San Diego County San Diego CA Credit Union | Affordable Auto Loans & Rewards Cards

Introduction

Welcome to San Diego County, your trusted partner in financial well-being! Located at 6705 Mira Mesa Blvd, San Diego, CA 92121, our branch has been serving the community since 1938. With a strong commitment to member satisfaction, we are proud to have a total membership of 429,218 individuals who rely on us for their banking needs. At San Diego County, we prioritize your financial health. With total assets exceeding $10 billion and total deposits of $536,922,463, we provide a secure environment for your savings. Our net worth stands at an impressive $1,799,741,526, showcasing our strength and stability in the industry. Plus, with cash in hand amounting to $134,865,200, you can trust us to be there for you when you need it most. Our dedicated team of 857 employees, led by CEO Teresa Campbell and Board President Shirley Jackson, is here to assist you with a variety of services. Whether you're looking for personal banking options like checking and savings accounts or loans for your next vehicle or home, we've got you covered. We also offer business banking solutions that include merchant services and business loans. While you can visit us at our branch location for all your banking needs, please note that we do not have a different mailing address; all official correspondence can be handled directly at this location. Explore our website at sdccu.com for more information about our offerings or give us a call at 877-732-2848. We're here to help you achieve your financial goals! Come see how we can make a difference in your life today!

Branch History & Mission

Commitment to Innovation

In addition to traditional banking services, we are committed to adopting digital advancements that enhance your experience. With features like electronic signatures and mobile payments available, we ensure that your banking needs are met efficiently and securely. We also prioritize accessibility by adhering to ADA compliance standards so that all members can enjoy our services comfortably.

Join Us Today!

As we continue on this journey of growth and service, we invite you to become a part of the San Diego County family. Discover how our personalized approach can benefit you today! Feel free to reach out at 877-732-2848 or visit us during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM. Experience the difference with us where your financial goals meet community spirit!

Our Mission

Our mission is simple yet powerful: to empower our members through exceptional financial services and community support. We believe that everyone deserves access to affordable financial options and personalized assistance. That's why we strive to make banking easy with features like online and mobile banking, allowing you to manage your finances anytime, anywhere. We also recognize the importance of giving back. Our branch actively engages in various community outreach programs that strengthen our local ties. Whether it's through financial literacy workshops or partnerships with local organizations, we are dedicated to making a positive impact beyond just banking. While members can visit us at 6705 Mira Mesa Blvd, official correspondence should be sent to this address as well since it matches our mailing address.

Branch Location & Accessibility

Welcome to San Diego County, your friendly credit union located conveniently at 6705 Mira Mesa Blvd, San Diego, CA 92121. Nestled in the vibrant Mira Mesa neighborhood, our branch is just a stone's throw away from popular landmarks like the Mira Mesa Community Park and the Mira Mesa Shopping Center. This prime location makes it easy for you to drop by and take care of your banking needs. At our branch, we prioritize accessibility for all members. With ample parking available and features that comply with ADA standards, we ensure that everyone can visit us comfortably. If you're looking to use our services, you'll be pleased to know that we have an ATM on-site for quick withdrawals or balance checks whenever you need them. Our lobby hours are designed with your schedule in mind; we're open Monday through Friday from 9 AM to 5 PM, and on Saturdays, you can visit us from 9 AM to 2 PM. Unfortunately, we don't offer drive-thru banking at this location, but our friendly staff is always ready to assist you inside. While you're here, explore a variety of personal banking options including checking and savings accounts, auto loans, mortgage loans, and more! We also provide online and mobile banking services for those who prefer managing their finances on-the-go. If you have any questions or need assistance, feel free to give us a call at 877-732-2848. We're excited to help you achieve your financial goals! Come by today and discover how San Diego County can serve you better.

Member Eligibility

Becoming a member of San Diego County is like joining a close-knit family that genuinely cares about your financial well-being. If you're looking to enjoy the benefits of personalized service and community support, you've come to the right place! To qualify for membership, you generally need to live, work, or go to school in the San Diego area, but we also welcome family members of current members. This means that joining us is accessible for many people in our vibrant community. For more specific details on eligibility criteria, check out this resource: . Opening an account at San Diego County is straightforward and inviting. With a range of services tailored just for you from checking and savings accounts to auto loans and credit cards you'll find everything you need under one roof. If you're ready to take the next step, feel free to reach out at (877) 732-2848, or better yet, visit us at our convenient location: 6705 Mira Mesa Blvd San Diego Ca 92121. We're excited to help you on your financial journey!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $174 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $451,471,180, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments easily, whether at a physical location or online. Our solutions ensure you can focus on what matters running your business while we handle the rest. Located at 6705 Mira Mesa Blvd San Diego Ca 92121 in San Diego, CA, our team is ready to partner with you on your journey to success. Reach out today at (877) 732-2848 to learn how we can support your business goals!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer tailored solutions including Merchant Services & Business Loans. Whether you're starting a new venture or expanding an existing one, our team is ready to assist you in achieving your business goals.

Convenient Access Points

Accessing cash has never been easier with our ATM & Cash Withdrawal Services available at various locations. Our ATMs provide basic services like withdrawals and balance checks whenever you need them. At San Diego County, we're committed to making banking as convenient as possible. If you're ready to take control of your financial future or if you have questions about any of our services, don't hesitate to reach out! Give us a call at (877) 732-2848 or visit us during our operating hours: M-F 9 am - 5 pm and Sat 9 am - 2 pm. We're here to help!

Credit Cards with Benefits

Take advantage of our Credit Cards with Rewards, which not only allow you to make purchases but also earn rewards points that can be redeemed for travel, merchandise, and more. Enjoy the convenience of cashless transactions while reaping benefits at the same time!

Home Ownership Made Easy

Dreaming of homeownership? Our Mortgage Loans & Refinancing services are designed to help you navigate the complexities of buying or refinancing your home. We offer personalized advice to ensure you find the best mortgage solution for your unique situation. Let us help turn that dream into reality!

Personal Banking Solutions

Whether you're looking to open a checking or savings account, we have options that fit your lifestyle. With our Personal Banking services, you can easily access your funds, set up automatic transfers, and keep track of your spending. Imagine having the ability to monitor your accounts right from your phone our Online & Mobile Banking features make this possible! You can check balances, transfer money, and pay bills with just a few taps.

Personal Loans for Every Need

Life can throw unexpected expenses your way, which is why we provide Personal Loans & Debt Consolidation solutions. Whether you need funds for a big purchase or want to simplify your finances by consolidating debt, we have options that work for you.

Vehicle Financing

For those considering buying a new car or refinancing an existing loan, our Auto Loans & Vehicle Financing options offer competitive rates and flexible terms. Picture driving off in your dream vehicle without the stress of high payments. Our team is here to guide you through the process and help you understand all available financing options.

Digital & Online Banking

Key Services

Visit us at https://www.sdccu.com/ to explore our full range of digital services. Our online banking platform is available 24/7, allowing you to check your balance, pay bills, and transfer money whenever it suits you. For those moments when you need to send money to a friend or family member quickly, our person-to-person transfer feature makes it simple and fast.

Mobile Features

On-the-go? No problem! Our mobile application puts banking right in your pocket. Whether you're making mobile payments or managing your accounts from your smartphone, everything is designed for ease of use. You can even receive notifications about important account activities in real time. With all these features at San Diego County, banking has never been more accessible. Enjoy the freedom to manage your finances on your terms!

Security & Convenience

Your security is our top priority. We offer electronic signature authorization, which means signing documents online is not only easier but also safe. Plus, with e-statements available, you can reduce clutter while keeping track of your transactions effortlessly.

Financial Strength

Growing Trust Among Members

Total Share Accounts stand at an impressive 1,011,075, showing a strong and growing member base that trusts us with their finances. This growth further underscores our commitment to fostering a community where every member feels valued. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, San Diego County is your trusted partner. Visit us at 6705 Mira Mesa Blvd San Diego CA 92121 or call 877-732-2848 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $1,839,518,388 in share certificates and $2,229,543,374 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 net income reflects our operational efficiency during this reporting period but does not diminish our ability to provide competitive loan rates and solid financial products for our members. We also take pride in having 831 full-time employees and 26 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Your Benefit

With $1,772,319,859 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in the $36,604 in used auto loans and $5,561,449,660 in total loans and leases available to support your financial goals across various sectors.

Strong Financial Health

With a net worth of $1,799,741,526, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1794 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

We offer flexible auto loan options for both new and used vehicles. Whether you're eyeing the latest model or looking for a reliable pre-owned car, our auto loans can help you make it happen. With $73,208 in total auto loans extended to our members, you can trust that we have the experience and resources to assist you.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $451,471,180 provide the capital needed to expand your enterprise. We recognize the unique challenges businesses face and strive to offer solutions that align with your vision.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $233,860,187. We simplify the process of buying or refinancing your home so that you can focus on what truly matters making it yours.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, we have options available designed to lower your payments and improve your financial situation. It's worth exploring how refinancing could benefit you. At San Diego County, we're committed to providing personalized service and transparent options tailored to your financial journey. For more information or to discuss which loan product is right for you, don't hesitate to reach out at (877) 732-2848. Remember, all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you navigate your financial decisions confidently!

Unsecured Credit Card Loans

Managing daily expenses or planning for larger purchases? We also offer flexible terms on unsecured credit card loans, with a total of $102,088,852 in loans helping members manage their finances effectively. This option provides convenience and flexibility, allowing you to access funds when needed without collateral.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in the rates presented to users. No Sponsored Listings: Unlike many other comparison tools, LendMesh does not prioritize lenders based on paid promotions. The primary goal is to provide unbiased results, enabling users to make decisions based solely on their needs. Real-Time Rate Comparisons: LendMesh features up-to-date loan rates from multiple institutions. This allows users to access current information and make informed choices quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Take control of your financial decisions today. Compare real-time loan offers at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

SAN DIEGO COUNTY CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans