or refinancing simple. We offer guidance through each step of the process to ensure you find the right solution for your needs.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $102,088,852 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can fit into any lifestyle.

Loan Aggregator

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SAN DIEGO COUNTY CREDIT UNION - San Diego, CA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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