San Diego County San Diego CA Credit Union | Cheap Mortgage Refinance & Auto Loans

Introduction

Welcome to San Diego County, your trusted financial partner located at 3455 Sports Arena Blvd Ste 120, San Diego, CA 92110. Established in 1938, we have proudly served our community for over 85 years, helping individuals and families achieve their financial goals. With a total membership of 429,218, we are committed to providing personalized banking services that cater to your unique needs. At San Diego County, we understand the importance of financial stability. That's why we manage over $10 billion in assets, including $536,922,463 in deposits and an impressive $1,799,741,526 in net worth. Our dedicated team is here to assist you with a wide range of services from personal checking and savings accounts to auto loans and mortgages. Led by our CEO, Teresa Campbell, and Board President, Shirley Jackson, our team of 857 employees is focused on delivering exceptional service and support to each member. We take pride in our robust offerings which include online and mobile banking options for your convenience. While members can visit us at 3455 Sports Arena Blvd Ste 120, official correspondence should be sent to the same address since we do not have a different mailing address. We invite you to explore all that San Diego County has to offer. Whether you're looking for a loan or simply need advice on managing your finances, we're here for you. Feel free to call us at (877) 732-2848 or visit our website at sdccu.com for more information. Join us today and experience the difference of being a valued member at San Diego County!

Branch History & Mission

At San Diego County, we take pride in our rich legacy and commitment to our members. Founded in 1938, our branch has been a steadfast partner for the community of San Diego, California, for over eight decades. Located at 3455 Sports Arena Blvd Ste 120, San Diego, CA 92110, we are easily accessible to those who seek reliable financial services. Our branch stands as a testament to growth and resilience, evolving alongside our members' needs. Since our inception, we have grown significantly. Today, we proudly serve over 429,000 members with total assets exceeding $10 billion. This growth reflects our dedication to providing exceptional service and innovative solutions tailored to the unique circumstances of each member. Our mission is clear: to empower individuals and businesses by offering personalized banking experiences that foster financial health and community strength. Our operating hours cater to your busy life Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM. While you can visit us at our branch location for all your banking needs, feel free to reach out at 877-732-2848 for any inquiries or assistance. The heart of our mission lies not only in providing financial services but also in supporting our local community. We actively engage in outreach programs and partnerships aimed at enhancing the lives of those around us. Whether it's through financial literacy workshops or community events, we strive to make a positive impact on the neighborhoods we serve. As we continue to embrace technological advancements like online banking and mobile payments, we ensure that our services remain accessible and user-friendly for everyone. We also prioritize ADA compliance so that all members can enjoy seamless access to our offerings. While we do not have a drive-thru or shared service center at this branch, our ATM availability ensures that you can manage your transactions conveniently whenever needed. Join us at San Diego County and discover how we can support your financial journey. With a strong focus on customer satisfaction and community engagement, we invite you to experience the benefits of being part of our family. Together, let's build a brighter future!

Branch Location & Accessibility

Convenient Access and Features

Parking is hassle-free at our location, with ample space available for your convenience. Our branch is fully accessible, featuring ramps and ADA-compliant entrances so everyone can visit us comfortably. We're proud to offer a variety of services tailored to meet your banking needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, our team is here to assist you every step of the way. You can also take advantage of our ATM services for quick cash withdrawals and balance checks.

Operating Hours That Fit Your Schedule

Our lobby hours are designed with your busy schedule in mind. We're open Monday through Friday from 9 AM to 5 PM, and on Saturdays from 9 AM to 2 PM for drive-thru service. This ensures that you can access your banking services when it's most convenient for you. If you have any questions or need assistance, don't hesitate to give us a call at 877-732-2848. Our friendly staff is ready to help! Come visit us at San Diego County today we look forward to serving you!

Member Eligibility

At San Diego County, we believe that everyone deserves a supportive community to help them achieve their financial goals. Becoming a member is simple and welcoming. If you're living, working, or attending school in the San Diego area, you're likely eligible to join us! We proudly serve individuals from all walks of life, providing access to valuable financial resources and personalized services. Whether you're looking for checking accounts, auto loans, or credit cards with rewards, joining San Diego County opens up a world of benefits tailored just for you. To start your membership journey, just swing by our branch located at 3455 Sports Arena Blvd Ste 120 San Diego Ca 92110 or give us a call at (877) 732-2848. Our friendly staff will guide you through the account opening process and answer any questions you may have. For more detailed eligibility criteria, feel free to check out our website at . We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Empower

Imagine seamlessly processing payments while focusing on what you do best running your business. Our merchant services provide just that. From accepting credit cards to setting up online payment systems, we help streamline your transactions so you can enhance customer satisfaction and boost sales. Located at 3455 Sports Arena Blvd Ste 120 San Diego Ca 92110 in San Diego, CA, our dedicated team is here to assist you every step of the way. Let's grow together! For more information, visit us online at http://www.sdccu.com.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $174 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $451,471,180, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Support You Can Trust

If you're running a business, we understand the unique challenges you face. That's why we provide specialized Business Banking solutions, including Merchant Services and Business Loans, designed to support your growth and help streamline operations.

Embracing Digital Convenience

In today's fast-paced world, convenience is key. Our Online & Mobile Banking services let you manage your accounts from anywhere at any time. Whether you're checking balances, transferring funds, or making payments, we've got you covered with user-friendly tools designed for busy lifestyles. Need cash on the go? Our ATM & Cash Withdrawal Services are readily available so that accessing your money is never an issue. Basic ATM Access allows for easy withdrawals and balance checks right when you need it.

Financing Your Dreams

Thinking about buying a new car or refinancing your home? We offer Auto Loans & Vehicle Financing to help you hit the road in style without breaking the bank. Additionally, our Mortgage Loans & Refinancing services make it easier for you to purchase your dream home or lower your monthly payments. For those unexpected expenses or big purchases, our Personal Loans & Debt Consolidation options allow you to borrow what you need while managing your existing debt more effectively.

Personal Banking Made Easy

Imagine walking into a place where managing your money feels effortless. With our Personal Banking options, including Checking & Savings Accounts, you can easily handle your day-to-day finances. Our accounts come with features that help you track your spending and save for future goals.

Rewarding Credit Options

Did you know that using credit can also earn you rewards? With our Credit Cards with Rewards, every purchase brings you closer to exciting benefits. It's a smart way to use everyday spending to get something back.

Visit Us Today!

At San Diego County, we're proud to offer these comprehensive financial services designed with our members' needs in mind. If you're ready to take control of your finances or have any questions about our offerings, don't hesitate to reach out! Give us a call at (877) 732-2848 or visit us at 3455 Sports Arena Blvd Ste 120 San Diego Ca 92110 in San Diego, CA. We're here to help!

Digital & Online Banking

Key Features

One of the standout features is our electronic signature authorization. This means you can sign documents securely online without needing to visit a branch. It's perfect for busy members who appreciate convenience and efficiency. We also offer e-statements, so you can say goodbye to paper clutter. Access your statements anytime and anywhere while keeping your information safe and secure. If you're looking to make quick payments or split costs with friends, our person-to-person transfer feature has you covered. It's an easy way to send money directly from your account to someone else's no hassles involved! For those who prefer using their smartphones for payments, our mobile payments feature allows you to make transactions with just a tap. It's fast and incredibly user-friendly. At San Diego County, we prioritize your security while providing these convenient services. Our online banking system is designed with top-notch security measures, ensuring that your information remains private and protected. In summary, whether it's through our website or mobile app, managing your accounts is straightforward and accessible. Experience the ease of banking with us today!

Financial Strength

Commitment to Growth

With $1,772,319,859 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $36,604 in used auto loans and $5,561,449,660 in total loans and leases, supporting our members' financial goals across various sectors.

Member Trust

Total Share and Deposit Accounts stand at 1,011,075, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending are currently at $0, further highlighting our readiness to support your financial endeavors. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, San Diego County is your trusted partner. Visit us at 3455 Sports Arena Blvd Ste 120 San Diego Ca 92110 or call (877) 732-2848 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our commitment to efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 831 full-time employees and 26 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $1,839,518,388 in share certificates and $2,229,543,374 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $1,799,741,526, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,794 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $600,752,974 in used vehicle loans and $441,768,581 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our dedicated team will work with you to find a plan that fits your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $451,471,180 provide the capital needed to grow and expand. We recognize that each business has its own set of challenges and opportunities, which is why we offer tailored solutions designed to support your ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $233,860,187, make buying or refinancing simple. We provide competitive rates and personalized service to guide you through the entire process, ensuring that you feel confident every step of the way.

Refinancing Options

If you're considering refinancing any of your existing loans, our knowledgeable staff can help you explore eligibility options and find ways to reduce your monthly payments or overall interest costs. With various loan products available at San Diego County, we are committed to providing financial solutions that empower our members. If you have questions or want more information, feel free to reach out at (877) 732-2848. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $102,088,852 in loans helping members manage their finances effectively. This product is perfect for those looking for convenience and rewards while keeping control over their spending.

Loan Aggregator

Benefits of Using LendMesh

One of the key advantages of using LendMesh is its commitment to providing verified data. Loan offers are obtained exclusively from credible financial institutions, ensuring that users can trust the information they receive. Additionally, LendMesh operates without sponsored listings; lenders are not prioritized based on paid promotions. This means users get unbiased results tailored to their needs. Another important feature is real-time rate comparisons. The platform updates loan rates from multiple institutions regularly, allowing users to make informed decisions quickly. Whether you're looking for a mortgage, an auto loan, or personal financing, LendMesh has you covered. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial illustrates how effective and user-friendly the platform is. To explore your options and find the best rates available for your needs, compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that the offers presented are fair and transparent, giving users confidence in their choices. By pulling real-time data from legitimate sources, LendMesh guarantees that users have access to current market rates.

SAN DIEGO COUNTY CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans