San Diego County San Diego CA Credit Union | Quick Personal Loans & Top Checking

Introduction

Welcome to San Diego County, your trusted partner in financial growth and community well-being. Located conveniently at 5407 Balboa Ave Ste 420, San Diego, CA 92111, we are proud to serve our members with a commitment that dates back to 1938. With over 429,000 members, we are dedicated to providing personalized banking solutions tailored to your unique needs. At San Diego County, we understand the importance of your hard-earned money. That's why we manage a robust total asset portfolio of over $10 billion and maintain total deposits exceeding $536 million. Our financial strength is further highlighted by a net worth of approximately $1.8 billion, ensuring that you can trust us with your savings and investments. Our CEO, Teresa Campbell, along with Board President Shirley Jackson, leads a team of 857 dedicated employees who are passionate about helping you achieve your financial goals. Whether you're looking for personal banking services like checking and savings accounts, auto loans, or even business banking options, we're here for you. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address mentioned above. Explore our range of services on our website at sdccu.com or give us a call at 877-732-2848. We're ready to help you take the next step towards financial success!

Branch History & Mission

Commitment to Service

We are proud to offer a range of services tailored for both personal and business needs including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and merchant services for businesses. Additionally, we ensure accessibility with features like ATM availability and user-friendly digital platforms. While members can visit us at our branch on Balboa Avenue during our convenient operating hours Monday through Friday from 9 am to 5 pm and Saturday from 9 am to 2 pm we also encourage official correspondence through our mailing address if necessary. In everything we do at San Diego County, our focus remains on you the member. Your financial well-being is at the heart of our mission as we continue serving you with integrity and dedication. We invite you to join us at San Diego County! Experience first-hand how we can help you achieve your financial goals while being part of a community-focused organization. For more information or inquiries, feel free to reach out at 877-732-2848 or visit us online at sdccu.com. Together, let's build a brighter future!

Community Focus

At San Diego County, we understand that being part of a credit union goes beyond just banking. It's about building relationships and giving back to the community. We actively engage in outreach programs that support local initiatives, educational endeavors, and charitable activities. By partnering with various organizations, we strive to create a positive impact in the lives of those around us.

Our Story

From its humble beginnings, San Diego County has transformed into a trusted financial partner for countless individuals and families in the area. Throughout our history, we have remained committed to providing exceptional financial services while fostering a sense of community among our members. As we evolved, we embraced modern banking solutions to enhance our offerings making it easier for you to manage your finances through online banking and mobile applications. Our mission is straightforward yet powerful: to empower our members by providing affordable financial products and services that meet their needs while contributing positively to our community. We believe in treating everyone with respect and ensuring that each member feels valued.

Branch Location & Accessibility

Welcome to San Diego County at our convenient location on 5407 Balboa Ave Ste 420, San Diego, CA 92111! Nestled in the vibrant community of San Diego, we are easily accessible for all your banking needs. Whether you're just around the corner or traveling from nearby areas, finding us is a breeze. If you're familiar with the area, you'll notice we're close to popular spots like the Westfield Mission Valley and the beautiful Balboa Park. Our branch is designed with your comfort in mind. We offer ample parking right outside, making it easy for you to pop in for personal banking services or a quick ATM withdrawal. Plus, our building meets ADA compliance standards, ensuring everyone can access our services without hassle. Our friendly team is here to assist you Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM. If you have questions or need assistance outside of these hours, don't hesitate to give us a call at 877-732-2848. While you're here, take advantage of our full range of services including checking and savings accounts, auto loans, mortgage refinancing, and more. We also have an ATM available for your convenience if you need cash quickly. So why wait? Come visit us at San Diego County, where we prioritize your financial well-being and provide the support you need. We look forward to serving you!

Member Eligibility

At San Diego County, we believe that becoming a member is like joining a close-knit family that supports you every step of the way. Membership is open to individuals who live, work, or worship in the communities we serve, making it easy for you to connect and thrive with us. Whether you're looking to open a checking account, secure a loan, or simply benefit from our financial services, we're here to help you achieve your goals. If you're interested in learning more about the specific eligibility criteria, feel free to check out our detailed informati. Opening an account is straightforward and welcoming! You can start your journey with us by visiting our branch located at 5407 Balboa Ave Ste 420 San Diego Ca 92111, or simply give us a call at (877) 732-2848. Our friendly team is ready to assist you and answer any questions you might have. Join us today and experience the advantages of being part of the San Diego County community!

Business Banking & Commercial Services

Merchant Services That Matter

Beyond loans, we offer essential merchant services designed to make everyday transactions easier for your business. Whether it's accepting card payments or managing payroll, our tools are here to simplify operations so you can focus on what you do best growing your business. At San Diego County, located at 5407 Balboa Ave Ste 420 San Diego Ca 92111 in San Diego, CA, we're dedicated to being your trusted partner in business banking. Let us help you turn your vision into reality!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $174 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $451,471,180, we continue to drive economic growth by financing new and expanding businesses. Imagine a local café using their loan to purchase new equipment, allowing them to serve more customers and improve their offerings. Or a startup that secures funding for marketing campaigns, taking their brand to the next level. Each loan we provide helps build stories of success in our community.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, we offer tailored solutions through our Business Banking services. From Merchant Services that make accepting payments easy to Business Loans that fuel growth and innovation, we're here to support your business journey every step of the way.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we emphasize our robust Online & Mobile Banking services. You can access your accounts anytime using our mobile app or website. Need cash? Our ATM & Cash Withdrawal Services are available at various locations for easy access whenever you need it.

Join Us Today!

At San Diego County, we're committed to ensuring that you have all the financial tools necessary for success. If you're ready to take control of your finances or start a new chapter in your life with us, don't hesitate to reach out! Call us at (877) 732-2848 or visit us at 5407 Balboa Ave Ste 420 San Diego Ca 92111 in San Diego, CA. We look forward to serving you! For more information about our services and how we can assist you further, check out our website at Branch 35 Balboa Genesee.

Personal Banking Solutions

For individuals seeking financial stability, our personal banking options include Checking & Savings Accounts designed to help you manage your money effectively. With user-friendly online and mobile banking features, you can easily monitor your accounts, transfer funds, and pay bills from the comfort of your home or on the go. If you're planning to purchase a new vehicle, consider our Auto Loans & Vehicle Financing options. We offer competitive rates to help you get behind the wheel without breaking the bank. Additionally, our Mortgage Loans & Refinancing services provide pathways to homeownership with flexible terms that suit your budget. Sometimes life throws unexpected expenses your way, which is why our Personal Loans & Debt Consolidation products can offer relief by consolidating debt into a single payment. Plus, with our Credit Cards with Rewards, every purchase you make earns you points that can be redeemed for travel, merchandise, and more.

Digital & Online Banking

Key Features

Our digital banking services include electronic signature authorization, making it simple and secure to sign important documents from the comfort of your home. You can also opt for e-statements, which not only help reduce paper waste but also allow you to access your financial statements anytime you need them. For those on the go, our mobile application is a must-have tool. With it, you can make mobile payments easily and even send money directly to friends or family with our person-to-person transfer feature. Whether you're at home or out and about, managing your finances has never been easier! At San Diego County, we're committed to providing accessible and straightforward banking solutions. Our online banking services empower you with real-time account management right at your fingertips. Join us today and experience the ease of banking digitally!

Financial Strength

At San Diego County, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a commitment to transparency and trust, we are proud to share our financial health with you. With a net worth of $1,799,741,526, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 17.94% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,839,518,388 in share certificates and $2,229,543,374 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,772,319,859 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $36,604 in used auto loans and $5,561,449,660 in total loans and leases, we support your financial goals across various sectors. Our operational efficiency shines through with a net income of $11,703,648, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 831 full-time employees and 26 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 1,011,075, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, San Diego County is your trusted partner. Visit us at 5407 Balboa Ave Ste 420 San Diego Ca 92111 or call (877) 732-2848 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $600,752,974 in used vehicle loans and $441,768,581 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new model or a reliable used vehicle, our team can assist you in finding the best option tailored to your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $451,471,180 provide the capital needed to grow and expand your operations. Whether you need funding for equipment, inventory, or other business needs, our dedicated team is here to help you navigate the process. At San Diego County, we're committed to ensuring our members have access to the financial resources they need. If you're considering refinancing or exploring eligibility options, don't hesitate to reach out. Our knowledgeable staff is ready to assist you at every turn. For any inquiries or more information about our loan offerings, please contact us at (877) 732-2848 or visit us at 5407 Balboa Ave Ste 420 San Diego Ca 92111 in San Diego, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $233,860,187, make buying or refinancing simple. We offer various mortgage solutions to fit your unique situation, whether you're looking for a first-time home purchase or refinancing an existing mortgage.

Unsecured Credit Card Loans

Managing day-to-day expenses? We also offer flexible terms on unsecured credit card loans, with a total of $102,088,852 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your spending power while providing peace of mind.

Loan Aggregator

Benefits of Using LendMesh

One of the standout features of LendMesh is its emphasis on verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Additionally, there are no sponsored listings; LendMesh does not prioritize lenders based on paid promotions its aim is to provide unbiased results. Users benefit from real-time rate comparisons across multiple institutions, which helps them make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness of the tool in delivering valuable insights. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy guarantees that users receive fair and transparent offers. By relying on verified sources, LendMesh creates a trustworthy platform where potential borrowers can explore their options confidently.

SAN DIEGO COUNTY CREDIT UNION - San Diego, CA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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Loan rates in San Diego, CA (92111)